Interface User Manual - Oracle Documentation

Interface User Manual - Oracle Documentation
Debit Card Interface
Oracle FLEXCUBE Universal Banking
Release 11.3.1.0.0LA
[January] [2012]
Oracle Part Number E51536-01
Debit Card Interface
Table of Contents
1.
ABOUT THIS MANUAL................................................................................................................................ 1-1
1.1
1.2
1.3
1.4
1.5
2.
INTRODUCTION ......................................................................................................................................... 1-1
AUDIENCE ................................................................................................................................................. 1-1
ABBREVIATIONS ....................................................................................................................................... 1-1
CONVENTIONS USED IN THIS MANUAL ..................................................................................................... 1-1
GLOSSARY OF ICONS ................................................................................................................................. 1-1
DEBIT CARD INTERFACE .......................................................................................................................... 2-1
2.1
INTRODUCTION ......................................................................................................................................... 2-1
2.2
PROCESS FLOW ......................................................................................................................................... 2-2
2.3
MAINTAINING CARD BIN ......................................................................................................................... 2-3
2.4
MAINTAINING CARD TYPE ........................................................................................................................ 2-6
2.4.1 Maintaining Brand Details .................................................................................................................. 2-6
2.4.2 Maintaining External Services Details ................................................................................................ 2-7
2.5
MAINTAINING DEBIT CARD PRODUCTS .................................................................................................... 2-8
2.5.1 Setting Account Class Restrictions .................................................................................................... 2-10
2.5.2 Setting Preferences for Debit Card Product ...................................................................................... 2-10
2.5.3 Setting Status Movement .................................................................................................................... 2-12
2.6
MAINTAINING CARD CODE ..................................................................................................................... 2-15
2.7
MAINTAINING CARD STATUS DETAILS ................................................................................................... 2-15
2.8
MAINTAINING CARD CUSTOMER ............................................................................................................ 2-16
2.9
MAINTAINING CARD ACCOUNTS ............................................................................................................ 2-18
2.9.1 Viewing Cards Summary ................................................................................................................... 2-18
2.10
MAINTAINING CARD MASTER DETAILS .................................................................................................. 2-19
2.10.1
Specifying Additional Details ........................................................................................................ 2-24
2.11
EMBOSSING DEBIT CARD DETAILS ......................................................................................................... 2-32
2.11.1
Initiating a Status Change ............................................................................................................. 2-33
2.12
GENERATING CARD HANDOFF FILES ...................................................................................................... 2-34
2.12.1
Uploading Card Status details ...................................................................................................... 2-36
3.
SCREEN GLOSSARY .................................................................................................................................... 3-1
3.1
FUNCTION ID LIST .................................................................................................................................... 3-1
1.
1.1
About this Manual
Introduction
This manual is designed to help acquaint you with the interface between Oracle FLEXCUBE and
the other systems within your bank.
This manual provides you extensive explanations about the various maintenances required for
the smooth exchange of data between Oracle FLEXCUBE and the applicable systems through
the interface. It also gives you an insight into the processes involved in the actual exchange of
data.
1.2
Audience
This manual is intended for the following User/User Roles:
1.3
1.4
Role
Function
Back office clerk
Input functions for contracts
Back office managers/officers
Authorization functions
Product Managers
Product definition and authorization
End of day operators
Processing during end of day/ beginning of day
Financial Controller / Product Managers
Generation of reports
Abbreviations
Abbreviation
Description
System
Unless and otherwise specified, it shall always refer to Oracle FLEXCUBE
system
EOD
End Of Day
CMS
Card Management System
BIN
Bank Identification Number
Conventions Used in this Manual
Important information is preceded with the
1.5
symbol.
Glossary of Icons
This User Manual may refer to all or some of the following icons.
Icons
Function
New
1-1
Icons
Function
Copy
Save
Delete
Unlock
Print
Close
Re-open
Reverse
Template
Roll-over
Hold
Authorize
Liquidate
Exit
Sign-off
Help
Add row
Delete row
Refer the Procedures User Manual for further details about the icons.
1-2
2.
2.1
Debit Card Interface
Introduction
Oracle FLEXCUBE facilitates the processing of debit card transactions originating from Automatic
Teller Machines (ATM) and POS terminals attached to different branches of your bank.
You will be allowed to capture different types of debit cards in Oracle FLEXCUBE. The cards are
linked to individual customer accounts.
