ACCI It`s Not Fair! Monopoly

ACCI It`s Not Fair! Monopoly
IT’S NOT FAIR!
MONOPOLY
What’s Inside this Pack:
What You Need:
Facilitator’s Notes
Game Rules
10 Player Profiles
Chance Cards
Community Chest Cards
Get Out of Debt Cards
Mercy Cards
Labels
Standard Version of Monopoly
10 Players
FACILITATOR’S NOTES
It’s not fair! That’s the kind of statement you will likely be hearing while you facilitate this socially-stratified version of
Monopoly. This game has been modified using global population statistics to highlight the impact of inequality and
injustice on wealth and resource acquisition, opportunity and life outcomes and help participants realise the limitations
of charity when it comes to addressing global poverty.
Unlike the standard version of Monopoly, this version will show players that in reality the world is not a level playing
field – people don’t all start at ‘Go’ with the same amount of money in the bank and the same privileges – instead,
people experience numerous inequalities that affect their starting point, ability to make meaningful choices throughout
their life, and ability to independently rise out of poverty. This game therefore highlights how poverty is the result of
structural injustice and global inequalities (in areas such as race, gender, socioeconomic status, education and
ability/disability) that exist in our world.
The global statistics have been taken from ‘If the World Were 100 People’ material, which condenses the statistics of 7
billion people into 100 people. In this game the statistics have been further condensed to 10 statistically
representational profiles, which outline each player’s social class and related privileges or disadvantage. To give players
an understanding of the concept it is a good idea to show them the ‘If the World Were 100 People’ video clip before
you play. More information around the statistics can also be found on the 100 People website.
If the World Were a 100 People clip:
https://www.youtube.com/watch?v=QFrqTFRy-LU
100 People website:
http://www.100people.org/statistics_100stats.php?section=statistics
SET-UP & PLAY
 Set-up the board ready for play.
o You will need to print and cut out all of the required pieces – profiles, Chance cards, Community Chest
cards, Get out of Debt cards and Mercy cards. The Chance and Community Chest cards replace the
regular Monopoly cards. The regular Monopoly houses, money and tokens are used.
o Distribute each player’s houses, money and Mercy cards according to their profiles.
 Make sure players are seated from 1 to 10 as they will have their turns in this order.
 Read the game rules to players and play accordingly.
o Tip: If there is any discrepancy or questions about the rules, point players back to the rule that the
upper class clarify any unclear rules at their discretion. This will help to keep the game moving quickly
and reinforce the idea that the upper class has much more voice and power than other classes.
 Choose how you will end the game – either after a time limit (30-60 minutes is recommended), until most
players are in debt or you feel the message of the game has been clearly communicated.
REFLECTION QUESTIONS
Once the game has finished, guide the players through some reflective questions to draw out what they have learned
through the game. The kinds of things you might be looking to draw out include:
 The world is not a level playing field;
 Poverty is more complex than a lack of wealth/resources;
 Injustice and inequality are at the core of poverty;
 There is a difference between charity and justice (charity is a ‘band-aid’ solution; it doesn’t change the unjust
situation/inequality someone is experiencing); and
 The most marginalised and vulnerable people experience the most structural injustice.
Questions for the group:
1. Who was able to improve their social position/increase their wealth?
2. What did the rich have to do to win?
3. What would the poor have had to do to make it in this game?
Questions for the poor:
1. How did you feel playing the game?
2. Why didn’t you become wealthy?
3. What kind of intervention would you want from someone outside of your group? (Desired answers: treated
equal, fair opportunities, a break, justice, equality).
4. Did charity (mercy cards) solve your problem? Why not?
5. What did you really want? Justice or charity?
IT’S NOT FAIR MONOPOLY GAME RULES
OBJECT:
The object of the game is to become successful, which is measured by wealth and asset ownership as well
as avoiding poverty and bankruptcy.
BACKGROUND:
Player profiles are based on the ‘If the World were 100 People’ statistics, which we have consolidated
down to 10 people for this game. The rules, chance cards and community chest all reveal how inequality
affects opportunity and life outcomes across social classes. The scenarios are drawn from statistics, real life
cases and information gathered from ACCIR’s project partners.
PREPARATION:
Each player has a profile which explains the amount of money and properties they receive at the beginning
of the game. Read each profile to the group before play.
THE BANK:
The two upper class people collectively own the Bank, including cash and unallocated properties. They also
have their own personal funds and properties, but can dip into the bank’s cash reserves in the event that
their personal funds are depleted.
START OF PLAY:
Players start at different points on the board as per profile. Order of play is from player 1 through to 10.
PASS GO:
Each time a player passes GO refer to profile for instruction.
BUYING
PROPERTY:
Whenever you land on unowned property you may buy it from the Bank. If you do not wish to buy the
property, the Bank sells it through an auction to the highest bidder above the sale price. You can buy
properties in the first round.
PAYING RENT:
When you land on an owned property, the owner collects the rent. The owner cannot collect rent if they
fail to ask for it before the next player rolls. If the player is unable to pay rent, refer to ‘Get out of Debt’ and
‘Mercy’ card rules.
The standard Monopoly rules apply for owning a whole colour set of properties, buying houses/hotels and
mortgaging properties.
