HP 10bII+ Quick Start Manual

HP 10bII+ Financial Calculator
Quick Start Guide
HP Part Number: NW239-90201
Edition 1, April 2010
i
Legal Notice
This manual and any examples contained herein are provided “as is” and are
subject to change without notice. Hewlett-Packard Company makes no warranty
of any kind with regard to this manual, including, but not limited to, the implied
warranties of merchantability, non-infringement and fitness for a particular purpose. In this regard, HP shall not be liable for technical or editorial errors or
omissions contained in the manual.
Hewlett-Packard Company shall not be liable for any errors or for incidental or
consequential damages in connection with the furnishing, performance, or use of
this manual or the examples contained herein.
Copyright © 2010 Hewlett-Packard Development Company, L.P.
Reproduction, adaptation, or translation of this manual is prohibited without prior
written permission of Hewlett-Packard Company, except as allowed under the
copyright laws.
Hewlett-Packard Company
Palo Alto, CA
94304
USA
ii
Keyboard Legend
iii
Number
iv
Primary Functions
(white)
\
]
SHIFT Up
SHIFT Down
(orange functions on (blue functions above
key bevel)
keys)
1
12 digit, 7-segment LCD
display
2
Time Value of Money
(TVM)
Amortization, payments
per year/Interest
conversion
Bonds
3
Input key/margin, cost,
price and markup
Date and number of
days, IRR per year, NPV,
beginning/end of
payment period
Calendar and coupon
payment schedules,
settlement and maturity
dates (bonds)
4
Memory register,
Swap, percent change,
percent, cash flow entry, cash flow count, delete
statistics entry,
statistics, round
backspace
5
Change sign, recall and Scientific notation,
memory
exponent, store, clear
statistics, parentheses
6
SHIFT Up (blue) SHIFT Down (orange)
7
Numbered keys: 1, and
4-9
Statistical functions and
estimation
Statistical functions and
regression modes
8
Clear
Clear all
Clear selected memory
9
On
Off
Operating mode
10
Numbered keys: 0 and
2-3, decimal
Common mathematical
functions
Z and T probability and
combination/
permutation functions
11
Mathematical functions
Common mathematical
functions, parentheses
Trigonometric functions
12
Annunciators
Break-even
Depreciation, hyperbolic
and inverse functions
Table of Contents
Legal Notice .........................................................................ii
Keyboard Legend.................................................................iii
Power On and Off ............................................................... 1
Basics of Key Functions ......................................................... 1
Shift Keys ............................................................................ 2
Boxed Key Functions............................................................. 4
Percentages ......................................................................... 5
Memory Keys ...................................................................... 7
Time Value of Money (TVM) ................................................ 10
TVM What if...................................................................... 11
Amortization...................................................................... 13
Depreciation...................................................................... 15
Interest Rate Conversion ...................................................... 17
Cash Flows, IRR/YR, NPV, and NFV..................................... 18
Date and Calendar............................................................. 21
Bonds ............................................................................... 23
Break-even ........................................................................ 26
Statistical Calculations ........................................................ 27
Probability......................................................................... 30
1
Trigonometric Functions .......................................................32
Replacing the Batteries ........................................................33
Customer Care ...................................................................34
Product Regulatory and Environmental Information ..................37
HP Limited Hardware Warranty and Customer Care ...............38
Limited Hardware Warranty Period .......................................38
General Terms ....................................................................38
Exclusions ..........................................................................39
2
Getting Started
This guide is intended to get you started with your new 10bII+ financial calculator. It includes basic information about the many features available on the 10II+
along with example problems. If you require more information about the concepts presented here, refer to the HP 10bII+ Financial Calculator User’s Guide on
the CD included in the package along with your calculator. For more information
about HP calculators, please refer to the training materials available at:
www.hp.com/calculators.
Power On and Off
To turn on your HP 10bII+, press
=. To turn the calculator off, press the orange
\, then >. To change the brightness of the display, hold down
= and then simultaneously press 1 or A.
shift key,
Since the calculator has continuous memory, turning it off does not affect the
information you have stored. To conserve energy, the calculator turns itself off
after five minutes of inactivity. The calculator uses two CR2032 coin batteries. If
you see the low-battery symbol
(
)
in the display, replace the batteries.
See the section below titled, Replacing the Batteries for more information.
Basics of Key Functions
Table 1-1 Basics of key functions
Keys
=
] [blue]
Display
0.00
0.00
Description
Turns calculator on.
Displays shift
annunciator
Getting Started
.
1
Table 1-1 Basics of key functions
Keys
\ [orange]
Display
0.00
Description
Displays shift
annunciator
JGD|
M
\t
\N
]Oj
]OY
]OJ
]O:
\>
.
12_
Erases last character.
0.00
Clears display.
STAT CLR (message flashes, then Clears statistics
disappears)
memory.
12 P_Yr (message flashes, then
disappears)
BOND CLR (message flashes,
then disappears)
Clears all memory.