You need to do the following maintenance in Oracle FLEXCUBE for the debit card interface to
work:
Card BIN Maintenance: Card BIN maintenance should be created for every issuer
product that the bank wishes to provide to customers. These BINs would be provided to
bank typically by networks like VISA/MasterCard or by ISO organization. ATM and POS
transaction count and amount limits are maintained for every BIN in this maintenance
Card Type Maintenance: Card Types should be created to uniquely identify the set of
Issuer BINs maintained. For example Visa might issue 433333 and 422222 under
‘Classic’ type and 455555 and 466666 under ‘Gold type’ etc.
Card Product Maintenance: Card product maintenance is to link a given card type to a
card product. You are not able to link multiple card types to same card products. Card
products are linked in Debit Card Product Maintenance to uniquely identify the card
nature that is requested.
Card Status Maintenance: Card status has to be defined as card applied, closed, card
issued, activated, and blocked.
Card Customers Maintenance: Card customer should be maintained.
Card Accounts Maintenance: This maintenance is required for creating the customer
account who wishes to avail the card.
Card Requests Maintenance: This is the master table which stores the card request and
further life cycle details.
2-1
2.2
Process Flow
The following flow diagram depicts the working of the Debit Card Interface:
start
Define Card
Bins with
Limits
Define Card
Customers
Define Card
Types
Define Card
Status
Define Card
Accounts
Define Card
Products
Create Debit Card Request Maintenance
Card Bin ,Type, Product, Limits, Customer, Account, Status
Card Status Query
Card Production Handoff File
Card Status Update
2-2
2.3
Maintaining Card BIN
You have to create Card BIN maintenance for every issuer product that the bank wishes to
provide to customers. You can maintain the details of the card BIN in the 'Card BIN Maintenance'
screen. You can invoke the 'Card BIN Maintenance' screen by typing 'STDBINMT' in the field at
the top right corner of the Application tool bar and clicking the adjoining arrow button.
Specify the following details in this screen:
Card BIN
Specify the Bank Identification Number (BIN).
Description
Specify the description of the BIN.
Bank Institution Id
Specify the bank institution code.
Default Renewal Unit
Select the default renewal unit of the cards issued under the card BIN from the drop-down list.
This list displays the following values:
Year
Month
Week
Day
Default Renewal Cycle
Specify the default renewal unit value of the cards issued under the card BIN. You cannot use
zero or a negative value as the default renewal cycle.
2-3
Example
To indicate that the card should be renewed after every 2 Years when the Default Renewal Unit is Yearly,
you have to specify the Default Renewal Cycle as 2.
ATM Limit
Specify the following details pertaining to ATM limit:
ATM Limit Unit
Select the unit of ATM Limit count for transactions control from the drop-down list. This list
displays the following values:
Year
Month
Week
Day
ATM Count Limit
Specify the number of ATM transactions allowed for the unit defined for ATM.
ATM Amount Limit
Specify the maximum permissible amount for the unit defined for ATM.
Example
Specify 1000 to indicate 1000 account currency per unit.
Remote ATM Limit Unit
Select the unit of ATM Limit count for transactions control, for transactions done from ATMs
outside the bank network, from the adjoining drop-down list. This list displays the following
values:
Year
Month
Week
Day
Remote transaction means transactions done outside the bank network. For example, an ATM
transaction done in ICICI ATM using CITIBANK debit card.
Remote ATM Count Limit
Specify the number of ATM transactions allowed for the unit defined for remote ATM.
Remote ATM Amount Limit
Specify maximum permissible amount for the unit defined for remote ATM.
Example
Specify 1000 to indicate 1000 account currency per unit.
POS Limit
Specify the following details pertaining to POS limit:
2-4
POS Limit Unit
Select the unit of POS Limit count for transactions control from the drop-down list. This list
displays the following values:
Year
Month
Week
Day
POS Count Limit
Specify the number of POS transactions allowed for the unit defined for POS.
POS Amount Limit
Specify the maximum permissible amount for the unit defined for POS.
Example
Specify 1000 to indicate 1000 account currency per unit.
Remote POS Limit Unit
Select the unit of POS Limit count for transactions control from the drop-down list. This list
displays the following values:
Year
Month
Week
Day
Remote POS Count Limit
Specify the number of transactions allowed from a remote POS.
Remote POS Amount Limit
Specify maximum permissible amount for the unit defined for remote POS.
Example
Specify 1000 to indicate 1000 account currency per unit.