CHANCE &
COMMUNITY
CHEST CARDS:
GET OUT OF
DEBT CARDS:
When you land on either of these spaces, take a card and begin reading the scenario. The cards list
responses for all players. All players must complete the action stated.
MERCY CARDS:
An upper or middle class player can show mercy to a lower class player that owes them money by giving
them a ‘Mercy’ card. The card forgives the debt completely. The upper or middle class player also gives
them a charitable donation.
INCOME TAX:
If you land on ‘Income Tax’ pay the bank $200. Players 7-10 are exempt on the basis of having no formal
employment.
JAIL:
Different rules apply for each class when instructed to go to jail:
When a lower class player is unable to pay a debt they may pick up a ‘Get out of Debt’ card. The bank pays
the debt in exchange for the scenario on the card. The player keeps the card and follows the instructions.
Upper class: Immediately roll the dice and only go to jail if you roll an odd number. If in jail, on the next or
any following turn you can pay $50 to get out or can remain until you roll an even number.
Middle class: Go directly to jail. On the next or any following turn you can pay $50 to get out or can remain
until you roll an even number.
Lower class: Go directly to jail. Remain there until you roll a double.
rd
All classes: The maximum time spent in jail is 3 turns. On your 3 turn move to ‘Just Visiting’.
FREE PARKING:
A player landing on this place does not receive anything. This is just a free resting-place.
ADDITIONAL
RULES:
It is against the rules to complain about the rules. The sentence is going to jail. Refer to ‘Jail’ instructions in
order to be released.
Any unclear rules will be clarified by the upper class, at their discretion.
END OF GAME:
When end of play is called briefly assess each player’s financial and social position (including the scenarios
from their ‘Get out of Debt’ cards), taking note of how their starting point and profile impacted their end
position.
As the upper class are the Bank, monies and any properties in the bank are divided according to the
gender-related pay gap (upper class male 56%, upper class female 44%). THE RICHEST PLAYER WINS!
BUSINESSMAN
UPPER CLASS
GO TO JAIL: Immediately roll the dice and only go to jail if you roll an odd number. If in jail, on
the next or any following turn you can pay $50 to get out or can remain until you roll an even
rd
number. The maximum time spent in jail is 3 turns. On your 3 turn move to ‘Just Visiting’.
MERCY CARDS: You have 2 mercy cards to give to a lower class player if you wish to forgive a
debt they owe to you. Follow instructions on card.
PASS GO: Collect 2 houses and place on the property of your choice.
STARTING POSITION:
Start at ‘Free Parking’.
MONEY: Receive $2000 personal funds and you can also dip into the bank if these funds are
depleted. At the end of the game you will collect 56% of what is left in bank.
ASSETS/LAND: Mayfair, Park Lane, Liverpool Station, Piccadilly, Water Works, Coventry Street,
Leicester Square, Trafalgar Square, Fleet Street, Vine Street, Marylebone Station, Electrical
Company.
Upper-class  Male  University educated  Strong social networks
 High position in Multinational Corporation
 Inherited significant assets
 Able to easily meet all basic needs and access basic services
BUSINESSMAN
PERSON ONE
PERSON ONE
Cut along grey lines and fold into a ‘tent’ prior to play
OFFICE MANAGER
UPPER CLASS
GO TO JAIL: Immediately roll the dice and only go to jail if you roll an odd number. If in jail, on
the next or any following turn you can pay $50 to get out or can remain until you roll an even
rd
number. The maximum time spent in jail is 3 turns. On your 3 turn move to ‘Just Visiting’.
MERCY CARDS: You have 2 mercy cards to give to a lower class player if you wish to forgive a
debt they owe to you. Follow instructions on card.
PASS GO: Collect 2 houses and place on the property of your choice.
STARTING POSITION: Start at ‘Free Parking’.
MONEY: Receive $1680 personal funds and you can also dip into the bank if these funds are
depleted. At the end of the game you will collect 44% of what is left in bank (which represents
the gender-related pay gap).
ASSETS/LAND: Bond Street, Oxford Street, Regent Street, Fenchurch Station, Northumberland,
Whitehall, King’s Cross Station.
Upper class  Female Quality high school education
Secure income and employment
Earns 21% less than males in comparable roles/positions Strong social networks
Inherited significant assets
Able to easily meet all basic needs and access basic services
OFFICE MANAGER
PERSON TWO
PERSON TWO
Cut along grey lines and fold into a ‘tent’ prior to play
SMALL BUSINESS OWNER
MIDDLE CLASS
GO TO JAIL: Go directly to jail. On the next or any following turn you can pay $50 to get out or can
rd
remain until you roll an even number. The maximum time spent in jail is 3 turns. On your 3 turn
move to ‘Just Visiting’.
MERCY CARDS: You have 1 mercy card to give to a lower class player if you wish to forgive a debt
they owe to you. Follow instructions on card.
PASS GO: Collect $50.
STARTING POSITION:
Start at ‘Jail – Just Visiting’.
MONEY: Collect $945 at the beginning of the game.
ASSETS/LAND: Marlborough Street, Pentonville Road.