Clears bond memory.
BR EV CLR (message flashes, then Clears break-even
disappears)
memory.
TVM CLR (message flashes, then Clears tvm memory.
disappears)
CFLO CLR (message flashes, then Clears cash flow
disappears)
memory.
Turns calculator off.
Shift Keys
Most keys on the HP 10bII+ have three functions:
• a primary function printed in white on the key.
• a secondary function printed in orange on the bevel of the key.
• a tertiary function printed in blue above the key on the keyboard (see
Figure 1).
2
Getting Started
Figure 1
When you press
\ or ], a shift annunciator
or
indicate that the shifted functions are active. For example, press
is displayed to
\ followed
2 to multiply a number in the display by itself. To turn the shift annunciators off, simply press \ or ] again.
by
In this guide, key symbols are used to indicate the key presses used in the example problems. These symbols vary in appearance according to whether they indicate the primary, secondary, or tertiary functions required for the problem. For
example, the functions associated with the equals key,
4, are illustrated in the
text as follows:
•
•
•
4
secondary function (display): \5
tertiary function (random): ]6
primary function (equals):
Getting Started
3
Boxed Key Functions
There are three shifted key functions on the calculator that are used to change the
operation of another key's function. These three tertiary functions,
]O,
]o and ]r, are bound by blue boxes to show that they operate differently. These special functions require subsequent key presses to operate.
For example, the functions associated with the clear key,
M, include:
Table 1-2 Clearing functions
Keys
Associated Function
M
\N
]Oj
]OY
]OJ
]O:
Clear display.
Clear all memory.
Clears bond memory.
Clears break-even memory.
Clears TVM memory.
Clears cash flow memory.
For more information on the calculator’s keys and basic functions, refer to chapter
2, Getting Started in the HP 10bII+ Financial Calculator User’s Guide.
4
Getting Started
Percentages
Table 1-3 Keys for percentage calculations
Keys
Description
§
\¨
À
¼
®
Ã
Percent
Percent change
Cost
Price
Margin
Markup
Add 15% to $17.50.
Table 1-4 Calculating the price
Keys
Jj7V:1
JV§4
Display
Description
17.50
Enters number.
20.13
Adds 15%.
Getting Started
5
Find the margin if the cost is $15.00 and selling price is $22.00.
Table 1-5 Finding the margin
Keys
JVÀ
GG¼
®
Display
Description
15.00
Enters cost.
22.00
Enters price.
31.82
Calculates margin.
If the cost is $20.00 and the markup is 33%, what is the selling price?
Table 1-6 Calculating the price
Keys
Display
Description
G:À
DDÃ
¼
20.00
Enters cost.
33.00
Enters markup.
26.60
Calculates price.
For more information on percentages, refer to chapter 3, Business Percentages in
the HP 10bII+ Financial Calculator User’s Guide.
6
Getting Started
Memory Keys
Table 1-7 Memory keys
Keys
Description
ª
s
p
m
\w
Stores a constant operation.
Stores a value in the M register (memory location).
Recalls a value from the M register.
Adds a value to the number stored in the M register.
When followed by a number key,
: to d, or 7 and
: to d, stores a number in the display into a numbered
data storage register. There are 20 storage registers,
\w7 followed by :
d to access registers 10-19.
When followed by a number key, : to d, or 7 and
: to d, recalls a number from a storage register.
Pressv7 followed by : through d to access
designated 0-19. Press
through
v
registers 10-19.
Getting Started
7
Multiply 17, 22, and 25 by 7, storing ‘× 7’ as a constant operation.
Table 1-8 Storing ‘x 7’ as a constant
Keys
JjPjª
4
GG4
GV4
Display
7.00
Description
Stores ‘× 7’ as a
constant operation.
119.00
Multiplies 17 × 7.
154.00
Multiplies 22 × 7.
175.00
Multiplies 25 × 7.
Store 519 in register 2, then recall it.
Table 1-9 Storing and recalling
8
Keys
Display
Description
VJd\wG
M
vG
519.00
Stores 519 in register
2.
Getting Started
0.00
519.00
Clears display.
Recalls register 2.
Store 1.25 into register 15, then add 3, and store the result in register 15.
Table 1-10 Storage register arithmetic
Keys
Display
Description
J7GV
\w7V
1.25
D\w17V
3.00
Adds 3 to 1.25 in
register 15 stores the
result in register 15.
M
v7V
0.00
Clears the display.
4.25
Recalls register 15.
Inputs 1.25 into the
display.
Stores 1.25 in register
15.
For more information on number storage and storage register arithmetic, refer to
chapter 4, Number Storage and Storage Register Arithmetic in the HP 10bII+
Financial Calculator User’s Guide.
Getting Started
9
Time Value of Money (TVM)
Enter any four of the five values and solve for the fifth.
A negative sign in the display represents money paid out, and money received is
positive.