2-5
2.4
Maintaining Card Type
You can maintain the card type in the 'Card Type Maintenance' screen. You can invoke the 'Card
Type Maintenance' screen by typing 'STDTYMNT' in the field at the top right corner of the
Application tool bar and clicking the adjoining arrow button.
Specify the following details in this screen:
Card Type
Specify the type of the card.
Description
Specify the description of the Card type.
BIN Details
Specify the BIN details here:
Brand
Specify the brand name of the card.
Card BIN
Select the BIN for the card issued from the option list. You can associate multiple BINs to the
same card type.
2.4.1 Maintaining Brand Details
A brand represents the bank from which the debit card is issued. You can maintain card issuing
banks in the ‘Brand Maintenance’ screen. You can invoke this screen by typing ‘STDDCBRD’ in
the field at the top right corner of the Application tool bar and clicking the adjoining arrow button.
2-6
In this screen you can maintain the following details:
Brand Name
You can capture the name of the brand or the bank issuing the debit card.
Description
You can state a brief description of the brand in this field.
Whenever you select a brand in any other function, its corresponding description will be
displayed automatically alongside.
2.4.2 Maintaining External Services Details
You can also maintain details of an external service that represents the channels where the debit
card can be used. Oracle FLEXCUBE allows you to do so through the ‘External Service
Maintenance’ screen. You can invoke this screen by typing ‘STDEXTSY’ in the field at the top
right corner of the Application tool bar and clicking the adjoining arrow button.
2-7
In this screen you can maintain the following details:
External Service
You can capture the external service name in this field.
Description
Here you can capture a brief description of the external service so that whenever the external
service name is specified, its corresponding description is automatically displayed alongside.
2.5
Maintaining Debit Card Products
You can maintain debit card product in the 'Debit Card Product Maintenance' screen. This screen
links a given card type to a card product (one to one). You are not allowed to link multiple card
types to same card products. Card products are linked to uniquely identify the card nature that is
requested.
You can invoke the 'Debit Card Product Maintenance' screen by typing 'STDCPROD' in the field
at the top right corner of the Application tool bar and clicking the adjoining arrow button.
2-8
Specify the following details in this screen:
Card Product
Specify the Product Code.
Description
Specify the description of the specified Card product.
Card Type
Specify the type of Card allowed for the card product.
Expiry Date
Specify the date after which the card product cannot be used.
Debit/Credit Card
Select the type of the card.
GL Account
Specify the GL account for the card from the adjoining option list. The option list displays all the
GL accounts maintained in the system. Choose the appropriate one.
Offset Account
Specify the offset account for the card from the adjoining option list. The option list displays all the
offset accounts maintained in the system. Choose the appropriate one.
2-9
Transaction Code
Specify the transaction code for the card from the adjoining option list. The option list displays all
the transaction codes maintained in the system. Choose the appropriate one.
Other Transaction Code
Specify the other transaction code for the card from the adjoining option list. The option list
displays all the transaction codes maintained in the system. Choose the appropriate one.
2.5.1 Setting Account Class Restrictions
You can set the account class restrictions applicable to a debit card product using ‘Account Class
Restrictions’ screen. To invoke this screen, click ‘Account Class Restrictions’ button from the
‘Debit Card Product Maintenance’ screen.
Account Class
Specify the account class to be attached with the card product to indicate the eligibility of issuing
the card poduct.
Primary Card Yes/No
Check this box to indicate whether this account class is applicable for issuing the primary debit
card.
Secondary Card Yes/No
Check this box to indicate whether this account class is applicable for issuing the secondary debit
card.
2.5.2 Setting Preferences for Debit Card Product
You can set the preferences applicable to a debit card product using ‘Preferences’ screen. To
invoke the screen, click ‘Preferences’ button from the ‘Debit Card Product Maintenance’ screen.
2-10
Specify the following details:
Type Number
You can capture the card type number which is used to arrive at the card number. This is an
optional field.
Auto Renewal of Cards
System defaults the value of this check box based on the ‘Bank Parameters Maintenance’
screen. However you can modify this and decide and choose whether or not to renew the card
automatically.
Invalid PIN Login Limit
Specify the maximum number of invalid PIN login allowed for the card. If the number of wrong
tries on the card reaches this limit, the system automatically block the card. However, this will be
a temporary block and the system unlocks the card at the end of day.
