NAB EFTPOS
USER GUIDE
for Countertop
& Mobile
Terminals
About your NAB EFTPOS Terminal
NAB EFTPOS Mobile
NAB EFTPOS
Countertop

Table of Contents
Getting to know your NAB EFTPOS VeriFone terminal.............................................................5
Contactless – Tap & Go...............................................................................................................8
Purchase – Tap............................................................................................................................9
Purchase – Insert/Swipe using PIN..........................................................................................10
Purchase – Insert/Swipe using Signature................................................................................12
Purchase with Cash-out...........................................................................................................14
Purchase with Tip.....................................................................................................................16
Tip adjustment..........................................................................................................................19
Cash-out only............................................................................................................................21
Refund.......................................................................................................................................23
Re-print receipt for the last transaction..................................................................................26
Review the details of the last transaction before printing.....................................................27
Re-print receipt for a past Transaction....................................................................................29
Transaction listing....................................................................................................................31
Print Settlement Totals – Pre-settlement................................................................................32
Print Settlement Totals – Last Settlement...............................................................................33
Manual Settlement...................................................................................................................34
Automatic Settlement Set-up...................................................................................................36
Automatic Last Settlement Set-up...........................................................................................38
Clear Auto Settings...................................................................................................................40
Pre-Authorisation.....................................................................................................................41
Pre-Authorisation completion.................................................................................................44
Surcharge..................................................................................................................................47
Surcharge – Turn on/off...........................................................................................................48
Surcharge and Card Acceptance Set-up...................................................................................49
Shift Totals................................................................................................................................52
Balance Enquiry........................................................................................................................53
Void...........................................................................................................................................55
Change Merchant Password....................................................................................................57
Change Terminal Password......................................................................................................59
Keyboard Lock..........................................................................................................................61
Stationery Order (ordering receipt rolls)................................................................................62
Fallback procedure...................................................................................................................63
UnionPay Cards.........................................................................................................................64
Manual Backup..........................................................................................................................67
Termination of EFTPOS service..................................................................................................69

This User Guide is for NAB merchants who have signed the Merchant Agreement General
Terms and Conditions. Please make yourself fully aware of the capabilities and limitations
of your new EFTPOS terminal and do not hesitate to contact NAB should you have any
further queries.
NAB is here to help you 24 hours a day, 7 days a week
Call Merchant Service Centre
1300 369 852
Email Merchant.Service.Centre@nab.com.au
Before contacting the NAB Merchant Service Centre in regard to any error message, please
write down all the error information as well as your merchant and terminal numbers so
your query can be quickly resolved.
For Authorisation
Credit Cards
13 25 15
Debit Cards – Cheque or Savings
1300 369 852
American Express
1300 363 614
Diners Club
1800 331 112
Sales Enquiries
1300 EFTPOS (1300 338 767)
8am – 6pm Monday to Friday
Fraud related enquiries
1300 622 372 (Option 3)
8am – 5pm Monday to Friday
Lost or Stolen cardsCall the above authorisation line appropriate for the
card type used (credit or debit). Ask for extension 500
Service response time
It is NAB’s intent to replace a faulty terminal within 8 business hours
in metropolitan areas.
Merchant Details
Please insert your details here for quick reference.
EB Merchant No.
Terminal No.
Store No.

Getting to know your NAB EFTPOS VeriFone terminal
VeriFone
INDICATOR LED
TERMINAL DISPLAY /
TOUCHSCREEN
SWIPE READER
1
4
2
5
3
6
7
8
0
TUV
9
-SP
#
QZ
TELEPHONE-STYLE
KEYPAD
GHI
PRS
*
,’ ”
X
CANCEL /
POWER OFF KEY
ABC
JKL
DEF
MNO
WXY
ENTER /
POWER ON KEY
CLEAR KEY
CHIP CARD READER