Middle class Male Vocational level training Owner of small family business
Lives on around $10 per day
Children have access to government schooling
Able to acquire a housing loan
Sufficient means to meet basic housing and food needs and access basic services
SMALL BUSINESS OWNER
PERSON THREE
PERSON THREE
Cut along grey lines and fold into a ‘tent’ prior to play
PART-TIME WORKER
MIDDLE CLASS
GO TO JAIL: Go directly to jail. On the next or any following turn you can pay $50 to get out or can
rd
remain until you roll an even number. The maximum time spent in jail is 3 turns. On your 3 turn
move to ‘Just Visiting’.
MERCY CARDS: You have 1 mercy card to give to a lower class player if you wish to forgive a debt
they owe to you. Follow instructions on card.
PASS GO: Collect $50.
STARTING POSITION:
Start at ‘Jail – Just Visiting’.
MONEY: Collect $656 at the beginning of the game.
ASSETS/LAND: Bow Street, The Angel Islington.
 Middle class  Female  Completed primary and some high school but did not
graduate Part-time job with base-rate salary  Lives on less than $10 per day
 Responsible for household and child rearing duties  Affected by gender-based
violence and alcoholism in family  Sufficient means to meet basic housing and food
needs and access basic services
PART-TIME WORKER
PERSON FOUR
PERSON FOUR
Cut along grey lines and fold into a ‘tent’ prior to play
LOW SKILLED WORKER
MIDDLE CLASS
GO TO JAIL: Go directly to jail. On the next or any following turn you can pay $50 to get out or can
rd
remain until you roll an even number. The maximum time spent in jail is 3 turns. On your 3 turn
move to ‘Just Visiting’.
MERCY CARDS: You have 1 mercy card to give to a lower class player if you wish to forgive a debt
they owe to you. Follow instructions on card.
PASS GO: Collect $50.
STARTING POSITION: Start at ‘Jail – Just Visiting’.
MONEY: Collect $367 at the beginning of the game.
ASSETS/LAND: Euston Road
Middle class Male Completed primary school
Works in poorly paid, low skilled job Lives on less than $10 per day
Sufficient means to meet basic housing and food needs and access basic
services
LOW SKILLED WORKER
PERSON FIVE
PERSON FIVE
Cut along grey lines and fold into a ‘tent’ prior to play
FACTORY WORKER WITH A
DISABILITY
LOWER CLASS
GO TO JAIL: Go directly to jail. Remain there until you roll a double. The maximum time spent in
rd
jail is 3 turns. On your 3 turn move to ‘Just Visiting’.
PASS GO: Collect $10.
STARTING POSITION: Start at ‘Go’.
MONEY: Collect $52 at the beginning of the game.
ASSETS/LAND: None
 Lower class  Male  Disabled  Did not complete primary school
Factory worker with limited workers rights
 Lives on around $2 per day and struggles to meet basic needs
 Lacks access to basic services
 Limited or no disability support available
 Lives in poor housing without access to a toilet
 Unable to meet nutritional needs
FACTORY WORKER WITH A DISABILITY
PERSON SIX
PERSON SIX
Cut along grey lines and fold into a ‘tent’ prior to play
SUBSISTENCE FARMER
LOWER CLASS
GO TO JAIL: Go directly to jail. Remain there until you roll a double. The maximum time spent in
rd
jail is 3 turns. On your 3 turn move to ‘Just Visiting’.
PASS GO: Collect $10.
STARTING POSITION: Start at ‘Go’.
MONEY: Collect $43 at the beginning of the game.
ASSETS/LAND: None
 Lower class  Male  Did not complete primary school
 Earns less than $2 per day
 Disproportionately affected by climate change
 Lives in basic housing with access to a toilet
 Lacks access to basic services
 Unable to meet nutritional needs
SUBSISTENCE FARMER
PERSON SEVEN
PERSON SEVEN
Cut along grey lines and fold into a ‘tent’ prior to play
WIDOWED SINGLE MOTHER
LOWER CLASS
GO TO JAIL: Go directly to jail. Remain there until you roll a double. The maximum time spent in
rd
jail is 3 turns. On your 3 turn move to ‘Just Visiting’.
PASS GO: Collect $10.
STARTING POSITION:
Start at ‘Go’.
MONEY: Collect $30 at the beginning of the game.
ASSETS/LAND: None
 Lower class  Female  Completed 2 years of primary school  Illiterate
 Earns less than $2 per day through irregular labour  Married young in response to
family poverty  Widowed with dependent children  Lacks property rights as a female
and experienced loss of land after husband’s death  Carries full domestic and child
rearing responsibilities  Lacks access to basic services  Poor quality house without
access to a toilet  Both her and her children are undernourished
WIDOWED SINGLE MOTHER
PERSON EIGHT
PERSON EIGHT
Cut along grey lines and fold into a ‘tent’ prior to play
HOMELESS WITH A DISABILITY
LOWER CLASS
GO TO JAIL: Go directly to jail. Remain there until you roll a double. The maximum time spent in
rd
jail is 3 turns. On your 3 turn move to ‘Just Visiting’.
PASS GO: Opportunity to beg from other players (maximum $2 per player).
STARTING POSITION:
Start at ‘Go’.
MONEY: Collect $17 at the beginning of the game.