However, if any debit card transaction is received with correct PIN, before Invalid PIN Count
becomes equal to Invalid PIN login Limit, then the system will reset the Invalid PIN Count to zero.
Validate Terminal ID
Check this box to indicate whether the debit card requires terminal id validation during transaction
or not.
If you check this option, during any card transaction, the system will validate the terminal ID
coming from the external system against the terminal ID maintained at the card level.
Validity Period
Specify the validity period of the card in months.
When a card is renewed or created, the system always calculates the expiry date of the debit
card on the basis of the parameters maintained in the debit card type maintenance. The expiry
date is arrived by considering the month end date of the expiring month and year.
2-11
For example, assume that a card is created on November 25, 2009 and will expire after five
years. The card will be valid till November 2014 and the expiry date will be November 30, 2014.
Card Type
Indicate the type of card maintained. You can select one of the following options:
Regular Card
Dummy Card
Intended Customer
Choose the type of customer from the following options:
All
Individual
Corporate
Card Renewal Period
Specify the card renewal period, in terms of months. If you specify ‘2’ as the card renewal period,
the system will renew the card two months before its expiry date.
Renewal Status
Specify the status of card renewal.
Number of Cards
Number of Primary Cards
Specify the number of primary cards allowed for the customer.
Number of Add-on Cards
Specify the number of add-on cards allowed for the customer.
2.5.3 Setting Status Movement
You can set the status movement applicable to a debit card product using ‘Status Movement’
screen. To invoke this screen, click ‘Status Movement’ button from the ‘Debit Card Product
Maintenance’ screen.
2-12
Card Product
System displays the card product name from the main screen.
Status
Select the debit card status from the adjoining option list. The list shows all the status codes
maintained in the Status Codes Maintenance screen.
Next Status
Specify the next status to which the card can move. The option list shows all the status codes
maintained in the Status Codes Maintenance screen.
Movement Mode
Select the status movement mode from the specific status to the next status. This can have the
following values:
Manual: Indicates the status change from the current status to the next status can be
done manually. This is the default value which you can change.
Automatic: Indicates the status change from the current status to the next status is
automatic.
Movement Days
Specify the number of days for which a card will have the current status for being eligible for the
automatic status movement.
This field will be disabled if the status ‘Movement Mode’ is manual.
Action
Specify the debit card operation which will change the card status from the current status to the
next status. This can have the following values:
Approve
Reject
2-13
Cancel
Block
Activate
Destroy
Renew with cancellation
Renew with cancellation on activation
Renew
Deactivate
Renew
Check this box to specify whether the card needs to be renewed or not. If you check this box, a
new card will be issued for this status change.
Renewal Status
Specify the status of the new card. This field will be enabled only if the check box ‘Renew’ has
been checked.
For a specific status, the system ensures that the value of movement days is unique for the
all next statuses which have Movement Mode as automatic. This further ensures that for a
specific status, based on the number of days that the card has been lying in the status, there is
only one destination status for automatic movement.
Example
The status maintenance for a debit card can be done as per the following table
Status
Previous
Status
Mode of
Movement
Movement
Days
Action
Rejected
Requested
Manual
Reject
Under
Creation
Requested
Manual
Approve
Inactive
Under Creation
Manual
Dispatch
Blocked
Inactive
Automatic
Active
Inactive
Manual
Cancelled
Blocked
Automatic
Cancelled
Active
Manual
Cancel
Destroyed
Cancelled
Manual
Destroy
Active
Active
Manual
Renew with Cancellation on
Activation
Cancel
Active
Manual
Renew with Cancellation
Requested
X
Activate
Y
2-14
2.6
Maintaining Card Code
You can maintain card code details using ‘Card Code Maintenance’ screen. You can invoke this
screen by typing ‘STDDCMNT’ in the field at the top right corner of the Application tool bar and
clicking the adjoining arrow button.
You can spedify the following details:
Card Code
Specify the debit card code. The adjoining option list displays all the valid card codes maintained
in the ‘Debit Card Limit Maintenance’ screen. You can select the appropriate one. The values
present in the option list are derived from the user defined maintenance.
Description
You can specify the debit card code description here.
2.7
Maintaining Card Status Details
You can maintain the card status in line with the Card Management System in the 'Card Status'
screen. You can invoke the 'Card Status' screen by typing 'STDSTATM' in the field at the top right
corner of the Application tool bar and clicking the adjoining arrow button.