Getting to know your NAB EFTPOS VeriFone terminal (continued)
Using the Touch-screen
The VeriFone terminal has a colour touch-screen. Navigating using the touch-screen is
easy and intuitive for both you and your customers. Simply follow the prompts and press
the option on the screen to make a selection.
Using the Keypad
This button on the terminal keypad is used to accept data entry or
proceed with a function and is the same as using the SELECT or OK
buttons displayed on the touch-screen. This button is also used to power
on the terminal when held down for a period of time.
This button on the terminal keypad is used for clearing entered data or
moving back to the previous screen and is the same as using the CLEAR
or BACK buttons displayed on the touch-screen.
This button on the terminal keypad is used to cancel the current function
and return to the home screen and is the same as using the CANCEL or
NO buttons displayed on the touch-screen. This button is also used to
power off the terminal when held down for a period of time.
NAB EFTPOS Countertop home screen

NAB EFTPOS Mobile home screen
Getting to know your NAB EFTPOS VeriFone terminal (continued)
Accessing Additional Functionality
There are two ways to access the menu
1. Press the menu button on the home screen
2. Press the hash key on the keypad
or
#
Navigating the Menu
There are 18 main menu items
Move up and down the three menu pages using the arrow keys
To choose a menu item:
1. Press the menu item using the touch-screen then SELECT, or
2. Enter the number of the menu item using the keypad then SELECT
All cards will be able to be used on the terminal by either
• Tap (using the contactless feature)
• Insert (using the chip), or
• Swipe (using the magnetic stripe)

Contactless – Tap & Go
The NAB EFTPOS VeriFone terminals come ready with the capability to accept Contactless
credit card payments, commonly referred to as ‘tap and go’. Your customer’s chip card
must have the following symbol in order to use the Contactless feature.
What are the advantages of Contactless capability?
Quick and easy to use – simply tap the chip card on the terminal screen and go
If the purchase is less than $100, there is no need for your customer to enter a PIN
or sign the merchant receipt
If the purchase is over $100, your customer will be required to enter a PIN or sign
the merchant receipt
Printing the customer receipt is optional regardless of the transaction amount.
Are there any restrictions in using Contactless?
If the purchase amount is greater than $250, your customer will be prompted by
the terminal to insert or swipe their card
Customers will not be provided with the option to select an Account as Contactless
is available for credit transactions only
Only a Purchase transaction can be made using Contactless.

Purchase – Tap
Step 1
Step 3
Enter the sale amount directly from the
home screen and press OK
Prompt customer to remove their card
Step 2
Prompt customer to TAP their card
An acknowledgement will be displayed
once the purchase has been approved
and the merchant receipt will print
Step 4
Press YES to print the customer receipt if
required. The customer receipt will print
automatically if a selection is not made
Ensure your customer holds their card to
the screen until all four bars ‘light up’ and
the terminal sounds a beep. This will only
take a few seconds

Purchase – Insert/Swipe using PIN
Step 1
Step 3
Enter the sale amount directly from the
home screen and press OK
Prompt customer to select their account
Step 4
Step 2
Enter PIN and press OK
Prompt customer to INSERT or SWIPE
their card
An acknowledgement will be displayed
once the purchase has been approved
and the merchant receipt will print

Purchase – Insert/Swipe using PIN (continued)
Step 5
Press YES to print the customer receipt if
required. The customer receipt will print
automatically if a selection is
not made

Purchase – Insert/Swipe using Signature
Step 1
Step 3
Enter the sale amount directly from
the home screen and press OK
Prompt customer to select an account
Step 4
Step 2
Prompt customer to INSERT or SWIPE
their card

Prompt customer to press OK
Purchase – Insert/Swipe using Signature (continued)
Step 5
Step 7
Remove card from the terminal
if inserted
Press YES to print the customer receipt if
required. The customer receipt will print
automatically if a selection is
not made
Step 6
Prompt customer to sign the receipt.
You will need to verify your customer’s
signature with the signature on the card.
If this is correct, press YES
An acknowledgement will be displayed
once the signature has been verified