ASSETS/LAND: None
Lower class Female Disabled Illiterate due to never attending school
Earns less than $2 per day through begging
Affected by social exclusion, discrimination and isolation
Limited or no disability support available
Lacks access to basic services
Homeless with no access to electricity or proper toilet
Severely malnourished
HOMELESS WITH A DISABILITY
PERSON NINE
PERSON NINE
Cut along grey lines and fold into a ‘tent’ prior to play
STATELESS WOMAN
LOWER CLASS
GO TO JAIL: Go directly to jail. Remain there until you roll a double. The maximum time spent in
rd
jail is 3 turns. On your 3 turn move to ‘Just Visiting’.
PASS GO: Receive $4 from the bank as a stipend.
STARTING POSITION: Start at ‘Go’.
MONEY: Collect $8 at the beginning of the game.
ASSETS/LAND: None
Stateless  Female  Fled civil war which was fueled by conflict over scarce resources
Lives of less than $2 per day through receiving a small stipend
Homeless with no access to safe water, electricity or proper toilets
Highly vulnerable to human rights violations
Unemployed due to restrictions and prohibitions around employment and
unrecognized prior qualifications
Lacks access to basic services Subject to gender-based violence
Both her and her child are severely malnourished
STATELESS WOMAN
PERSON TEN
PERSON TEN
Cut along grey lines and fold into a ‘tent’ prior to play
CHANCE
A thief enters your house and steals your belongings.
Businessman
You have a good security system so they cannot get into your house and your belongings are kept safe.
Give nothing
Office Manager
Your insurance covers the cost of the stolen belongings and you replace them with newer ones.
Give nothing
Small Business
Owner
Part-Time Worker
Low-Skilled
Worker
Factory Worker
with a Disability
Your equipment needed to run your small business is stolen. You use some of your savings to replace them.
Give bank $50
You take a second job to earn the money needed to replace the items that were stolen.
You replace your most-needed items. You have less money for food and medical costs for the next few
months.
Your walking stick is stolen, which makes walking to work each day very painful and slow. You are late to
work so your boss reduces your wages.
Give bank $30
Give bank $20
Subsistence
Farmer
Widowed Single
Mother
Your farming tools are stolen. This decreases your production of food and your family become
malnourished.
You struggle to feed your children after the theft and they become malnourished.
Give bank $10
Homeless Woman
with a Disability
The thief steals your small amount of belongings and money. You have to go without food so you become
severely malnourished.
Give bank half
your money
Stateless Woman
The thief assaults you and steals your money and the only items you own.
Give bank half
your money
Give bank $5
Give bank $5
CHANCE
There is good rainfall this year resulting in higher crop yields.
Businessman
Your business trades crops to foreign markets and profits exceedingly well from the higher yields.
Collect $100
Office Manager
Your business trades crops to foreign markets and profits exceedingly well from the higher yields.
Collect $80
Small Business
Owner
Part-Time Worker
Due to the increase in produce and income across your town, your business also profits.
Collect $50
Your family saves some money on the cheaper produce. Your husband uses most of the extra money to
purchase alcohol.
The business you work for profits so you work extra hours and earn extra income.
Collect $10
Produce is cheaper but you keep buying the same cheap processed foods as you do not know how to cook
the fresh produce.
Collect
nothing
The rain is a relief to the climate change related drought you have experienced for many seasons. With the
profits you can afford to hire a farm hand to replace the work your child has been doing and he returns to
school.
You try to sell some of the cheap produce at the market but there are many other women doing the same so
you do not make any money.
Return a
‘debt’ card or
collect $10
Collect
nothing
Homeless Woman
with a Disability
Some local businesses give you some of their leftover produce. You do not have to beg as often.
Collect $5
Stateless Woman
Some local businesses donate food to the camp you are staying in.
Collect $5
Low-Skilled
Worker
Factory Worker
with a Disability
Subsistence
Farmer
Widowed Single
Mother
Collect $25
CHANCE
You placed a small bet and won a sum of money.
Businessman
You buy a new car and add the rest to your existing savings.
Collect $100
Office Manager
You go on an overseas holiday and add the rest to your existing savings.
Collect $100
Small Business
Owner
Part-Time Worker
You use the money to improve your small business and make extra profit.
Collect $50
You save the money to spend on finishing your high school education but your husband uses the money to
buy alcohol.
You save the money and will be able to use this in times of irregular income.
Collect
nothing
Collect $30
Your employer demands your money to cover costs he claims you have incurred to his factory. You try to
argue but he threatens to fire you so you give the money to him.
Collect
nothing
Subsistence
Farmer
You use the money to purchase some new farm equipment, making your work easier. You can afford to
hire a farm hand to replace the work your child has been doing and he returns to school.
Widowed Single
Mother
You save the money and will be able to use this to help with the costs of raising your children.
Remove a
‘debt’ card or
collect $15
Collect $10
Homeless Woman
with a Disability
Some local thieves find out about your win and threaten to harm you if you do not give it to them.
Collect
nothing
Stateless Woman
You save the money and will be able to use this to purchase food and medicine for you and your child.
Remove a
‘debt’ card or
collect $10
Low-Skilled
Worker
Factory Worker
with a Disability
CHANCE
One of your immediate family members gets married and you are expected to pay for the wedding.
Businessman
The marriage aligns your family with another wealthy family, which greatly benefits your company.