2-15
Specify the following details in this screen:
Card Status
Specify the status of the card. Initially, when the request for the card is initiated, the card status
will be ‘Card applied’. Later you can change this to any status depending upon the need.
The card status can be of the following:
R – Specify 'R' to indicate the status as Requested
A- Specify 'A' to indicate the status as Activated
C- Specify 'C' to indicate the status as Closed
Card Issued when the card is sent with PIN and physical card
B - Specify 'B' to indicate the status as Blocked
Theese codes are factory-shipped codes and can be modified at the time of implementation
based on the Card Management System used by your bank.
Description
Specify a description for the status.
2.8
Maintaining Card Customer
You can maintain the card customer in the 'Card Customer Maintenance' screen. You can invoke
the 'Card Customer Maintenance'screen by typing ' STDCUSTM' in the field at the top right
corner of the Application tool bar and clicking the adjoining arrow button.
2-16
Specify the following details in this screen:
Branch Code
The branch code gets defaulted here.
Customer ID
Select the customer ID from the adjoining option list. The option list displays all the customers
maintained in the system.
Customer Name
The customer name gets displayed, on selecting the customer id. However, you are allowed to
change the customer name. Based on this the customer name will appear in the card master
screen.
If Card Management System needs extra fields, the same can be maintained as UDFs using this
screen. Click the ‘UDF’ button to maintain User Defined Fields for the CMS.
System validates the following:
if any card customer is open at customer closure level – if any card customer is open that
card customer needs to be closed before customer closure.
if any card customer is closed during customer reopen – if the customer is closed, system
will not allow the card customer to be reopened.
2-17
2.9
Maintaining Card Accounts
You can maintain the customer accounts which can be linked to cards in the 'Card Accounts
Detail' screen. Also you can view the various cards attached to the same account using this
screen. You can invoke the 'Card Accounts Detail' screen by typing 'STDCARDA' in the field at
the top right corner of the Application tool bar and clicking the adjoining arrow button.
Specify the following details in this screen:
Branch Code
Specify the branch code.
Customer ID
Select the Customer ID from the option list.
Customer Account Number
Select the customer account number from the option list.
2.9.1 Viewing Cards Summary
In query mode, you can click 'Cards' button to see the summary of the cards related to the
account.
2-18
If Card Management System needs extra fields, the same can be maintained as UDFs using the
‘Fields’ screen. Click ‘Fields’ Button to invoke the ‘Fields’ screen.
System validates the following:
if any card customer is open at customer closure level – if any card customer is open that
card customer needs to be closed before customer closure.
if any card customer is closed during customer reopen – if the customer is closed, system
will not allow the card customer to be reopened.
2.10 Maintaining Card Master Details
The life-cycle of the card is maintained using the 'Card Master Maintenance' screen, right from
raising card request to the card expiry/renewal. You can invoke the 'Card Master Maintenance'
screen by typing 'STDCRDMS' in the field at the top right corner of the Application tool bar and
clicking the adjoining arrow button.
This is the master table which stores the card request and further life cycle details. This screen is
used for the following:
To create new card requests
To amend the card status manually( or through online upload )
To query the Card to accounts / Account to Cards linkages by Oracle FLEXCUBE
To generate the handoff file ( new card requests )
To generate the renewal file
2-19
Specify the following details:
Branch Code
Branch code gets defaulted to current branch.
Card Product
Specify the product code of the card.
Request Reference Number
This is a system generated number.This reference number is used while doing updates based on
response from CMS.
Customer No
Specify the customer number in case of request/renewal.
Account No
Specify the Customer Account Number. It is validated against the customer account marked with
‘ATM Facility’.
Card BIN
Select the Card BIN from the option list.
2-20
Customer
As part of specifying the details pertaining to customer, you can specify the following:
Name on Card
Customer name gets displayed as maintained in ‘Card Customer Maintenance’ screen. However,
you are allowed to modify it.
Owner ID Type
Specify the type of ID produced.
For example, PAN, Passport, DL etc.
Owner ID Number
Specify the identification number of the applicant.
Additional Holder ID Type
Specify the type of ID produced by additional holder.
For example, PAN, Passport, DL etc.
Additional Holder ID Number
Specify the Identification Number of the additional holder.
Recovery Account
Specify the recovery account here.
Additional Holder Date of Birth
Specify the date of birth of the additional holder from the adjoining calendar.
Additional Holder Relation
Specify the relation of the additional holder with the card holder.