Purchase with Cash-out
The cash-out function is only available on
debit (cheque and savings) accounts for
EFTPOS transactions.
It is an optional feature that you may
enable or disable by contacting the
Merchant Service Centre.
Step 2
Enter a cash-out amount and press OK
(you can skip this step by pressing OK
if cash-out is not requested)
If you have enabled the cash-out feature,
an additional screen will display after you
enter the Purchase amount.
A purchase with cash-out transaction is
shown as one total item in the settlement
report and on the monthly merchant
statement.
Step 1
Enter the sale amount directly from
the home screen and press OK

Step 3
Prompt customer to SWIPE or INSERT
their card
Purchase with Cash-out (continued)
Step 4
Step 6
Prompt customer to select their account
Press YES to print the customer
receipt if required. The customer receipt
will print automatically if a selection is
not made
Step 5
Prompt customer to enter their PIN
and press OK
An acknowledgement will be displayed
once the purchase has been approved

Purchase with Tip
The Tip Amount screen will only display
if the tipping feature has been enabled.
You may enable or disable the tipping
feature by contacting the Merchant
Service Centre.
Step 2
Prompt customer to INSERT or SWIPE
their card
A purchase with tip transaction is shown
as one total item in the settlement report
and on the monthly merchant statement.
Step 1
Enter the sale amount directly from
the home screen and press OK
Step 3
Prompt customer to select an account

Purchase with Tip (continued)
Step 4
Step 6
Enter the tip amount and press OK,
or skip this step by pressing OK
Enter PIN and press OK
Step 7
Step 5
Review the tip confirmation screen
and press OK
Remove card from the terminal
if inserted

Purchase with Tip (continued)
Step 8
You will need to verify your customer’s
signature with the signature on the card.
If this is correct, press YES
An acknowledgement will be displayed
once the signature has been verified
Step 9
Press YES to print the customer receipt if
required. The customer receipt will print
automatically if a selection is not made

Tip Adjustment
A tip adjustment allows a merchant to
add a tip after a purchase transaction has
been processed. Tip adjustments can be
performed on a credit card transaction and
only if this feature has been enabled on
your terminal. To enable or disable the tip
adjustment feature, contact the Merchant
Service Centre.
Step 3
Enter the last 6 digits of the RRN found
on the receipt and press OK
A tip adjustment must be completed
before settlement time.
Step 1
Press the MENU button on the home
screen
Step 4
Enter the tip amount that is being added
to the original transaction and press OK
Step 2
Press 5. Tip Adjustment then press SELECT

Tip Adjustment (continued)
Step 5
Review the adjusted amount of the
transaction and press OK
An acknowledgement will be displayed
once the purchase with tip has been
approved

Cash-out only
The cash-out feature is available on debit
(cheque and savings) accounts only for
EFTPOS transactions. It is an optional
feature that you may enable or disable by
contacting the Merchant Service Centre.
Step 3
Enter required cash amount and press OK
Step 1
Press the MENU button on the
home screen
Step 4
Prompt customer to SWIPE or INSERT
their card
Step 2
Enter 7. Cashout and press SELECT

Cash-out only (continued)
Step 5
Step 7
Prompt customer to select an account.
Only CHQ and SAV can be chosen
Remove card from the terminal if inserted
Step 8
Step 6
Prompt customer to enter their PIN and
press OK
Once the transaction has been approved,
you can provide your customer with
the cash
Press YES to print the customer receipt
if required
An acknowledgement will be displayed
once the cashout has been approved

Refund
The Refund feature is optional. You
may enable or disable the Refund feature
by contacting the Merchant Service
Centre. Transaction and terminal refund
limits apply.
Step 3
Enter your merchant password and press OK
Contact the Merchant Service Centre if you
have forgotten your password
Step 1
Press the MENU button on the home
screen
Step 4
Enter the refund amount and press OK
Step 2
Press 2. Refund and press SELECT

Refund (continued)
Step 5
Step 7
Prompt customer to SWIPE or INSERT
their card
Prompt customer to press OK to print the
refund receipt to sign
Note: Even if a PIN is entered, a signed
receipt will still be required
Step 6
Prompt customer to select their account
Step 8
Ask customer to sign the receipt

