User Manual Oracle Banking Digital Experience Retail Term Deposit

User Manual Oracle Banking Digital Experience Retail Term Deposit
Oracle Banking Digital
Experience
User Manual Retail Term Deposit
Release 15.1.0.0.0
Part No. E66313-01
October 2015
Retail Term Deposit User Manual
October 2015
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User Manual Oracle Banking Digital Experience Retail Term Deposit
ii
Table of Contents
1.
2.
3.
4.
5.
6.
7.
8.
9.
10.
11.
12.
13.
Preface ................................................................................................................................................. 4
Transaction Host Integration Matrix ................................................................................................. 5
Introduction ......................................................................................................................................... 6
Term Deposit Details .......................................................................................................................... 7
Term Deposit Activity ...................................................................................................................... 19
Open Term Deposit .......................................................................................................................... 25
Amend Term Deposit ....................................................................................................................... 34
Redeem Term Deposit ..................................................................................................................... 44
Contract Deposit Details .................................................................................................................. 54
Contract Term Deposit Initiate ..................................................................................................... 59
Account Transfer Options ............................................................................................................ 65
Structured Deposit Subscription ................................................................................................. 68
Structured Term Deposit Status .................................................................................................. 72
User Manual Oracle Banking Digital Experience Retail Term Deposit
iii
Preface
1.
Preface
1.1
Intended Audience
This document is intended for the following audience:

Customers

Partners
1.2 Documentation Accessibility
For information about Oracle's commitment to accessibility, visit the Oracle Accessibility Program
website at http://www.oracle.com/pls/topic/lookup?ctx=acc&id=docacc.
1.3
Access to OFSS Support
https://support.us.oracle.com
1.4 Structure
This manual is organized into the following categories:
Preface gives information on the intended audience. It also describes the overall structure of the
User Manual.
Transaction Host Integration Matrix provides information on host integration requirements for the
transactions covered in the User Manual.
Introduction provides brief information on the overall functionality covered in the User Manual.
The subsequent chapters provide information on transactions covered in the User Manual.
Each transaction is explained in the following manner:

Introduction to the transaction

Screenshots of the transaction
The images of screens used in this user manual are for illustrative purpose only, to provide
improved understanding of the functionality; actual screens that appear in the application may vary
based on selected browser, theme, and mobile devices.

Procedure containing steps to complete the transaction- The mandatory and conditional fields of
the transaction are explained in the procedure.
If a transaction contains multiple procedures, each procedure is explained. If some functionality is
present in many transactions, this functionality is explained separately.
1.5 Related Information Sources
For more information on Oracle Banking Digital Experience Release 15.1.0.0.0, refer to the
following documents:

Oracle Banking Digital Experience Licensing Guide

Oracle Banking Digital Experience Installation Manuals
User Manual Oracle Banking Digital Experience Retail Term Deposit
4
Transaction Host Integration Matrix
2.
Transaction Host Integration Matrix
Legends
NH
No Host Interface Required.

Host Interface to be developed separately.

Pre integrated Host interface available.

Pre integrated Host interface not available.
SR
Service Requests
Transaction Name
FLEXCUBE UBS
Open Term Deposit