Collect $100
Office Manager
The wedding is a great networking event and you meet some potential business clients.
Collect $50
Small Business
Owner
Part-Time Worker
You use some of your savings to pay for the wedding.
Give bank
$50
Give bank
$20
Give bank
$20
Give bank $5
Low-Skilled
Worker
Factory Worker
with a Disability
You take a small loan from the bank and work extra hours to repay it. Your husband gets drunk at the
wedding and abuses you afterwards.
You find some extra work and can afford a simple wedding.
You apply for a loan from the bank but it is refused because of your disability. Your family agree to give you
the loan.
Subsistence
Farmer
Widowed Single
Mother
You take a loan from your neighbour, but making the repayments means that one of your children has to
work on your farm rather than go to school.
The bank rejects your loan application so you take one from a loan shark. It becomes very difficult to make
the high interest repayments.
Give bank
$10
Give bank
$15
Homeless Woman
with a Disability
You are not invited to the wedding as your family is ashamed of your disability.
Give nothing
Stateless Woman
There is no wedding as the marriage will not be recognised by the government as they are not citizens.
Give nothing
CHANCE
A member of the royal family visits your town.
Businessman
You gain prestige and influence in your community by attending a private welcoming ceremony for them.
Collect $100
Office Manager
You gain prestige in your community by meeting them at an event.
Collect $80
Small Business
Owner
Part-Time Worker
Low-Skilled
Worker
Factory Worker
with a Disability
The local government contracts your business to help clean up the town for the visit.
Collect $50
You gain extra income by being employed to clean up the town.
Your employer’s business does well and you are asked to work overtime. You gain some extra income.
Collect $30
Collect $30
The visit brings extra demand for your employer and he forces you to work overtime. Your fellow workers
protest and he agrees to pay them for the overtime but your protests are ignored.
Collect
nothing
Subsistence
Farmer
Widowed Single
Mother
The visit places extra demand for local produce but due to the impact of climate change your harvest is very
poor this season and you miss out on the opportunity.
You hear about some part-time work available to clean up the town. The only job they will give you is lowpaying and involves cleaning the town’s polluted waterways.
Collect
nothing
Collect $10
Homeless Woman
with a Disability
The temporary shelter and possessions are destroyed by instruction from the local government in their
attempt to clean up the town. You are forced to move away.
Give bank $5
Stateless Woman
The local government does not want stateless people present while the visit takes place. They move you to a
temporary location outside the town and authorities prevent you from moving.
Go to jail
CHANCE
Your grandmother passes away.
Businessman
Your grandmother was very wealthy and you inherit her estate.
Office Manager
Your grandmother was wealthy and you inherit her house and business.
Collect nearest
unowned
property &
$500
Collect $200
Small Business
Owner
Part-Time Worker
Low-Skilled
Worker
Factory Worker
with a Disability
After your grandmother’s mortgage has been paid off you inherit a decent amount of money.
Collect $100
Your grandmother left you a small amount of money and you add it to your savings.
Your grandmother left you a small amount of money but all of it was needed to pay for her funeral.
Collect $40
Collect nothing
You have inherited your grandmother’s debt and will most likely have to pay this back for the rest of your
life.
Give bank $40
Subsistence
Farmer
Widowed Single
Mother
Your grandmother was caring for one of your nieces as her parents had passed away. You now have to look
after this child, which places financial strain on your family.
Your grandmother used to take care of your children and now you will have no opportunities to find work.
You also have to pay for the cost of the funeral.
Give bank $10
Homeless Woman
with a Disability
Your grandmother left some small assets but your family withholds them as they think they would be
wasted on you.
Collect nothing
Stateless Woman
You have no communication with your family from your country of origin and are not aware that she has
passed away.
Collect nothing
Give bank $10
CHANCE
You are involved in a car accident and break your leg.
Businessman
You sue the person who caused the accident and receive a significant pay out.
Collect $200
Office Manager
You receive income insurance payments while you take some time off work.
Give nothing
Small Business
Owner
Part-Time Worker
Low-Skilled
Worker
Factory Worker
with a Disability
You take time off work and receive welfare payments. They are only just enough to cover your expenses and
you have to use some of your savings.
You take time off work and struggle to cover your expenses but your family gives you some money.
You take time off work and your employer replaces you with another low-skilled worker. You find another
job but you lose income during the time you were unemployed.
Due to your existing disability your leg becomes permanently damaged. You lose your job and have to move
in to a cramped house with your family.
Give bank
$50
Give nothing
Give bank
$50
Give bank
$20
Subsistence
Farmer
Widowed Single
Mother
You receive poor quality medical care, which causes your leg to heal crooked and you can no longer farm.
Give bank
$30
Give bank
$10
Homeless Woman
with a Disability
The hospital treats you poorly because of your existing disability. Your leg does not heal properly and are
forced to beg for the rest of your life.
Give bank $5
Stateless Woman
The hospital refuses to give you care as you are not a citizen of that country. You have a permanent limp.
Give $3
The cost of medical care is high and you have little money left to care for your children while your leg heals.
Your children beg for food in the street.
COMMUNITY CHEST
A NGO offers basic agricultural training in your community where improved quality seeds will be distributed to all participants.
Businessman
You not only attend but also earn money by renting your field for the training.
