User Manual Oracle FLEXCUBE Direct Banking Retail Peer To Peer

User Manual Oracle FLEXCUBE Direct Banking Retail Peer To Peer
Oracle FLEXCUBE Direct
Banking
Retail Peer To Peer Payments User Manual
Release 12.0.3.0.0
Part No. E52543-01
April 2014
Retail Peer To Peer Payments User Manual
April 2014
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User Manual Oracle FLEXCUBE Direct Banking Retail Peer To Peer Payments .Docx
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Table of Contents
1.
2.
3.
4.
5.
Preface ................................................................................................................................................. 4
Transaction Host Integration Matrix ................................................................................................. 5
Introduction ......................................................................................................................................... 6
Peer To Peer Payments-Initiate......................................................................................................... 7
Peer Beneficiary Maintenance ........................................................................................................ 14
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Preface
1.
Preface
1.1
Intended Audience
This document intended for the following audience:

Customers

Partners
1.2 Documentation Accessibility
For information about Oracle's commitment to accessibility, visit the Oracle Accessibility Program
website at http://www.oracle.com/pls/topic/lookup?ctx=acc&id=docacc.
1.3
Access to OFSS Support
https://support.us.oracle.com
1.4 Structure
This manual is organized into the following categories:
Preface gives information on the intended audience. It also describes the overall structure of the
User Manual
Transaction Host Integration Matrix provides information on host integration requirements for the
transactions covered in the User Manual.
Introduction provides brief information on the overall functionality covered in the User Manual
Chapters post Introduction are dedicated to individual transactions and its details, covered in the
User Manual
1.5 Related Information Sources
For more information on Oracle FLEXCUBE Direct Banking Release 12.0.3.0.0, refer to the
following documents:

Oracle FLEXCUBE Direct Banking Licensing Guide

Oracle FLEXCUBE Direct Banking Installation Manuals
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Transaction
2.
Host Integration Matrix
Transaction Host Integration Matrix
Legends
NH
No Host Interface Required.

Host Interface to be developed separately.

Pre integrated Host interface available.

Pre integrated Host interface not available.
SR
Service Requests
Transaction Name
FLEXCUBE UBS
Third Party Host System


Add Peer Beneficiary
NH
NH
View Peer Beneficiary


Modify Peer Beneficiary
NH
NH
Delete Peer Beneficiary
NH
NH


NH
NH
Claim Peer To Peer Payments
for Non-Registered Existing
Users


View Received P2P Payments


Peer To
Initiate
Peer
Payments-
Claim Peer To Peer Payments
for Non registered Non
Existing Users
View
Registered
Beneficiary
Peer
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Introduction
3.
Introduction
Transfer of funds between person to person (P2P OR Peer To Peer) with common identifiers like
facebook ID ,Email ID and Mobile Number has not only made banking easy but has also reduced
efforts to remember credit account details.
Using Peer To Peer Payment feature, a business user can transfer funds from their account to an
email id or Mobile Number or to a facebook ID/contact from where the receiver can pull the funds
by providing all their details to the senders’ bank.
This feature supports email and mobile number based payments and facilitates internal and
domestic payments.
Here, the sender should use FCDB application to initiate the Payment or Funds Transfer
Request. The sender will have to provide only the receivers facebook contact OR Email Address
OR Mobile Number, Amount to be transferred and the Debit Account. This can be any linked
account or card for internal customer and linked account for external customer.
The existing customer of the bank (FCDB users) can register their account as beneficiaries for
receiving the funds through a new transaction after logging in to any of the FCDB applications like
Net Banking or Mobile Banking. However, the beneficiary of the funds need not be the customer
of the bank for receiving the funds.
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Peer To Peer Payments-Initiate
4.
Peer To Peer Payments-Initiate
This feature enables you to transfer funds to your peer through his or her Mobile Number OR
Email Id OR Facebook ID.
To initiate peer to per payments:
1.
Navigate to Payments > Pay to a Peer > Peer to Peer Payment .The system displays the Peer
To Peer Payments screen.
Peer To Peer Payments
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Peer To Peer Payments-Initiate
Field Description
Field Name
Description
Source Account
[Mandatory, Dropdown]
Enter the Debit Account number from which the payment is to be
made.
Payment To
Contact Details
[Mandatory, Dropdown]
Select the type of contact to be selected.
The options available are:



Email Id
Mobile Number
Facebook
Enter the Email Id OR Mobile Number of the beneficiary in the
Input Box that appears next to the Type of Contact after the
selection is made.
Payment Details
Transfer Amount
[Mandatory, Input Box, 15]
Enter the amount required to be transferred.
Currency
[Mandatory, Dropdown]
Enter the currency of the amount that is being transferred.
Note: If the transfer currency is other than the source
account currency, the bank’s mid rate will be applied for
currency conversion.
Pay Now
[Optional, Radio Button]
Select to pay to the beneficiary on the current business date.
Pay Later
[Optional, Radio Button, Calendar]
Select to pay to the beneficiary on the selected business date.
Note: Selection of at least one of Pay Now OR Pay Later
is mandatory.
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Peer To Peer Payments-Initiate
Field Name
Description
Note: The Transfer Date to be selected should lie between the Start Date and
End Date. Start Date – Current Date + No. of days (1 to 20)
End Date – Current Date + 365 Days
If the Transfer Date happens to be a non-working day or a holiday, then the
transaction is processed on the next working day.
Other Details
Narrative
[Optional, Input Box,35]
Enter the message that you wish to send to your beneficiary.
2.
Click Initiate. You will reach the Peer To Peer Payments – Verify screen.
Peer To Peer Payments – Verify
3.
Note down the details provided in the message that appears on the screen.
4.
Close the message.
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Peer To Peer Payments-Initiate
Peer To Peer Payments – Verify
Column Description
Field Name
Source Account
Description
[Display]
Displays the Debit Account number from which the
will be made.
payment
Payment To
Mobile Number
[Display]
Displays the Mobile Number OR Email Id of the beneficiary
Facebook Id
[Display]
Displays the Mobile Number OR Email Id of the beneficiary
This field will be displayed if contact details have been selected
as Facebook.
Email Id
[Display]
Displays the Mobile Number OR Email Id of the beneficiary
This field will be displayed if contact details have been selected
as Email.
Payment Details
Transfer Amount
[Display]
Displays the amount to be transferred.
Currency
[Display]
Displays the currency of transfer.
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Peer To Peer Payments-Initiate
Field Name
Pay Now
Description
[Display]
Displays the date of payment.
Other Details
Narrative
[Display]
Displays the narrative for fund transfer, if any.
5.
Click Confirm. You will reach the Peer To Peer Payments – Confirm screen.
OR
Click Change to edit the transaction
Peer To Peer Payments - Confirm
Column Description
Field Name
Description
Host Reference
[Display]
Number
Displays the Transaction Reference Number for
the transaction
Security Code
[Display]
Displays the Security Code provided by the
FLEXCUBE DIRECT BANKING.
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Peer To Peer Payments-Initiate
Field Name
Description
Note: This field is visible only if the beneficiary is not
registered with FCDB
Source Account
[Display]
Displays the Debit Account Number.
Payment To
Mobile Number
[Display]
Displays the Email Id OR Mobile Number of the
beneficiary.
Payment Details
Transfer Amount
[Display]
Displays the amount transferred.
Currency
[Display]
Displays the currency of transfer.
Pay Later OR Pay Now
[Display]
Displays the date of payment.
Note: The Transfer Date to be selected should lie between the Start Date
and End Date.
Start Date – Current Date + No of days (1 to 20)
End Date – Current Date + 365 Days
If the Transfer Date happens to be a non-working day or a holiday, then
transaction is processed on the next working day.
Other Details
[Display]
Displays the narrative for fund transfer, if any
6.
Click OK. You will reach the Peer To Peer Payments – Initiate screen.
OR
Click E-Receipt to generate an e-receipt.
OR
Click Print. You will see the option to print the confirmation screen in the pdf format.
OR
Click Download. The Download Files pop-up is displayed.
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Peer To Peer Payments-Initiate
Download Files
7.
8.
Select a file format from the Download list. The options available are:

WORD

PDF

HTML
Click Close to close the Download pop-up.
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Peer Beneficiary Maintenance
5.
Peer Beneficiary Maintenance
To make transfer of funds between common identifiers like Email Id and Mobile Number easy,
you have an option to save and maintain one or more beneficiaries along with their Email Ids and
Mobile Numbers. This way, you need not remember the Mobile Number or Email Id of the
beneficiary to whom the payment has to be made.
In this feature, you are provided with a look up while transferring funds to the maintained
beneficiaries. You also have an option to enter the Email Id or Mobile Number while making
payments or click on the lookup to select the existing beneficiaries from the list of beneficiaries.
The beneficiary maintained by you may or may not belong to the same bank.
5.1
Add Peer Beneficiary
You can add a Peer Beneficiary by entering his or her contact details.
To add a beneficiary, navigate through
1.
Navigate to Payments > Pay to a Peer > Add Peer Beneficiary.
Add Peer Beneficiary
Field Description
Field Name
Description
Beneficiary
[Mandatory, Alphanumeric with Special Characters]
Nick Name
Enter any name OR nick name of the beneficiary
Id Type
[Mandatory, Dropdown]
Select the ID Type from the dropdown.
The options available are:


Id Value
Mobile Number
Email Id
[Mandatory, Input Box, 15, 225]
Enter the email ID OR mobile number of the beneficiary
as applicable.
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Peer Beneficiary Maintenance
Field Name
Beneficiary Image
Description
[Display]
Displays the image if any.
An image can be added or removed using the
respective link provided in the “Add Image” column.
Add/Remove Image
[Optional, Hyperlink]
Browse your machine to add an image to the
beneficiary.
An uploaded image can also be removed using the
respective link provided in the same column.
2.
Click Add New Row to add a new beneficiary.
OR
Click Submit. You will reach the Add Peer Beneficiary – Verify screen.
Add Peer Beneficiary - Verify
Column Description
Field Name
Description
Beneficiary
[Display]
Nick Name
Displays the name OR nick name of the beneficiary.
Id Type
[Display]
Displays the Id Type of the beneficiary.
Id Value
[Display]
Displays the email ID OR Mobile Number of the beneficiary.
Beneficiary Image
[Display]
Displays the image of the beneficiary, if any
3.
Click Change to go back to the Add Peer Beneficiary screen.
OR
Click Confirm. You will reach the Add Peer Beneficiary – Confirm screen.
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Peer Beneficiary Maintenance
Add Peer Beneficiary - Confirm
Column Description
Field Name
Description
Beneficiary
[Display]
Nick Name
Displays the name OR nick name of the beneficiary.
Id Type
[Display]
Displays the Id Type of the beneficiary.
Id Value
[Display]
Displays the Email Id OR Mobile Number of the beneficiary.
Beneficiary Image
[Display]
Displays the image of the beneficiary, if any
4.
Click OK. You will reach the Add Peer Beneficiary screen.
OR
Click E-Receipt to generate an e-receipt.
OR
Click Download. You will see the Download Files Pop-Up.
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Peer Beneficiary Maintenance
Download Files
5.
Select a file format from the Download list. The options available are:

RTF

PDF

HTML
6.
Click Close to close the Download pop-up.
5.2
View Peer Beneficiary
This feature enables you to view your registered peer beneficiaries.
To view a beneficiary, navigate through:
1.
Navigate to Payments > Pay to a Peer > View Peer Beneficiary.
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Peer Beneficiary Maintenance
View Peer Beneficiary
Column Description
Field Name
Description
Beneficiary
[Display]
Nick Name
Displays the name OR nick name of the beneficiary.
Id Type
[Display]
Displays the ID type of the beneficiary.
Id Value
[Display]
Displays the Email Id OR Mobile Number of the beneficiary.
Beneficiary Image
[Display]
Displays the image of the beneficiary, if any
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Peer Beneficiary Maintenance
5.3
Modify Peer Beneficiary
This option allows you to modify any or all of the details of your registered peer beneficiaries.
To modify a beneficiary, do the following:
1.
Click the checkbox next to any of the beneficiaries you wish to modify.
2.
Click Modify Beneficiary.
3.
You will reach the Modify Peer Beneficiary screen.
Modify Peer Beneficiary
Field Description
Field Name
Description
Beneficiary
[Mandatory, Alphanumeric with Special Characters]
Nick Name
Modify the nick name of the beneficiary
Id Type
[Mandatory, Dropdown]
Modify the ID Type from the dropdown.
The options available are:


Id Value
Mobile Number
Email Id
[Mandatory, Input Box, 15, 225]
Modify the Email Id OR Mobile Number of the beneficiary as
applicable.
Beneficiary Image
[Display]
Displays the image if any.
4.
Add Image
[Optional, Hyperlink]
Remove Image
Remove the image OR Add a new image, if any.
Click Back to go back to the View Peer Beneficiary screen.
OR
Click Modify. You will reach the Modify Peer Beneficiary – Verify screen
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Peer Beneficiary Maintenance
Modify Peer Beneficiary - Verify
Column Description
Field Name
Description
Beneficiary
[Display]
Nick Name
Displays the name OR nick name of the beneficiary.
Id Type
[Display]
Displays the Id Type of the beneficiary.
Id Value
[Display]
Displays the email ID OR Mobile Number of the
beneficiary.
Beneficiary Image
[Display]
Displays the image of the beneficiary, if any
5.
Click Change to go back to the Modify Peer Beneficiary screen.
OR
Click Confirm. The Modify Peer Beneficiary – Confirm screen is displayed.
Modify Peer Beneficiary - Confirm
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Peer Beneficiary Maintenance
Column Description
Field Name
Description
Beneficiary
[Display]
Nick Name
Displays the name OR nick name of the beneficiary.
Id Type
[Display]
Displays the Id Type of the beneficiary.
Id Value
[Display]
Displays the Email Id OR Mobile Number of the beneficiary.
Beneficiary Image
[Display]
Displays the image of the beneficiary, if any
6.
Click OK. The View Peer Beneficiary screen is displayed.
5.4
Delete Peer Beneficiary
You can delete any of your added peer beneficiaries.
To delete a beneficiary, in the View Peer Beneficiary screen:
1.
Click the checkbox next to any of the beneficiaries you wish to delete.
2.
Click Delete Beneficiary. The Delete Peer Beneficiary - Verify screen is displayed.
Delete Peer Beneficiary - Verify
Column Description
Field Name
Description
Beneficiary
[Display]
Nick Name
Displays the name OR nick name of the beneficiary.
Id Type
[Display]
Displays the Id Type of the beneficiary.
Id Value
[Display]
Displays the Email Id OR Mobile Number of the beneficiary.
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Peer Beneficiary Maintenance
Field Name
Beneficiary Image
Description
[Display]
Displays the image of the beneficiary, if any
3.
Click Back to go back to the View Peer Beneficiary screen.
OR
Click Delete. The Delete Peer Beneficiary – Confirm screen is displayed.
Delete Peer Beneficiary - Confirm
Column Description
Field Name
Description
Beneficiary
[Display]
Nick Name
Displays the name OR nick name of the beneficiary.
Id Type
[Display]
Displays the Id Type of the beneficiary.
Id Value
[Display]
Displays the Email Id OR Mobile Number of the beneficiary.
Beneficiary Image
[Display]
Displays the image of the beneficiary, if any
4.
Click E-Receipt to generate to an e-receipt.
5.
Click OK. The View Peer Beneficiary screen is displayed.
5.5
View Received P2P Payments
You can view the payment you received in your account.
To view received payment, navigate through:
1.
Navigate to Receive Money > Manage Peer Payment Subscription > View Received P2P
Payments. The Received Payment screen is displayed.
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Peer Beneficiary Maintenance
Received Payments
Column Description
Field Name
Ref No
Description
[Display]
Displays the reference number of payment done.
Date
[Display]
Displays the date on which payment has been done.
Amount
[Display]
Displays the amount.
Currency
[Display]
Displays the currency of payment
Sender
[Display]
Displays the sender name who initiated the payment
Status
[Display]
Displays the status of payment.
2.
Click Reference Number to view the details of payment. The system will display payment details
screen.
Payment Details
3.
Click E-Receipt to generate an e-receipt.
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Peer Beneficiary Maintenance
4.
Click Back to go back to the Received Payment screen.
5.6
Claim Peer To Peer Payments
Once a payment is initiated by the sender to the Facebook ID OR Email ID OR Mobile Number,
the beneficiary receives an Email OR SMS OR Notification on facebook to register themselves in
order to receive funds. For payment to non registered facebook ID, facebook event got created
and notification will be sent to the receiver's facebook id. In case of a receiver who is already
registered, the funds will be directly credited to their registered account.
For already existing users the registration process will be possible after logging into the
application with the user id and password through a new transaction for registering as a receiver
and for non existing users the registration process should be initiated from outside the system.
The non existing users should be able to register themselves and should be provided with a user
id and password after verification of their accounts and bank account details.
Verification of the accounts shall be done through penny credit and chaser mails and SMS, to
email and Mobile Number. On completion of all validation process the beneficiary payment will be
initiated.
5.7 Claim Peer To Peer Payments for Non registered Non Existing
Users
A non registered and non existing user of the bank can claim his or her peer payment by
registering at the FCDB application.
To claim a payment, navigate through:
1.
Navigate to Log-In > Claim Now.
Claim Now
2.
The Receive Peer To Peer Payment screen is displayed.
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Peer Beneficiary Maintenance
Receive Peer To Peer Payment
Field Description
Field Name
Description
Mode to which the
[Mandatory, Tab]
payment is
received
Select the tab for the mode of payment.
The available options are:



Email OR Mobile
Number OR
Facebook ID
Enter Security
Code
3.
Email
Mobile
Facebook
[Mandatory, Email Id, Mobile Number, Alphanumeric,
Numeric, Special Characters, 15, 225]
Enter the details of the received mode of payment in the
input box.
[Mandatory, Alphanumeric, Masked]
Enter the security code received from the sender
Click Submit. The Peer To Peer Payment Registration – Personal Details screen is displayed.
OR
Click Click Here if you are a registered user. The Log-In screen is displayed.
Peer To Peer Payment Registration
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Peer Beneficiary Maintenance
Field Description
Field Name
First Name
Description
[Mandatory, Alphanumeric, 1-20]
Enter your first name.
Last Name
[Mandatory, Alphanumeric, 1-20]
Enter your last name.
Email ID
[Mandatory OR Display ,UNIQUE, 1-255, Alphanumeric]
Enter your email ID if it is not pre populated.
Mobile Number
[Conditional, 1-15]
Enter your mobile number if it is not pre populated.
Password
[Mandatory, Masked, As per Password Policy]
Enter any password as you wish as per the password policy.
Re Enter Password
[Mandatory, Masked, As per Password Policy]
Enter the same password again.
Email ID
[Mandatory OR Display, UNIQUE, 1-255, Alphanumeric]
Enter your email ID if it is not pre populated.
4.
Click on Next. You will get registered. The Peer To Peer Payment Registration – Bank
Account Details screen.
OR
Click Cancel. The Log-In screen is displayed.
Peer To Peer Payment Registration – Bank Account Details
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Peer Beneficiary Maintenance
Field Description
Field Name
Description
Select Account
Type
[Mandatory, Radio Button]
Select the relevant account type.
The options available are:


Account within Bank
Account with other Bank
Account within Bank
Account
Number
[Mandatory, Alphanumeric, 1-16]
Branch Code
[Mandatory]
Enter the account number to receive funds
Select the branch code for the account selected.
Account with other Bank
Account
Number
[Mandatory, Alphanumeric, 1-16]
National
Clearing Code
Type
[Mandatory, Dropdown]
Enter the account number to receive funds
Select the appropriate National Clearing Code Type for the
bank. The options available are:




Bank Code
CHAPS MAPS Network
HELLENIC BANK ASSOCIATION FROM GREECE
NEW ZEALAND BANKERS ASSOCIATION FROM
NEW ZEALAND
PI CLEARING NETWORK
[Mandatory, Input,1-20]
Enter the bank code of the receiver’s bank.
Bank Name
[Display]
This field displays the name of the bank to which the entered
account belongs to.
Address
[Display]
This field displays the address to which the entered account
belongs to
City
[Display]
This field displays the name of the city to which the entered
account belongs to
5.
Click Submit. The Peer To Peer Payment Registration - Bank Account Details Confirm
screen is displayed.
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Peer Beneficiary Maintenance
Peer To Peer Payment Registration – Bank Account Details Verification
Column Description
Field Name
Description
Select Account
Type
[Display]
Account Number
[Display]
Displays the account type chosen by you in the previous screen
Displays your account number.
National
Clearing
[Display]
Displays your national clearing code type.
Code Type
Bank Code
[Display]
Displays your bank code.
Bank Name
[Display]
Displays your bank name.
Address
[Display]
Displays the address of the branch.
City
[Display]
Displays the city where the branch is located.
6.
Click Confirm. If Email is not verified you will see the following screen.
Email Verification Pending
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Peer Beneficiary Maintenance
7.
Validate your email account by clicking on the link mailed to your registered email ID. You will see
the Email Verification Successful screen.
Email Verification
8.
If Email ID is already verified. You will receive a “One Time Password” on your registered mobile
number.
9.
You will reach the Mobile OTP Verification screen.
Note: Mobile OTP will generate only if mobile number is registered.
OR
Click Back to navigate to the Peer To Peer Payment Registration – Bank Account Details
screen.
Mobile OTP Verification
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Peer Beneficiary Maintenance
Field Description
Field Name
Description
Reference
Number
[Display]
Enter One
Time
[Mandatory, Input, Alphanumeric]
Password
Displays the Reference Number of your transaction
Enter the “One Time Password” that you have received on your
registered mobile number.
10.
Click Submit. You will reach the Peer To Peer Payment Registration successful screen.
11.
Your KYC verification is initiated.
OR
Click Resend OTP. The Mobile OTP will be resent on your Registered Mobile Number.
Peer To Peer Payment Registration
Column Description
Field Name
Description
Select Account
Type
[Display]
Account
Number
[Display]
National
Clearing
[Display]
Displays the account type chosen by you in the previous
screen.
Displays your account number.
Displays your national clearing code type.
Code Type
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Peer Beneficiary Maintenance
Field Name
Bank Code
Description
[Display]
Displays your bank code.
Bank Name
[Display]
Displays your bank name.
Address
[Display]
Displays the Address of the branch.
City
[Display]
Displays the City where the branch is located.
12.
After registration is completed, the process for crediting beneficiary gets initiated.
13.
Click E-Receipt to generate an e-receipt.
Note: Enrolled user can manage his registration process by logging to the application.
5.8
View Registered Peer Beneficiary
Using this feature, you can view the registered peer beneficiary.
To use this option, go to:
1.
Navigate to Receive Money > Manage Peer Payment Subscription > Claim/Manage Peer
Account. The system will display View Registered Peer Beneficiary screen.
View Registered Peer Beneficiary – Penny Credit Validation
Field Description
Field Name
Description
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Peer Beneficiary Maintenance
Field Name
Account Number
Description
[Display]
Displays your Bank Account Number.
BIC
[Display]
Displays your bank code
2.
Enter Random
[Mandatory, Input,10, Numeric]
Deposit Amount
Enter the penny amount deposited to your bank
account.
Click Validate. The Registration successful page is displayed.
Registration Successful
3.
Click OK. The View Registered Peer Beneficiary screen is displayed.
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Peer Beneficiary Maintenance
View Registered Peer Beneficiary
Column Description
Field Name
Description
Bank Details
Account Number
[Display]
Displays your account number.
Bank Code
[Display]
Displays your bank code
Bank Name
[Display]
Displays your bank name
Address
[Display]
Displays the address of the branch.
City
[Display]
Displays the city where the branch is located.
Account Status
[Display]
Displays the account status. For e.g. Pending, Failed.
Contact Details
[Display]
Email Id
Displays your registered Email Id
Mobile Number
[Display]
Displays your registered Mobile Number
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Peer Beneficiary Maintenance
Field Name
Facebook ID
Description
[Display]
Displays your facebook ID, if any
4.
Click Modify. The Modify Peer Beneficiary screen is displayed.
Modify Registered Peer Beneficiary
5.
Click Submit. The Modify Peer Beneficiary Verify screen is displayed.
Modify Registered Peer Beneficiary- Verify
6.
Click E-Receipt to generate an e-receipt.
7.
Click Confirm. The Modify Peer Beneficiary Confirm screen is displayed.
OR
Click OK to go to previous screen.
Modify Registered Peer Beneficiary - Confirm
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Peer Beneficiary Maintenance
8.
Click Unsubscribe to unsubscribe the peer beneficiary in View Registered Peer Beneficiary
screen. The Modify Peer Beneficiary Verify screen is displayed.
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Peer Beneficiary Maintenance
Unsubscribe Peer Beneficiary- Verify
9.
Click Confirm. You will reach the Unsubscribe Peer Beneficiary Confirm, screen.
OR
Click Back to navigate to previous screen.
Unsubscribe Peer Beneficiary- Confirm
10.
Click E-Receipt to generate an e-receipt.
11.
Click OK.
5.9
Claim Peer To Peer Payments for Non-Registered Existing Users
A non-registered but an existing user of the bank can claim his or her peer payment by registering
at the FCDB application.
To use this option, navigate through:
1.
Navigate to Receive Money > Manage Peer Payment Subscription > Claim/Manage Peer
Account.
2.
The View Registered Peer Beneficiary screen is displayed.
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Peer Beneficiary Maintenance
View Registered Peer Beneficiary
3.
Click Register. The Peer Beneficiary Registration screen is displayed.
4.
Use the check-box to register with or without a Security Code.
Peer Beneficiary Registration – Security code
Field Description
Field Name
Description
Register using
Security Code
[Optional, Checkbox]
Mode to which the
[Mandatory, Tab]
payment is received
Select the tab for the mode of payment.
Select the checkbox if registration is to be done by security
code.
The available options are:



Enter Security Code
Email
Mobile
Facebook
[Mandatory, Alphanumeric, Masked]
Enter the security code received from the sender
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Peer Beneficiary Maintenance
Peer Beneficiary Registration – without security code
Field Description
Field Name
Description
Select Account
Number
[Mandatory, Dropdown]
Email
[Display]
Select the account number in which the amount is credited.
This field will display your email ID.
Mobile Number
[Display]
This field displays your Mobile Number.
5.
Click Submit. The Peer Beneficiary Registration-Verify screen is displayed.
Peer Beneficiary Registration - Verify
Column Description
Field Name
Account Number
Description
[Display]
Displays the account number in which the amount is
credited.
Email
[Display]
Displays your email ID.
Mobile Number
[Display]
Displays your Mobile Number
6.
Click E-Receipt to generate an e-receipt.
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Peer Beneficiary Maintenance
7.
Click Confirm. The Peer Beneficiary Registration – Confirm screen is displayed.
OR
Click Back. The Peer Beneficiary Registration screen is displayed.
Peer Beneficiary Registration - Confirm
Column Description
Field Name
Account Number
Description
[Display]
Displays the account number in which the amount is
credited.
Email
[Display]
Displays your email ID.
Mobile Number
[Display]
Displays your Mobile Number.
8.
Click E-Receipt to generate an e-receipt.
9.
Click OK. The View Registered Peer Beneficiary screen is displayed.
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