Refund (continued)
Step 9
Step 11
Remove card from the terminal
if inserted
Press YES to print the customer receipt
if required
Step 10
A final acknowledgement will be displayed
Compare the customer’s signature with
their card and if correct press YES
The customer will receive the refund
within 2 to 4 business days for Visa,
MasterCard and EFTPOS transactions and
up to 5 business days for UnionPay cards
Note
For your protection against fraud, please
ensure your merchant password is
changed regularly. Refer to page 57 for
instructions
Always compare the signature on the card
with the signature on the receipt
An acknowledgement will be displayed
once the refund has been approved
You should always swipe or insert the
card through the terminal rather than key
entering the card information to reduce
your exposure to fraudulent transactions

Re-print receipt for the last transaction
This function allows you to print
a duplicate receipt for the last
transaction processed.
Step 1
Press the MENU button on the
home screen
Step 2
Enter 18. Function List then SELECT

Step 3
Enter 72 then SELECT. A duplicate
merchant receipt for the last transaction
will print
Step 4
Press YES to print a duplicate
customer receipt
Review the details of the last transaction before printing
This function allows you to review the
details of the last transaction processed
on the terminal screen before you decide
to print a duplicate receipt.
Step 3
Press OK to review details for the
last transaction.
Step 1
Press the MENU button on the home
screen
Press SELECT to print a duplicate
merchant receipt if required
Step 2
Enter 9. Review & Reprint
then SELECT

Review the details of the last transaction before printing
(continued)
Step 4
Press YES to print a duplicate customer
receipt if required

Re-print receipt for a past Transaction
This function allows you to print
a duplicate receipt for a particular
transaction within the same
settlement period.
Step 1
Press the MENU button on the
home screen
Step 3
Enter the last 6 digits of the RRN found
on the receipt and press OK
Or if you do not have the RRN, press
OK and use the scroll keys to find the
transaction
Step 4
Step 2
Enter 9. Review & Reprint then SELECT
Press SELECT to print the duplicate
merchant receipt

Re-print receipt for a past Transaction (continued)
Step 5
Press YES to print a duplicate
customer receipt

Transaction listing
This function provides a print out of
all transactions processed since the
last settlement.
Step 3
Press SELECT to print all transactions
Step 1
Press the MENU button on the
home screen
The transaction history will begin printing
Step 4
Step 2
Press YES if the transaction listing printed
OK or NO to print the transaction listing
again
Enter 17. Transaction Listing then
press SELECT

Print Settlement Totals – Pre-Settlement
This function prints a listing of all
transactions performed after the last
settlement time until the current time.
A pre-settlement does not settle
the terminal.
Step 3
Press 2. Pre-Settlement then SELECT
Step 1
Press the MENU button on the home
screen
Step 4
Press YES if you want to perform a
pre-settlement or NO to return to the
home screen
Step 2
Press 6. Settlement then SELECT
An acknowledgement will be displayed
advising the pre-settlement was successful

Print Settlement Totals – Last Settlement
This function will reprint the total value
of the transactions by card type at Last
Settlement.
Step 3
Press 3. Last Settlement then press SELECT
Step 1
Press the MENU button on the
home screen
Step 4
Press YES if you want to perform a last
settlement or NO to return to the home
screen
Step 2
Press 6. Settlement then press SELECT
An acknowledgement will be displayed
advising the last settlement was successful

Manual Settlement
This function allows you to manually settle
for the day.
Step 3
Press 1. Settlement then press SELECT
Note: Your terminal will automatically
settle at 9:30pm EST daily, unless a manual
settlement is performed.
Step 1
Press the MENU button on the
home screen
Step 4
Press YES if you want to perform a
settlement or NO to return to the
home screen
Step 2
Press 6. Settlement then press SELECT
An acknowledgement will be displayed
advising the settlement was successful

Manual Settlement (continued)
Step 5
Press YES if the transaction listing printed
OK or NO to print the transaction listing
again

Automatic Settlement Set-up
This function allows you to set-up the
terminal to automatically settle every day
at a preferred time you specify.
Step 3
Press 5. Auto Settle Setup then
press SELECT
Step 1
Press the MENU button on the
home screen
Step 4
For your terminal to automatically settle
every day at a selected time, press ENABLE
Step 2
Press 6. Settlement then press SELECT