Amend Term Deposit


Redeem Term Deposit


Term Deposit Details


Top-Up Term Deposit


Term Deposit Activity


Structured Deposit
Subscription


Contract Term Deposit View


Contract Term Deposit
Initiate


Structured Deposit Status


User Manual Oracle Banking Digital Experience Retail Term Deposit
Third Party Host System
5
Introduction
3.
Introduction
The Term Deposit is a deposit held with a fixed amount and for a fixed term. The amount
deposited is called the Principal Amount on which interest is paid. The term for which the
deposit is made is the Tenure of the deposit. The amount deposited can only be
withdrawn at the end of this tenure i.e. at maturity. The Principal Amount may be
withdrawn from the Term Deposit before maturity. This is known as Redemption and may
be Partial or Full.
The Term Deposit module allows you to open a Term Deposit Account. The Term
Deposits module includes transactions which enable you to view the Term Deposit
Account Details, View Term Deposit Account Activity, Open New Term Deposits, Amend
Term Deposits and Redeem Term Deposits through their respective modules.
The Term Deposit module includes Contract Deposits which allow you to initiate a
Contract Deposit as well as View a Contract Term Deposit. The Contract Term Deposits
are having similar functionality as normal Term Deposits but are integrated with the
Corporate Deposits Module of FCUBS.
The Structured Term Deposit is a deposit that acts as an investment product. In addition
to getting a fixed interest on the Principal Amount of the Term Deposit, you also gain a
profit as a percentage of the amount invested.
In case of Islamic Term Deposits a profit is paid by the bank to the user.
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Term Deposit Details
4.
Term Deposit Details
Using this option, you can view the term deposit account details. It displays basic details
of the deposit account such as maturity date, maturity amount.
To view term deposit details
1.
From the Accounts menu, select Term Deposits, and then select Term Deposit
Details.
The Term Deposit Details screen appears.
Term Deposit Details
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Term Deposit Details
Field Description
Field Name
Customer Id
Description
[Display]
Displays the customer Id of the account and customer name.
Account Number
[Display]
Displays the account number in predefined format: Account NumberProduct Description-Branch Code-Branch Name.
Currency
[Display]
Displays the base currency of the term deposit accounts.
Principal Balance
[Display]
Displays the current principal deposit amount of the term deposit.
Base Currency
Equivalent
[Display]
Displays the current deposit amount of the term deposit in entity base
currency.
Total Conventional [Display]
Term Deposits
Displays the conventional term deposits held by the user.
Total of Islamic
Term Deposits
[Display]
Grand Total for All
Term Deposit
Accounts
[Display]
Displays the total of Islamic term deposits held by the user.
Displays the total term deposits including Conventional Term Deposits
and Islamic Term Deposits.
This section appears for Closed Term Deposits.
Date of
Maturity/Closure
[Display]
Displays the date on which the deposit was matured or closed.
2.
Click
.
3.
Click the Term Deposit Details link.
The Term Deposit Details screen appears.
OR
Click the Term Deposit Activity link.
The Term Deposit Activity screen appears.
OR
Click the Amend Term Deposit link.
The Amend Term Deposit screen appears.
OR
Click the Redeem Term Deposit link.
The Redeem Term Deposit screen appears.
OR
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Term Deposit Details
Click the Adhoc Term Deposit link.
The Adhoc Term Deposit screen appears.
OR
Click the Top-up Term Deposit link.
The Top-up Term Deposit screen appears.
Term Deposit Details
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Term Deposit Details
E-receipt
Field Description
Field Name
Description
Account Details
Account Number
[Display]
Displays the term deposit account number.
Product Name
[Display]
Displays the term deposit product description of the
selected account.
Holding Pattern
[Display]
Displays the holding pattern selected for the TD.
Mode of Operation
[Display]
Displays the mode of operation for the TD.
Primary Customer
[Display]
Displays the customer Id of the user.
Account Holder
Name
[Display]
Displays the account holder name.
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Term Deposit Details
Field Name
Joint Customer1
Description
[Display]
Displays the customer Id of the user.
This field appears if Holding Pattern is Joint.
In case of multiple joint account holders, the label
appears as ‘Joint Customer 2’ and so on.
Account Holder
Name1
[Display]
Displays the name of the account holder.
This field appears if Holding Pattern is Joint.
In case of multiple joint account holders, the label
appears as ‘Account Holder Name 2’ and so on.
Deposit Details
Interest Rate
[Display]
Displays the rate of interest applicable for the term deposit.
This field does not appear for Islamic Term Deposit.
Maturity Amount
[Display]
Displays the maturity amount of the term deposit.
This field does not appear for Islamic Term Deposit.
Maturity Date
[Display]
Displays the date on which the deposit matures.
Current Principal
Amount
[Display]
Displays the current principal amount (revised principal amount
after top-up / partial redemption).
This field does not appear for the Closed Deposit and If no top-up
or partial redemption done.
Deposit Date
[Display]
Displays the date on which term deposit is started.
In case of the renewed account it shall be renewal date.
Original Principal
Amount
[Display]
Net Credit Amount
[Display]
Displays the original principal amount.
Displays the amount which was credited on maturity of
