User Manual Oracle Banking Digital Experience Retail Transfer and

User Manual Oracle Banking Digital Experience Retail Transfer and
Oracle Banking Digital
Experience
Retail Transfer and Payments User Manual
Release 15.1.0.0.0
Part No. E66313-01
October 2015
Retail Tranfer and Payments User Manual
October 2015
Oracle Financial Services Software Limited
Oracle Park
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Goregaon (East)
Mumbai, Maharashtra 400 063
India
Worldwide Inquiries:
Phone: +91 22 6718 3000
Fax:+91 22 6718 3001
www.oracle.com/financialservices/
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User Manual Oracle Banking Digital Experience Retail Transfer and Payments
ii
Table of Contents
1.
2.
3.
4.
5.
6.
7.
8.
9.
10.
11.
12.
13.
14.
15.
16.
17.
18.
19.
20.
21.
22.
23.
24.
25.
26.
27.
28.
29.
30.
31.
32.
33.
Preface ................................................................................................................................................. 4
Transaction Host Integration Matrix ................................................................................................. 5
Beneficiary Maintenance ................................................................................................................... 7
Own Account Transfer ..................................................................................................................... 41
Internal Transfer ............................................................................................................................... 46
Multiple Internal Transfer ................................................................................................................ 51
Domestic Funds Transfer ................................................................................................................ 58
Multiple Domestic Transfers ........................................................................................................... 66
International Account Transfer ....................................................................................................... 70
Multiple International Transfer..................................................................................................... 80
Domestic Drafts ............................................................................................................................. 85
International Drafts ....................................................................................................................... 94
SEPA Credit Transfer .................................................................................................................. 103
SEPA Card Payments ................................................................................................................. 109
UK Payments ............................................................................................................................... 117
View Standing Instruction .......................................................................................................... 126
Standing Instruction Cancellation ............................................................................................. 129
Pending Transfers ....................................................................................................................... 133
Payment Options ......................................................................................................................... 136
Inward Remittance Inquiry ......................................................................................................... 139
Outward Remittance Inquiry ...................................................................................................... 143
Domestic Collection Inquiry....................................................................................................... 149
FCY Collection Inquiry ................................................................................................................ 152
View Draft Details ........................................................................................................................ 155
Service Requests ........................................................................................................................ 161
View Limits Utilization ................................................................................................................ 172
Change Users Limits .................................................................................................................. 176
Move Money In............................................................................................................................. 179
Move Money Out ......................................................................................................................... 182
Linked Accounts ......................................................................................................................... 185
Savings Plan ................................................................................................................................ 189
Template Look Up ....................................................................................................................... 192
Additional Options (Save as Drafts\Template, Save and Submit, View Limits) .................... 196
User Manual Oracle Banking Digital Experience Retail Transfer and Payments
iii
Preface
1.
Preface
1.1
Intended Audience
This document is intended for the following audience:

Customers

Partners
1.2 Documentation Accessibility
For information about Oracle's commitment to accessibility, visit the Oracle Accessibility
Program website at http://www.oracle.com/pls/topic/lookup?ctx=acc&id=docacc.
1.3
Access to OFSS Support
https://support.us.oracle.com
1.4 Structure
This manual is organized into the following categories:
Preface gives information on the intended audience. It also describes the overall
structure of the User Manual.
Transaction Host Integration Matrix provides information on host integration requirements
for the transactions covered in the User Manual.
The subsequent chapters provide information on transactions covered in the User
Manual.
Each transaction is explained in the following manner:

Introduction to the transaction

Screenshots of the transaction
The images of screens used in this user manual are for illustrative purpose only, to provide
improved understanding of the functionality; actual screens that appear in the application
may vary based on selected browser, theme, and mobile devices.

Procedure containing steps to complete the transaction- The mandatory and conditional
fields of the transaction are explained in the procedure.
If a transaction contains multiple procedures, each procedure is explained. If some
functionality is present in many transactions, this functionality is explained separately.
1.5 Related Information Sources
For more information on Oracle Banking Digital Experience Release 15.1.0.0.0, refer to
the following documents:

Oracle Banking Digital Experience Licensing Guide

Oracle Banking Digital Experience Installation Manuals
User Manual Oracle Banking Digital Experience Retail Transfer and Payments
4
Transaction Host Integration Matrix
2.
Transaction Host Integration Matrix
Legends
NH
No Host Interface Required.

Host Interface to be developed separately.

Pre integrated Host interface available.

Pre integrated Host interface not available.
Transaction Name
FLEXCUBE UBS
Third Party Host System
Beneficiary Maintenance


Beneficiary MaintenanceInternal Transfer


Beneficiary Maintenance Domestic Transfer


Beneficiary Maintenance –
Domestic Drafts


Beneficiary MaintenanceInternational Transfer


Beneficiary Maintenance –
International Draft


Beneficiary Maintenance –
SEPA CREDIT Transfer
NH
NH
Beneficiary Maintenance –
SEPA Card Payment
NH
NH
Beneficiary Maintenance –
UK Payments
NH
NH
Own Account Transfer


Internal Transfer


Multiple Internal Transfer


Domestic Funds Transfer


International Account
Transfer


International Drafts


User Manual Oracle Banking Digital Experience Retail Transfer and Payments
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Transaction Host Integration Matrix
Transaction Name
FLEXCUBE UBS
Third Party Host System
Domestic Drafts


SEPA Credit Transfer


SEPA Card Payments


UK Payments


View Standing Instruction


Standing Instruction
Cancellation


Usage of Deals in Cross
Currency Transactions


Pending Transfers


View Limits Utilization
NH
NH
Change User Limits
NH
NH
Inward Remittance Inquiry


Outward Remittance Inquiry


Domestic Collection Inquiry


FCY Collection Inquiry


View Drafts Details


Move Money In


Move Money Out


Linked Account


Savings Plan


Templates Look up
NH
NH
Additional Options (Save as
Drafts\Template, Save and
Submit, View Limits)
NH
NH
User Manual Oracle Banking Digital Experience Retail Transfer and Payments
6
Beneficiary Maintenance
3.
Beneficiary Maintenance
Using this option, you can maintain Beneficiary in the application. You can also specify if
the Beneficiary template created is available to other users of the same primary customer
id by specifying the Template Access Level as Public.
If the template is created with the Template Access Level as Private, then it is available
only to the user who has created it.
The search criteria allow searching the beneficiary templates created earlier. The
Beneficiary Maintenance is supported for following Transactions:
3.1

Internal Transfer

Domestic Transfer

International Transfer

Domestic Drafts

International Draft

SEPA Credit Transfers

SEPA Credit Card Transfers

UK Payments
Beneficiary Maintenance
To maintain a beneficiary
1.
From the Payments menu, select Recurring Transfer and Payments, and then select
Beneficiary Maintenance.
The Beneficiary Maintenance screen appears.
Beneficiary Maintenance
Note: You can create new beneficiaries template for various transaction types, by selecting any
transaction type and clicking the Create Beneficiary Template button. Refer to the section
Beneficiary Maintenance – Internal Transfer onwards for beneficiary creation.
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Beneficiary Maintenance
Field Description
Field Name
Transaction Type
Description
[Mandatory, Drop-Down]
Indicates the transaction type, for which template is to be searched.
Beneficiary ID
[Optional, Alphanumeric, 10]
Indicates the beneficiary ID.
Beneficiary Name
[Optional, Alphanumeric, 35]
Indicates the beneficiary name.
Beneficiary Account [Optional, Alphanumeric, 35]
No.
Indicates the beneficiary account number.
Beneficiary Email
[Optional, Alphanumeric, 35]
Indicates the beneficiary email ID.
Beneficiary Bank
Name
[Optional, Alphanumeric, 35]
Visibility
[Mandatory, Drop-Down]
Indicates the beneficiary bank name.
Indicates the beneficiary access level.
The options are :



All
Public
Private
2.
From the Transaction Type list, select the appropriate option.
3.
Click Search.
The Beneficiary Maintenance screen appears with exiting templates that can be
viewed, deleted, or modified.
User Manual Oracle Banking Digital Experience Retail Transfer and Payments
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Beneficiary Maintenance
Beneficiary Maintenance
4.
Click
or
to navigate to the next or previous page in the list, respectively.
5.
Click
or
to navigate to the first or last page in the list, respectively.
6.
Select a record and click Download to download the complete statement.
The Beneficiary Maintenance Download screen appears.
7.
Click Customize Columns to reorder the columns or select the columns that appear in
the list.
8.
Click Print to print the data.
9.
To enable the word wrap in the columns, select the Word Wrap check box.
10.
From the File Format list, select the appropriate file format to be downloaded.
11.
Click Download.
The File Download screen appears.
OR
Click Close to close the downloading.
12.
Click Save File to save the file on your file system.
13.
Click Open with to open the file.
OR
Click Cancel to close the download complete screen and to view the file later.
14.
Select a Beneficiary ID by selecting the respective checkbox from the Beneficiary
Maintenance Search screen.
15.
Click Modify to modify the selected beneficiary template.
The Modify Beneficiary screen appears.0
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Beneficiary Maintenance
Modify Beneficiary
16.
In the Beneficiary Id field, enter the beneficiary ID.
17.
In the Beneficiary Name field, enter the beneficiary name.
18.
From the Beneficiary Bank Branch list, select the appropriate beneficiary branch.
19.
In the Beneficiary Account No. field enter the beneficiary account number.
20.
From the Visibility list, select the appropriate option.
21.
Click Modify to modify the selected beneficiary template.
The Modify Beneficiary - Verify screen appears.
OR
Click Back to navigate to the previous screen.
The Modify Beneficiary screen appears
Modify Beneficiary - Verify
22.
Click Confirm.
The Modify Beneficiary - Confirm screen appears.
OR
Click Change to change the details.
The Modify Beneficiary - Verify screen appears.
User Manual Oracle Banking Digital Experience Retail Transfer and Payments
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Beneficiary Maintenance
Modify Beneficiary – Confirm
23.
Click OK.
The initial Beneficiary Maintenance screen appears.
Deleting a Beneficiary:
1.
From the Payments menu, select Beneficiary Maintenance.
The Beneficiary Maintenance screen appears.
2.
From the Transaction Type list, select the appropriate option.
3.
Click Search.
The search result appears.
4.
To delete a beneficiary, select the check box.
5.
Click Delete.
The Beneficiary Maintenance – Delete Beneficiary – Verify screen appears.
Beneficiary Maintenance – Delete Beneficiary – Verify
6.
Click Confirm.
The Beneficiary Maintenance – Delete Beneficiary – Confirm screen appears.
OR
Click Back to navigate to the previous screen.
The Beneficiary Maintenance – Delete Beneficiary – Verify screen appears.
User Manual Oracle Banking Digital Experience Retail Transfer and Payments
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Beneficiary Maintenance
Beneficiary Maintenance – Delete Beneficiary – Confirm
7.
Click OK.
The initial Beneficiary Maintenance screen appears.
3.2
Beneficiary Maintenance - Internal Account Transfer
To maintain a beneficiary for internal account transfer
1.
From the Payments menu, select Recurring Transfer and Payments, and then select
Beneficiary Maintenance.
The Beneficiary Maintenance screen appears.
2.
From the Transaction Type list, select the Internal Account Transfers option.
3.
Click Create Beneficiary Template.
The Beneficiary Maintenance - Add Beneficiary screen appears.
Beneficiary Maintenance - Internal Account Transfer Add Beneficiary
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Beneficiary Maintenance
Field Description
Field Name
Transaction Type
Description
[Display]
Displays the type of transaction.
Beneficiary Id
[Mandatory, Alphanumeric, 10]
Indicates the beneficiary ID
Beneficiary Name
[Mandatory, Alphanumeric, 25]
Indicates the beneficiary name
Beneficiary Bank Branch [Mandatory, Drop-Down]
Indicates the bank's branch in which account is held.
Beneficiary Account No [Mandatory, Numeric, 35]
Indicates the beneficiary account number.
Beneficiary Email
[Optional, Alphanumeric, 255]
Indicates the beneficiary email address.
Visibility
[Mandatory, Drop-Down]
Indicates the beneficiary access level.
The options are :


Public
Private
4.
In the Beneficiary Id field, enter the beneficiary ID.
5.
In the Beneficiary Name field, enter the beneficiary name.
6.
From the Beneficiary Bank Branch list, select the appropriate beneficiary branch.
7.
In the Beneficiary Account No field, enter the beneficiary account number.
8.
From the Visibility list, select the appropriate option.
9.
Click Add.
The Beneficiary Maintenance - Add Beneficiary - Verify screen appears.
OR
Click Back.
The Beneficiary Maintenance screen appears.
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Beneficiary Maintenance
Beneficiary Maintenance - Add Beneficiary-Internal Account Transfer- Verify
10.
Click Confirm to create a beneficiary.
The Beneficiary Maintenance - Add Beneficiary - Confirm screen with the status
message appears.
OR
Click Change.
The Beneficiary Maintenance - Add Beneficiary screen appears.
Beneficiary Maintenance - Add Beneficiary-Internal Account Transfer- Confirm
11.
Click OK.
The Beneficiary Maintenance screen appears.
3.3
Beneficiary Maintenance - Domestic Account Transfer
To maintain a beneficiary for domestic account transfer
1.
From the Payments menu, select Beneficiary Maintenance.
The Beneficiary Maintenance screen appears.
2.
From the Transaction Type list, select the Domestic Account Transfers option.
3.
Click Create Beneficiary Template.
The Beneficiary Maintenance - Add Beneficiary screen appears.
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Beneficiary Maintenance
Beneficiary Maintenance – Domestic Account Transfer-Add Beneficiary
Field Description
Field Name
Transaction Type
Description
[Display]
Displays the type of transaction.
Beneficiary Id
[Mandatory, Alphanumeric, 10]
Indicates the beneficiary ID.
User Manual Oracle Banking Digital Experience Retail Transfer and Payments
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Beneficiary Maintenance
Field Name
Beneficiary Name
Description
[Mandatory, Alphanumeric, 25]
Indicates the beneficiary name.
Account Type
[Mandatory, Drop-Down]
Indicates the account type.
The option are


Beneficiary
Address
Enter Account No
Pay Over Counter
[Conditional, Alphanumeric, 35, 2]
Indicates the beneficiary address.
To enable this field, select the Pay Over Counter option, from the
Destination Type list.
City
[Conditional, Alphanumeric, 35]
Indicates the name of the city.
To enable this field, select the Pay Over Counter option, from the
Destination Type list.
Beneficiary Email
[Optional, Alphanumeric, 255]
Indicates the beneficiary email address.
Beneficiary
Account Number
[Mandatory, Alphanumeric, 35]
National Clearing
Code Type
[Optional, Drop-Down]
National Clearing
Codes
[Optional, Drop-Down]
Indicates the beneficiary account number.
Indicates the national clearing code type.
Indicates the national clearing codes.
Click the list to search the beneficiary bank branch code.
Bank Name
[Display]
Displays the selected bank name.
Bank Address
[Display]
Displays the selected beneficiary bank branch address.
Beneficiary Bank
City
[Display]
Displays the selected beneficiary bank branch city.
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Beneficiary Maintenance
Field Name
Visibility
Description
[Mandatory, Drop-Down]
Indicates the beneficiary access level.
The options are :


Public
Private
4.
In the Beneficiary Id field, enter the beneficiary ID.
5.
In the Beneficiary Name field, enter the beneficiary name.
6.
From the Destination Type list, select the appropriate option.
7.
In the Beneficiary Account Number field, enter the beneficiary account number.
8.
In the Processing Mode field, select the appropriate option.
9.
From the Swift / Bank Code list, select the appropriate option.
10.
From the Visibility list, select the appropriate option.
11.
Click Add to create a beneficiary.
The Beneficiary Maintenance - Add Beneficiary - Verify screen appears.
OR
Click Back.
The Beneficiary Maintenance screen appears.
Beneficiary Maintenance - Add Beneficiary - Domestic Account Transfer - Verify
User Manual Oracle Banking Digital Experience Retail Transfer and Payments
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Beneficiary Maintenance
12.
Click Confirm to create a beneficiary.
The Beneficiary Maintenance - Add Beneficiary - Confirm screen with the status
message appears.
OR
Click Change.
The Beneficiary Maintenance - Add Beneficiary screen appears.
Beneficiary Maintenance - Add Beneficiary-Domestic Account Transfer- Confirm
13.
Click E-Receipt to generate an e-receipt for the completed transaction.
14.
Click OK.
The Beneficiary Maintenance screen appears.
3.4
Beneficiary Maintenance - International Account Transfer
To maintain a beneficiary for international transfer
1.
From the Transaction Type list, select the International Account Transfer option.
2.
Click Create Beneficiary Template.
The Beneficiary Maintenance - Add Beneficiary screen appears.
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Beneficiary Maintenance
Beneficiary Maintenance - International Account Transfer- Add Beneficiary
Field Description
Field Name
Transaction Type
Description
[Display]
Displays the type of transaction.
Beneficiary Id
[Mandatory, Alphanumeric, 10]
Indicates the beneficiary ID.
Beneficiary Name
[Mandatory, Alphanumeric, 25]
Indicates the beneficiary name.
User Manual Oracle Banking Digital Experience Retail Transfer and Payments
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Beneficiary Maintenance
Field Name
Description
Destination Account [Mandatory, Drop-Down]
Indicates the destination account type.
The options are:


Pay Over Counter
Account Number
Beneficiary Address [Optional, Alphanumeric, 35 x 2]
Indicates the beneficiary address.
City
[Optional, Alphanumeric, 35]
Indicates the beneficiary city.
Beneficiary Country [Mandatory, Drop-Down]
Indicates the beneficiary country name.
Beneficiary Email
[Optional, Alphanumeric, 255]
Indicates the beneficiary email address.
Beneficiary Bank Details
Transfer option
[Optional, Option]
Indicates the transfer option.
The options are:



Swift
National Clearing Code
Bank Details
Beneficiary Account [Mandatory, Numeric, 35]
Number
Indicates the beneficiary account number.
SWIFT Code
[Optional, Drop-Down]
Indicates the swift ID.
National Clearing
Code Type
[Mandatory, Drop Down]
National Clearing
Codes
[Optional, Drop-Down]
Bank Name
[Display]
Indicates the national clearing code type.
Indicates the national clearing code.
Displays the bank name.
Bank Address
[Display]
Displays the beneficiary bank / branch address.
User Manual Oracle Banking Digital Experience Retail Transfer and Payments
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Beneficiary Maintenance
Field Name
City
Description
[Display]
Displays the selected city.
Country
[Display]
Displays the bank country.
Visibility
[Mandatory, Drop-Down]
Indicates the beneficiary access level.
The options are:


Public
Private
3.
In the Beneficiary Id field, enter the beneficiary ID.
4.
In the Beneficiary Name field, enter the beneficiary name.
5.
From the Destination Account list, select the appropriate option.
6.
In the City field, enter the city name.
7.
From the Beneficiary Country list, select the appropriate option.
8.
Select the appropriate payment option.
9.
In the Beneficiary Account Number field, enter the beneficiary account number.
10.
From the Visibility list, select the appropriate option.
11.
Click Add to create a beneficiary.
The Beneficiary Maintenance - Add Beneficiary - Verify screen appears.
OR
Click Back.
The Beneficiary Maintenance screen appears.
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Beneficiary Maintenance
Beneficiary Maintenance - Add Beneficiary- International Account Transfer - Verify
12.
Click Confirm to create a beneficiary.
The Beneficiary Maintenance - Add Beneficiary - Confirm screen with the status
message appears.
OR
Click Change.
The Beneficiary Maintenance - Add Beneficiary screen appears.
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Beneficiary Maintenance
Beneficiary Maintenance - Add Beneficiary- International Account Transfer Confirm
13.
Click E-Receipt to generate an e-receipt for the completed transaction.
14.
Click OK.
The Beneficiary Maintenance screen appears.
3.5
Beneficiary Maintenance - International Draft
To maintain a beneficiary for international draft
1.
From the Transaction Type list, select the International Draft option.
2.
Click Create Beneficiary Template.
The Beneficiary Maintenance - Add Beneficiary screen appears.
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Beneficiary Maintenance
Beneficiary Maintenance – International Draft - Add Beneficiary
Field Description
Field Name
Transaction Type
Description
[Display]
Displays the type of transaction.
Beneficiary Id
[Mandatory, Alphanumeric, 10]
Indicates the beneficiary ID.
Beneficiary Name
[Mandatory, Alphanumeric, 80]
Indicates the beneficiary name.
Beneficiary Address [Display]
Displays the selected beneficiary bank/branch address.
City
[Optional, Alphanumeric, 35]
Indicates the beneficiary’s city name.
Country
[Optional Drop Down]
Indicates the country.
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Beneficiary Maintenance
Field Name
Zip/Postal Code
Description
[Optional, Numeric, 10]
Indicates the zip/postal code.
Beneficiary Email
[Optional, Alphanumeric, 35]
Indicates the beneficiary email address.
Mode of Delivery
[Mandatory, Option]
Indicates the mode of delivery.
The options are:

Branch
Note: If you select branch radio button then also select city and
branch from the dropdowns shown. If you select courier or post radio
button then those two dropdowns will be disabled.


Visibility
Courier
Post
[Mandatory, Drop-Down]
Indicates the beneficiary access level.
The options are :


Public
Private
3.
In the Beneficiary Id field, enter the beneficiary ID.
4.
In the Beneficiary Name field, enter the beneficiary name.
5.
In the Beneficiary Address field, enter the beneficiary address.
6.
In the Mode of Delivery field, select the appropriate option.
a. If you select the Branch option:
i.
From the Select City list, select the city name.
ii.
From the Select Branch list, select the branch name.
7.
From the Visibility list, select the appropriate option.
8.
Click Add to create a beneficiary.
The Beneficiary Maintenance - Add Beneficiary - Verify screen appears.
OR
Click Back.
The Beneficiary Maintenance screen appears.
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Beneficiary Maintenance
Beneficiary Maintenance - Add Beneficiary- International Draft - Verify
9.
Click Confirm to create a beneficiary.
The Beneficiary Maintenance - Add Beneficiary - Confirm screen with the status
message appears.
OR
Click Change.
The Beneficiary Maintenance - Add Beneficiary screen appears.
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Beneficiary Maintenance
Beneficiary Maintenance - Add Beneficiary- International Draft - Confirm
10.
Click OK.
The Beneficiary Maintenance screen appears.
3.6
Beneficiary Maintenance - Domestic Drafts
To maintain a beneficiary for demand drafts
1.
From the Transaction Type list, select the Domestic Drafts option.
2.
Click Create Beneficiary Template.
The Beneficiary Maintenance - Add Beneficiary screen appears.
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Beneficiary Maintenance
Beneficiary Maintenance – Demand Draft Pay Order Request - Add Beneficiary
Field Description
Field Name
Transaction Type
Description
[Display]
Displays the demand draft request as a transaction type.
Beneficiary ID
[Optional, Alphanumeric, 10]
Indicates the beneficiary ID.
Beneficiary Name
[Optional, Alphanumeric, 35]
Indicates the beneficiary name.
Beneficiary Address [Optional, Alphanumeric, 35 x 2]
Indicates the beneficiary address.
City
[Optional, Alphanumeric, 35]
Indicates the beneficiary city name.
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Beneficiary Maintenance
Field Name
Country
Description
[Mandatory, Drop-Down]
Indicates the beneficiary country name.
Zip/Postal Code
[Optional, Alphanumeric, 255]
Indicates the beneficiary’s postal code.
Phone
[Optional, Alphanumeric, 35]
Indicates the beneficiary’s phone number.
Beneficiary Email
[Optional, Alphanumeric, 35]
Indicates the beneficiary email ID.
Mode of Delivery
[Mandatory, Radio button]
Indicates the mode of delivery.
The options are:

Branch
Note: If you select branch radio button then also select city and
branch from the dropdowns shown. If you select courier or post radio
button then those two dropdowns will be disabled.

Post /Courier
Draft Delivery Option [Conditional, Drop-Down]
Indicates the draft delivery.
Visibility
[Mandatory, Drop-Down]
Indicates the visibility.
Options are:


Public
Private
3.
Enter the relevant information.
4.
Click Add to create a beneficiary.
The Beneficiary Maintenance - Add Beneficiary - Verify screen appears.
OR
Click Back.
The Beneficiary Maintenance screen appears.
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Beneficiary Maintenance
Beneficiary Maintenance - Add Beneficiary- Demand Draft Request - Verify
5.
Click Confirm to create a beneficiary.
The Beneficiary Maintenance - Add Beneficiary - Confirm screen with the status
message appears.
OR
Click Change.
The Beneficiary Maintenance - Add Beneficiary screen appears.
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Beneficiary Maintenance
Beneficiary Maintenance - Add Beneficiary- Demand Draft Request - Confirm
6.
Click OK.
The Beneficiary Maintenance screen appears.
3.7
Beneficiary Maintenance – SEPA CREDIT Transfer
To maintain a beneficiary for SEPA credit transfer
1.
From the Transaction Type list, select the SEPA Credit Transfer option.
2.
Click Create Beneficiary Template.
The Beneficiary Maintenance - Add Beneficiary screen appears.
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Beneficiary Maintenance
Beneficiary Maintenance – SEPA CREDIT Transfer - Add Beneficiary
Field Description
Field Name
Transaction Type
Description
[Display]
Displays the type of transaction.
Beneficiary Id
[Mandatory, Alphanumeric, 10]
Indicates the beneficiary ID.
Name
[Mandatory, Alphanumeric, 80]
Indicates the beneficiary name.
Beneficiary Account (IBAN) [Mandatory, Alphanumeric, 35]
Indicates the beneficiary international bank account number
(IBAN).
Beneficiary Email
[Optional, Alphanumeric, 35]
Indicates the beneficiary email address.
Visibility
[Mandatory, Drop-Down]
Indicates the template access privilege.
The options are :


Public
Private
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Beneficiary Maintenance
Field Name
Description
Beneficiary Bank Details
Beneficiary Bank
Code (BIC)*
[Mandatory, Drop-Down]
Indicates the beneficiary bank code.
3.
In the Beneficiary ID field, enter the beneficiary ID.
4.
In the Beneficiary Name field, enter the beneficiary name.
5.
In the Beneficiary Account (IBAN) field, enter the beneficiary account number.
6.
From the Visibility list, select the appropriate option.
7.
From the Beneficiary Bank Code (BIC) list, select the appropriate option.
8.
Click Add to create a beneficiary.
The Beneficiary Maintenance - Add Beneficiary - Verify screen appears.
OR
Click Back.
The Beneficiary Maintenance screen appears.
Beneficiary Maintenance - Add Beneficiary- SEPA CREDIT Transfer - Verify
9.
Click Confirm to create a beneficiary.
The Beneficiary Maintenance - Add Beneficiary - Confirm screen with the status
message appears.
OR
Click Change.
The Beneficiary Maintenance - Add Beneficiary screen appears.
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Beneficiary Maintenance
Beneficiary Maintenance - Add Beneficiary- SEPA CREDIT Transfer - Confirm
10.
Click OK.
The Beneficiary Maintenance screen appears.
3.8
Beneficiary Maintenance – SEPA Card Payment
To maintain a beneficiary for-SEPA card payment
1.
From the Transaction Type list, select the SEPA Card Payment option.
2.
Click Create Beneficiary Template.
The Beneficiary Maintenance - Add Beneficiary screen appears.
Beneficiary Maintenance - Add Beneficiary – SEPA CARD PAYMENT
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Beneficiary Maintenance
Field Description
Field Name
Transaction Type
Description
[Display]
This field displays the type of transaction.
Beneficiary Id
[Mandatory, Alphanumeric, 10]
Type the beneficiary ID
Name
[Mandatory, Alphanumeric, 80]
Type the beneficiary name.
Beneficiary
Account(IBAN)
[Mandatory, Alphanumeric, 35]
Beneficiary Email
[Optional, Alphanumeric, 35]
Type the beneficiary IBAN number.
Type the beneficiary email address.
Visibility
[Mandatory, Drop-Down]
Select the Beneficiary Access level from the drop-down list.
The options are :


Public
Private
Beneficiary Bank Details
Beneficiary Bank
Code (BIC)*
[Search, Lookup]
Click the Search button to select the beneficiary bank code.
3.
In the Beneficiary ID field, enter the beneficiary ID.
4.
In the Name field, enter the beneficiary name.
5.
In the Beneficiary Account (IBAN) field, enter the beneficiary account number.
6.
From the Visibility list, select the appropriate option.
7.
From the Beneficiary Bank Code (BIC) list, select the appropriate option
8.
Click Add to create a beneficiary.
The Beneficiary Maintenance - Add Beneficiary - Verify screen appears.
OR
Click Back.
The Beneficiary Maintenance screen appears.
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Beneficiary Maintenance
Beneficiary Maintenance - Add Beneficiary - SEPA Card Payment- Verify
9.
Click Confirm to create a beneficiary.
The Beneficiary Maintenance - Add Beneficiary - Confirm screen with the status
message appears.
OR
Click Change.
The Beneficiary Maintenance - Add Beneficiary screen appears.
Beneficiary Maintenance - Add Beneficiary- SEPA Card Payment - Confirm
10.
Click OK.
The Beneficiary Maintenance screen appears.
3.9
Beneficiary Maintenance – UK Payments
To maintain a beneficiary for UK payments
1.
From the Transaction Type list, select the UK Payments option.
2.
Click Create Beneficiary Template.
The Beneficiary Maintenance - Add Beneficiary screen appears.
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Beneficiary Maintenance
Beneficiary Maintenance – UK payment - Add Beneficiary
Field Description
Field Name
Transaction Type
Description
[Display]
Displays the type of transaction.
Type of Payments
[Mandatory, Radio Button]
Indicates the type of payment.
The options are as:



Beneficiary Id
Non - Urgent
Urgent
Faster UK Payments
[Mandatory, Alphanumeric, 10]
Indicates the beneficiary ID.
Beneficiary Name
[Mandatory, Alphanumeric, 80]
Indicates the beneficiary name.
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Beneficiary Maintenance
Field Name
Beneficiary Email
Description
[Optional, Alphanumeric, 35]
Indicates the beneficiary email address.
Enter Beneficiary Bank Details
You must select one of the following options.
Bank Sort Code
[Optional, Option]
Indicates the bank sort code.
Bank Details
[Optional, Option]
Indicates the bank details.
Beneficiary Account [Mandatory, Alphanumeric, 35]
No
Indicates the beneficiary account number.
Bank Name
[Conditional, Alphanumeric, 40].
Indicates the bank name.
To enable this field, select the Bank Details option.
Bank Address
[Conditional, Alphanumeric, 40]
Indicates the bank address.
To enable this field, select the Bank Details option.
City
[Display]
Displays the city.
Visibility
[Mandatory, Drop-Down]
Indicates the beneficiary access level.
The options are :


Public
Private
3.
In the Beneficiary Id field, enter the beneficiary ID.
4.
In the Beneficiary Name field, enter the beneficiary name.
5.
From the Visibility list, select the appropriate option.
6.
Click Add to create a beneficiary.
The Beneficiary Maintenance - Add Beneficiary - Verify screen appears.
OR
Click Back.
The Beneficiary Maintenance screen appears.
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Beneficiary Maintenance
Beneficiary Maintenance - Add Beneficiary-UK Payments- Verify
7.
Click Confirm to create a beneficiary.
The Beneficiary Maintenance - Add Beneficiary - Confirm screen with the status
message appears.
OR
Click Change.
The Beneficiary Maintenance - Add Beneficiary screen appears.
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Beneficiary Maintenance
Beneficiary Maintenance - Add Beneficiary- UK Payments - Confirm
8.
Click OK.
The Beneficiary Maintenance screen appears.
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Own Account Transfer
4.
Own Account Transfer
Using this option, you can initiate funds transfer between any of your accounts, i.e. the
accounts that are under the customer IDs mapped to you. Such transfer can be done
either by making a new payment transaction or by using the Existing Beneficiary Details
(i.e. templates) to make the payment. The payment can be processed immediately, or on
a specific future date, or you can set recurring instructions with the bank.
To initiate own account transfer
1.
From the Payments menu, select Within Bank, and then select Own Account
Transfer.
The Own Account Transfer screen appears.
Own Account Transfer
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Own Account Transfer
Field Description
Field Name
Description
Payment To
It is mandatory to select either Existing Template or Make New Payment option.
Existing Template
[Optional, Option]
Indicates that you are using an existing payment template for fund
transfer.
Make New
Payment
[Optional, Option]
User Reference
[Optional, Alphanumeric, 40]
Indicates that you are making a new payment without using a
payment template for fund transfer.
Indicates the reference number for future tracking.
Source Account
[Mandatory, Drop-Down]
Indicates the source account number.
Click the View Balance link to view the account balance of the
selected account.
Destination
Account
[Mandatory, Drop-Down]
Transfer Amount
[Mandatory, Numeric, 15]
Indicates the destination account.
Indicates the amount to be transferred.
Pay Now
[Optional, Option]
Indicates the payment to be made immediately.
Note: The Transfer Date to be selected should lie between the Start Date and the End
Date.
Start Date – Current Date + No of days (1 to 20)
End Date – Current Date + 365 Days
If the Transfer Date happens to be a non-working day or a holiday, then transaction is
processed on the next working day.
Pay Later
[Optional, Option]
Indicates the payment to be made at a future date.
Setup Standing
Instruction
[Optional, Option]
Indicates to setup a standing instruction for funds to be transferred
for a period.
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Own Account Transfer
Field Name
Description
Note: The Transfer Date to be selected should lie between the Start Date and End Date.
Start Date – Current Date + No of days (1 to 20)
End Date – Current Date + 365 Days
If the Transfer Date happens to be a non-working day or a holiday, then transaction is
processed on the next working day.
SI Execution
Frequency
[Conditional, Pick List]
Indicates the SI execution frequency.
The options are:








Daily
Weekly
Fortnightly
Monthly
Bi-Monthly
Quarterly
Half -Yearly
Yearly
To enable this field, select Setup Standing Instruction
option.
First Execution Date
[Conditional, Pick List]
Indicates the first execution date.
This field appears, if you select the Setup Standing Instruction
option.
Expiry Date
[Conditional, Pick List]
Indicates the Si expiry date.
This field appears, if you select the Setup Standing
Instruction option.
Narrative
[Optional, Alphanumeric, 35]
Indicates the narration of the standing instruction.
Template Access Type
[Optional, Drop-Down]
Indicates the template access type.
For Retail Users, template access type will be Private.
2.
Click Initiate.
The Own Account Transfer - Verify screen appears.
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Own Account Transfer
Own Account Transfer - Verify
3.
Click Confirm.
The Own Account Transfer - Confirm screen with the status message appears.
OR
Click Change.
The Own Account Transfer screen appears.
Own Account Transfer - Confirm
4.
Click E-Receipt.
The e-receipt for the completed transaction screen appears.
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Own Account Transfer
5.
Click OK.
The Own Account Transfer screen appears.
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Internal Transfer
5.
Internal Transfer
Using this option, you can transfer funds within the bank, i.e. you can transfer funds to
any accounts of the same bank. You can also create and save payment templates to be
used later for funds transfer. Such transfer can be done either by making a new payment
transaction or using the existing beneficiary details (i.e. templates) to make the payment.
The payment can be processed immediately or on a specific future date, or you can set
recurring instructions with the bank.
To initiate internal account transfer
1.
From the Payments menu, select Within Bank, and then select Internal Transfer.
The Internal Transfer screen appears.
Internal Transfer
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Internal Transfer
Field Description
Field Name
Description
Payment To
It is mandatory to select either Existing Template or Make New Payment option.
Existing Template
[Optional, Option]
Indicates that you are using an existing payment template for fund
transfer.
Make New
Payment
[Optional, Option]
User Reference
[Optional, Alphanumeric, 40]
Indicates that you are making a new payment without using a
payment template for fund transfer.
Indicates the reference number for future tracking.
Source Account
[Mandatory, Drop-Down]
Indicates the source account number.
Click the View Balance link to view the account balance of the
selected account.
Beneficiary Details
Beneficiary
Account
[Mandatory, Pick List]
Beneficiary
Branch
[Mandatory, Drop-Down]
Beneficiary Email
[Display]
Indicates the beneficiary account number.
Indicates the beneficiary branch.
Displays the beneficiary email ID.
Transfer Amount
[Mandatory, Numeric, 15]
Indicates the transfer amount for the internal transfer.
Transfer Currency
[Mandatory, Drop-Down]
Indicates the transfer currency for the internal transfer.
It is mandatory to select Pay Now, Pay Later, or Pay Periodically option.
Pay Now
[Optional, Option]
Indicates the immediate internal transfer.
Pay Later
[Optional, Option]
Indicates to make the internal transfer on a future date.
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Internal Transfer
Field Name
Description
Note: The transfer date to be selected should lie between the Start Date and End Date.
Start Date – Current Date + No of days (1 to 20)
End Date – Current Date + 365 Days
If the Transfer Date happens to be a non-working day or a holiday, then transaction is
processed on the next working day.
Pay Periodically
[Optional, Option]
Indicates internal transfer at regular intervals.

Periodic Payment Details

Following field appears if you select Pay Periodically option.
Payment Frequency
[Conditional, Drop-Down]
Indicates the payment frequency of internal transfer.
The options are:








First Execution Date
Daily
Weekly
Fortnightly
Monthly
Bi-Monthly
Quarterly
Half -Yearly
Yearly
[Conditional, Pick List]
Indicates the first execution date of the internal transfer.
Expiry Date
[Conditional, Pick List]
Indicates the last execution date of the internal transfer.
Other Details
Narrative
[Optional, Alphanumeric, 35]
Indicates brief description about the internal transfer.
Template Access
Type
[Optional, Drop-Down]
Indicates the template access type.
The options are:


Purpose of
Remittance
Public
Private
[Optional, Drop-Down]
Indicates the purpose of remittance.
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Internal Transfer
2.
From the Beneficiary Account list, select the appropriate option.
3.
From the Beneficiary Branch list, select the appropriate option.
4.
In the Transfer Amount field, enter the amount to be transferred.
5.
From the Transfer Currency list, select the appropriate option.
6.
In the Payment Details section, select the appropriate payment option.
a. Select Pay Now to make immediate payment.
b. If you select Pay Later option, select the payment date.
c.
7.
If you select Pay Periodically option:
i.
In the Periodic Payment Details section, select the payment frequency from
the Payment Frequency list.
ii.
In the First Execution Date field, select the start date for the internal transfer.
iii.
In the Expiry Date field, select the end date for the internal transfer.
Click Initiate.
The Internal Transfer - Verify screen appears.
Internal Transfer - Verify
8.
Click Confirm.
The Internal Transfer - Confirm screen with the status message appears.
OR
Click Cancel to cancel the funds transfer.
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Internal Transfer
Internal Transfer Confirm
9.
Click e-receipt to generate an e-receipt for the completed transaction.
10.
Click OK.
The Internal Transfer screen appears.
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Multiple Internal Transfer
6.
Multiple Internal Transfer
Using this option, you can initiate multiple internal transfers. You can transfer money from
one account to as many as fifteen different accounts. In addition you can transfer money
from different accounts to a single or multiple accounts as per the instructions.
To initiate multiple internal transfer
1.
From the Payments menu, select Within Bank, and then select Multiple Internal
Transfer.
The Multiple Internal Transfer screen appears.
Note: The minimum one payment Instruction ID needs to be completed before initiating the
Multiple Internal Payment.
Multiple Internal Transfers- Debit Single Account
Field Description
Field Name
Description
ID
[Incremental Label]
Displays the ID No.
Choose
Beneficiary
[Icon]
Click the icon to select the desired beneficiary.
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Multiple Internal Transfer
Field Name
Description
Choose Template
[Icon]
Click the icon to select the desired template.
Recipient Account
Number
[Display]
Recipient Branch
[Display]
Displays the recipient account number.
Displays the recipient branch.
Source Account
[Optional, Drop-Down]
Indicates the source account number.
Transfer Amount
[Mandatory, Numeric, 18]
Indicates the amount to be transferred.
Transfer Currency
[Mandatory, Drop-Down]
Indicates the transfer currency.
Pay On
It is mandatory to select either Pay Now or Pay Later option.
Pay Now
[Optional, Option]
Indicates immediate multiple internal transfer.
Pay Later
[Optional, Option]
Indicates multiple internal transfers on a future date.
Note: The Transfer Date to be selected should lie between the Start Date and End Date.
Start Date – Current Date + No of days (1 to 20)
End Date – Current Date + 365 Days
If the Transfer Date happens to be a non-working day or a holiday, then the transaction is
processed on the next working day.
Other Details
Purpose of
remittance
[Mandatory, Drop-Down]
Narrative
[Mandatory, Alphanumeric, 15]
Indicates the purpose of remittance.
Indicates the brief description of the transaction.
User Reference
Number
[Optional, Alphanumeric, 35]
Indicates the user reference number.
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Multiple Internal Transfer
Field Name
Description
Note: The Transfer Date to be selected should lie between the Start Date and End Date.
Start Date – Current Date + No of days (1 to 20)
End Date – Current Date + 365 Days
If the Transfer Date happens to be a non-working day or a holiday, then transaction is
processed on the next working day.
2.
Click the Select Beneficiary icon to select a beneficiary account number.
The select beneficiary screen appears.
OR
Click the Select Template icon to select an existing template.
The select beneficiary template screen appears.
3.
From the Source Account list, select the appropriate option.
4.
In the Transfer Amount field, enter the transfer amount and select the currency from the
list.
5.
In the Pay On field, select the appropriate payment option.
a. If you select Pay Later option.
i.
From the Pay Later list, select the appropriate date.
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Multiple Internal Transfer
Multiple Internal Transfer- Debit Multiple Account
Field Description
Field Name
Description
Debit Single
Account
[Optional, Option]
Debit Multiple
Account
[Optional, Radio Button]
User Reference
[Optional, Alphanumeric, 15]
Select the Debit Single Account to debit an account.
Select the Debit Multiple Account to debit more than one
account.
Indicates the user reference number for the transaction.
Source Account
[Mandatory, Drop-Down]
Indicates the source account.
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Multiple Internal Transfer
Field Name
Description
Destination
Branch
[Mandatory, Drop-Down]
Indicates the branch of destination account.
Payment Instruction
Source Account
[Display]
Displays the source account.
Destination
Account
[Mandatory, Alphanumeric, 34]
Destination
Branch
[Display]
Transfer Amount
[Mandatory, Numeric, 18]
Indicates the destination account which will act as a credit account
for the transaction.
Displays the destination branch.
Indicates the amount to be transferred.
Transfer Currency
[Mandatory, Drop-Down]
Indicates the transfer currency.
Pay On
It is mandatory to select either Pay Now or Pay Later option.
Pay Now
[Optional, Option]
Indicates immediate multiple internal transfer.
Pay Later
[Optional, Option]
Indicates multiple internal transfers on a future date.
Note: The Transfer Date to be selected should lie between the Start Date and End Date.
Start Date – Current Date + No of days (1 to 20)
End Date – Current Date + 365 Days
If the Transfer Date happens to be a non-working day or a holiday, then transaction is
processed on the next working day.
Narrative
[Mandatory, Alphanumeric, 15]
Indicates the brief description of the transaction.
6.
Click Add More to add multiple records.
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Multiple Internal Transfer
Multiple Internal Transfers - Initiate
7.
Click
to delete a record from the grid.
8.
Click Initiate.
The Multiple Internal Transfer screen appears.
Multiple Internal Transfer - Verify
9.
Click Confirm.
The Multiple Internal Transfer - Confirm screen with the status message appears.
OR
Click Change to navigate to the previous screen.
The Multiple Internal Transfer screen appears
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Multiple Internal Transfer
Multiple Internal Transfer - Confirm
10.
Click e-receipt to generate an e-receipt for the completed transaction.
11.
Click OK.
The Multiple Internal Transfer screen appears.
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Domestic Funds Transfer
7.
Domestic Funds Transfer
Using this option, you can transfer funds to any account in another bank within the
country. The transfer is usually made through the local payments network. The payment
can be processed immediately, or on a specific future date, or you can set recurring
instructions with the bank.
To view and initiate domestic funds transfer
1.
From the Payments menu, select Within Country, and then select Domestic Funds
Transfer.
The Domestic Funds Transfer screen appears.
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Domestic Funds Transfer
Domestic Funds Transfer
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59
Domestic Funds Transfer
Field Description
Field Name
Description
Payment To
It is mandatory to select either Existing Template or Make New Payment option.
Existing Template
[Optional, Option]
Indicates the existing template for funds transfer.
Make New
Payment
[Optional, Option]
User Reference
Number
[Optional, Alphanumeric, 40]
Indicates the make new payment to make a new funds transfer
entry.
Indicates the user reference number that you want to use to
identify this transaction.
If a payment template is selected from the Payment Template, this
field displays the User Reference Number of the selected payment
template.
Source Account
[Mandatory, Drop-Down]
Indicates the source account number.
Beneficiary Name
[Mandatory, Pick List]
Indicates the beneficiary name.
Destination
Account Type
[Mandatory, Drop-Down]
Indicates the destination account type.
The options are:


Account No
Pay Over Counter
Beneficiary
Account
[Display]
Identification
Type
[Drop-Down]
Identification
Reference
Number
[Optional, Alphanumeric, 35]
Beneficiary
Address
[Display]
City
[Display]
Displays the beneficiary account number.
Indicates the identification type.
Indicates the identification reference number, for the selected
Identification Type.
Displays the beneficiary address.
Displays the beneficiary city.
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Domestic Funds Transfer
Field Name
Description
Beneficiary Email
[Display]
Displays the beneficiary e-mail.
Beneficiary Bank Details
National Clearing Codes
This section provides the National Clearing Code Look-up icon to search the
National Clearing Code Details. The Look-up icon allows you to view all the
Clearing Codes, Bank Name and the Address. You can either type the National
Clearing Code Details or select the same using the Look-up function for
maintaining the details.
Processing Mode
[Optional, Option]
Indicates the processing mode.
The options are:
Swift/Bank Code

IMPS

NEFT

RTGS
[Optional, Pick List]
Indicates the swift/bank code.
Bank Name
[Display]
Displays the beneficiary bank name.
Bank Address
[Display]
Displays the address of the beneficiary bank.
City
[Display]
Displays the city of the beneficiary bank.
Payment Details
Transfer Amount
[Mandatory, Numeric, 15]
Indicates the transfer amount.
Transfer Currency
[Mandatory, Drop-Down]
Indicates the transfer currency.
It is mandatory to select Pay Now, Pay Later, or Pay Periodically option.
Pay Now
[Optional, Option]
Indicates immediate domestic funds transfer.
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Domestic Funds Transfer
Field Name
Description
Pay Later
[Optional, Option]
Indicates to make the domestic funds transfer on a future date.
Note: The Transfer Date to be selected should lie between the Start Date and the End
Date.
Start Date – Current Date + No of days (1 to 20)
End Date – Current Date + 365 Days
If the Transfer Date happens to be a non-working day or a holiday, then transaction is
processed on the next working day.
Pay Periodically
[Optional, Option]
Indicates domestic funds transfer at regular intervals.
Note: The Transfer Date to be selected should lie between the Start Date and the End
Date.
Start Date – Current Date + No of days (1 to 20)
End Date – Current Date + 365 Days
If the Transfer Date happens to be a non-working day or a holiday, then transaction is
processed on the next working day.

Periodic Payment Details
Following field appears if you select Pay Periodically option.
Payment
Frequency
[Conditional, Drop-Down]
Indicates the payment frequency.
The options are:








Daily
Weekly
Fortnightly
Monthly
Bi-Monthly
Quarterly
Half -Yearly
Yearly
First Execution
Date
[Conditional, Pick List]
Expiry Date
[Conditional, Pick List]
Indicates the first execution date of domestic funds transfer.
Indicates the last execution date of the domestic funds transfer.
Other Details
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Domestic Funds Transfer
Field Name
Description
Purpose of
Remittance
[Optional, Drop-Down]
Narrative
[Optional, Alphanumeric, 35]
Indicates the purpose of remittance.
Indicates brief description about the domestic funds transfer.
Template Access
Type
[Optional, Drop-Down]
Indicates the template access type.
The options are


2.
Public
Private
Click Initiate.
The Domestic Funds Transfer - Verify screen appears.
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Domestic Funds Transfer
Domestic Funds Transfer - Verify
3.
Click Confirm.
The Domestic Funds Transfer - Confirm screen with the status message appears.
OR
Click Change to navigate to the previous screen.
The Domestic Funds Transfer screen appears.
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Domestic Funds Transfer
Domestic Funds Transfer - Confirm
Note: If the transaction contains any invalid value, the system prompts the same through the
messages. The same transaction does not get authorized during the Authorization process.
The E-receipt feature is also not available for the same transaction.
4.
Initiate the same process again and make the required changes as suggested in the
Messages.
5.
Click OK.
The Domestic Funds Transfer screen appears.
6.
Click e-receipt to generate an e-receipt for the completed transaction.
7.
Refer to the Additional Options section for options like Save as Draft/Templates, Save
and Submit, View Limits.
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Multiple Domestic Transfers
8.
Multiple Domestic Transfers
Using this option, you can transfer funds to more than one account in another bank within
the country. By default, fifteen payments are configured. If 15 different payments have
been initiated through a single multiple domestic transfer transaction, 15 different
transactions reference numbers are generated. The 15 different transactions are made
available in the dashboard as separate domestic transfers and are available for individual
authorization. The transfer is usually made through the Local Payments Network. The
payment can be processed immediately, or on a specific future date, or you can set
recurring instructions with the bank.
To initiate multiple domestic transfer
1.
From the Payments menu, select Within Country, and then select Multiple Domestic
Transfer.
The Multiple Domestic Transfer screen appears.
Note: The minimum one payment Instruction ID needs to be completed before initiating the
Multiple Domestic Payments.
Multiple Domestic Transfers
Field Description
Field Name
Description
ID
[Display]
Displays the payment instruction number.
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Multiple Domestic Transfers
Field Name
Description
Recipient Name
[Display]
Displays the recipient name.
Recipient Account
Number
[Display]
Clearing Network
For China Region
[Mandatory, Drop-Down]
Displays the recipient’s account number.
Indicates the clearing network (processing mode).
The options are:


Normal
Urgent
The user can switch the network for payment.
Bank Code
[Display]
Displays the bank code for the recipient bank.
Source Account
[Mandatory, Drop-Down]
Indicates the source account.
All the account numbers containing those similar characters are
populated.
[Mandatory, Lookup]
The auto-complete feature along with the search lookup is also
available only when the number of accounts mapped to the user
and enabled for payment exceeds the specified limit.
Currency Type for
Transfer Amount
[Mandatory, Drop-Down]
Transfer Amount
[Mandatory, Input Box, 15]
Indicates the currency type.
Indicates the transfer amount.
Pay On
It is mandatory to select either Pay Now or Pay Later option.
Pay Now
[Optional, Option]
Indicates immediate multiple domestic transfer.
Pay Later
[Optional, Option]
Indicates to make the multiple domestic transfers on a future date.
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Multiple Domestic Transfers
Field Name
Description
Note: The Transfer Date to be selected should lie between the Start Date and the End
Date.
Start Date – Current Date + No of days (1 to 20)
End Date – Current Date + 365 Days
If the Transfer Date happens to be a non-working day or a holiday, then transaction is
processed on the next working day.
Purpose of
Remittance
[Conditional, Drop-Down]
Indicates the remittance purpose.
To enable this field, select the NEFT or RTGS, from the list.
Narrative
[Optional, Alphanumeric, 35]
Indicates brief description about the multiple domestic transfers.
User Reference
Number
[Optional, Alphanumeric, 35]
Indicates the user reference number.
Note: The Transfer Date to be selected should lie between the Start Date and the End
Date.
Start Date – Current Date + No of days (1 to 20)
End Date – Current Date + 365 Days
If the Transfer Date happens to be a non-working day or a holiday, then transaction is
processed on the next working day.
2.
Click
to select the payment frequency.
3.
From the Purpose of Remittance list, select the appropriate option.
4.
In the Transfer Amount field, enter the amount to be transferred.
5.
Click Initiate.
6.
The Verify screen is displayed.
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Multiple Domestic Transfers
Multiple Domestic Transfer – Verify
7.
Click Change to make the desired changes.
8.
Click Confirm to confirm the details.
Note: On the confirmation of multiple domestic transfers, a unique Transaction Reference
Number is displayed against each payment id to the user. A user can track the status of the
transaction using this Reference Number. The status of the transaction is shown against each
Payment ID. The error and warnings (if any) in any payment instruction is shown on the hovering
the mouse over the status icon (in the form of tool tip).
Multiple Domestic Transfer - Confirm
9.
Click OK to proceed with the next multiple domestic transfers.
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International Account Transfer
9.
International Account Transfer
Using this option, you can transfer funds globally, i.e., you can transfer funds to any
account in any bank across the globe. Such transfer can be made either by using an
existing template or as a new payment transaction. The payment can be processed
immediately, or on a specific future date, or as per your standing instructions with the
bank.
To initiate international account transfer
1.
From the Payments menu, select Cross Border, and then select International Account
Transfer.
The International Account Transfer screen appears.
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International Account Transfer
International Account Transfer
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International Account Transfer
Field Description
Field Name
Description
Payment To
It is mandatory to select either Existing Template or Make New Payment option.
Existing Template
[Optional, Option]
Indicates that you are using an existing payment template for
fund transfer.
Make New Payment
[Optional, Option]
Indicates that you are making a new payment without using a
payment template for fund transfer.
User Reference
Number
[Optional, Alphanumeric, 40]
Source Account
[Mandatory, Drop-Down]
Indicates the reference number for future tracking.
Indicates the source account number.
Click the View Balance link to view the account balance of
the selected account.
Beneficiary Details
To enable below fields, select the Make New Payment option, from the Payment To
section.
Beneficiary Name
[Conditional, Alphanumeric, 35]
Indicates the beneficiary name.
Destination Account
Type
[Conditional, Drop-Down]
Indicates the destination account.
The options are as follows:


Beneficiary Address
Enter Account No
Pay Over The Counter
[Conditional, Alphanumeric, 35 x 2]
Indicates the beneficiary address.
City
[Conditional, Alphanumeric, 35]
Indicates the beneficiary city.
The beneficiary city will get automatically populated here after
the selection of the beneficiary name.
Country
[Conditional, Drop-Down]
Indicates the beneficiary country.
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International Account Transfer
Field Name
Description
Beneficiary Email
[Conditional, Alphanumeric, 40]
Indicates the beneficiary email.
Account Number
[Conditional, Alphanumeric, 34]
Indicates the beneficiary account number.
Beneficiary Bank Details
To enable below fields, select the Make New Payment option, from the Payment To
section.
Enter Beneficiary Bank
Details
[Conditional, Option]
Indicates the beneficiary bank details.
The options are follows:



SWIFT Code
SWIFT
National Clearing Codes
Bank Details
[Conditional, Pick List]
Indicates the swift code.
Bank Name
[Conditional, Alphanumeric, 150]
Indicates the beneficiary bank details.
To enable this field, select the Bank Details option, from the
Enter Beneficiary Bank Details field.
Bank Address
[Conditional, Alphanumeric, 70]
Type the bank address.
To enable this field, select the Bank Details option, from the
Enter Beneficiary Bank Details field.
National Clearing Code
[Conditional, Pick List]
Indicates the national clearing codes.
To enable this field, select the National Clearing Codes
option, from the Enter Beneficiary Bank Details field.
National Clearing Code
Type
[Conditional, Drop-Down]
Indicates the national clearing code type.
To enable this field, select the National Clearing Codes
option, from the Enter Beneficiary Bank Details field.
Country
[Conditional, Alphanumeric, 35]
Indicates the beneficiary country name.
To enable this field, select the Bank Details option, from the
Enter Beneficiary Bank Details field.
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International Account Transfer
Field Name
Description
City
[Conditional, Alphanumeric, 26]
Indicates the city name.
To enable this field, select the Bank Details option, from the
Enter Beneficiary Bank Details field.
Payment Details
Transfer Amount
[Mandatory, Numeric, 15]
Indicates the transfer amount.
Transfer Currency
[Mandatory, Drop-Down]
Indicates the transfer currency from the list.
It is mandatory to select either Pay Now or Pay Later option.
Pay Now
[Optional, Option]
Indicates immediate international account transfer.
Pay Later
[Optional, Option]
Indicates to make the international account transfer on a
future date.
Note: The Transfer Date to be selected should lie between the Start Date and the End
Date.
Start Date – Current Date + No of days (1 to 20)
End Date – Current Date + 365 Days
If the Transfer Date happens to be a non-working day or a holiday, then transaction is
processed on the next working day.
Other Details
Payment Details 1
[Mandatory, Drop-Down]
Indicates the payments details.
Payment Details 2/3/4
[Optional, Alphanumeric, 35 x 3]
Indicates the payment details.
Other Details
Correspondence
Charges
[Mandatory, Drop-Down]
Narrative
[Optional, Alphanumeric, 35]
Indicates the correspondence charges.
Indicates the brief narration about the international account
transfer.
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International Account Transfer
Field Name
Description
Template Access Type
[Optional, Drop-Down]
Indicates the template access type.
The options are


2.
Public
Private
In the Payment To field, select the appropriate option.
b. If you select Existing Template option, click
The Template Search screen appears.
c.
3.
to select the template.
If you select the Make New Payment option:
i.
From the Source Account list, select the appropriate option.
ii.
From the Beneficiary Name list, select the appropriate option.
iii.
From the Destination Account Type, select the appropriate account type.
iv.
If you select Enter Account No, from the Destination Account Type list, In
the Account Number field, enter the account number.
v.
In the Beneficiary Address field, enter the beneficiary address.
vi.
In the City field, enter the city name.
vii.
From the Country list, select the appropriate option.
viii.
In the Enter Beneficiary Bank Details field, select the appropriate option.
ix.
Enter the appropriate details, depending on the selected option.
x.
In the Transfer Amount field, enter the amount that you want to transfer.
xi.
From the Transfer Currency list, select the appropriate option.
xii.
Select any one payment option in the Payment Details section.
For example, select the Pay Now option.
xiii.
From the Correspondence Charges list, select the appropriate option.
Click Initiate.
The Internal Account Transfer Verify screen appears.
OR
Click View Limits.
The utilized limits for the selected transaction appear.
OR
Click Save as Template.
The Own Account Transfer - Confirm screen appears and the fund transfer details are
saved as a payment template.
OR
Click Save as Draft.
The Own Account Transfer - Confirm screen appears and the fund transfer details are
saved as a draft.
OR
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International Account Transfer
Click Save and Submit.
The Save and Submit screen for the selected transaction appears.
a. In the Save and Submit screen, if you select the Template Details option:
i.
In the New Template field, enter the name of the payment template.
ii.
From the Visibility list, select the appropriate option.
b. In the Save and Submit screen if you select the Draft Details option:
i.
In the New Draft field, enter the name of the draft.
c. In the Save and Submit screen, click Submit.
The International Account Transfer - Verify screen appears.
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International Account Transfer
International Account Transfer Verify
4.
Click Confirm.
The International Account Transfer Confirm screen appears.
OR
Click Change to navigate to the previous screen.
The International Account Transfer screen appears.
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International Account Transfer
International Account Transfer Confirm
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International Account Transfer
5.
Click e-receipt to generate an e-receipt for the completed transaction.
6.
Click OK.
The International Account Transfer screen appears.
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Multiple International Transfer
10. Multiple International Transfer
Using this option, you can transfer funds to more than one account in another bank under
the International Clearing Network. By default, 15 payments are configured. If 15 different
payments have been initiated through a Single Multiple Domestic Transfer transaction, 15
different Transactions Reference Numbers are generated. The 15 different transactions
are made available in the dashboard as separate Domestic Transfers and are available
for individual authorization. The transfer is usually made through the local payments
network. The payment can be processed immediately, or on a specific future date, or you
can set recurring instructions with the bank.
To initiate multiple international transfer
1.
From the Payments menu, select Cross Border, and then select Multiple International
Transfer.
The Multiple International Transfer screen appears.
Note: Minimum one Payment Instruction ID needs to be completed before initiating the Multiple
International Payment.
Multiple International Transfer – Initiate
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Multiple International Transfer
Field Description
Field Name
Description
ID
[Display]
Displays the payment instruction number.
Recipient Name
[Display]
Displays the recipient name.
Recipient Account
Number
[Display]
Clearing Network
[Mandatory, Alphanumeric, 35]
Displays the recipient’s account number.
Indicates the clearing network (processing mode).
SWIFT \ Bank
Code
[Display]
Displays the bank code for the recipient bank.
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Multiple International Transfer
Field Name
Description
Source Account
[Mandatory, Drop-Down]
Indicates the source account.
Currency Type
[Mandatory, Drop-Down]
Indicates the currency type.
Transfer Amount
[Mandatory, Numeric, 15]
Indicates the transfer amount.
Pay On
It is mandatory to select either Pay Now or Pay Later option.
Pay Now
[Optional, Option]
Indicates immediate multiple international transfer of funds.
Pay Later
[Optional, Option]
Indicates to make the multiple international transfers on a future
date.
Note: The Transfer Date to be selected should lie between the Start Date and End Date.
Start Date – Current Date + No of days (1 to 20)
End Date – Current Date + 365 Days
If the Transfer Date happens to be a non-working day or a holiday, then transaction is
processed on the next working day.
Payment Details 1
[Mandatory, Drop-Down]
Indicates the payment details.
The options are:
Payment Details 2

Payment through other bank

Payment through same bank

Through Federal Bank

Through Check
[Optional, Alphanumeric, 35]
Indicates the payment details.
Payment Details 3
[Optional, Alphanumeric, 35]
Indicates the payment details.
Payment Details 4
[Optional, Alphanumeric, 35]
Indicates the payment details.
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Multiple International Transfer
Field Name
Description
Charges
[Mandatory, Dropdown]
Indicates the transfer charges.



Narrative
Beneficiary (Ben)
Remitter (Rem)
Shared (Sha)
[Optional, Alphanumeric, 35]
Indicates the brief narration about the funds transfer.
User Reference
Number
[Optional, Alphanumeric, 35]
Indicates the user reference number.
Multiple International Transfers - Verify
2.
Click Change.
The Multiple International Transfers screen appears.
3.
Click Confirm.
The Multiple International Transfers – Confirm screen appears.
Note: On confirmation of multiple international transfers, a unique transaction reference number
is displayed against each payment ID to the user. A user can track the status of the transaction
using this reference number. The status of the transaction is shown against each payment ID.
The error and warnings (if any) in any payment instruction is shown on the hovering the mouse
over the status icon (in the form of tool tip).
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Multiple International Transfer
Multiple International Transfers – Confirm
4.
Click E-Receipt to generate an e-receipt for that particular transaction.
5.
Click OK to proceed to the next multiple international transfers.
The Multiple International Transfers screen appears.
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Domestic Drafts
11. Domestic Drafts
Using this option, you can initiate an online demand draft requisition. You will be able to
specify the location where the demand draft should be payable. If the draft is payable at
location other than the source account location then a demand draft will be issued else
banker’s cheque will be issued. You can save the demand draft request as a draft by
clicking the Save as Draft button and submit it in the future or you can save the entered
information on the demand draft request screen as a template by clicking the Save as
Template button and can use the same template to initiate the Demand Draft Requests
in future.
To initiate demand draft pay order request
1.
From the Payments menu, select Within Country, and then select Demand Draft
Request.
The Demand Draft – Pay Order Request screen appears.
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Domestic Drafts
Demand Draft – Pay Order Request
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Domestic Drafts
Field Description
Field Name
Description
Payment To
It is mandatory to select either Existing Template or Make New Payment
option.
Existing Template
[Optional, Option]
Indicates that you are using an existing payment
template for fund transfer.
Make New Payment
[Optional, Option]
Indicates that you are making a new payment
without using a payment template for fund transfer.
User Reference
Number
[Optional, Alphanumeric, 40]
Source Account
[Mandatory, Drop-Down]
Indicates the reference number for future tracking.
Indicates the source account number.
Click the View Balance link to view the account
balance of the selected account.
Beneficiary Details:
Beneficiary Name
[Mandatory, Pick List]
Indicates the beneficiary name.
Draft Details:
Draft Favoring
[Mandatory, Alphanumeric, 80]
Indicates the name of the beneficiary of the draft.
Draft Payable at
[Mandatory, Drop-Down]
Indicates the draft payable location.
Select Branch
[Mandatory, Dropdown]
Indicates the bank branch where the draft should be
payable.
Draft Amount
[Mandatory, Numeric, 15]
Indicates the amount for the demand draft.
Note: The amount and charges of the demand draft will be
debited from the specified account.
It is mandatory to select either Pay Now or Pay Later option.
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Domestic Drafts
Field Name
Description
Pay Now
[Optional, Option]
Indicates immediate payment of draft.
Pay Later
[Optional, Option]
Indicates to make the demand draft payment on a future
date.
Note: The Transfer Date to be selected should lie between the Start Date and the
End Date.
Start Date – Current Date + No of days (1 to 20)
End Date – Current Date + 365 Days
If the Transfer Date happens to be a non-working day or a holiday, then transaction
is processed on the next working day.
Other Details
Remitter’s
Instruction
[Optional, Alphanumeric, 50]
Narrative
[Optional, Alphanumeric, 80]
Indicates the additional information pertaining to demand
draft.
Indicates the brief description about the draft.
Mode of Delivery
[Mandatory, Radio button]
Indicates the draft delivery mode.
The options are:


Select City
Branch
Post / Courier
[Conditional, Drop-Down]
Indicates the city name.
To enable this field, select the Branch option, from the
Mode of Delivery list.
Select Branch
[Conditional, Drop-Down]
Indicates the branch name.
To enable this field, select the Branch option, from the
Mode of Delivery list.
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Domestic Drafts
Field Name
Description
Draft Delivery
Option
[Conditional, Drop-Down]
Indicates the draft delivery option.
The options are:


Mail to Remitter
Mail to Beneficiary
To enable this field, select the Post/Courier option, from
the Mode of Delivery field.
Name
[Mandatory, Alphanumeric, 35]
Indicates the name of the remitter/beneficiary of the
demand draft.
Address
[Mandatory, Alphanumeric, 35 x 3]
Indicates the address for the delivery.
City
[Optional, Alphanumeric, 35]
Indicates the city of the beneficiary of the demand draft.
Country
[Optional, Alphanumeric, 35]
Indicates the country of the beneficiary of the demand
draft.
Zip/Postal Code
[Optional, Alphanumeric, 35]
Indicates the zip postal code of the beneficiary of the
demand draft.
Phone
[Optional, Alphanumeric, 35]
Indicates the beneficiary’s phone number.
Email
[Optional, Alphanumeric, 35]
Indicates the beneficiary’s email-ID.
Template Access
Type
[Optional, Drop-Down]
Indicates the template access type.
The options are:


Private
Public
Note: This field is mandatory if you want to save the
transaction information as a template.
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Domestic Drafts
Field Name
Description
Terms and
Condition
[Mandatory, Check Box]
Indicates whether the terms and conditions are applicable.
Note: Unless this is checked, you will not be able to initiate
demand draft request.
2.
In the Payment To field, select the appropriate option.
a. If you select Existing Template option, click
The Template Search screen appears.
to select the template.
b. If you select the Make New Payment option:
3.
i.
From the Source Account list, select the appropriate option.
ii.
From the Beneficiary Name list, select the appropriate option.
iii.
In the Draft Favouring field, enter the draft beneficiary name.
iv.
From the Draft Payable at list, select the appropriate city name.
v.
From the Select Branch list, select the appropriate branch name.
vi.
In the Draft Amount field, enter the draft amount.
vii.
In the City field, enter the city name.
viii.
Select any one payment option in the Draft Details section.
For example, select the Pay Now option.
ix.
In the Mode of Delivery field, select the appropriate option.
x.
If you select Branch, select the City Name from the Select City list.
xi.
From the Select Branch list, select the appropriate branch name.
xii.
If you select Post/Courier, from the Draft Delivery Option, select the delivery
option.
xiii.
In the Name field, enter the name.
xiv.
In the Address field, enter the address.
xv.
To enable the demand draft initiation, select the Terms and Conditions check
box
Click Initiate.
The Demand Draft – Pay Order Request Verify screen appears.
OR
Click View Limits.
The utilized limits for the selected transaction appear.
OR
Click Save as Template.
The Demand Draft – Pay Order Request Confirm screen appears and the demand
draft details are saved as a draft template.
OR
Click Save as Draft.
The Demand Draft – Pay Order Request Confirm screen appears and the demand
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Domestic Drafts
draft details are saved as a draft.
OR
Click Save and Submit.
The Save and Submit screen for the selected transaction appears.
a. In the Save and Submit screen, if you select the Template Details option:
i.
In the New Template field, enter the name of the payment template.
ii.
From the Visibility list, select the appropriate option.
b. In the Save and Submit screen if you select the Draft Details option:
iii.
4.
In the New Draft field, enter the name of the draft.
In the Save and Submit screen, click Submit.
The Demand Draft – Pay Order Request screen appears.
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Domestic Drafts
Demand Draft – Pay Order Request Verify
5.
Click Confirm.
The Demand Draft - Pay Order Request Confirm screen with the status message
appears.
OR
Click Change to navigate to the previous screen.
The Demand Draft – Pay Order Request screen appears.
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Domestic Drafts
Demand Draft – Pay Order Request Confirm
6.
Click OK.
The Demand Draft – Pay Order Request screen appears.
7.
Refer to Additional Options sections for options like Save as Draft/Templates, Save
and Submit, View Limits.
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International Drafts
12. International Drafts
Using this option, you can issue drafts payable at any bank located in any country across
the globe, as specified by you. Such a draft can be initiated either by using an existing
template or as a new payment transaction.
To issue International draft
1.
From the Payments menu, select Cross Border, and then select International Draft.
The International Draft screen appears.
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International Drafts
International Draft
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International Drafts
Field Description
Field Name
Description
Payment To
It is mandatory to select either Existing Template or Make New Payment option.
Existing Template
[Optional, Option]
Indicates that you are using an existing payment template for
fund transfer.
Make New Payment
[Optional, Option]
Indicates that you are making a new payment without using a
payment template for fund transfer.
User Reference
Number
[Optional, Alphanumeric, 40]
Source Account
[Mandatory, Drop-Down]
Indicates the reference number for future tracking.
Indicates the source account number.
Click the View Balance link to view the account balance of
the selected account.
Beneficiary Details
Beneficiary Name
[Mandatory, Pick List]
Indicates the beneficiary name.
Draft Details
Drafting Favoring
[Mandatory, Alphanumeric, 70]
Indicates the name of the beneficiary of the draft.
Draft Payable at
[Mandatory, Drop-Down]
Indicates the draft payable location.
Select City
[Mandatory, Drop-Down]
Indicates the bank city name where the draft should be
payable.
Draft Amount
[Mandatory, Numeric, 15]
Indicates the amount for the demand draft.
Draft Currency
[Mandatory, Drop-Down]
Indicates the demand draft currency.
It is mandatory to select either Pay Now or Pay Later option.
Pay Now
[Optional, Option]
Indicates immediate global payment of draft.
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International Drafts
Field Name
Description
Pay Later
[Optional, Option]
Indicates to make the global demand draft payment on a
future date.
Note: The Transfer Date to be selected should lie between the Start Date and the End
Date.
Start Date – Current Date + No of days (1 to 20)
End Date – Current Date + 365 Days
If the Transfer Date happens to be a non-working day or a holiday, then transaction is
processed on the next working day.
Select date
[Conditional, Pick List]
Indicates the future date on which you want to make the
international transfer.
To enable this field, select the Pay Later option.
Other Details
Remitter’s Instruction
[Optional, Alphanumeric, 35*2]
Indicates the additional information pertaining to demand
draft.
Narrative
[Optional, Alphanumeric, 35]
Indicates the brief description about the draft.
Delivery Details
Mode of Delivery
[Mandatory, Option]
Indicates the draft delivery mode
The options are:


Name
Branch
Post / Courier
[Conditional, Alphanumeric, 35]
Indicates the name of the remitter/beneficiary of the
demand draft.
Address
[Conditional, Alphanumeric, 35 x 3]
Indicates the address for the delivery.
City
[Optional, Alphanumeric, 26]
Indicates the city of the beneficiary of the demand draft.
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International Drafts
Field Name
Description
Country
[Optional, Drop-Down]
Indicates the country of the beneficiary of the demand draft.
Zip/Postal Code
[Optional, Numeric, 10]
Indicates the zip postal code of the beneficiary of the
demand draft.
Email
[Optional, Alphanumeric, 40]
Indicates the beneficiary’s email-ID.
Template Access Type
[Optional, Drop-Down]
Indicates the template access type.
The options are:


Terms and Conditions
Public
Private
[Mandatory, Checkbox]
Indicates whether the terms and conditions are applicable.
2.
In the Payment To field, select the appropriate option.
a. If you select Existing Template option, click
The Template Search screen appears.
to select the template.
b. If you select the Make New Payment option:
i.
From the Source Account list, select the appropriate option.
ii.
From the Beneficiary Name list, select the appropriate option.
iii.
In the Draft Favouring field, enter the draft beneficiary name.
iv.
From the Draft Payable at list, select the appropriate city name.
v.
From the Select City list, select the appropriate city name.
vi.
In the Draft Amount field, enter the draft amount.
vii.
From the Draft Currency list, select the appropriate currency name.
viii.
Select any one payment option in the Draft Details section.
For example, select the Pay Now option.
ix.
In the Mode of Delivery field, select the appropriate option.
x.
If you select Branch, select the City Name from the Select City list.
xi.
From the Select Branch list, select the appropriate branch name.
xii.
If you select Post/Courier, from the Draft Delivery Option, select the delivery
option.
xiii.
In the Name field, enter the name.
xiv.
In the Address field, enter the address.
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International Drafts
xv.
3.
To enable the demand draft initiation, select the Terms and Conditions check
box.
Click Initiate.
The International Draft - Verification screen appears.
OR
Click View Limits.
The utilized limits for the selected transaction appear.
OR
Click Save as Template.
The International Drafts - Confirm screen appears and the demand draft details are
saved as a draft template.
OR
Click Save as Draft.
The International Drafts - Confirm screen appears and the demand draft details are
saved as a draft.
OR
Click Save and Submit.
The Save and Submit screen for the selected transaction appears.
a. In the Save and Submit screen, if you select the Template Details option:
i.
In the New Template field, enter the name of the payment template.
ii.
From the Visibility list, select the appropriate option.
b. In the Save and Submit screen if you select the Draft Details option:
i.
4.
In the New Draft field, enter the name of the draft.
In the Save and Submit screen, click Submit.
The International Drafts - Verify screen appears.
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International Drafts
International Draft - Verify
5.
Click Confirm.
The International Draft - Confirm screen with the status message appears.
OR
Click Change to navigate to the previous screen.
The International Draft screen with the status message appears.
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International Drafts
International Draft - Confirm
6.
Click E-receipt to generate an e-receipt for the completed transaction.
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International Drafts
E-Receipt
7.
Click OK.
The International Draft screen appears.
OR
Click E-receipt to generate an e-receipt for the completed transaction.
Note: For more information about options like Save as Draft/Templates, Save and Submit, View
Limits etc. see Additional Options in this User manual.
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SEPA Credit Transfer
13. SEPA Credit Transfer
Using this option, you can initiate SEPA credit transfer. The credit transfer is an
instruction from a customer to their bank authorizing the bank to debit amount from the
customer's account, and pass on the credit to his beneficiary account in another bank or
financial institution.
To initiate SEPA credit transfer
1.
From the Payments menu, select Within Country, and then select SEPA Credit
Transfer.
The SEPA Credit Transfer screen appears.
SEPA Credit Transfer
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SEPA Credit Transfer
Field Description
Field Name
Description
Payment To
It is mandatory to select either Existing Template or Make New Payment option.
Existing Template
[Optional, Option]
Indicates that you are using an existing payment template for
fund transfer.
Make New Payment
[Optional, Option]
Indicates that you are making a new payment without using a
payment template for fund transfer.
User Reference
Number
[Optional, Alphanumeric, 40]
OIN
[Optional, Alphanumeric, 35]
Indicates the reference number for future tracking.
Indicates the originator identification number.
OIN Description
[Optional, Alphanumeric, 40]
Indicates the originator identification number description.
Source Account
[Mandatory, Drop-Down]
Indicates the source account number.
Click the View Balance link to view the account balance of the
selected account.
Beneficiary Details
Beneficiary ID
[Mandatory, Alphanumeric, 10]
Indicates the beneficiary ID.
Name
[Mandatory, Pick List]
Indicates the beneficiary name.
Beneficiary Account
(IBAN)
[Mandatory, Alphanumeric, 35]
Indicates the beneficiary IBAN number.
Beneficiary Bank Details
Beneficiary Bank
Code (BIC)
[Mandatory, Pick List]
Indicates the beneficiary bank code.
Payment Details
Amount
[Mandatory, Numeric, 15, Two]
Indicates the amount for the credit transfer.
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SEPA Credit Transfer
Field Name
Description
Currency
[Display]
Displays the currency.
It is mandatory to select either Pay Now or Pay Later option.
Pay Now
[Optional, Option]
Indicates immediate global payment of draft.
Pay Later
[Optional, Option]
Indicates to make the SEPA credit transfer on a future date.
Note: The Transfer Date to be selected should lie between the Start Date and End Date.
Start Date – Current Date + No of days (1 to 20)
End Date – Current Date + 365 Days
If the Transfer Date happens to be a non-working day or a holiday, then transaction is
processed on the next working day.
Other Details
Narrative
[Optional, Alphanumeric, 35]
Indicates the brief description about the draft.
Template Access
Type
[Optional, Drop-Down]
Indicates the template access type.
The options are:


2.
Public
Private
In the Payment To field, select the appropriate option.
a. If you select Existing Template option, click
The Template Search screen appears.
to select the template.
b. If you select the Make New Payment option:
i.
From the Source Account list, select the appropriate option.
ii.
From the Beneficiary Id list, select the appropriate option
iii.
From the Name list, select the appropriate option.
iv.
From the Beneficiary Account (IBAN) list, select the appropriate option.
v.
From the Beneficiary Bank Code (BIC) list, select the appropriate option.
vi.
In the Amount field, enter the amount to be transferred.
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SEPA Credit Transfer
vii.
3.
Select any one payment option in the Draft Details section.
For example, select the Pay Now option.
Click Initiate.
The SEPA Credit Transfer - Verify screen appears.
OR
Click View Limits.
The utilized limits for the selected transaction appear.
OR
Click Save as Template.
The Demand Draft – Pay Order Request Confirm screen appears and the demand
draft details are saved as a draft template.
OR
Click Save as Draft.
The SEPA Credit Transfer - Confirm screen appears and the demand draft details are
saved as a draft.
OR
Click Save and Submit.
The Save and Submit screen for the selected transaction appears.
a. In the Save and Submit screen, if you select the Template Details option:
i.
In the New Template field, enter the name of the payment template.
ii.
From the Visibility list, select the appropriate option.
b. In the Save and Submit screen if you select the Draft Details option:
i.
4.
In the New Draft field, enter the name of the draft.
In the Save and Submit screen, click Submit.
The SEPA Credit Transfer - Verify screen appears.
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SEPA Credit Transfer
SEPA Credit Transfer - Verify
5.
Click Confirm.
The SEPA Credit Transfer - Confirm screen with the status message appears.
OR
Click Change to navigate to the previous screen.
The SEPA Credit Transfer screen appears.
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SEPA Credit Transfer
SEPA Credit Transfer - Confirm
6.
Click OK.
The SEPA Credit Transfer screen appears.
7.
Refer to Additional Options sections for options like Save as Draft/Templates, Save
and Submit, and View Limits.
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SEPA Card Payments
14. SEPA Card Payments
Using this option, you can initiate a SEPA card payment. The card payment is an
instruction from a customer to their bank authorizing the bank to debit varying amounts
from his Credit card, and pass on the credit to his creditor an account in another bank or
financial institution.
To initiate a SEPA card payment
1.
From the Payments menu, select Within Country, and then select SEPA Card
Payments.
The SEPA Card Payments screen appears.
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SEPA Card Payments
SEPA Card Payments
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SEPA Card Payments
Field Description
Field Name
Description
Payment To
It is mandatory to select either Existing Template or Make New Payment option.
Existing Template
[Optional, Option]
Indicates that you are using an existing payment template for
fund transfer.
Make New Payment
[Optional, Option]
Indicates that you are making a new payment without using a
payment template for fund transfer.
User Reference
Number
[Optional, Alphanumeric, 40]
OIN
[Optional, Alphanumeric, 35]
Indicates the reference number for future tracking.
Indicates the originator identification number.
SEPA Card Number
[Mandatory, Numeric, 16]
Indicates the SEPA card number.
OIN Description
[Mandatory, Alphanumeric, 40]
Indicates the originator identification number description.
Beneficiary Details
Beneficiary ID
[Mandatory, Alphanumeric, 10]
Indicates the beneficiary ID.
Name
[Mandatory, Pick List]
Indicates the beneficiary name.
Beneficiary Account
(IBAN)
[Mandatory, Alphanumeric, 35]
Beneficiary Email
[Optional, Alphanumeric, 40]
Indicates the beneficiary IBAN number.
Indicates the beneficiary email.
Beneficiary Bank Details
Beneficiary Bank
Code (BIC)
[Mandatory, Pick List]
Indicates the beneficiary bank code.
Payment Details
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SEPA Card Payments
Field Name
Description
Amount
[Mandatory, Numeric, 15, Two]
Indicates the amount for the credit transfer.
Currency
[Display]
Displays the currency.
It is mandatory to select either Pay Now or Pay Later option.
Pay Now
[Optional, Option]
Indicates immediate global payment of draft.
Pay on
[Optional, Option]
Indicates to make the SEPA card payment on a future date.
Note: The Transfer Date to be selected should lie between the Start Date and the End
Date.
Start Date – Current Date + No of days (1 to 20)
End Date – Current Date + 365 Days
If the Transfer Date happens to be a non-working day or a holiday, then transaction is
processed on the next working day.
Setup Standing
Instruction
[Optional, Option]
Indicates to setup a standing instruction for funds to be
transferred for a period.
Note: The Transfer Date to be selected should lie between the Start Date and the End
Date.
Start Date – Current Date + No of days (1 to 20)
End Date – Current Date + 365 Days
If the Transfer Date happens to be a non-working day or a holiday, then transaction is
processed on the next working day.
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SEPA Card Payments
Field Name
Description
SI Execution
Frequency
[Conditional, Pick List]
Indicates the SI execution frequency.
The options are:








Daily
Weekly
Fortnightly
Monthly
Bi-Monthly
Quarterly
Half -Yearly
Yearly
To enable this field, select Setup Standing Instruction option.
First Execution Date
[Conditional, Pick List]
Indicates the first execution date.
This field appears, if you select the Setup Standing Instruction
option.
Expiry Date
[Conditional, Pick List]
Indicates the Si expiry date.
This field appears, if you select the Setup Standing Instruction
option.
Other Details
Narrative
[Optional, Alphanumeric, 35]
Indicates the narration of the standing instruction.
Template Access
Type
2.
[Optional, Drop-Down]
Indicates the template access type.
In the Payment To field, select the appropriate option.
a. If you select Existing Template option, click
The Template Search screen appears.
to select the template.
b. If you select the Make New Payment option:
i.
In the SEPA Card Number field, enter the card number.
ii.
In the OIN field, enter the originator identification number.
iii.
From the Beneficiary Id list, select the appropriate option.
iv.
In the Name field, enter the beneficiary name.
v.
In the Beneficiary Account (IBAN) field, enter the beneficiary account
number.
vi.
In the Beneficiary Bank Code (BIC) field, enter the beneficiary bank code.
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SEPA Card Payments
vii.
In the Amount field, enter the amount.
viii.
In the Currency field, enter the currency.
ix.
3.
Select any one payment option in the Payment Details section.
For example, select the Pay Now option.
Click Initiate.
The SEPA Card Payment Verify screen appears.
OR
Click View Limits.
The utilized limits for the selected transaction appear.
OR
Click Save as Template.
The SEPA Card Payment - Confirm screen appears and the fund transfer details are
saved as a payment template.
OR
Click Save as Draft.
The SEPA Card Payment - Confirm screen appears and the fund transfer details are
saved as a draft.
OR
Click Save and Submit.
The Save and Submit screen for the selected transaction appears.
a. In the Save and Submit screen, if you select the Template Details option:
i.
In the New Template field, enter the name of the payment template.
ii.
From the Visibility list, select the appropriate option.
b. In the Save and Submit screen if you select the Draft Details option:
iii.
4.
In the New Draft field, enter the name of the draft.
In the Save and Submit screen, click Submit.
The SEPA Card Payment - Verify screen appears.
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SEPA Card Payments
SEPA Card Payment Verify
5.
Click Confirm.
The SEPA Card Payment Confirm screen appears.
OR
Click Change to navigate to the previous screen.
The SEPA Card Payment screen appears.
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SEPA Card Payments
SEPA Card Payment Confirm
6.
Click OK.
The SEPA Card Payments screen appears.
7.
Click E-receipt to generate an e-receipt for that particular transaction.
8.
Refer to Additional Options sections for options like Save as Draft/Templates, Save
and Submit, View Limits.
Note: The online integration for this transaction with the FLEXCUBE UBS is not available
currently.
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UK Payments
15. UK Payments
Using this option, you can initiate the payment through payment networks available in
UK.
To initiate the UK payments
1.
From the Payments menu, select Within Country, and then select UK Payments.
The UK Payments screen appears.
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UK Payments
UK Payments
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UK Payments
Field Description
Field Name
Description
Payment To
It is mandatory to select either Existing Template or Make New Payment option.
Existing Template
[Optional, Option]
Indicates that you are using an existing payment template for fund
transfer.
Make New
Payment
[Optional, Option]
Type of Payments
[Mandatory, Option]
Indicates that you are making a new payment without using a
payment template for fund transfer.
Indicates the type of payment.
The options are as follows:



Non - Urgent
Urgent
Faster UK Payments
User Reference
Number
[Optional, Alphanumeric, 40]
Source Account
[Mandatory, Drop-Down]
Indicates the reference number for future tracking.
Indicates the source account for the UK payment.
Click the View Balance link to view the account balance of the
selected account.
Beneficiary Details
To enable below fields, select the Make New Payment option, from the Payment To
section.
Beneficiary Name
[Mandatory, Alphanumeric, 35]
Indicates the beneficiary name.
Beneficiary
Account
[Mandatory, Numeric, 12]
Beneficiary Email
[Conditional, Alphanumeric, 40]
Indicates the beneficiary account number.
Indicates the beneficiary email.
To enable below fields, select Non – Urgent OR the Faster UK Payments option, from
the Type of Payment field.
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UK Payments
Beneficiary Bank Details
It is mandatory to select either Bank Sort Code or Bank Name option.
Beneficiary Bank Details
[Optional, Option]
Indicates the beneficiary bank details
The option are:
Bank Sort Code
Bank Details
Bank Sort Code
[Conditional, Pick List]
Indicates the bank sort code.
To enable this field, select the Bank Sort Code option.
Bank Name
[Conditional, Alphanumeric, 40]
Type the bank name.
To enable this field, select the Bank Details option.
Bank Address
[Conditional, Alphanumeric, 40]
Indicates the bank address.
To enable this field, select the Bank Details option.
City
[Conditional, Alphanumeric, 40]
Indicates the bank city name.
To enable this field, select the Bank Details option.
To enable below fields, select Urgent from the Type of Payment field.
SWIFT Code
[Mandatory, Pick List]
Indicates the SWIFT code.
Bank Name
[Display]
Displays the bank name.
Bank Address
[Display]
Displays the bank address.
City
[Display]
Displays the name of the city.
Country
[Display]
Displays the name of the country.
Payment Details
Transfer Amount
[Mandatory, Numeric, 15]
Indicates the amount for the credit transfer.
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UK Payments
Transfer Currency
[Display]
Displays the transfer currency.
It is mandatory to select either Pay Now or Pay Later option.
Pay Now
[Optional, Option]
Indicates immediate international account transfer.
Pay Later
[Optional, Option]
Indicates to make the international account transfer on a
future date.
Note: The Transfer Date to be selected should lie between the Start Date and the End
Date.
Start Date – Current Date + No of days (1 to 20)
End Date – Current Date + 365 Days
If the Transfer Date happens to be a non-working day or a holiday, then transaction is
processed on the next working day.
Setup Standing
Instruction
[Optional, Radio Button]
Select Setup Standing Instruction radio button for setting up
an instructions.
Note: The Transfer Date to be selected should lie between the Start Date and the End
Date.
Start Date – Current Date + No of days (1 to 20)
End Date – Current Date + 365 Days
If the Transfer Date happens to be a non-working day or a holiday, then transaction is
processed on the next working day.
SI Execution Frequency
[Conditional, Pick List]
Indicates the SI execution frequency.
The options are:








Daily
Weekly
Fortnightly
Monthly
Bi-Monthly
Quarterly
Half -Yearly
Yearly
To enable this field, select Setup Standing Instruction
option.
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UK Payments
First Execution Date
[Conditional, Pick List]
Indicates the first execution date.
This field appears, if you select the Setup Standing
Instruction option.
Expiry Date
[Conditional, Pick List]
Indicates the Si expiry date.
This field appears, if you select the Setup Standing
Instruction option.
Other Details
Correspondence
Charges
[Optional, Drop-Down]
Indicates the correspondence charges.
The options are:
Narrative

Beneficiary (BEN)

Remitter (REM)

Shared (SHA)
[Optional, Alphanumeric, 35]
Indicates the brief narration about the amount transfer.
Template Access Type
[Optional, Drop-Down]
Indicates the template access type.
The options are


2.
Public
Private
In the Payment To field, select the appropriate option.
a. If you select Existing Template option, click
The Template Search screen appears.
to select the template.
b. If you select the Make New Payment option:
c.
If you select the Non - Urgent or Faster UK Payments option:
i.
From the Source Account list, select the appropriate option.
ii.
From the Beneficiary Name list, select the appropriate option.
iii.
In the Beneficiary Account field, enter the beneficiary account number.
iv.
If you select the Bank Sort Code option:
v.
From the Bank Sort Code, select the appropriate bank code.
vi.
If you select the Bank Details option:
vii.
In the Bank Name field, enter the bank name.
viii.
In the Bank Address field, enter the bank address.
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UK Payments
ix.
In the City Name field, enter the city name.
d. If you select the Urgent option:
i.
Repeat the steps from i to iii.
ii.
From the SWIFT Code, select the appropriate SWIFT code.
iii.
In the Transfer Amount field, enter the amount to be transferred.
iv.
From the Transfer Currency list, select the appropriate currency.
v.
Select any one payment option in the Payment Details section.
For example, select the Pay Now option.
3.
From the Correspondence Charges list, select the appropriate option.
4.
Click Initiate.
The UK Payments - Verify screen appears.
OR
Click View Limits.
The utilized limits for the selected transaction appear.
OR
Click Save as Template.
The UK Payments - Confirm screen appears and the fund transfer details are saved as a
payment template.
OR
Click Save as Draft.
The UK Payments - Confirm screen appears and the fund transfer details are saved as a
draft.
OR
Click Save and Submit.
The Save and Submit screen for the selected transaction appears.
a. In the Save and Submit screen, if you select the Template Details option:
i.
In the New Template field, enter the name of the payment template.
ii.
From the Visibility list, select the appropriate option.
b. In the Save and Submit screen if you select the Draft Details option:
i.
5.
In the New Draft field, enter the name of the draft.
In the Save and Submit screen, click Submit.
The UK Payments - Verify screen appears.
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UK Payments
UK Payments – Verify
6.
Click Confirm.
The UK Payments – Confirm screen appears.
OR.
Click Cancel to navigate to the previous screen.
The UK Payments screen appears.
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UK Payments
UK Payments - Confirm
7.
Click OK.
The UK Payments screen appears.
8.
Click E-Receipt to generate an e-receipt for that particular transaction.
9.
Refer to Additional Options sections for options like Save as Draft/Templates, Save and
Submit, and View Limits.
Note: The Online Integration for this transaction with FLEXCUBE UBS is not available currently.
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View Standing Instruction
16. View Standing Instruction
Using this option, you can view standing instructions (SI) in the application.
You can intimate the bank in advance to transfer funds between your current and savings
accounts in the bank periodically. Whenever these kind of periodic transactions are to be
affected, you can instruct the bank to do the same by setting up the standing instructions.
To view the standing instruction details
1.
From the Payments menu, select Recurring Payments and Transfer, and then select
View Standing Instruction.
The View Standing Instruction screen appears.
Standing Instructions View
Field Description
Field Name
Description
Source Account
[Mandatory, Drop-Down]
Indicates the source account from which funds are
transferred.
First Execution Date
From
[Optional, Pick List]
First Execution Date To
[Optional, Pick List]
Indicates the start date for the standing instruction.
Indicates the end date for the standing instruction.
Reference No
[Optional, Numeric, 40]
Indicates the standing instruction reference number.
Frequency Type
[Optional, Drop-Down]
Indicates the standing instruction execution frequency.
2.
From the Source Account list, select the appropriate account number.
3.
Click Submit.
The Standing Instructions View screen appears.
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View Standing Instruction
Standing Instruction View
Field Description
Field Name
Description
Reference No
[Display]
Displays the standing instruction reference number.
Status
[Display]
Displays the status of the standing instruction.
Amount
[Display]
Displays the amount of the standing instruction.
Account
[Display]
Displays the desired source account from which funds are
transferred.
Branch
[Display]
Displays the branch name of the source account.
First Execution
Date
4.
[Display]
Displays the initiation date of standing instruction.
Click the Reference No link to view the details of SI.
The Standing Instructions View – within Bank Transfer screen appears.
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View Standing Instruction
Standing Instructions View
5.
Click Back to navigate to previous screen.
The Standing Instruction View screen with search results appears.
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Standing Instruction Cancellation
17. Standing Instruction Cancellation
Using this option, you can cancel the standing instruction.
To cancel standing instruction
1.
From the Payments menu, select Recurring Payments and Transfer, and then select
Standing Instruction Cancellation.
The Standing Instruction Cancellation screen appears.
Standing Instructions Cancellation
Field Description
Field Name
Description
Source Account
[Mandatory, Drop-Down]
Indicates the source account from which funds are to be
transferred
First Execution Date
From
[Optional, Pick list]
First Execution Date
To
[Optional, Pick list]
Reference No
[Optional, Alphanumeric, 50]
Indicates the first standing instruction execution date for the
search criteria.
Indicates the last standing instruction execution date for the
search criteria.
Indicates the standing instruction reference number.
Frequency Type
[Optional, Drop-Down]
Indicates the standing instruction execution frequency.
2.
From the Source Account list, select the appropriate account number.
3.
Click Submit.
The Standing Instruction Cancellation screen with search result appears.
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Standing Instruction Cancellation
Standing Instructions Cancellation
Field Description
Field Name
Description
Reference No
[Display]
Displays the standing instruction reference number.
Status
[Display]
Displays the status of standing instruction.
Amount
[Display]
Displays the amount of standing instruction.
Account
[Display]
Displays the desired source account from which funds are to be
transferred.
Branch
[Display]
Displays the branch name of the source account.
First Execution
Date
4.
[Display]
Displays the initiation date of standing instruction.
Click the link Reference No column that has to be cancelled.
The Standing Instruction Cancellation – Within Bank Transfer – Verify screen
appears.
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Standing Instruction Cancellation
Standing Instructions Cancellation- Within Bank Transfer - Verify
5.
Click Confirm to cancel the standing instructions.
The Standing Instruction Cancellation – Within Bank Transfer – Confirm screen
appears.
OR
Click Change to modify the standing instruction that has to be cancelled.
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Standing Instruction Cancellation
Standing Instructions Cancellation - Confirm
6.
Click E-Receipt to generate an e-receipt for the completed transaction.
7.
Click OK.
The Initial Standing Instruction Cancellation screen appears.
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Pending Transfers
18. Pending Transfers
Using this option, you can view the pending transfers whether it is move money in or
move money out and group them for clarity purpose. You can also cancel any pending
transfers in the application.
To view pending transfers
1.
From the Payments menu, select Pending Transfers.
The Pending Transfers screen appears
Pending Transfers
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Pending Transfers
Field Description
Field Name
Description
Transfer Type
[Display]
Displays the type of transfer.
Host Reference
Number
[Display]
Source Account
[Display]
Displays the host reference number.
Displays the desired source account for the transaction.
Destination
Account
[Display]
Transfer Date
[Display]
Displays the destination account for the transaction.
Displays the transfer date for the transaction.
Amount
[Display]
Displays the amount of the transaction.
Status
[Display]
Displays the reason due to which the transfer is pending.
2.
In the Transfer Type column, select the appropriate option.
3.
Click Cancel Transfer.
The Cancel Pending Transfer – Verify screen appears.
Pending Transfers View – Cancel Verify
4.
Click Confirm.
The Pending Transfer - Cancel – Confirm screen appears.
OR
Click Change to change the entered details.
The Cancel Pending Transfer screen appears.
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Pending Transfers
Pending Transfers – Cancel - Confirm
5.
Click OK.
The Pending Transfer screen appears.
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Payment Options
19. Payment Options
There are three types of payment options available in the application.

Pay Now: You can transfer funds immediately.

Pay Later: You can transfer funds at a later date.

Pay Periodically: You can transfer funds on a periodic basis as per a standing instruction
The payment options displayed depend on the type of fund transfer.
1.
Select any payment transaction in the application.
For example, from the Payments menu, select Within Bank, and then select Own
Account Transfer.
The Own Account Transfer screen appears.
Own Account Transfer
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Payment Options
2.
In the Payment To section, select the Make New Payment option:
3.
From the Source Account list, select the appropriate option.
4.
From the Destination Account list, select the appropriate option.
5.
In the Transfer Amount field, enter the amount that you want to transfer.
6.
In the Payment Details section, select a payment option.
a. If you select the Pay Now option:
You can make the fund transfer immediately.
b. If you select the Pay Later option:
i.
Select the date of fund transfer.
a. If you select the Pay Periodically option:
7.
i.
From the Payment Frequency list, select the appropriate option.
i.
In the First Execution Date field, select the start date of the standing
instruction.
ii.
In the Expiry Date field, select the last date of the standing instruction.
Click Initiate.
The Own Account Transfer - Verify screen appears.
Own Account Transfer - Verify
8.
Click Confirm.
The Own Account Transfer - Confirm screen appears.
OR
Click Change.
The Own Account Transfer screen appears.
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Payment Options
Own Account Transfer - Confirm
9.
Click e-receipt to generate the e-receipt of the transaction.
OR
Click OK.
The Own Account Transfer screen appears.
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Inward Remittance Inquiry
20. Inward Remittance Inquiry
Using this option, you can inquire on inward remittance received on an account.
To view inward remittances
1.
From the Collection and Remittances menu, select Inward Remittance Inquiry.
The Inward Remittance Inquiry screen appears.
Inward Remittance Inquiry
Field Description
Field Name
Description
Account Number
[Mandatory, Drop-Down]
Indicates the account number.
Currency
[Mandatory, Drop-Down]
Indicates the account number.
Channel Type
[Mandatory, Drop-Down]
Indicates the channel type through which the remittance is
processed.
Amount From
[Optional, Numeric, 15]
Indicates the minimum amount for the search criteria.
Amount To
[Optional, Numeric, 15]
Indicates the maximum amount for the search criteria.
Note: The amount to set here cannot be less than the amount from.
From Date
[Optional, Pick list]
Indicates the start date, for the search criteria.
The start date should not be greater than the current date.
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Inward Remittance Inquiry
Field Name
Description
To Date
[Optional, Pick list]
Indicates the end date, for the search criteria.
The end date should be greater than or equal to start date.
2.
From the Account Number list, select the appropriate account number.
3.
From the Currency list, select the currency.
4.
From the Channel Type list, select the remittance channel.
5.
Click Search.
The Inward Remittance Inquiry screen with search results appears.
Inward Remittance Inquiry
Column Description
Column Name
Description
Transaction Ref. No.
[Display]
Displays the transaction reference number.
Transaction Date
[Display]
Displays the transaction date.
Debit Amount and
Currency
[Display]
Displays the currency and the amount.
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Inward Remittance Inquiry
Column Name
Description
Credit Amount and
Currency
[Display]
Remitter Bank
[Display]
Displays the credit currency and the amount.
Displays the name of the remitter bank.
Remitter Name
[Display]
Displays the name of the remitter.
6.
Click
OR
or
to navigate to the next or previous page in the list, respectively.
Click
or
to navigate to the first or last page in the list, respectively.
OR
Click the Download link, to download the complete statement.
The Inward Remittance Inquiry Download screen appears.
OR
Click the Customize Columns link to reorder the columns or select the columns that
appear in the list.
OR
Click the Print link to print the data.
OR
To enable the word wrap facility, select the Word Wrap check box.
OR
Click the Transaction Ref. No. link to view the remittance details.
The Inward Remittance Details screen appears.
Download
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Inward Remittance Inquiry
Field Description
Field Name
Description
File Format
[Mandatory, Drop-Down]
Indicates the file format.
The options are:




PDF
XLS
HTML
RTF
7.
From the File Format list, select the appropriate file format to be downloaded.
8.
Click
to exclude the option from downloading.
9.
Click
to include the option for downloading. All the fields are, by default, included.
10.
Click Download.
The File Download screen appears.
OR
Click Close to close the downloading.
File Download
11.
Click Save File to save the file on your file system.
12.
Click Open with to open the file
OR
Click Cancel to close the Download screen.
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Outward Remittance Inquiry
21. Outward Remittance Inquiry
Using this option you can view the outward remittances sent through various domestic
and international channels.
To inquire outward remittances
1.
From the Collection and Remittances menu, select Outward Remittance Inquiry.
The Outward Remittance Inquiry screen appears.
Outward Remittance Inquiry
Field Description
Field Name
Description
Account
Number
[Mandatory, Drop-Down]
Currency
[Mandatory, Drop-Down]
Indicates the account number.
Indicates the currency.
Channel Type
[Mandatory, Drop-Down]
Indicates the channel type through which the remittance is
processed.
Amount From
[Optional, Numeric, 15]
Indicates the minimum amount for the search criteria.
Amount To
[Optional, Numeric, 15]
Indicates the maximum amount for the search criteria.
Note: The amount to set here cannot be less than the amount from.
From Date
[Optional, Pick List]
Indicates the start date, for the search criteria.
The start date should not be greater than the current date.
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Outward Remittance Inquiry
Field Name
Description
To Date
[Optional, Pick List]
Indicates the end date, for the search criteria.
The end date should be greater than or equal to start date.
2.
From the Account Number list, select the appropriate account number.
3.
From the Currency list, select the currency.
4.
From the Channel Type list, select the remittance channel.
5.
Click Search to view the list of outward remittance.
The Outward Remittance Inquiry screen with the search result appears.
Outward Remittance Inquiry
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Outward Remittance Inquiry
Column Description
Column Name
Description
Transaction Date
[Display]
Displays the transaction date.
Credit Amount
and Currency
[Display]
Debit Amount and
Currency
[Display]
Beneficiary Bank
[Display]
Displays the credit amount and the currency.
Displays the debit amount and the currency.
Displays the name of the beneficiary bank.
Beneficiary Name
[Display]
Displays the beneficiary name.
Account
[Display]
Displays the account number of the customer.
Branch
[Display]
Displays the branch to which account belongs.
Customer Id
[Display]
Displays the customer ID to which account belongs.
Transaction
Reference Number
[Display]
Remittance Notes
[Display]
Displays the transaction reference number.
Display any remarks or notes attached with the remittance.
6.
Click
OR
or
to navigate to the next or previous page in the list, respectively.
Click
or
to navigate to the first or last page in the list, respectively.
OR
Click the Download link, to download the complete statement.
The Outward Remittance Inquiry Download screen appears.
OR
Click the Customize Columns link to reorder the columns or select the columns that
appear in the list.
OR
Click the Print link to print the data.
OR
To enable the word wrap facility, select the Word Wrap check box.
OR
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Outward Remittance Inquiry
Click the Transaction Ref. No. link to view the remittance details.
The Outward Remittance Details screen appears.
Outward Remittance Details
Field Description
Field Name
Description
Transaction Details
Transaction Ref. No.
[Display]
This field displays the transaction reference number.
Transaction Date
[Display]
This field displays the date on which the transaction is
received by the bank.
Account Debited
[Display]
This field displays the account number that is to be
debited.
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Outward Remittance Inquiry
Field Name
Description
Remittance Amount
[Display]
This field displays the amount that is remitted.
Narrative
[Display]
This field displays the brief description of the transaction.
Funds Remitted To
Beneficiary Name
[Display]
This field displays the name of the beneficiary.
Beneficiary Address
[Display]
This field displays the beneficiary address.
Beneficiary Account
Number
[Display]
Beneficiary Bank
[Display]
This field displays the beneficiary account number.
This field displays the beneficiary bank name.
Beneficiary Bank Address
[Display]
This field displays the address of the beneficiary’s bank.
View SWIFT Advices
[Display, Hyperlink]
This section displays the SWIFT advices linked to the
transaction.
7.
Click Cancel Payment to cancel the payment.
The Stop Payment of Wired Transfer screen appears.
OR
Click Back to navigate to the previous screen.
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Outward Remittance Inquiry
Stop Payment of Wired Transfer
8.
Click Submit.
The Stop Payment of Wired Transfer Verify screen appears.
Note: For the further details about the screen, refer to the Stop Payment of Wired Transfer
screen.
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Domestic Collection Inquiry
22. Domestic Collection Inquiry
Using this option, you can inquire the status of the domestic cheques received and
deposited with the bank.
To view domestic collections
1.
From the Collection and Remittances menu, select Domestic Collection Inquiry.
The Domestic Collection Inquiry screen appears.
Domestic Collection Inquiry
Field Description
Field Name
Description
Account Number
[Mandatory, Drop-Down]
Indicates the account number.
Cheque Currency
[Optional, Drop-Down]
Indicates the cheque currency.
Cheque Status
[Optional, Drop-Down]
Indicates the cheque status.
The options are:



From Date
Reversed
Rejected
Settled
[Optional, Pick List]
Indicates the start date for the search criteria.
To Date
[Optional, Pick List]
Indicates the end date for the search criteria.
Amount From
[Optional, Numeric, 15]
Indicates the minimum amount for the search criteria.
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Domestic Collection Inquiry
Field Name
Description
Amount To
[Optional, Numeric, 15]
Indicates the maximum amount for the search criteria.
2.
Click Search to find the list of instruments sent for the Domestic Collection Inquiry.
The Domestic Collection Inquiry screen with search results appears.
Domestic Collection Inquiry
Column Description
Column Name
Description
Cheque Collection Date
[Display]
Displays the cheque collection date.
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Domestic Collection Inquiry
Column Name
Description
Cheque Number
[Display]
Displays cheque number for collection.
Status
[Display]
Displays the status of the domestic collection.
Amount
[Display]
Displays the paid amount.
Clearing House Location
[Display]
Displays the clearing house location.
Collection Branch
[Display]
Displays the collection branch code.
Collection Branch Name
[Display]
Displays the collection branch name.
Debit Account Number
[Display]
Displays the debit account number.
Reference Number
[Display]
Displays the reference number.
Customer No
[Display]
Displays the customer number.
Credit Branch Name
[Display]
Displays the credit branch name.
Credit Account Number
[Display]
Displays the credit account number.
3.
Click
OR
or
to navigate to the next or previous page in the list, respectively.
Click
or
to navigate to the first or last page in the list, respectively.
OR
Click the Download link, to download the complete statement.
The Domestic Collection Inquiry - Download screen appears.
OR
Click the Customize Columns link to reorder the columns.
OR
Click the Print link to print the data.
OR
To enable the word wrap facility, select the Word Wrap check box.
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FCY Collection Inquiry
23. FCY Collection Inquiry
Using this option, you can track the status of the cheques received by the corporate
customers and deposited with the bank. This functionality is relevant for the Foreign
Currency cheques. Once the customer deposits the cheque, and then on the value date
sends the same for clearing (outward collection).
To view foreign currency collections
1.
From the Collection and Remittances menu, select FCY Collection Inquiry.
The FCY Collection Inquiry screen appears.
FCY Collection Inquiry
Field Description
Field Name
Description
Account Number
[Mandatory, Drop-Down]
Indicates the account number.
Cheque Currency
[Mandatory, Drop-Down]
Select the cheque currency from the drop-down list.
Cheque Status
[Mandatory, Drop-Down]
Indicates the cheque status.
The options are as follows:


From Date
All
Settled
[Optional, Pick List]
Indicates the start date, for the search criteria.
By default, the system date appears.
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FCY Collection Inquiry
Field Name
Description
To Date
[Optional, Pick List]
Indicates the end date, for the search criteria.
By default, the system date appears.
Note: The date selected here should be greater than From Date.
Amount From
[Optional, Numeric, 15]
Indicates the minimum amount for the search criteria.
Amount To
[Optional, Numeric, 15]
Indicates the maximum amount for the search criteria.
Note: The amount to set here cannot be less than the amount
from.
2.
Click Search.
The FCY Collection Inquiry screen with the search result appears.
FCY Collection Inquiry
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FCY Collection Inquiry
Field Description
Column Name
Description
Transaction Reference
No
[Display]
Purchase/Collection Date
[Display]
Displays the transaction reference number.
Displays the date on which the cheque was financed or
received.
Amount
[Display]
Displays the amount.
Cheque Number
[Display]
Displays the cheque number of the transaction.
Payer Bank
[Display]
Displays the name of the payer bank.
Status
[Display]
Displays the collection status of the cheque.
Clearing House Location
[Display]
Displays the clearing house location.
3.
Click
OR
or
to navigate to the next or previous page in the list, respectively.
Click
or
to navigate to the first or last page in the list, respectively.
OR
Click the Download link, to download the complete statement.
The Download screen appears.
OR
Click the Customize Columns link to reorder the columns or select the columns that
appear in the list.
OR
Click the Print link to print the data.
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View Draft Details
24. View Draft Details
Using this option, you can view the draft details and also can stop payments of drafts.
To view draft details and stop payment
1.
From the Payments menu, select Recurring Transfer and Payments.
The View Draft Details screen appears.
View Draft Details
Field Description
Field Name
Description
Instrument Type
[Mandatory, Drop-Down]
Indicates the instrument type.
Source Account
[Optional, Drop-Down]
Indicates the source account number.
Beneficiary Name
[Optional, Alphanumeric, 35]
Indicates the beneficiary name.
Currency
[Optional, Drop-Down]
Indicates the currency.
Amount From
[Optional, Numeric, 15]
Indicates the minimum amount for the search criteria.
Amount To
[Optional, Numeric, 15]
Indicates the maximum amount for the search criteria.
From Date
[Optional, Pick List]
Indicates the start date for the search criteria.
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View Draft Details
Field Name
Description
To Date
[Optional, Pick List]
Indicates the end date for the search criteria.
The date selected here should be greater than from date.
2.
Click Search.
The View Draft Details screen with the search result appears.
View Draft Details
Field Description
Column Name
Description
Instrument Serial Number
[Display]
Displays the instrument serial number.
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View Draft Details
Column Name
Description
Accounts
[Display]
Displays the accounts.
Beneficiary Name
[Display]
Displays the beneficiary name.
Currency
[Display]
Displays the currency of the draft amount.
Issue Date
[Display]
Displays the issue date of the draft.
Amount
[Display]
Displays the amount of the draft.
3.
Click
OR
or
to navigate to the next or previous page in the list, respectively.
Click
or
to navigate to the first or last page in the list, respectively.
4.
Click Download to download the complete statement.
The View Draft Details screen appears.
5.
Click the Customize Columns button to reorder the columns or select the columns that
appear in the list.
6.
Click Print to print the data.
7.
Click the Instrument Serial Number link.
The Stop Payments of Drafts screen appears.
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View Draft Details
Stop Payments of Drafts
Field Description
Field Name
Description
Instrument No
[Display]
Displays the instrument number.
Account
[Optional, Drop-Down]
Displays the account mentioned in the draft.
Amount
[Display]
Displays the draft amount.
Currency
[Display]
Displays the currency of the draft amount.
Issue Date
[Display]
Displays the issue date of the draft.
Beneficiary Name
[Display]
Displays the beneficiary name.
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View Draft Details
Field Name
Description
Reason
[Mandatory, Drop-Down]
Indicates the reason for stopping the draft payment.
Specify Reason
[Conditional, Alphanumeric, 35]
Indicates the brief description about the stop payment of the draft.
To enable this field, select Others option, from the Reason list.
Action
[Mandatory, Drop-Down]
Indicates the action to be performed in response to the stop
payment of draft.
The options are:
Refund Account
Number

Issue duplicate draft

Refund draft amount to an account
[Conditional, Drop-Down]
Indicates the account number to which the amount is credited.
To enable this field, select Refund draft amount to an account
option, from the Action list.
User Reference
[Optional, Numeric, 15]
Indicates the user reference number.
8.
Click Submit.
The Stop Payment of Demand Draft/Pay Order - Verify screen appears.
OR
Click Back to navigate to the previous screen.
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View Draft Details
Stop Payment of Demand Draft/Pay Order – Verify
9.
Click Confirm.
The Stop Payment of Demand Draft/Pay Order - Confirm screen appears.
OR
Click Back to navigate to the previous screen.
The Stop Payment of Demand Draft/Pay Order screen appears.
Stop Payment of Demand Draft/Pay Order – Confirm
10.
Click OK.
The Stop Payment of Draft screen appears.
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Service Requests
25. Service Requests
Using this option, you can initiate a service request for any transaction given in the list.
To initiate service request
1.
From the Customer Services menu, select New Service Request.
The Service Requests screen appears.
Service Request
Field Description
Field Name
Description
Select Transaction
[Mandatory, Drop-Down]
Indicates the transaction.
2.
From the Select Transaction list, select the appropriate option.
3.
Click Submit.
25.1 Stop Payment of Drafts
Using this option, you can raise a request to stop payment of drafts.
To stop draft payment
1.
From the Customer Services menu, select New Service Request.
The New Service Request screen appears.
Service Request
2.
From the Select Transaction list, select the Stop Payment of Drafts option.
3.
Click Submit.
The Stop Payment of Drafts screen appears.
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Service Requests
Stop Payment of Drafts
Field Description
Field Name
Description
Instruments Details
Instrument No
[Mandatory, Numeric, 16]
Indicates the instrument number which is to be stopped for
payments.
Amount
[Mandatory, Alphanumeric,15]
Indicates the amount.
Account
[Mandatory, Drop-Down]
Indicates the account.
Issue Date
[Mandatory, Pick List]
Indicates the value date.
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Service Requests
Field Name
Description
Currency
[Mandatory, Drop-Down]
Indicates the currency.
Beneficiary Name
[Optional, Alphanumeric, 20]
Indicates the beneficiary name.
Additional Information
Reason
[Mandatory, Drop-Down]
Indicates the reason.
The options are follow:




Specify Reason
Destroyed
Stolen
Others
Lost
[Conditional, Alphanumeric, 35]
Indicates the brief description about the stop payment of the draft.
To enable this field, select Others option, from the Reason list.
Action
[Mandatory, Drop-Down]
Indicates the action to be performed in response to the stop
payment of draft.
The options are:
Refund account
number

Issue duplicate draft

Refund draft amount to an account
[Conditional, Drop-Down]
Indicates the account number to which the amount is credited.
To enable this field, select Refund draft amount to an account
option, from the Action list.
User Reference
[Optional, Numeric, 15]
Indicates the user reference number.
4.
Click Submit.
The Stop Payment of Demand Draft / Pay Order - Verify screen appears.
OR
Click Another Service Request to navigate the Service Request screen.
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Service Requests
Stop Payment of Demand Draft / Pay Order - Verify
Note: Once the details are submitted, the following message is displayed on the screen.
“Transaction will be stored in Release queue after final authorization. The Bank Administrator
needs to release the transaction to process it.”
5.
Click Confirm.
The Stop Payment of Draft - Confirm screen appears.
OR
Click Back to navigate to previous screen.
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Service Requests
Stop Payment of Demand Draft/Pay Order - Confirm
Note: Once the details are submitted, the following message is displayed on the screen.
The “Transaction will be stored in Release queue after final authorization. The Bank Administrator
needs to release the transaction to process it.”
6.
Click OK.
The Stop Payment of Demand Draft / Pay Order Service Request screen appears.
OR
Click Another Service Request.
The New Service Request screen appears.
25.2 Stop Payment Of Wired Transfer
Using this option, you can raise a request to stop payment of wired transfer.
To stop payments of wired transfer
1.
From the Customer Services menu, select New Service Request.
The New Service Request screen appears.
2.
From the Select Transaction list, select the Stop Payment of Wired Transfer option.
Service Request
3.
Click Submit.
The Stop Payment of Wired Transfer screen appears.
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Service Requests
Stop Payment of Wired Transfer
Field Description
Field Name
Description
Customer Details
Wired Transfer
Reference Number
[Mandatory, Numeric, 16]
Indicates the wired transfer reference number.
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Service Requests
Field Name
Description
Amount
[Mandatory, Alphanumeric,15]
Indicates the amount to be stopped for payments.
Source Account
[Mandatory, Drop-Down]
Indicates the source account.
Value Date
[Mandatory, Pick List]
Indicates the value date.
Currency
[Mandatory, Drop-Down]
Indicates the currency.
Beneficiary Details
Beneficiary Name
[Optional, Alphanumeric, 20]
Indicates the beneficiary name.
Destination
Account
[Optional, Alphanumeric, 20]
Beneficiary
Address
[Optional, Alphanumeric, 35*2]
City
[Optional, Alphanumeric, 35]
Indicates the destination account number.
Indicates the beneficiary address.
Indicates the name of the city.
Country
[Optional, Dropdown]
Indicates the country.
Beneficiary Bank Details
BIC
[Mandatory, Pick List]
Indicates the BIC code.
Bank Name
[Display]
Displays the bank name.
Bank Address
[Display]
Displays the bank address.
Country
[Display]
Displays the country of the bank.
City
[Display]
Displays the city of the bank.
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Service Requests
Field Name
Description
Additional Information
Reason
[Mandatory, Alphanumeric, 25]
Indicates the reason for cancellation of wired transfer.
Refund Account
Number
[Mandatory, Dropdown]
User Reference
[Optional, Alphanumeric, 25]
Indicates the refund account number.
Indicates the user reference number for cancellation of wired
transfer.
4.
Click Submit.
The Stop Payment of Wired Transfer Verify screen appears.
OR
Click Another Service Request to return to the Service Request screen.
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Service Requests
Stop Payment of Wired Transfer - Verify
Note: Once the details are submitted, the following message is displayed on the screen.
“Transaction will be stored in Release queue after final authorization. The Bank Administrator
needs to release the transaction to process it.”
5.
Click Confirm.
The Stop Payment of Wired Transfer - Confirm screen appears.
OR
Click Back button to navigate to the previous screen.
The Stop Payment of Wired Transfer screen appears.
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Service Requests
Stop Payment of Wired Transfer - Confirm
Note: Once the details are submitted, the following message is displayed on the screen.
“Transaction will be stored in Release queue after final authorization. The Bank Administrator
needs to release the transaction to process it.”
6.
Click OK.
The Stop Payment of Wired Transfer Service Request screen appears.
OR
Click Another Service Request.
The New Service Request screen appears.
OR
Click E-Receipt to generate an E-Receipt of the Stop Payment.
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Service Requests
E-Receipt
OR
Click Another Service Request.
The New Service Request screen appears.
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View Limits Utilization
26. View Limits Utilization
Using this option, you can view the limits utilized.
To view the limits utilization
1.
From the Payments menu, select Recurring Transfer and Payments, and then select
View Limit Utilization.
The View Utilized Limits screen appears.
View Utilized Limits
Field Description
Field Name
Description
Transaction
[Mandatory, Drop-Down]
Indicates the transaction.
From Date
[Optional, Pick list]
Indicates the start date, for the search criteria.
The start date should not be greater than the current date.
To Date
[Optional, Pick list]
Indicates the end date, for the search criteria.
The end date should be greater than or equal to start date.
2.
Click Continue.
The View Utilized Limits screen appears.
The Initiation and Authorization limits for the limits allocated to you at User Level and
Customer Level are displayed.
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View Limits Utilization
View Utilized Limits
3.
Click Change Limits to modify the limits.
The Change Limits screen for the selected transaction appears.
4.
Click Back to navigate to the previous screen.
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View Limits Utilization
Limits Applicable to me
Field Description
Field Name
Description
Initiation limit
Minimum
Transaction
Amount
[Optional, Numeric, 12]
Maximum
Transaction
Amount
[Optional, Numeric, 12]
Indicates the minimum transaction amount.
Indicates the maximum transaction amount.
Daily Authorization Limit
Total Amount
[Optional, Numeric, 12]
Indicates the total authorization amount.
Number of
Transactions
5.
[Optional, Numeric, 12]
Indicates the total transactions for authorization.
Click Change.
The Change Limits Verify screen appears.
OR
Click Back to navigate to the previous screen.
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View Limits Utilization
Change Limits Verify
6.
Click Change.
The Change Limits Confirm screen appears.
OR
Click Back to navigate to the previous screen.
Confirm Changed Limits
7.
Click OK.
The View Utilized Limits screen appears.
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Change Users Limits
27. Change Users Limits
Using this option, you can change the limits for the user.
To modify users limit
1.
From the Customer Services menu, select Change Users Limit.
The Limits applicable to me screen appears.
Limits Applicable To Me
Field Description
Field Name
Description
Initiation limit
Minimum
Transaction
Amount
[Optional, Numeric, 12]
Maximum
Transaction
Amount
[Optional, Numeric, 12]
Indicates the minimum transaction amount.
Indicates the maximum transaction amount.
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Change Users Limits
Field Name
Description
Daily Authorization Limit
Total Amount
[Optional, Numeric, 12]
Indicates the modified total authorization amount.
Number of
Transactions
[Optional, Numeric, Four]
Indicates the modified total transactions for authorization.
2.
In the New Limits field, enter the new values.
3.
Click Change.
The Verify changed limits screen appears.
Change Limits Verify
4.
Click Confirm.
The Confirm Changed Limits screen appears.
OR
Click Back to navigate to the previous screen.
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Change Users Limits
Confirm changed limits
5.
Click OK to navigate to the User’s Limits screen.
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Move Money In
28. Move Money In
Using this option, you can transfer funds from linked account to the internal bank account
owned by you. The transfer will get initiated on first available business day.
To transfer funds to internal bank account
1.
From the Receive Money menu, select Move Money In.
The Move Money In screen appears.
Move Money In
Field Description
Field Name
Description
Source Account
[Mandatory, Drop-Down]
Indicates the source account number.
Bank BIC Code
[Display]
Displays the bank BIC code.
Destination
Account
[Mandatory, Drop-Down]
Transfer Money
Out
[Mandatory, Option]
Indicates the destination account number.
Indicates the type of transfer money out.
The options are as follows:



Now: Indicates immediate transfer of funds.
Later: Indicates transfer of funds at later date.
Saving Plans: Indicates transfer of funds as per the
saving plan.
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Move Money In
Field Name
Description
(First) Start Date
[Conditional, Pick list]
Indicates the start date of the funds transfer.
To enable this field, select Later or Saving Plan option.
Note: The Transfer Date to be selected should lie between the Start Date and End Date.
Start Date – Current Date + No of days (1 to 20)
End Date – Current Date + 365 Days
If the Transfer Date happens to be a non-working day or a holiday, then transaction is
processed on the next working day.
Transfer Amount
[Mandatory, Numeric, 15]
Indicates the amount to be transferred.
Currency
[Mandatory, Drop-Down]
Indicates the amount currency to be transferred.
2.
Click Submit.
The Move Money In - Verify screen appears.
Move Money In - Verify
3.
Click Confirm.
The Move Money In - Confirm screen with the status message appears.
OR
Click Back to navigate to the previous screen.
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Move Money In
Move Money In - Confirm
4.
Click OK.
The Move Money In screen appears.
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Move Money Out
29. Move Money Out
Using this option, you can transfer funds from bank account to linked account mapped to
you. The transfer is initiated on first available business day.
To transfer funds from bank account to linked account
1.
From the Payments menu, select Move Money Out.
The Linked Account Transfer screen appears.
Linked Account Transfer
Field Description
Field Name
Description
Source Account
[Mandatory, Drop-Down]
Indicates the source account number.
Destination Account
[Mandatory, Drop-Down]
Indicates the destination account number.
Transfer Money Out
It is mandatory to select either Now or Later option.
Now
[Optional, Option]
Indicates immediate transfer of funds.
Later
[Optional, Option]
Indicates transfer of funds at later date.
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Move Money Out
Field Name
Description
Note: The Transfer Date to be selected should lie between the Start Date and the End
Date.
Start Date – Current Date + No of days (1 to 20)
End Date – Current Date + 365 Days
If the Transfer Date happens to be a non-working day or a holiday, then transaction is
processed on the next working day.
Transfer Amount
[Mandatory, Numeric, 13.2]
Indicates the amount to be transferred.
Currency
[Mandatory, Drop-Down]
Indicates the currency of the amount to be transferred.
2.
Click Submit.
The Linked Account Transfer screen appears.
Linked Account Transfer
3.
Click Confirm.
The Linked Account Transfer Confirm screen with the status message appears.
OR
Click Change to navigate to the previous screen.
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Move Money Out
Linked Account Transfer Confirm
4.
Click OK.
The Linked Account Transfer screen appears.
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Linked Accounts
30. Linked Accounts
Using this option, you can add a new account and link it to the existing account. The
Linked account is an account from which the money can be moved in or out of the
existing account.
To view existing linked accounts
1.
From the Customer Services menu, select Linked Accounts.
The Linked Account screen appears.
Linked Account
Field Description
Field Name
Description
Account Number
[Display]
Displays the account number of the existing linked account.
BIC
[Display]
Displays the BIC number of the bank in which the linked account is
present.
Status
[Display]
Displays the status of the existing linked account.
To link account to an existing account
2.
Click Add Another Linked Account.
The Add Another Linked Account screen appears.
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Linked Accounts
Add Another Linked Account
Field Description
Field Name
Description
Account Number
[Mandatory, Numeric, 20]
Indicates the account number that you want to link.
Bank BIC Code
[Mandatory, Lookup]
Click
to search to select the BIC code of the bank in which the
account is present.
Note: Select the correct BIC code of the bank; otherwise the
addition of linked account will be rejected.
3.
In the Account Number field, enter the account number.
4.
From the Bank BIC Code list, select the appropriate option.
5.
Click Submit.
The Add Another Linked Account Verify screen appears.
OR
Click Back to navigate to the previous screen.
Add Another Linked Account Verify
6.
Click Confirm.
The Add Another Linked Account Confirm screen appears.
OR
Click Back to navigate to the previous screen.
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Linked Accounts
Add Another Linked Account Confirm
7.
Click OK.
The initial Linked Account screen appears.
To transfer funds to the linked account
1.
Click Confirm Random Deposit.
The Confirm Random Deposit screen appears.
Confirm Random Deposit
Field Description
Field Name
Description
Account Number
[Display]
Displays the account number of the linked account.
Bank BIC Code
[Display]
Displays the BIC code of the bank in which the linked account is
present.
2.
Enter Random
Deposit Amount
[Mandatory, Numeric]
Confirm Random
Deposit Amount
[Mandatory, Numeric]
Indicates the Penny amount has to be entered for account
verification.
Indicates the Penny amount has to be entered for account
verification.
Click Submit.
The Confirm Random Deposit Confirm screen appears.
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Linked Accounts
3.
Click OK.
The Add Another Linked Account screen appears.
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Savings Plan
31. Savings Plan
Using this option, you can view or cancel any savings plan.
To view details of a savings plan
1.
From the Receive Money menu, select Savings Plan.
The Savings Plan screen appears.
Savings Plans
Field Description
Field Name
Description
Source Account
[Display]
Displays the source account.
Destination
Account
[Display]
Host Reference
Number
[Display]
Transfer Amount
[Display]
Displays the destination account.
Displays the host reference number.
Displays the transfer amount of the savings plan.
Frequency
[Display]
Displays the frequency of the savings plan.
Start Date
[Display]
Displays the start date.
Next Direct Debit
Date
2.
[Display]
Displays the next direct debit date.
Click Source Account link.
The Savings – Detailed Overview screen appears.
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Savings Plan
Savings – Detailed Overview
3.
Click Cancel Plan.
The Saving – Detailed Overview screen appears.
OR
Click Back to navigate to the previous screen.
The Savings Plan screen appears.
OR
Click E-Receipt to generate an e-receipt for the transaction.
Savings – Detailed Overview
4.
Click Confirm.
The Confirm Cancel Saving Plan screen appears.
OR
Click Back to navigate to the previous screen.
The Saving – Detailed Overview screen appears.
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Savings Plan
Confirm Cancel Saving Plan
5.
Click OK.
The Savings Plans screen appears.
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Template Look Up
32. Template Look Up
Using this option, you can use existing templates for any of the payments transactions.
You need not to enter any field details for those fields which are already filled in that
existing template.
To attach a template
1.
From the Payments menu, select Own Account Transfer.
The Own Account Transfer screen appears.
Own Account Transfer
2.
If you select Existing Template option, click
The Template Search screen appears.
to select the template.
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Template Look Up
Template Look Up
Field Description
Field Name
Description
Template Type
[Optional, Drop-Down]
Indicates the template type.
The options are:
Account Number

All

Public

Private
[Optional, Drop-Down]
Indicates the account number of the payment.
User Reference
Number
[Optional, Alphanumeric, 40]
Indicates the user reference number of the template.
Column Description
Field Name
Description
User Reference
Number
[Option, Display]
Indicates the user to select the record which shall be used for
Initiation.
Displays the user reference number.
Template Type
[Display]
Displays the template type that is public or private.
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Template Look Up
Field Name
Description
Created On
[Display]
Displays the date on which the template / draft was created.
Updated On
[Display]
Displays the date on which the template / draft was updated.
Updated By
[Display]
Displays the channel user id of the user who has last updated the
template / draft.
Account Number
[Optional, Drop-Down]
Displays the account number of the payment.
Template / Draft
[Display]
Displays if the record is a Template or a Draft.
3.
In the User Reference No., select the appropriate option.
4.
Click Use Template.
The Own Account Transfer screen with all the details of template appears.
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Template Look Up
Own Account Transfer
Note: For the further details of the fields refer to the Payment Transaction section.
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Additional Options (Save
as Drafts\Template, Save and Submit, View Limits)
33. Additional Options (Save as Drafts\Template, Save
and Submit, View Limits)
While doing Payments transactions there are additional options available as Save as
Drafts\Template, Save and Submit, and View Limits.
Using Save as Drafts\Template option, you can save the entered details as drafts or
templates. These saved drafts or templates can be used later for any of the payments
transactions. You need not to enter any field details for those fields which are already
filled in these existing drafts or templates.
Using Save and Submit you can save as well as initiate that transaction.
Using View Limits option, you can view the limits status for that particular transaction.
33.1 Save as Drafts
To save as draft/template or save and submit or view limits
1.
From the Payments menu, select Own Account Transfer.
The Own Account Transfer screen appears.
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Additional Options (Save as Drafts\Template, Save and Submit, View Limits)
Own Account Transfer
2.
Click the Save as Draft button to create a draft version of the transaction.
The Own Account Transfer – Confirm screen with the status message appears. You
can use the draft version later to initiate the payment.
Note: You can enter details in parts and save. The submission of the entered details can be done
on any preferred date using Save as Draft.
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Additional Options (Save as Drafts\Template, Save and Submit, View Limits)
Own Account Transfer - Confirm
3.
Click OK.
The Initial Own Account Transfer screen appears.
33.2 Save as Template
1.
From the Payments menu, select Own Account Transfer.
The Own Account Transfer screen appears.
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Additional Options (Save as Drafts\Template, Save and Submit, View Limits)
Own Account Transfer
2.
Click the Save as Template button to create a payment template of the transaction.
The system displays the Own Account Transfer – Confirm screen with the status
message appears.
Note: While saving any transaction as template, the system performs field validations i.e. you
have to enter the mandatory details; otherwise it won’t perform Save as Template.
You can use the template later to initiate the payment. The Template Access Type is mandatory
while saving the template. The Public Templates are available to other users of the customer
whereas the Private Templates are available to user who creates it.
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Additional Options (Save as Drafts\Template, Save and Submit, View Limits)
Own Account Transfer - Confirm
3.
Click OK.
The Initial Own Account Transfer screen appears.
33.3 Save and Submit
1.
From the Payments menu, select Own Account Transfer.
The Own Account Transfer screen appears.
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Additional Options (Save as Drafts\Template, Save and Submit, View Limits)
Own Account Transfer
2.
Click Save and Submit to create a payment template of the transaction as well as
initiating the transaction.
The Save and Submit screen appears.
Note: While doing Save and Submit, the system performs field validations i.e. you have to enter
the mandatory details; otherwise it won’t perform Save and Submit.
You can use the template later to initiate another payment. The Template Access Type is
mandatory while saving the template. The system displays the Save and Submit screen.
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Additional Options (Save as Drafts\Template, Save and Submit, View Limits)
Save and Submit
Field Description
Field Name
Description
Template Details
[Optional, Option]
Indicates the template details.
Draft Details
[Optional, Option]
Indicates the draft details.
New Template
[Optional, Alphanumeric, 20]
Indicates the new template details.
Visibility
[Mandatory, Drop-Down]
Indicates the template/draft visibility.
3.
Click Submit to submit the template.
The system will save it as a template and also initiate the transaction by showing the
Own Account Transfer – Verify screen.
33.4 View Limits
1.
From the Payments menu, select Own Account Transfer.
The Own Account Transfer screen appears.
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Additional Options (Save as Drafts\Template, Save and Submit, View Limits)
Own Account Transfer
Field Description
Field Name
Description
It is mandatory to select either Existing Template or Make New Payment option.
Existing
Template
[Optional, Option]
Make New
Payment
[Optional, Option]
User Reference
[Optional, Alphanumeric, 40]
Indicates that you are using an existing payment template for fund
transfer.
Indicates that you are making a new payment without using a
payment template for fund transfer.
Indicates the reference number for future tracking.
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Additional Options (Save as Drafts\Template, Save and Submit, View Limits)
Field Name
Description
Source Account
[Mandatory, Drop-Down]
Indicates the source account number.
Click the View Balance link to view the account balance of the
selected account.
Destination
Account
[Mandatory, Drop-Down]
Transfer Amount
[Mandatory, Numeric, 15]
Indicates the destination account number.
Indicates the amount to be transferred.
Pay Now
[Optional, Option]

Indicates the payment to be made immediately.
Note: The Transfer Date to be selected should lie between the Start Date and the End
Date.
Start Date – Current Date + No of days (1 to 20)
End Date – Current Date + 365 Days
If the Transfer Date happens to be a non-working day or a holiday, then transaction is
processed on the next working day.
Pay Later
[Optional, Option]
Indicates the payment to be made at a future date.
Setup Standing
Instruction
[Optional, Option]
Indicates to setup a standing instruction for funds to be transferred
for a period.
Note: The Transfer Date to be selected should lie between the Start Date and the End
Date.
Start Date – Current Date + No of days (1 to 20)
End Date – Current Date + 365 Days
If the Transfer Date happens to be a non-working day or a holiday, then transaction is
processed on the next working day.
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Additional Options (Save as Drafts\Template, Save and Submit, View Limits)
Field Name
Description
SI Execution
Frequency
[Conditional, Pick List]
Indicates the SI execution frequency.
The options are:








Daily
Weekly
Fortnightly
Monthly
Bi-Monthly
Quarterly
Half -Yearly
Yearly
To enable this field, select Setup Standing Instruction option.
First Execution
Date
[Conditional, Pick List]
Indicates the first execution date.
This field appears, if you select the Setup Standing Instruction
option.
Expiry Date
[Conditional, Pick List]
Indicates the Si expiry date.
This field appears, if you select the Setup Standing Instruction
option.
Narrative
[Optional, Alphanumeric, 35]
Indicates the narration.
Template Access
Type
[Optional, Drop-Down]
Indicates the template access type.
For Retail Users, template access type will be Private.
2.
Click View Limits.
It will display the View Utilized Limits screen in which it will graphically display allowed,
utilized and remaining number of transactions and allowed, utilized and remaining daily
limits(in terms of amount).
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Additional Options (Save as Drafts\Template, Save and Submit, View Limits)
View Utilized Limits
3.
Click Close to close the View Utilized Limits screen.0.
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