To remove automatic settlement,
press DISABLE
Automatic Settlement Set-up (continued)
Step 5
Step 7
Choose whether to ENABLE or DISABLE
the transaction listing to print after the
terminal settles
Press YES to confirm auto settlement
start time or NO to reject auto settlement
start time
Step 6
Step 8
Enter the settlement time in a 24 hour
HHMM format and press OK
Enter 3 for the maximum number
of retries and press OK

Automatic Last Settlement Set-up
This function allows you to set-up the
terminal to automatically print out the list
of transactions since last settlement every
day at a preferred time you specify. This
function does not settle the terminal.
Step 3
Press 6. Auto Last Settle Setup
then press SELECT
Step 1
Press the MENU button on the
home screen
Step 4
Choose whether to ENABLE or DISABLE
Auto Last Settlement
Step 2
Press 6. Settlement then press SELECT

Automatic Last Settlement Set-up (continued)
Step 5
Step 7
Choose whether to ENABLE or DISABLE
the transaction listing to print
Press YES to confirm Auto Last Settlement
start time or NO to reject
Step 6
Step 8
Enter the settlement time in a 24 hour
HHMM format and press OK
Enter 3 for the maximum number
of retries and press OK

Clear Auto Settings
This function allows you to remove the
automatic settlement settings that you
have set. The terminal will settle each
night at 9:30pm EST.
Step 3
Press 7. Clear Auto Settle Settings
then press SELECT
Step 1
Press the MENU button on the home
screen
Step 4
Choose YES or NO to whether you
want to clear the settings
Step 2
Press 6. Settlement then press SELECT

Pre-Authorisation
The Pre-Authorisation feature is optional.
You may enable or disable this feature by
contacting the Merchant Service Centre.
Step 2
Press 3. Pre-Authorisation then SELECT
Pre-Authorisations are available for credit
cards only.
Pre-Authorisation is used to preserve a
value amount on a cardholder’s account.
The value amount is generally held for up
to 7 days depending on the cardholder’s
financial institution.
The funds are not debited from the
cardholder’s account until final payment
is processed. A Pre-Authorisation
Completion must be performed to process
the final payment.
Step 1
Step 3
Enter the amount and press OK
Press the MENU button on the
home screen

Pre-Authorisation (continued)
Step 4
Prompt customer to SWIPE or INSERT
their card
Step 6
Prompt customer to remove their card
Step 5
Prompt customer to enter PIN then OK,
or press OK to sign
If a PIN was entered, an Approved screen
will display. If not, a Signature screen
will display.
An acknowledgement will display once the
Pre-Authorisation has been processed

Pre-Authorisation (continued)
Step 7
Prompt customer to sign the receipt and
verify customer’s signature

Pre-Authorisation completion
The pre-authorisation completion
process looks up the original
pre-authorisation record, confirms
the transaction value and puts the
pre-authorisation payment through
as a transaction. A Pre-Authorisation
Completion transaction should be
performed up to 7 days from when
the Pre-Authorisation was processed.
Step 3
Prompt customer to SWIPE
or INSERT their card
Step 1
Press the MENU button on the
home screen
Step 4
Enter the 6 digit Auth# (Authorisation
number) found on the merchant receipt
and press OK
NB The Auth# may at times be in an
alphanumeric format therefore check
the details as you enter each number
Step 2
Press 4. Completion and press SELECT

Pre-Authorisation completion (continued)
Step 5
Step 6
Enter the last 7 digits of the RRN found on
the receipt and press OK
Enter the Completion sale amount
and press OK
Step 5a
Step 7
Enter the Auth Date (Authorisation
Date) found on the receipt in DDMM
format and press OK. This is only
required if the Pre-auth is not stored
on the terminal. If the Pre-auth is stored
on the terminal, the terminal will not
prompt for an authorisation date and
will display the amount as in Step 6
Prompt customer to sign the receipt