this deposit.
This field appears for the Closed Deposit.
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Term Deposit Details
Field Name
Value Date
Description
[Display]
Displays the value date of the term deposit as
maintained by the host.
Hold Amount
[Display]
Displays the hold amount for the term deposit as
maintained at the host.
This field does not appear for the Closed Deposit.
Term of Deposit
[Display]
Displays the term of deposit for the respective product
as maintained by the host.
Current Balance
[Display]
Displays the calculated balance of the TD as of current
date.
This field does not appear for the Closed Deposit.
Deposit Certificate
Number
[Display]
Tax + Penalty/other
Charges
[Display]
Displays the certificate number (unique number) as
assigned by the host, for the respective term deposit.
Displays the tax and other charges deducted during
maturity of this deposit.
This field appears for the Closed Deposit.
Currency
[Display]
Displays the currency.
Term Deposit
Status
[Display]
Displays the status of the term deposit as fetched from
the host.
This field does not appear for the Closed Deposit.
Maturity Instructions
Rollover
Instructions
[Display]
Displays the maturity instructions given by the user to be executed
at the time of TD maturity.
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Term Deposit Details
Field Name
Rollover Amount
Description
[Display]
Displays the amount to be rollover, in case of Rollover Instruction
is Renew Special Amount.
This field appears if the Maturity Instruction is Renew Special
Amount and Pay out the Remaining amount.
Payout Details
Payout Type
[Display]
Displays the payout type options configured for the account.
Percentage
[Display]
Displays the percentage of payout amount to be transferred using
the payout option.
In case of single payout (100 % payout), % of payout are not
displayed on the screen.
Additional
Information
[Display]
Displays the account number or draft favouring details as per the
applicable Payout option.
Redemption Details
This section appears if any redemption has been done on the selected TD.
Redemption Date
[Display]
Displays the date on which redemption is done.
Redemption
Amount
[Display]
Redemption Ref No.
[Display]
Displays the amount of redemption done.
Displays the redemption reference number after redemption.
New Principal
Balance
[Display]
Redemption Type
[Display]
Displays the principal amount after redemption.
Displays the redemption type for partial redemption.
Payout Mode
[Display]
Displays the payout mode selected for redemption.
Additional
Information
[Display]
Displays the account number or draft favouring details as per the
applicable Payout option.
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Term Deposit Details
4.
Click Back.
The previous Term Deposit Details screen appears.
OR
Click Term Deposit Activity.
The Term Deposit Activity screen appears.
OR
Click E-Receipt to generate the e-receipt.
4.1
Top-Up Term Deposit
Using this option, you can add a top-up amount to a term deposit account .This option is
displayed only for term deposits for which top-up is permitted based on product
parameters.
To top-up a term deposit
1.
Click the Top-up Term Deposit link in the Term Deposit Details screen.
The Top-up Term Deposit screen appears.
Top-Up Details
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Term Deposit Details
Top-Up Term Deposit
Field Description
Field Name
Description
Top-up Term
Deposit
Top-up Date
[Display]
Displays the current date.
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Term Deposit Details
Field Name
Description
Top-up Term
Deposit
Source Account
[Mandatory, Drop-Down]
Indicates the CASA accounts of the user.
Click the View Balance link to view the available balance of the
selected account.
Click
Top-Up Amount
to search the CASA accounts linked to the user.
[Mandatory, Numeric, 15]
Indicates the top-up amount to be appended on the term deposit
opened.
Displays the currency of the term deposit alongside of this field.
Narration
[Optional, Alphanumeric, 35]
Indicates the description for the term deposit top-up.
Maximum Deposit
Amount after Topup
[Display]
Top-up Amount in
Multiple of
[Display]
Displays the maximum deposit amount parameter received from
host for the product selected.
Displays the product parameter received from host.
2.
From the Source Account list, select the appropriate option.
3.
In the Top-Up Amount field, enter the top-up amount.
4.
Click Submit.
The Top-up Term Deposit - Verify screen appears.
OR
Click View Interest and Maturity Projection.
The Projected TD Maturity After Top-up screen appears.
OR
Click Cancel.
The initial Term Deposit Details screen appears
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Term Deposit Details
Top-up Term Deposit - Verify
5.
Click Confirm.
The Top-up Term Deposit – Confirm screen appears.
OR
Click Change.
The Top-up Term Deposit screen appears.
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Term Deposit Details
Top-up Term Deposit - Confirm
6.
Click OK.
The Top-up Term Deposit screen appears.
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Term Deposit Activity
5.
Term Deposit Activity
Using this option, you can view and download the account activity for the current period,
previous period, or specified period.
To view and download term deposit activity
1.
From the Accounts menu, select Term Deposits, and then select Term Deposit
Details.
The Term Deposit Activity screen appears.
Term Deposit Activity
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Term Deposit Activity
Field Description
Field Name
Description
Type of Term
Deposit
[Mandatory, Option]
Indicates the option to select the type of term deposit.
The options are:
Select Account