Office Manager
You attend the training. You hire labourers to work on your property and improve your income.
Small Business
Owner
Part-Time
Worker
Low-Skilled
Worker
Factory Worker
with a
Disability
Subsistence
Farmer
Widowed
Single Mother
You attend the training and begin selling the produce at the market.
You attend the training. However, due to changes in weather patterns you have limited water and your plants die.
By attending the training you lost a day’s income.
You couldn’t read the notice and only heard about it when it was too late to organise childcare. You used to sell a
few vegetables, but now you cannot compete with the improved quality seeds.
Give the
bank $2
Give the
bank $2
Homeless
Woman with a
Disability
Stateless
Woman
You cannot read the notices and are isolated from others in the community so you never hear about the training.
Collect
nothing
There is no point attending as you have no land to plant the seeds.
Collect
nothing
The night before the training your husband physically assaults you. Not wanting others to see your injuries you to
stay home.
You attend the training but have little time to look after the plants. The seeds slightly improve your families’
nutrition.
You do not attend as you are told by other community members that it is a waste of time for you to be there.
Collect
$100
Collect
$50
Collect
$30
Collect
$10
Collect $5
Collect
nothing
COMMUNITY CHEST
A community meeting is held to discuss a new water system. The organisation planning the meeting will donate the pipes if
community members donate the labour.
Businessman
You take a leading role in the meeting and donate money. A tap is also installed on your property.
Office Manager
You attend and volunteer at the meeting. A tap is also installed on your property.
Small Business
Owner
Part-Time
Worker
Low-Skilled
Worker
Factory Worker
with a
Disability
Subsistence
Farmer
Widowed
Single Mother
Homeless
Woman with a
Disability
Stateless
Woman
You attend the meeting and donate your labour. A tap is installed near your house which improves your businesses
income.
You attend the meeting but due to your gender you don’t speak up. Luckily others who do live close you to speak
up and a tap is located close to your houses improving your family’s health.
You attend the meeting and donate your labour. A tap is built near your house and access to clean water increases
your health.
Due to your disability you are unable to donate your labour. Preferences of where the taps are located are given to
others who can. The tap is located too far so you continue gathering water from the stream and get sick.
Collect
$100
Collect
$50
Collect
$30
Collect
$15
Collect
$10
Give bank
$10
On the day of the meeting you get offered a day’s wage which you cannot pass up. The tap is located far away and
you continue to collect water from the stream.
You are told to be quiet when you advocate for the taps to be closer to the lower class families. The taps are
located 20 min walk. Your daughters must miss school to collect water.
You can’t get to the meeting and no one remembers to consider you in the planning. When the taps are built they
are too high for you to reach. You have to continue collecting from the stream.
Give bank
$5
Give bank
$3
Give bank
$5
When the taps are built you walk 30 min to collect water. However, the owner of the land the tap is on tells you
that foreigners are not allowed on their property. You find water from an unclean pond and get sick.
Give bank
$5
COMMUNITY CHEST
A cyclone causes widespread damage and flooding in your community.
Businessman
Office Manager
Small Business
Owner
Part-Time Worker
Low-Skilled
Worker
Factory Worker
with a Disability
You house is well built on the highest part of town so it isn’t damaged or flooded. Your company
works in construction and sees a huge increase in profits .
Your house was damaged but the repairs were covered by insurance & improved your house’s value.
You lose all your small businesses assets and have to begin building up your business from scratch.
You gain a good reputation in the community by co-ordinating relief efforts for families affected.
You receive extra work repairing damaged homes.
The disaster forced the factory where you work to temporarily close. You lose 1 months salary.
Subsistence
Farmer
Your farm is completely flooded by the cyclone. You lose this seasons harvest.
Widowed Single
Mother
You were forced to flee the floodwater and you now live in an evacuation centre where you suspect
your daughter is being abused by one of the volunteers. You have nowhere to go and no way to
prevent it from happening.
When the flood hit the community everyone evacuated without you and you did not survive.
Homeless Woman
with a Disability
Stateless Woman
You and your young child decide to leave the area as the cyclone has made it impossible to survive.
You decide to trust a smuggler to get you to another country.
Collect $200
Collect $100
Pay bank $100
Collect $5
Collect $20
When you pass
go next collect
nothing
Give bank $100
Give bank $10
Give bank all you
have
Give bank $50
COMMUNITY CHEST
You are accused of a crime which you did not commit.
Businessman
Office Manager
Small Business
Owner
Part-Time Worker
Low-Skilled
Worker
Factory Worker
with a Disability
Subsistence
Farmer
Widowed Single
Mother
Homeless
Woman with a
Disability
Stateless Woman
You hire the best lawyer in the city and are found not guilty. You sue for being wrongfully accused.
Your family pays the person accusing you and they drop the accusations.
You are found not guilty but struggle to rebuild your business after selling your assets to pay the legal fees.
Collect $100
Pay bank $20
Pay bank $30
You bring shame on you family and they do not offer to pay your legal costs. You are found guilty and must
do community service.
Your extended family pays your legal fees and you are found not guilty, however, you lost 1 weeks of
income.
An NGO hears about your case and offers to pay your legal expenses. You are found not guilty.