Pre-Authorisation completion (continued)
Step 8
Step 10
Remove card from the terminal
if inserted
Press YES to print the customer receipt
if required
Step 9
Verify the customer’s signature with the
signature on the card. If this is correct,
press YES

Surcharge
Merchants have the ability to charge customers an additional fee for paying by debit or
credit cards – surcharging. The surcharge can be either a fixed fee or a percentage fee
based on the value of the transaction.
A surcharge fixed fee amount that is greater than $3 or a percentage amount greater than
15% is prohibited by the terminal.
If you do decide to charge customers a fee for paying by a debit or credit card you will
need to make sure you do not act in a misleading or deceptive way.
You should ensure customers are aware of the following:
•Customer are aware of the extra charge.
•How much it will be before the transaction is entered into.
This can be done in many ways, including in-store notices or prominent messages
on bills. Customers can choose whether to pay the card fee or to use another form of
payment; eg. cash. The customer will have the option on the terminal screen to not accept
the surcharge and cancel the transaction.

Surcharge – Turn on/off
Step 1
Step 3
Press the MENU button on the
home screen
The terminal will display the current status
and ask if you would like to change it.
Select YES to make changes to the
surcharge status
Select NO to return to idle screen
Step 2
Enter 12. Surcharge then press SELECT
Step 4
For your terminal to calculate and apply
the surcharge amount, press ENABLE
To turn off the surcharge calculation,
press DISABLE

Surcharge and Card Acceptance Set-up
Step 1
Step 3
Press the MENU button on the
home screen
Press YES to make changes to
surcharge values.
Step 2
Step 4
Enter 12. Surcharge then press SELECT
Press ENABLE

Surcharge and Card Acceptance Set-up (continued)
Step 5
Step 6
Scroll to the card type.
For example 2.
Press YES to ACCEPT these types of
cards on your terminal
Visa CR then press SELECT
Press NO to cancel and return to the
home screen
Step 7
Press YES to set up SURCHARGE for
these types of cards on your terminal
Press NO to cancel and return to the
home screen

Surcharge and Card Acceptance Set-up (continued)
Step 8
Step 10
Choose whether you want the surcharge
amount to be a fixed fee or a % of the
total then press SELECT
Check the confirmation screen and press
YES to confirm or NO to cancel
Step 11
Step 9
Enter a percentage amount (max 15%) or
a fixed fee amount (max $3.00).
Press OK
Repeat these steps for each card type,
account type and surcharge method you
want applied.
Press CANCEL to exit menu and print
a report listing each card type your
terminal accepts with the fixed amount
or percentage fee that applies where
applicable.

Shift Totals
This function allows you to determine the
total value of transactions since the last
re-set.
Step 3
Press YES to reset shift totals or NO
to print current shift totals
Step 1
Press the MENU button on the home
screen
Step 4
Step 2
Enter 8. Shift Totals then press SELECT

Press YES if the shift totals printed
properly or NO to print the shift
totals again
Balance Enquiry
An account balance can only be obtained
for NAB cardholders
(Savings or Cheque).
Step 3
Press 4. Balance Enquiry then
press SELECT
Step 1
Press the MENU button on
the home screen
Step 4
Prompt customer to SWIPE or
INSERT card
Step 2
Enter 16. Other Transactions menu
and press SELECT

Balance Enquiry (continued)
Step 5
Prompt customer to select an account
Step 6
Prompt customer to enter their
PIN and to press OK
Step 7
The current balance and available funds
will be displayed. Press OK to continue
and remove card if inserted

Void
This function allows the last transaction
performed to be cancelled. This is an
optional feature and can be added or
removed by contacting the Merchant
Service Centre.
Step 3
Press 1. Void then SELECT
A void transaction will not appear on
the Merchant Statement, Settlement
report or on the cardholder’s statement.
Step 1
Press the MENU button on the
home screen
Step 4
Enter the merchant password
and press OK
Step 2
Enter 16. Other Transactions menu

Void (continued)
Step 5
Review the Void Transaction screen and
press YES to void the transaction or NO to
cancel and return to the home screen
Step 6
An acknowledgement will be displayed
once the transaction has been voided
Press YES to print the customer receipt
if required