Table 1-11 Keys for TVM calculations
Keys
Description
]OJ
Ù
Ò
Ï
Ì
É
\¯
\Í
Clears TVM memory and the current P_Yr is displayed.
Number of payments.
Interest per year.
Present value.
Payment.
Future value.
Begin or End mode.
Number of payments per year mode.
If you borrow $14,000 (PV) for 360 months (N) at 10% interest (I/YR), what is the
monthly repayment?
Set to End mode. Press
10
Getting Started
\¯ if BEGIN annunciator is displayed.
Table 1-12 Calculating the monthly payment
Keys
]OJ
Display
Description
TVM CLR (message
flashes, then
disappears)
Clears TVM memory
and displays the current
P_Yr.
12.00
Sets payments per year.
JG\Í
DS:Ù
J:Ò
JY:::Ï
:É
Ì
360.00
10.00
14,000.00
0.00
-122.86
Enters number of
payments.
Enters interest per year.
Enters present value.
Enters future value.
Calculates payment if
paid at end of period.
TVM What if...
It is not necessary to reenter TVM values for each example. Using the values you
just entered, how much can you borrow if you want a payment of $100.00?
Table 1-13 Calculating a new payment
Keys
Display
Description
J::yÌ
-100.00
Enters new payment
amount. (Money
paid out is
negative).
Getting Started
11
Table 1-13 Calculating a new payment
Keys
Display
Ï
11,395.08
Description
Calculates amount
you can borrow.
...how much can you borrow at a 9.5% interest rate?
Table 1-14 Calculating a new interest rate
Keys
Display
d7VÒ
Ï
J:Ò
JY:::Ï
Ì
Description
9.50
Enters new interest
rate.
11,892.67
Calculates new
present value for
$100.00 payment
and 9.5% interest.
10.00
Reenters original
interest rate.
14,000.00
Reenters original
present value.
-122.86
Calculates original
payment.
For more information on TVM concepts and problems, refer to chapter 5,
Picturing Financial Problems, and chapter 6, Time Value of Money Calculations
in the HP 10bII+ Financial Calculator User’s Guide.
12
Getting Started
Amortization
After calculating a payment using Time Value of Money (TVM), input the periods
\Ê. Press \Ê once for periods 1–12,
and once again for payments 13–24, and so on. Press 4 to continually cycle
to amortize and press
through the principal, interest, and balance values (indicated by the PRIN, INT,
and BAL annunciators respectively). Using the previous TVM example, amortize a
single payment and then a range of payments.
Amortize the 20th payment of the loan.
Table 1-15 Amortizing the 20th payment of the loan
Keys
Display
Description
G:Æ
\Ê
4
4
20.00
Enters period to
amortize.
4
20 – 20
Displays period to
amortize.
-7.25
Displays principal.
-115.61
Displays interest.
(Money paid out is
negative).
13,865.83
Displays the balance
amount.
Getting Started
13
Amortize the 1st through 24th loan payments.
Table 1-16 Amortization example
Keys
JÆJG
\Ê
4
4
4
\Ê
4
4
4
Display
Description
12_
Enters range of
periods to amortize.
1 – 12
Displays range of
periods (payments).
-77.82
Displays principal.
-1,396.50
Displays interest.
(Money paid out is
negative).
13,922.18
Displays the balance
amount.
13 – 24
Displays range of
periods
-85.96
Displays principal.
-1,388.36
Displays interest.
13,836.22
Displays the balance
amount.
For more information on amortization, refer to the section titled, Amortization in
chapter 6, Time Value of Money Calculations in the HP 10bII+ Financial
Calculator User’s Guide.
14
Getting Started
Depreciation
Table 1-17 Depreciation keys
Keys
Description
]OJ
Clears TVM memory and displays the current P_Yr. Since
depreciation data is stored in the TVM memory, this clears
for depreciation also.
Ù
Ò
Ï
É
]{
]x
]u
Expected useful life of the asset.
Declining balance factor entered as a percentage.
Depreciable cost of the asset at acquisition.
Salvage value of the asset.
Straight-line depreciation.
Sum-of-the-years’-digits depreciation.
Declining Balance depreciation.
Getting Started
15
A metalworking machine, purchased for 10,000.00, is to be depreciated over
five years. Its salvage value is estimated at 500.00. Using the straight-line
method, find the depreciation and remaining depreciable value for each of the
first two years of the machine's life.
Table 1-18 Calculating the depreciation
Keys
]OJ
J::::Ï
V::É
VÙ
J]{
Display
Description
TVM CLR (message
flashes, then
disappears)
Clears TVM memory.
10,000.00
Inputs cost of the item.
500.00
5.00
Inputs the salvage
value of the item.
Inputs the useful life of
the asset.
1,900.00
Depreciation of the
asset in year one.
\«
7,600.00
Remaining
depreciable value
after year one.