Pay bank $30
You cannot afford the legal fees and are charged. Your children have to drop out of school to work on the
farm.
You have no way to pay for a lawyer and go to jail. Your children are taken to an orphanage. When you are
released the orphanage director refuses to give your youngest children back.
You have no way to pay for a lawyer and due to you disability, no one believes your side of the story. You
are charged and taken to jail were you experience abuse from guards.
You fear being deported so you flee to a different part of the country. You have to start from scratch
learning about how to survive.
Pay bank $10
Collect
nothing
Go to jail
Go to jail
Go to jail
Go to Kings
Cross Station
COMMUNITY CHEST
A dengue fever outbreak has hit the area resulting in many people becoming very sick.
Businessman
Office Manager
Small Business
Owner
Part-Time Worker
Low-Skilled Worker
Factory Worker with
a Disability
Subsistence Farmer
Widowed Single
Mother
Homeless Woman
with a Disability
Stateless Woman
Your house has secure screens on the windows. No one in your family gets sick.
Your child becomes sick and you immediately take him to hospital.
You take a day off to clear stagnant water around your house and lose a day’s income.
Collect nothing
Give bank $4
Give bank $10
You spend a considerable amount of time swatting mosquitos in your house and stay awake worrying
about your children. You get run down and have to take a day off.
You get extra shifts at work as workmates stay home to look after the sick.
Your young child becomes sick. You have no way to pay for medicine. Unfortunately, they pass away
and you must find the money to pay for funeral costs.
You are employed by the local government to spray pesticides as their measure to limit the outbreak.
You receive one mosquito net from an organisation that doesn’t cover all your children. One of your
children becomes sick. Because you can’t read the pharmacy overcharge you.
You also receive a net. You haven’t eaten in a few days so you sell the net for less than its worth and
buy some lunch.
You sleep near the canals and waterways. Your young child gets sick. You are forced into prostitution to
pay for medical care.
Give bank $10
Collect $30
Pay bank $20
Collect $2
Give bank $5
Collect $1
Collect nothing
COMMUNITY CHEST
A new main highway is being built and will run through your community.
Businessman
Office Manager
Small Business
Owner
Part-Time Worker
Low-Skilled Worker
Factory Worker
with a Disability
Subsistence Farmer
Widowed Single
Mother
Homeless Woman
with a Disability
Stateless Woman
You heard about the plans before they were made public and bought up land you knew was going to
increase in value. You make a huge profit.
The highway allows you to travel between different offices more easily. Receive a promotion.
The road increases your businesses profits.
Collect $500
The highway has led to the spread of HIV. Your husband visits the local brothel where he contracts the
virus and unknowingly passes it on to you.
The road leads to an increase in illegal logging. You get a job doing illegal logging and are arrested
The road passes straight through your property. Without proper land title you are forced off the land.
Pay $100
With more traffic you decide to sell some of you produce on the road.
Your child is not used to a busy road and gets injured while crossing and goes to hospital.
Collect $5
Give bank $4
Before the road was built you would travel to get free medicine. Now there’s a toll and you cannot afford
the trip.
The road brings more refugees into the area making it harder to find a dry place to sleep.
Give bank $2
Collect $100
Collect $50
Go to jail
Give bank $50
Give bank $2
COMMUNITY CHEST
A local election is being held in your city.
Businessman
Office Manager
Small Business Owner
Part-Time Worker
Low-Skilled Worker
Factory Worker with a
Disability
Subsistence Farmer
Widowed Single Mother
Homeless Woman with a
Disability
Stateless Woman
You run for office and are elected as the local representative.
You receive extra employment by working for a political party during their campaign.
You convince your neighbours to vote for a candidate who doesn’t fulfil his promises. You lose face
in the community.
You can’t get to work due to traffic jams caused by protests. You lose a day’s wage.
You are part of a union. With the election coming up the government cracks down on activist
groups. You lose your job.
You are injured when violence breaks out on voting day.
Collect $300
Collect $50
Give bank $5
A campaigner offers you money for your vote. You disagree with the party’s policy but need the
money.
You cannot read the ballot form so you do not vote.
There is no way you can get to the voting station, and therefore cannot vote.
Collect $2
During the election campaign you experience heightened levels of discrimination when parties
promise to deport people illegally out of the country.
Lose $3
Give bank $10
Give bank $20
Give bank $5
Collect nothing
Collect nothing
Print back to back with ‘Get Out of Debt’ sheet to create double-sided cards.
CHILD MARRIAGE
CHILD BONDED LABOUR
CHILD TRAFFICKING
Marry off one of you
children to an older,
wealthier man in the
village.
Take one of your children
out of school to work on a
nearby farm.
You are approached by a
trafficker with an offer to
find your daughter work
across the border.
Relinquish all money and
property to the bank. Bank
pays amount owed to
player and gives you $20.
ORGAN TRAFFICKING
DONOR
Sell one of your organs to
a trafficker.
Relinquish all money and
property to the bank. Bank
pays amount owed to
player and gives you $20.
Relinquish all money and
property to the bank. Bank
pays amount owed to
player and gives you $20.
Relinquish all money and
property to the bank. Bank
pays amount owed to
player and gives you $20.
DOMESTIC SERVITUDE
PROSTITUTION
Give one of your
daughters to work as a
maid for a rich family in
another town for 1 year.