Active Term Deposit

Closed Term Deposit
[Mandatory, Drop-Down]
Indicates the term deposit accounts mapped to the user.
Transaction Type
[Mandatory, Drop-Down]
Indicates the type of transaction
The options are:

Both Debit and Credit Transactions

Debit Transactions

Credit Transactions
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Term Deposit Activity
Field Name
Description
Search By
[Mandatory, Drop-Down]
Indicates the options for selecting the period for activity.
The options are:
From Date

Current Period

Previous Period

Last ‘n’ Transaction

Today’s Transactions

Yesterday’s Transactions

Last ‘n’ Days

Previous Fortnight

Previous Month

Previous Quarter

Previous 6 Months

Specified Period
[Conditional, Pick List]
Indicates the date from which the term deposit activity has to be
viewed.
To enable this field, select the Specified Period option, from the
Search By list.
To Date
[Conditional, Pick List]
Indicates the date till which the term deposit activity has to be
viewed.
To enable this field, select the Specified Period option, from the
Search By list.
From Amount
[Optional, Numeric, 15]
Indicates the amount from which the term deposit activity has to be
viewed.
To Amount
[Optional, Numeric, 15]
Indicates the end amount range till which the term deposit activity
has to be viewed.
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Term Deposit Activity
Field Name
Description
Sort By
[Mandatory, Drop-Down]
Indicates the option to sort the search results.
The options are:
Sort Order

Transaction Date

Amount

Value Date
[Mandatory, Drop-Down]
Indicates the sort order of display of search results.
The options are:

Descending

Ascending
2.
In the Type of Term Deposit field, select the appropriate option.
3.
From the Select Account list, select the appropriate option.
4.
From the Transaction Type list, select the appropriate option.
5.
From the Search By list, select the appropriate option.
a. If you select Specified Period option:
i.
From the From Date list, select the appropriate date.
ii.
From the To Date list, select the appropriate date.
6.
From the Sort By list, select the appropriate option.
7.
From the Sort Order list, select the appropriate option.
8.
Click the Submit.
The Term Deposit Activity screen with search results appears.
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Term Deposit Activity
Term Deposit Activity
Field Description
Field Name
Description
Account Number
[Display]
Displays the term deposit account number.
Account Currency
[Display]
Displays base currency of the term deposit account.
Transaction Date
[Display]
Displays the date on which the transaction is processed.
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Term Deposit Activity
Field Name
Description
Value Date
[Display]
Displays the date on which transaction is accounted.
Transaction Reference No.
[Display]
Displays the host transaction reference number if entered
by the user while initiating transactions from the host.
Description
[Display]
Displays the brief description for the transaction.
Debit
[Display]
Displays the debit amount for the transaction.
Credit
[Display]
Displays the credit amount for the transaction.
Balance
[Display]
Displays the balance in the account after the respective
transaction.
Select Download Format
[Optional, Drop-Down]
Indicates the format for downloading the results.
The options are:

Excel Format

PDF Format

QIF Format

QFX Format

MT940
Click Download to download the file in specified format.
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Open Term Deposit
6.
Open Term Deposit
Using this option, you can open a new term deposit account with the bank.
To open a term deposit
1.
From the Accounts menu, select Term Deposits, and then select Open Term Deposit.
The Open Term Deposit screen appears.
Open Term Deposit
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Open Term Deposit
Field Description
Field Name
Description
It is mandatory to select either Existing Template or New option
Existing Template
[Optional, Option]
Indicates the option to open TD account using existing template.
To enable the pick list, select the option button.
New
[Optional, Option]
Indicates the option to open a term deposit with new details.
Customer Details
Holding Pattern
[Mandatory, Option]
Indicates whether the ownership of the term deposits account
will be single or joint.
The option are:
Joint Customer 1