G]{
\«
1,900.00
Depreciation of the
asset in year two.
5,700.00
Remaining
depreciable value
after year two.
For more information on depreciation, refer to chapter 7, Depreciation in the HP
10bII+ Financial Calculator User’s Guide.
16
Getting Started
Interest Rate Conversion
To convert between nominal and effective interest rates, enter the known rate and
the number of periods per year, then solve for the unknown rate.
Table 1-19 Keys for interest rate conversion
Keys
Description
\Ó
\Ð
\Í
Nominal interest percent.
Effective interest percent.
Periods per year.
Find the annual effective interest rate of 10% nominal interest compounded
monthly.
Table 1-20 Calculating the interest rate
Keys
Display
Description
J:\Ó
JG\Í
\Ð
10.00
Enters nominal rate.
12.00
Enters payments per
year.
10.47
Calculates annual
effective interest.
For more information on interest rate conversions, refer to the section titled,
Interest Rate Conversions in chapter 6, Time Value of Money Calculations in the
HP 10bII+ Financial Calculator User’s Guide.
Getting Started
17
Cash Flows, IRR/YR, NPV, and NFV
Table 1-21 Cash flows, IRR, NPV, and NFV keys
Keys
Description
]O:
\Í
Clears cash flow memory.
¤
Number of periods per year (default is
12). For annual cash flows, P/YR should
be set to 1; for monthly cash flows, use the
default setting, 12.
Cash flows, up to 45. “J” identifies the
cash flow number. When preceded by a
number, pressing
¤ enters a cash flow
amount.
number1
Æ number2 ¤
Enter a cash flow amount, followed by
Æ. Enter a number for the cash flow
count followed by ¤ to enter cash flow
amount and count simultaneously.
v¤
Opens editor for reviewing/editing
entered cash flows. Press
1 or A
to scroll through the cash flows.
\¥
\Á
\½
18
Getting Started
Number of consecutive times cash flow “J”
occurs.
Internal rate of return per year.
Net present value.
Table 1-21 Cash flows, IRR, NPV, and NFV keys
Keys
Description
\½\«
Net future value.
If you have an initial cash outflow of $40,000, followed by monthly cash inflows
of $4,700, $7,000, $7,000, and $23,000, what is the IRR/YR? What is the IRR
per month?
Table 1-22 Calculating the IRR/YR and IRR per month
Keys
]O:
JG\Í
Y::::y¤
Yj::¤
Display
Description
CFLO CLR
Clears cash flow
(message flashes, then memory.
disappears)
12.00
-40,000.00
(CF 0 flashes, then
disappears)
4,700.00
(CF 1 flashes, then
disappears)
Sets payments per
year.
Enters initial
outflow.
Enters first cash
flow.
Getting Started
19
Table 1-22 Calculating the IRR/YR and IRR per month
Keys
Display
j:::ÆG¤
GD:::¤
v¤
2.00
(CFn 2 flashes, then
disappears)
23,000.00
(CF 3 flashes, then
disappears)
0 -40,000.00
Description
Enters both the cash
flow amount
(7000.00) and
count (2.00)
simultaneously for
second cash flow.
Enters third cash
flow.
Reviews entered
cash flows starting
with the initial cash
flow. Press
1 to
scroll through the
cash flow list to
verify the cash flow
number, the
amounts, and count
for each entry. Press
M to exit.
\Á
aJG4
20
Getting Started
15.96
Calculates IRR/YR.
1.33
Calculates IRR per
month.
What is the NPV and NFV if the discount rate is 10%?
Table 1-23 Calculating NPV and NFV
Keys
Display
Description
J:Ò
\½
\«
10.00
Enters I/YR.
622.85
Calculates NPV.
643.88
Calculates NFV.
For more information on cash flows, refer to chapter 8, Cash Flow Calculations in
the HP 10bII+ Financial Calculator User’s Guide.
Date and Calendar
Table 1-24 Keys used for dates and calendar functions
Keys
Description
]È
Enters dates in DD.MMYYYY or MM.DDYYYY formats.
M.DY is the default. Numbers at the far right of a
calculated date indicate days of the week. 1 is for
Monday; 7 is for Sunday.
]Å
\Ç
Toggles between 360-and 365-day (Actual) calendars.
Calculates the date and day, past or future, that is a given
number of days from a given date. Based on your current
setting, returned result is calculated using either 360-day
or 365-day (Actual).
Getting Started
21
Table 1-24 Keys used for dates and calendar functions
Keys
Description
\Ä
Calculates the number of days between two dates.
Returned result is always calculated based on the 365-day
calendar (Actual).
If the current date is February 28 2010, what is the date 52 days from now? Calculate the date using the 365-day calendar (actual) and the M.DY settings.
If 360 is displayed, press
]Å. If D.MY is displayed, press ]È.
Table 1-25 Calculating the date
Keys
G7GgG:J:
\Ç
VG4
Display
Description
2.28
Inputs the date in
the selected
format.