Card
As part of specifying the card details, you can specify the following:
Primary Card No
In case of Secondary Cards, system displays the Primary Card Number here.
Card Number
It is generated by CMS when the mode is Request/renewal. However, you are allowed to specify
the card number.
Card Sequence Number
Card Sequence Number is generated and displayed by the system. It is the running number
1.2.3….
2-21
Primary Card
By default, system considers the first Debit Card issued for an account as the primary card and
hence checks this box. You are not allowed to change the same. System unchecks this box on
subsequent card issued for the same customer account.
Card Application Date
Specify the date of card application.
Card Issued Date
Specify the date of issue of the card.
Card Renewal Date
The date of renewal of the card gets defaulted from the BIN level.
Card Expiry Date
Specify the expiry date of the card.
Card Activation Date
Specify the date of activation of the card.
Issuer
Specify the name of the issuer.
Plastic Type
Specify the card type here.
Credit Card Limit
Specify the credit limit for the customer.
Status
As part of the specifying the satus, you can specify the following:
Card Dispatch Status
Select the Dispatch Status from the drop-down list to indicate whether the card has been
dispatched or not.
Pin Mailed Status
Select the PIN Mailed Status from the drop-down list to indicate whether PIN has been mailed to
the cardholder or not.
Card Status
Specify the status of the card e.g. Active/Blocked etc.
Last Status Change Date
Specify the date of last status change.
2-22
Last Operation
Specify the last operation done on card.
Delivery Channel for Card
Specify the delivery channel for the card dispatch.
Delivery Channel for PIN
Specify the delivery channel for the PIN.
Delivery channel for Card and PIN should be different.
Renewal
As part of the details pertaining to renewal, you can specify the following:
Remarks
Specify comments, if any.
Renewal Unit
Renewal unit gets defaulted here.
Renewal Cycle
Renewal cycle gets defaulted here.
Bill Cycle
ATM
The following details are displayed:
ATM Limit Unit
ATM Limit Unit gets defaulted from BIN.
ATM Count Limit
ATM Count Unit gets defaulted from BIN.
AMT Amount Limit
AMT Amount Unit gets defaulted from BIN.
Remote ATM Limit Unit
Remote transactions allowed through ATM unit gets defaulted.
Remote ATM Count Limit
Remote transactions unit allowed through ATM gets defaulted.
2-23
Remote ATM Amount Limit
Remote transactions allowed amount through ATM gets defaulted.
POS
The following details are displayed:
POS Limit Unit
POS Limit Unit gets defaulted from BIN
POS Count Limit
POS Count Unit gets defaulted from BIN
POS Amount Limit
POS Amount Unit gets defaulted from BIN
Remote POS Limit Unit
Remote transactions allowed through POS unit gets defaulted.
Remote POS Count Limit
Remote transactions unit allowed through POS gets defaulted.
Remote POS Amount Limit
Remote transactions allowed amount through POS gets defaulted.
2.10.1 Specifying Additional Details
You can capture the additional details pertaining to the debit card using ‘Additional Details’
screen. To invoke the screen, click ‘Additional Details’ button on the ‘Card Master Maintenance’
screen.
2-24
Specify the following details:
Debit Card Details
Brand
Specify the brand of the card. The option list displays all brands applicable. Choose the
appropriate one.
Alternate Customer Number
The system displays the alternate customer number. The debit card will be linked to the account
of this customer.
Additional Account Number
Specify the additional account number for the customer.
Additional CIF Number
Similar to assigning identification numbers for the primary cardholders, you can have numbers to
identify the secondary cardholders as well. This will be applicable only if the add-on/secondary
cardholder is a Oracle FLEXCUBE customer.
2-25
External Service
Select the external service name. The adjoining option list displays all the valid external services
maintained in the system. You can select the appropriate one.
FC Customer
Check this box to indicate that the additional card holder is an FC customer.
Status Change Date
This field will capture the date of the last status change for the debit card. Whenever the status of
the card is changed manually or by the debit card batch, the system will update this field value
with the system date.
Other Details
Card Creation Type
Select the card creation type from the drop-down list. You have the following options:
Normal
Express mode
Status Since Date
At any given point of time, the screen will display the latest status of the card. The date entered in
this field will indicate the period/day when the card moved into the current status.
Member Since
Here, you have to specify the date since when the customer has become a cardholder.
Status Reason
Enter a valid reason for the status of the card.
First Transaction Date
Specify the date on which the first transaction occurred using the debit card.