Change Merchant Password
This function allows you to change the
Merchant password which is used to
access some functions such as Refunds
and Voids.
Step 3
Press 1. Merchant Password then SELECT
Step 1
Press the MENU button on the
home screen
Step 4
Enter the existing Merchant password
and press OK
Step 2
If unknown, the Merchant password
can be obtained by calling the Merchant
Service Centre on 1300 369 852
Enter 15. Password Change then
press SELECT

Change Merchant Password (continued)
Step 5
Step 7
Enter a new Merchant password and
press OK
An acknowledgement will be displayed
once the Merchant password has
been changed
Step 6
Enter the new Merchant password again
to confirm and press OK

Change Terminal Password
This function allows you to change
the Terminal password which is used
to unlock the terminal.
Step 3
Press 2. Terminal Password then SELECT
Step 1
Press the MENU button on the
home screen
Step 4
Enter the existing Terminal password and
press OK
Step 2
Enter 15. Password Change then
press SELECT
If unknown, the Terminal password can be
obtained by calling the Merchant Service
Centre on 1300 369 852

Change Terminal Password (continued)
Step 5
Step 7
Enter a new Terminal password and
press OK
An acknowledgement will be displayed
once the Terminal password has
been changed
Step 6
Enter the new Terminal password again
to confirm and press OK

Keyboard Lock
Step 1
Step 3
Press the MENU button on the
home screen
Press YES to lock the terminal
Step 4
Step 2
Enter 13. Keyboard Lock then
press SELECT
Enter your 4 digit Terminal Password
to unlock the terminal

Stationery Order (ordering receipt rolls)
You may order receipt rolls directly from
your terminal. The stationery order
will not be sent straight away, it will be
sent after a logon or the next financial
transaction. You will receive an order of
20 rolls within 2-5 business days.
Step 3
Press YES to order terminal receipt rolls
or NO to return to the home screen
Step 1
Press the MENU button on the
home screen
Step 4
A receipt will print advising stationery
order has been placed
Step 2
Enter 10 to choose Stationery Order then
press SELECT

Fallback procedure
In the event of the terminal being unable to communicate with NAB, it will default to a
‘fallback’ situation.
Amounts above your floor limit require an authorisation number to be obtained from the
appropriate authorisation centre and entered when requested into the terminal.
For authorisations call
Credit Cards
13 25 15
Debit Cards
1300 369 852

UnionPay Cards – effective February 2013
UnionPay is a card scheme that originated in mainland China and also operates
throughout parts of Asia. UnionPay issues both debit and credit cards which can
be accepted at selected merchants across Australia.
Processing UnionPay transactions
All UnionPay cards must be swiped through the terminal card reader to initiate the
transaction.
Verification method
Debit card PIN & signature are mandatory
Credit card PIN & signature OR signature only
Authorisation
All UnionPay transactions are authorised online by UnionPay.
Fallback & manual transactions
There are no floor limits (ie. zero floor limit) as UnionPay does not permit fallback
or manual transactions.
Functionality
The functionality that is available on EFTPOS terminals for UnionPay transactions are:
– Purchase
– Refund
– Pre-Authorisation
– Pre-Authorisation Completion
– Pre-Authorisation Cancellation
– Pre-Authorisation Completion Cancellation
Cash-out, Tipping and Void functions are not available with UnionPay cards.