4-21-2010 3
Inputs the
number of days
and calculates
the date along
with the day of
the week.
For more information on date and calendar functions, refer to chapter 9,
Calendar Formats and Date Calculations in the HP 10bII+ Financial Calculator
User’s Guide.
22
Getting Started
Bonds
Bond calculations, primarily calculating bond price and yield, are performed by
]Ñ and ]Ô. These keys permit you to input data or
return results. Pressing ]Û only calculates a result. The other keys used
two keys,
in bond calculations only permit you to input the data required for the calculations.
Table 1-26 Bond calculation keys
Keys
Description
]Oj
]Û
]Ô
]Ñ
]Î
]Ë
Clears bond memory.
]È
Toggle date format between day-month-year (dd.mmyyyy)
or month-day-year (mm.ddyyyy). Default is mm.ddyyyy.
]Å
Toggle day count calendar between Actual (365-day
calendar) or 360 (30-day month/360-day year calendar).
Calculates accrued interest.
Calculate or input yield% to maturity or yield% to call date
for given price.
Calculate or input price per 100.00 face value for a given
yield.
Input coupon rate stored as an annual %.
Input call value. Default is set for a call price per 100.00
face value. A bond at maturity has a call value of 100% of
its face value.
Getting Started
23
Table 1-26 Bond calculation keys
Keys
Description
]Â
Toggle bond coupon (payment) between semiannual or
]¾
]°
Input settlement date.
annual payment schedules. Default is annual.
Input maturity date or call date. The call date must
coincide with a coupon date.
What price should you pay on April 28, 2010 for a 6.75% U.S. Treasury bond
maturing on June 4, 2020, if you want a yield of 4.75%? Assume the bond is
calculated on a semiannual coupon payment on an actual/actual basis.
]Â to select the semiannual coupon
If D.MY is displayed, press ]È to select M.DY format.
If SEMI is not displayed, press
payment.
Table 1-27 Bond calculation
Keys
]Oj
Y7GgG:J:
]¾
24
Getting Started
Display
Description
BOND CLR (message
flashes, then
disappears)
Clears bond
memory.
4-28-2010 3
Inputs the
settlement date
(mm.ddyyyy
format).
Table 1-27 Bond calculation
Keys
S7:YG:G:
]°
S7jV]Î
J::]Ë
Display
Description
6-4-2020 4
Inputs the
maturity date.
6.75
Inputs CPN%.
100.00
Inputs call
value. Optional,
as default is
100.
Y7jV]Ô
]Ñ
1]Û
4
4.75
Inputs Yield%.
115.89
Calculates the
price.
2.69
Displays the
current value for
accrued
interest.
118.59
Returns total
price (value of
price + value of
accrued
interest). The net
price for the
bond is 118.59.
For more information on bond calculations, refer to chapter 10, Bonds in the HP
10bII+ Financial Calculator User’s Guide.
Getting Started
25
Break-even
Table 1-28 Break-even keys
Keys
Description
]OY
]¬
Clears break-even memory.
]©
]¦
]£
]~
Stores the sales price per unit or calculates it.
Stores the quantity of units required for a given profit or
calculates it.
Stores variable cost per unit for manufacturing or
calculates it.
Stores the fixed cost to develop and market or calculates it.
Stores the expected profit or calculates it.
The sale price of an item is 300.00, the cost 250.00, and fixed cost
150,000.00. For a profit of 10,000.00, how many units would have to be sold?
Table 1-29 Calculating break-even
Keys
Display
]OY
JV::::]£
26
Getting Started
Description
Clears breakBR EV CLR
(message flashes, even memory.
then disappears)
150,000.00
Inputs fixed
cost.
Table 1-29 Calculating break-even
Keys
Display
Description
GV:]¦
D::]©
J::::]~
]¬
250.00
Inputs variable
cost per unit.
300.00
Inputs price.
10,000.00
Inputs profit.
3,200.00
Calculates the
current value for
the unknown
item, UNITS.
For more information on break-even calculations, refer to chapter 11, Break-even
in the HP 10bII+ Financial Calculator User’s Guide.
Statistical Calculations
Table 1-30 Statistics keys
Keys
Description
\t
x-data ¡
x-data \¢
x-data Æ y-data ¡
Clear statistical registers.
x-data
Æ y-data \¢
Enter one-variable statistical data.
Delete one-variable statistical data.
Enter two-variable statistical data.
Delete two-variable statistical data.
Getting Started
27
Table 1-30 Statistics keys
Keys
Description
v¡
\k \«
\T \«
\h \«
\e \«
y-data \Z \«
x-data \W \«
]L
Opens editor for reviewing/editing
statistical data.
Means of
Mean of x weighted by y. Also
calculates b, coefficient.
Sample standard deviations of
y.
Estimate of
coefficient.
x
x and correlation
Estimate of y, slope and
m coefficient.