Last Transaction Date
Specify the date on which the last transaction occurred using the debit card.
UID Type
Specify the unique ID of the debit card.
UID Value
Specify the value of the unique ID.
Terminal Identification
Specify the identification number of the terminal at which the card is used.
2-26
Delivery Instructions
Print Status
Check this box to indicate whether the card is already printed or not.
Printing Required
Check this box to indicate whether this card is to be printed online or not.
Dispatch Value
Specify the dispatch value. It will contain the branch code, if the ‘Dispatch By’ selected is ‘Branch’
else it will contain a courier value used by the bank.
Card Code
Specify the debit card code. The adjoining option list displays all the valid card codes maintained
in the ‘Debit Card Limit Maintenance’ screen. You can select the appropriate one. The values
present in the option list are derived from the user defined maintenance.
Secondary Account Details
Branch
Specify the branch where the secondary account of the debit card is maintained.
Account Number
Specify the account number of the secondary account that the debit card is linked to.
Delink
Check this box to indicate that the secondary account is linked to the card
2.10.1.1 Specifying Personal Details
To specify the personal details, click on the ‘Personal’ tab in the ‘Additional Details’ screen’.
2-27
You can specify the following details here:
Holder Name
Specify the name of the debit card holder.
Address
Specify the address of the debit card holder.
City
Specify the name of the city.
Municipality Code
Specify the municipality code of the city.
Post Code
Specify the post code of the city.
PO Box
2-28
Specify the PO box number.
Telephone Number
Specify the telephone number of the debit card holder.
Fax Number
Specify the fax number of the debit card holder.
Telext Number
Specify the telext number of the debit card holder.
PIN
Specify the PIN of the city.
PIN Change Date
System displays the last PIN change date here.
2.10.1.2 Specifying Limit Details
To specify the limit details, click on the ‘Limits’ tab in the additional details screen.
2-29
System displays the following details:
Internal Limit Utilized
ATM Count Utilized
System displays the internal count for the total number of transactions made in ATM
ATM Amount Utilized
System displays the internal count for the total number of amount withdrawn from ATM.
POS Count Utilized
System displays the internal count for the total number of transactions made in POS.
POS Amount Utilized
System displays the internal count for the total number of amount withdrawn from POS.
Remote Limits Utilized
ATM Count Utilized
System displays the remote count for the total number of transactions made in ATM
ATM Amount Utilized
System displays the remote count for the total number of amount withdrawn from ATM.
POS Count Utilized
System displays the remote count for the total number of transactions made in POS.
POS Amount Utilized
System displays the remote count for the total number of amount withdrawn from POS.
Transaction Date Details
First Transaction Date in ATM
System displays the first transaction carried out in ATM except the PIN change. The field will not
be updated for the further ATM transactions.
Last Transaction Date in ATM
System displays the date of the last transaction carried out in ATM. The field will update the dates
of the further transactions.
First Transaction Date in POS
System displays the date of the first transaction carried out in POS. The field will not be updated
for the further POS transactions.
2-30
Last Transaction Date in POS
System displays the date of the last transaction carried out in POS. The field will update the dates
of the further transactions.
2-31
2.11 Embossing Debit Card Details
You can generate debit card details using ‘Debit Card File Embossing’ screen. To invoke this
screen, type ‘STDDEMBS’ in the field at the top right corner of the Application tool bar and click
the adjoining arrow button.
Specify the following details:
File Reference Number
The system displays the file reference number.
File Type
The system displays the file type as ‘Adhoc’ or ‘Regular’.
File Generated
If this box is checked, it implies that the ASCII file has been generated for embossing.
Debit Card Details
Card Issue Reference
Specify the card issue reference. The adjoining option list displays a list of reference numbers
maintained in the system. Choose the appropriate one.
Debit Card Number
Specify the debit card number. The adjoining option list displays a list of all file formats
maintained in the system. Choose the appropriate one.
Account Number
Specify the account number.
2-32
Click ‘Generate File’ button to generate the details of the debit card.
2.11.1 Initiating a Status Change
Oracle FLEXCUBE allows you to manually change the status for a single debit card or a group of
cards lying in the same status, through the ‘Debit Card Status Change’ screen. You can invoke
this screen by typing ‘STDCSTCH’ in the field at the top right corner of the Application tool bar
and clicking the adjoining arrow button.
This screen has the following fields:
Card Status
The status of the card for which you want to initiate a status change is displayed in this field.