UnionPay Refunds
•The Auth ID, RRN and purchase date from the original purchase need to be entered
•Multiple refunds can be done against a purchase on a UnionPay card, however the total
amount refunded must not exceed the original purchase amount
•Refunds can be actioned up to 30 days from the transaction date and are credited back
to the cardholder within 5 business days
•Refunds must be returned to the same account that the original purchase was
sourced from
•If the refund cannot be matched with the original purchase and is within the 30 days
then the merchant must not provide a refund in any other form; eg. paper transaction
•The cardholder must dispute the transaction upon returning to mainland China.
Auth IDs for matching Pre-Authorisations & Pre-Authorisation Completions
•UnionPay does not provide the same Auth IDs for corresponding Pre-Authorisation and
Pre-Authorisation Completion. Therefore the transaction receipts will show different
Auth IDs.
Pre-Authorisation Cancellations
•UnionPay allows the cardholder to cancel the original Pre-Authorisation which is
allowed for up to 30 days from the date of the original Pre-Authorisation
•The merchant must enter the Auth ID, RRN and the Auth date from the original
Pre-Authorisation to enable the cancellation to be matched with the original
Pre-Authorisation
•The cancellation requires both PIN and signature verification.
Pre-Authorisation Completion Cancellations
•UnionPay allows the cardholder to cancel the Pre-Authorisation Completion
•This is only allowed for the same settlement day as the Pre-Authorisation Completion
•The merchant must enter the Auth ID, RRN and the Auth date from the
Pre-Authorisation Completion to enable the cancellation to be matched
with the Pre-Authorisation Completion
•The cancellation requires both PIN and signature verification.

Examples of UnionPay cards
Type of UnionPay cards

Example
Note
Credit
Cards with hologram are
UnionPay Credit Cards
Debit
No hologram is
a Debit Card
Manual backup procedure
Manual backup procedures involve the use of the manual imprinter and vouchers.
This procedure should only be used in the following circumstances:
–A card is inserted, swiped or key entered (if function enabled) and the terminal
responds with an error message
–When the message Cannot Connect to Host is displayed. This response means the
terminal cannot contact the issuer of the card for authorisation
–When you are prompted by your terminal
–When the refund transaction amount exceeds either your transaction or terminal limit
Do not use manual backup procedure for any of the following situations:
–Declined (exception; issuer not available)
–Faulty card
–Invalid card
–Expired card
–Card number error
–Retain card
If you have any doubts on whether you should use the manual backup procedure, please
call the Merchant Service Centre.
However, for many of these messages, the Merchant Service Centre cannot assist any
further as the details of specific cardholders cannot be revealed for privacy reasons. For
example, if a transaction is declined due to lack of funds, this will not be advised to you.
Authorisation of above floor limit manual transaction
Where a manual transaction amount exceeds your floor limit, you must obtain telephone
authorisation from the appropriate authorisation centre.

Merchant requirements to ensure transactions are valid
1. For all manual transactions:
a.
Always try the transactions through the terminal first
b.Check the card is being used after its ‘valid from’ date and before its
‘valid to’ date
c.
Ensure that the card imprint is legible and complete
d.
Obtain authorisation for above floor limit transaction amounts
e.
Ensure the cardholder’s name matches the cardholder’s gender
2.For any signature based transaction, verify that the cardholder’s signature
matches the signature on the card. If the signature does not match, or you are
suspicious of the sale, contact the appropriate authorisation centre
3.Ensure the accuracy of any card information keyed into the pin pad
4.Retain your electronic transaction receipts and manual transaction vouchers
for a period of not less than eighteen months
If any of these conditions are not met, it is possible that the transaction may be
invalid and the merchant account debited for the value of the disputed transaction.

Termination of EFTPOS merchant service
Should you elect to terminate your EFTPOS merchant service with NAB, you will need to
return all the terminals, printers, power packs and cabling to your nearest NAB branch.
You will also need to return your imprinter and any unused stationery.
A fee may be charged for early termination/closure or where all equipment is not returned
to NAB.
A merchant closure form will be completed by the branch or by your Banker. You will be
given a copy of this form as your official receipt and this receipt should be held for future
reference should you be charged fees that you consider are not correct.
Failure to complete this process will see fees continue to be charged to your account
until completion.
Fees will be charged in accordance with the Merchant Agreement and Letter of Offer.
Terminal rental fees are charged per calendar month or part thereof. There are no refunds
or pro rata calculation of terminal rental fees should you return a terminal
or terminate your Merchant Agreement part way through a billing period.

Notes:

Notes:


©2017 National Australia Bank Limited ABN 12 004 044 937 AFSL and Australian Credit Licence 230686 A100966-0717
Download PDF
Similar pages