Permits selection of six regression
models or a best fit. Default is linear.
x and y, the sample standard devia-
x and y, and the y-intercept and the slope of the linear regression fore-
cast line. Then, use summation statistics to find
28
x and
Population standard deviations of
and y.
Using the following data, find the means of
tions of
x and y.
Σ xy.
x-data
2
4
6
y-data
50
90
160
Getting Started
Table 1-31 Statistics example
Keys
\t
GÆV:¡
YÆd:¡
SÆJS:¡
v¡
Display
STAT CLR (message
flashes, then
disappears)
Description
Clears statistics
memory.
1.00
Enters first x,y pair.
2.00
Enters second x,y
pair.
3.00
Enters third x,y pair.
1 2.00
Reviews entered
statistical data,
starting with the initial
x value. Press
1
to scroll through and
verify the entered
statistical data. Press
M to exit.
\k
\«
\h
4.00
Displays mean of x.
100.00
Displays mean of y.
2.00
Displays sample
standard deviation of
x.
Getting Started
29
Table 1-31 Statistics example
Keys
Display
Description
\«
55.68
Displays sample
standard deviation of
y.
\T\«
\W\«
]f
-10.00
Displays y-intercept
of regression line.
-27.50
Displays slope of
regression line.
1,420.00
Displays Σ xy, sum
of the products of xand y-values.
For more information on statistical calculations, refer to chapter 12, Statistical
Calculations in the HP 10bII+ Financial Calculator User’s Guide.
Probability
Table 1-32 Probability keys
Keys
Description
]F
]oF
]I
Calculates a cumulative normal probability given a Zvalue.
]oI
Calculates a T-value given degrees of freedom and the
cumulative Student’s T probability.
30
Getting Started
Calculates a Z-value given a cumulative normal
probability.
Calculates the cumulative Student’s T probability given
degrees of freedom and a T-value.
Table 1-32 Probability keys
Keys
Description
]<
]9
]E
Calculates number of permutations of n items taken r at
a time.
Calculates number of combinations of n items taken r at
a time.
Calculates factorial of n (where -253 < n < 253).
Enter .5 as a Z-value and calculate the cumulative probability of the Z-value and
the Z-value from a given cumulative probability.
Table 1-33 Calculating the probability
Keys
\5
Display
0.00000
Description
Sets number display
to five digits to the
right of the decimal.
7V]F
.69146
Calculates the
cumulative probability
of the Z-value.
17GV4
]oF
.94146
Adds .25.
1.56717
Calculates the Z-value
from the cumulative
probability.
For more information on probability, refer to the section titled, Probability in
chapter 12, Statistical Calculations in the HP 10bII+ Financial Calculator User’s
Guide.
Getting Started
31
Trigonometric Functions
Table 1-34 Trigonometry keys
Keys
Description
] c, R, or
Calculates sine, cosine, or tangent.
C
]o
c, R, or C
]r
c, R, or C
]ro
c, R, or C
]3
Calculates inverse sine, cosine, or tangent.
Calculates hyperbolic sine, cosine or tangent.
Calculates inverse hyperbolic sine, cosine, or
tangent.
Toggles between radians and degrees modes.
Default is degrees.
Find Sin θ =.62 in degrees. If RAD is displayed, press
]3.
Table 1-35 Trigonometry example
Keys
Display
7SG
]oc
32
Getting Started
.62
38.32
Description
Enters value of sine
for θ .
Calculates θ .
Convert the results to radians using PI.
Table 1-36 Converting to radians
Keys
P\;aJg:4
Display
Description
.67
Converts
degrees to
radians.
For more information on trigonometric functions, refer to chapter 2, Getting
Started in the HP 10bII+ Financial Calculator User’s Guide.
Replacing the Batteries
Warning! There is a danger of explosion if batteries are incorrectly replaced.
Replace only with the same type of battery or with equivalent batteries (as recommended by the manufacturer). Dispose of used batteries according to the manufacturer’s instructions.
• The calculator is powered by two 3-volt CR2032 coin batteries.
• When changing batteries, use only fresh coin-cell batteries. Do not use
rechargeable batteries.
• Do not mutilate, puncture, or dispose of batteries in fire. The batteries can
burst or explode, releasing hazardous chemicals.
• Do not use new and old batteries together, and do not mix batteries of
different types.
1.
Have two fresh CR2032 batteries at hand. Only touch the batteries by
their edges. Wipe each battery with a lint-free cloth to remove dirt and oil.
2.
Make sure the calculator is off. When changing the batteries, change the
batteries one at a time to avoid clearing the memory. As a back-up, write
down any data that you have stored and might need for later use.
3.
Turn the calculator over and pry off the battery cover.
4.
Gently remove one battery.
Getting Started
33
5.
Insert the new battery, making sure that the positive sign (+) battery is
facing outward.
6.
Gently remove the other battery.
7.
Insert the other new battery, making sure that the positive sign (+) battery
is facing outward.