Card Number
System displays the debit card number in this field however; you can select the card number from
the adjoining option list.
Card Status
System displays the current status of the card.
Status Change
Check this box to indicate whether the status of the specific card have to be changed or not
during bulk status change.
New Status
The new status allowed for the specific card status is displayed in this field. The value gets
defaulted from the corresponding values maintained in the ‘Debit Card Status Movement’ screen.
Reason Code
Specify the reason code for the status change from the adjoining option list.
2-33
Click ‘Status Change’ button to change a status for the chosen debit card.
You can query for cards lying in a specific status by selecting the status and clicking on the
‘Fetch’ button. Similarly, you can also query for a specific card.
After querying, you can opt to change the card status by checking the ‘Status Change’ option.
You can choose the status change action from the option list. The system will change the status
of the selected cards to the new status. The status change log will also be updated with the
details.
2.12 Generating Card Handoff Files
You can generate handoff files in Card Info handoff file format using the 'Card Handoff Batch'
screen. You can invoke the 'Card Handoff Batch' screen by typing 'DCDBATCH' in the field at the
top right corner of the Application tool bar and clicking the adjoining arrow button. This batch can
be configured as either ad-hoc run or EOD run. It generates the 'Oracle FLEXCUBE Specific
CMS Handoff Format'.
Click ‘Run’ button in this screen to run the handoff batch. This helps you to generate the ASCII
files online for the debit cards.
2-34
File Format
The format of the handoff file genrated is broadly structured as given below:
Request 1



<Customer record >CRLF
<Account record>CRLF
<Card record>CRLF
Request 2



Seq#
<Customer record>CRLF
<Account record>CRL
<Card record>CRLF
Field Name
Size
Remarks
Customer Record (Source STTM_CUSTOMER)
1
Bank code
10
DCTM_CARD_ISS_BIN..BANK_INST_ID
2
Branch code
3
Customer local branch
3
customer code
9
4
customer type
1
5
Last name
FC size
6
First name
FC size
7
Short name
FC size
8
Sex
1
0 - male, 1-female,
9
Married
1
0 -single, 1 - married, 2 - divorced, 3seperatd
10
Address 1
FC size
11
Address 2
FC size
12
Address 3
FC size
13
Address 4
FC size
14
City
FC size
15
Pin Code
FC size
16
work Phone
FC size
17
Home Telephone
FC size
0 - bank, 1 -individual, 2 - corporate
Account Record(Source STTM_CUST_ACCOUNT)
2-35
Seq#
Field Name
Size
Remarks
1
Bank code
10
DCTM_CARD_ISS_BIN..BANK_INST_ID
2
Branch code
FC size
Account branch
3
Customer code
FC size
4
Account number
FC size
5
Account currency
FC size
6
Account currency
numeric
FC size
7
Account type
2
10 -current, 20- savings
Card Record(Source DCTM_CARD_MASTER)
1
bank code
10
2
FC_reference_no
3
Branch code
FC size
4
customer code
FC size
5
Account number
FC size
6
Card Product code
4
DCTM_CARD_MASTER.CARD_PRODUC
T
7
Primary/secondary card
1
0 - primary, 1 - secondary
8
Card status
1
1 - request
9
PAN
This need to be used by CMS when
sending card status change
Not used
You can define the required format for the handoff file through the Generic Interface module, in
case a different format is required.
2.12.1 Uploading Card Status details
You can upload the new card details into Card Master Maintenance through Incoming Generic
Interface module. Similarly, you can upload card status details or any amendments through
Generic Interface module.
2-36
3.
Screen Glossary
3.1 Function ID List
The following table lists the function id and the function description of the screens covered as part
of this User Manual.
Function ID
Function Description
DCDBATCH
Card Handoff Batch
STDBINMT
Card BIN Maintenance
STDCARDA
Card Accounts Detail
STDCPROD
Debit Card Product Maintenance
STDCRDMS
Card Master Maintenance
STDCUSTM
Card Customer Maintenance
STDSTATM
Card Status
STDTYMNT
Card Type Maintenance
STDDCBRD
Brand Maintenance
STDEXTSY
External Service Maintenance
STDDEMBS
Debit Card File Embossing
STDCSTCH
Debit Card Status Change
3-1
Debit Card Interface
[January] [2012]
Version 11.3.1.0.0LA
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Copyright © [2012] Oracle Financial Services Software Limited. All rights reserved.
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