Work as a sex-worker at
night for a year to repay
your loan.
Relinquish all money and
property to the bank. Bank
pays amount owed to
player and gives you $15.
Relinquish all money and
property to the bank. Bank
pays amount owed to
player and gives you $15.
PROSTITUTION
CRIMINAL ACTIVITY
CRIMINAL ACTIVITY
Send your daughter to
work as a sex-worker in a
brothel.
Steal an expensive item
and sell it to a loan shark.
Work as a hit man for a
local gang.
Relinquish all money and
property to the bank. Bank
pays amount owed to
player and gives you $10.
Relinquish all money and
property to the bank. Bank
pays amount owed to
player and gives you $10.
Relinquish all money and
property to the bank. Bank
pays amount owed to
player and gives you $15.
GET OUT OF DEBT
GET OUT OF DEBT
GET OUT OF DEBT
GET OUT OF DEBT
GET OUT OF DEBT
GET OUT OF DEBT
GET OUT OF DEBT
GET OUT OF DEBT
GET OUT OF DEBT
Print back to back with ‘Get Out of Debt’ sheet to create double-sided cards.
CRIMINAL ACTIVITY
CRIMINAL ACTIVITY
CRIMINAL ACTIVITY
Smuggle drugs into a large
social gathering for a
cartel.
Deal drugs in a nearby
town.
Rob an expensive item
from a wealthy family’s
house and sell to loan
shark.
Relinquish all money and
property to the bank. Bank
pays amount owed to
player and gives you $10.
Relinquish all money and
property to the bank. Bank
pays amount owed to
player and gives you $10.
LOAN SHARK
BONDED LABOUR
GAMBLING
Accept a loan from a loan
shark.
Work in exploitive
conditions until your loan
is repaid.
You gamble all your
assets.
Relinquish all money and
property to the bank. Bank
pays amount owed to
player and gives you $10.
Relinquish all money and
property to the bank. Bank
pays amount owed to
player.
Relinquish all money and
property to bank.
Relinquish all money and
property to the bank. Bank
pays amount owed to
player and gives you $10.
Roll the dice. 9 or above =
bank pays amount owed to
player and gives you $20.
Below 9 = lose assets and
pick up another Debt card.
LOAN SHARK
BONDED LABOUR
GAMBLING
Accept a loan from a loan
shark.
Work in exploitive
conditions until your loan
is repaid.
You gamble all your
assets.
Give your next round of
Go money to the bank as
repayment.
Relinquish all money and
property to the bank. Bank
pays amount owed to
player.
Give your next round of
Go money to the bank as
repayment.
Relinquish all money and
property to the bank. Bank
pays amount owed to
player and gives you $10.
Relinquish all money and
property to bank.
Roll the dice. 9 or above =
bank pays amount owed to
player and gives you $20.
Below 9 = lose assets and
pick up another Debt card.
GET OUT OF DEBT
GET OUT OF DEBT
GET OUT OF DEBT
GET OUT OF DEBT
GET OUT OF DEBT
GET OUT OF DEBT
GET OUT OF DEBT
GET OUT OF DEBT
GET OUT OF DEBT
Use this card to show
mercy to a Lower
Class player by
forgiving a debt they
owe to you.
Use this card to show
mercy to a Lower
Class player by
forgiving a debt they
owe to you.
Use this card to show
mercy to a Lower
Class player by
forgiving a debt they
owe to you.
Also give them a $20
charitable donation.
Also give them a $20
charitable donation.
Also give them a $10
charitable donation.
Use this card to show
mercy to a Lower
Class player by
forgiving a debt they
owe to you.
Use this card to show
mercy to a Lower
Class player by
forgiving a debt they
owe to you.
Use this card to show
mercy to a Lower
Class player by
forgiving a debt they
owe to you.
Also give them a $20
charitable donation.
Also give them a $10
charitable donation.
Also give them a $10
charitable donation.
Use this card to show
mercy to a Lower
Class player by
forgiving a debt they
owe to you.
Also give them a $20
charitable donation.
Optional labels to stick on back
of Community Chest cards
COMMUNITY
CHEST
COMMUNITY
CHEST
COMMUNITY
CHEST
COMMUNITY
CHEST
COMMUNITY
CHEST
COMMUNITY
CHEST
COMMUNITY
CHEST
COMMUNITY
CHEST
COMMUNITY
CHEST
COMMUNITY
CHEST
COMMUNITY
CHEST
COMMUNITY
CHEST
COMMUNITY
CHEST
COMMUNITY
CHEST
COMMUNITY
CHEST
COMMUNITY
CHEST
COMMUNITY
CHEST
COMMUNITY
CHEST
COMMUNITY
CHEST
COMMUNITY
CHEST
COMMUNITY
CHEST
COMMUNITY
CHEST
COMMUNITY
CHEST
Optional labels to stick
on back of Chance cards
CHANCE
CHANCE
CHANCE
CHANCE
CHANCE
CHANCE
CHANCE
CHANCE
CHANCE
CHANCE
CHANCE
CHANCE
CHANCE
CHANCE
CHANCE
CHANCE
CHANCE
CHANCE
CHANCE
CHANCE
CHANCE
CHANCE
CHANCE
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