8.
Replace the battery-compartment lid.
9.
Press
10.
If the calculator does not turn on, follow the procedures in the section
titled, Determining if the Calculator Requires Service in Appendix A of the
HP 10bII+ Financial Calculator User’s Guide.
=.
Customer Care
In addition to the one year hardware warranty, your HP calculator also comes with one year
of technical support. If you need assistance with warranty, please refer to the warranty information on the product CD. HP customer care can be reached by either email or telephone.
Before calling please locate the call center nearest you from the list provided. Have your
proof of purchase and calculator serial number ready when you call. Telephone numbers are
subject to change, and local and national telephone rates may apply. A complete list is
available on the web at: www.hp.com/support.
Table 1-37 Contact Information
Country/Region
Algeria
34
Contact
Country/Region
Contact
www.hp.com/support
Anguila
1-800-711-2884
Antigua
1-800-711-2884
Argentina
0-800-555-5000
Aruba
800-8000;
800-711-2884
Austria Österreich
01 360 277 1203
Bahamas
1-800-711-2884
Barbados
1-800-711-2884
Belgique (Français) 02 620 00 85
Belgium (English)
02 620 00 86
Bermuda
Bolivia
800-100-193
1-800-711-2884
Botswana
www.hp.com/support
Brazil Brasil
0-800-709-7751
British Virgin
Islands
1-800-711-2884
Bulgaria
www.hp.com/support
Canada
800-HP-INVENT
Cayman Island
1-800-711-2884
Getting Started
Table 1-37 Contact Information
Country/Region
Contact
Country/Region
Contact
Chile
800-360-999
China
中国
800-820-9669
Costa Rica
0-800-011-0524
Croatia
www.hp.com/support
Curacao
001-800-872-2881
+ 800-711-2884
Czech Republic
Česká republikaik
296 335 612
Denmark
82 33 28 44
Dominica
1-800-711-2884
Dominican
Republic
1-800-711-2884
Egypt
www.hp.com/support
El Salvador
800-6160
Equador
1-999-119;
800-711-2884 (Andinatel)
1-800-225-528;
800-711-2884 (Pacifitel)
Estonia
www.hp.com/support
Finland Suomi
09 8171 0281
France
01 4993 9006
French Antilles
0-800-990-011;
800-711-2884
French Guiana
0-800-990-011;
800-711-2884
Germany
Deutschland
069 9530 7103
Ghana
www.hp.com/support
Greece
Ελλάδα
210 969 6421
Grenada
1-800-711-2884
Guadelupe
0-800-990-011;
800-711-2884
Guatemala
1-800-999-5105
Guyana
159; 800-711-2884
Haiti
183; 800-711-2884
Honduras
800-0-123; 800-711-2884
Hong Kong
香港特別行政區
800-933011
Hungary
www.hp.com/support
India
1-800-114772
Indonesia
(21)350-3408
Ireland
01 605 0356
Italy Italia
02 754 19 782
Jamaica
1-800-711-2884
Japan
日本
00531-86-0011
Kazakhstan
www.hp.com/support
Latvia
www.hp.com/support
Lebanon
www.hp.com/support
Lithuania
www.hp.com/support
Getting Started
35
Table 1-37 Contact Information
Country/Region
36
Contact
Country/Region
Contact
Luxembourg
2730 2146
Malaysia
1800-88-8588
Martinica
0-800-990-011;
877-219-8671
Mauritius
www.hp.com/support
Mexico
México
01-800-474-68368
(800 HP INVENT)
Montenegro
www.hp.com/support
Montserrat
1-800-711-2884
Morocco
www.hp.com/support
Namibia
www.hp.com/support
Netherlands
020 654 5301
Netherland Antilles 001-800-872-2881;
800-711-2884
New Zealand
0800-551-664
Nicaragua
1-800-0164;
800-711-2884
Norway
Norwegen
23500027
Panama
Panamá
001-800-711-2884
Paraguay
(009) 800-541-0006
Peru
Perú
0-800-10111
Philippines
(2)-867-3351
Poland
Polska
www.hp.com/support
Portugal
021 318 0093
Puerto Rico
1-877 232 0589
Romania
www.hp.com/support
Russia
Россия
495-228-3050
Saudi Arabia
www.hp.com/support
Serbia
www.hp.com/support
Singapore
6272-5300
Slovakia
www.hp.com/support
South Africa
0800980410
South Korea
한국
00798-862-0305
Spain
España
913753382
St Kitts & Nevis
1-800-711-2884
St Lucia
1-800-478-4602
St Marteen
1-800-711-2884
St Vincent
01-800-711-2884
Suriname
156; 800-711-2884
Swaziland
www.hp.com/support
Sweden
Sverige
08 5199 2065
Switzerland
022 827 8780
Switzerland
(Suisse Français)
022 827 8780
Switzerland
(Schweiz Deutsch)
01 439 5358
Getting Started
Table 1-37 Contact Information
Country/Region
Contact
Switzerland
022 567 5308
(Svizzeera Italiano)
Country/Region
Taiwan
Contact
00801-86-1047
臺灣
Thailand
(2)-353-9000
Trinidad & Tobago 1-800-711-2884
Tunisia
www.hp.com/support
Turkey
Türkiye
www.hp.com/support
Turks & Caicos
01-800-711-2884
UAE
www.hp.com/support
United Kingdom
0207 458 0161
Uruguay
US Virgin Islands
1-800-711-2884
United States
800-HP INVENT
Venezuela
0-800-474-68368
(0-800 HP INVENT)
Vietnam
Viêt Nam
+65-6272-5300
Zambia
www.hp.com/support
ไทย
0004-054-177
Product Regulatory and Environmental Information
For product regulatory and environmental information, refer to the product CD.
Also consult Appendix A, Replacing the Batteries and Answers to Common
Questions in the HP 10bII+ Financial Calculator User’s Guide.
Getting Started
37
HP Limited Hardware Warranty and Customer Care
This HP Limited Warranty gives you, the end-user customer, express limited warranty rights
from HP, the manufacturer. Please refer to HP's Web site for an extensive description of your
limited warranty entitlements. In addition, you may also have other legal rights under applicable local law or special written agreement with HP.
Limited Hardware Warranty Period
Duration: 12 months total (may vary by region, please visit www.hp.com/support for latest
information).
General Terms
EXCEPT FOR THE WARRANTIES SPECIFICALLY PROVIDED FOR IN SUBSEQUENT PARAGRAPHS OF THIS SECTION, HP MAKES NO OTHER EXPRESS WARRANTY OR CONDITION
WHETHER WRITTEN OR ORAL. TO THE EXTENT ALLOWED BY LOCAL LAW, ANY IMPLIED
WARRANTY OR CONDITION OF MERCHANTABILITY, SATISFACTORY QUALITY, OR FITNESS
FOR A PARTICULAR PURPOSE IS LIMITED TO THE DURATION OF THE EXPRESS WARRANTY
SET FORTH IN THE SUBSEQUENT PARAGRAPHS OF THIS SECTION. Some countries, states or
provinces do not allow limitations on the duration of an implied warranty, so the above limitation or exclusion might not apply to you. This warranty gives you specific legal rights and
you might also have other rights that vary from country to country, state to state, or province
to province. TO THE EXTENT ALLOWED BY LOCAL LAW, THE REMEDIES IN THIS WARRANTY
STATEMENT ARE YOUR SOLE AND EXCLUSIVE REMEDIES. EXCEPT AS INDICATED ABOVE, IN
NO EVENT WILL HP OR ITS SUPPLIERS BE LIABLE FOR LOSS OF DATA OR FOR DIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL (INCLUDING LOST PROFIT OR DATA), OR OTHER DAMAGE, WHETHER BASED IN CONTRACT, TORT, OR OTHERWISE. Some countries, States or
provinces do not allow the exclusion or limitation of incidental or consequential damages, so
the above limitation or exclusion may not apply to you. FOR CONSUMER TRANSACTIONS IN
AUSTRALIA AND NEW ZEALAND: THE WARRANTY TERMS CONTAINED IN THIS STATEMENT,
EXCEPT TO THE EXTENT LAWFULLY PERMITTED, DO NOT EXCLUDE, RESTRICT OR MODIFY
AND ARE IN ADDITION TO THE MANDATORY STATUTORY RIGHTS APPLICABLE TO THE SALE
OF THIS PRODUCT TO YOU. Notwithstanding the above disclaimers, HP expressly warrants
to you, the end-user customer, that HP hardware, accessories and supplies will be free from
defects in materials and workmanship after the date of purchase, for the period specified
above. If HP receives notice of such defects during the warranty period, HP will, at its option,
either repair or replace products which prove to be defective. Replacement products may be
either new or like-new. HP also expressly warrants to you that HP software will not fail to execute its programming instructions after the date of purchase, for the period specified above,
38
Getting Started
due to defects in material and workmanship when properly installed and used. If HP receives
notice of such defects during the warranty period, HP will replace software media which
does not execute its programming instructions due to such defects.
Exclusions
HP does not warrant that the operation of HP products will be uninterrupted or error free. If
HP is unable, within a reasonable time, to repair or replace any product to a condition as
warranted, you will be entitled to a refund of the purchase price upon prompt return of the
product with proof of purchase. HP products may contain remanufactured parts equivalent to
new in performance or may have been subject to incidental use. Warranty does not apply to
defects resulting from (a) improper or inadequate maintenance or calibration, (b) software,
interfacing, parts or supplies not supplied by HP, (c) unauthorized modification or misuse, (d)
operation outside of the published environmental specifications for the product, or (e)
improper site preparation or maintenance.
Getting Started
39