Single

Joint
[Conditional, Alphanumeric, 20]
Indicates the customer Id of the first joint account holder.
To enable this field, select the Joint option in Holding Pattern
field.
Joint Customer 2
[Conditional, Alphanumeric, 10]
Indicates the customer Id of the second joint account holder.
To enable this field, select the Joint option in Holding Pattern
field.
Deposit Details
Choose Deposit
Product
[Mandatory, Drop-Down]
Source Account
[Mandatory, Drop-Down]
Indicates the TD products available at the host and register
using Register Product facility of OBDX administration.
Indicates the CASA accounts of the user.
Click the View Balance link to view the account balance of the
selected account.
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Open Term Deposit
Field Name
Currency
Description
[Conditional, Drop-down]
Indicates the currency type.
This is a display field in case of single currency support.
Deposit Amount
[Mandatory, Numeric, 15]
Indicates the principal amount of the term deposit to be
opened.
Amount: Minimum
[Display]
Displays the minimum amount based on the product
parameter received from host.
Amount: Maximum
[Display]
Displays the maximum amount based on the product
parameter received from host.
Below fields does not appear for Fixed Tenor Term Deposits
Term of Deposit:
Minimum
Term of Deposit:
Maximum
Choose
[Display]
Displays the minimum tenure for which TD can be opened.
[Display]
Displays the maximum tenure for which TD can be opened.
[Mandatory, Option]
Indicates TD maturity in terms of tenure or maturity date.
The options are:

Period of Deposit

Maturity Date
Period of Deposit
Years
[Conditional, Numeric, Two]
Indicates the period (Tenor) of deposit in years.
To enable this field, select the Period of Deposit option
from Choose list.
Months
[Conditional, Numeric, Three]
Indicates the period (Tenor) of deposit in months.
To enable this field, select the Period of Deposit option
from Choose list.
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Open Term Deposit
Field Name
Days
Description
[Conditional, Numeric, Three]
Indicates the period (Tenor) of deposit in days.
To enable this field, select the Period of Deposit option
from Choose list.
Maturity Date
[Conditional, Pick List]
Indicates the date on which the term deposit will mature.
To enable this field, select the Maturity Date option from
Choose list.
This is a display field for Fixed Tenor Term Deposits.
Below fields appear for Fixed Tenor Term Deposits
Maturity Date
[Display]
Displays the fixed tenure for which TD can be opened.
Term of Deposit
[Display]
Displays the minimum tenure for which TD can be
opened.
Below fields appears for all the Deposit Products
Maturity Amount
[Display]
Displays the maturity amount calculated for the
parameters selected by the user.
This field appears after clicking the View Interest and
Maturity Projection button.
This field does not appear for Islamic Deposits.
Interest Rate
[Display]
Displays the interest rate.
This field appears after clicking the View Interest and
Maturity Projection button.
This field does not appear for Islamic Deposits.
Payout Details
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Open Term Deposit
Field Name
Maturity Instructions
Description
[Mandatory, Drop-Down]
Indicates the maturity instructions to be set for the TD
account.
The options are:

Close on Maturity (No Rollover)

Renew Principal and Interest

Renew Principal and Pay Out the Interest

Renew Special Amount and Payout the remaining
amount
Below options appears for Islamic TD:
Account Transfer Options

Close on Maturity (No Rollover)

Renew Principal and Profit

Renew Principal and Pay Out the Profit

Renew Special Amount and Payout the remaining
amount
[Conditional, Drop-Down]
Indicates the account transfer options configured for the
entity and user type.
The options are:

Transfer to users Mapped accounts

Transfer to Internal Bank Account

Transfer through Domestic Clearing Network
This field does not appear, if you select Renew Principal
and Interest option from the Maturity Instructions list.
Account
[Conditional, Alphanumeric, 20]
Indicates the account number to which the interest and
principal is to be transferred.
This field is a drop-down, if you select Transfer to users
Mapped accounts option from the Account Transfer
Options list.
Below fields appears if you select Transfer through Domestic Clearing Network option
from the Account Transfer Options list.
Network Type
[Mandatory, Drop-Down]
Indicates the applicable domestic clearing networks.
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Open Term Deposit
Field Name
Description
Bank Code
[Mandatory, Pick List]
Indicates the destination account’s bank code.
Beneficiary Name
[Mandatory, Alphanumeric, 35]
Indicates the name of the beneficiary to whom funds are
to be transferred.
Bank Name
[Display]
Displays the name of the beneficiary bank.
Bank Address
[Display]
Displays the address of the beneficiary bank.
City
[Display]
Displays the city of the beneficiary bank.
Below fields appears if you select Transfer to Internal Bank Account option from the
Account Transfer Options list.
City
[Mandatory, Drop-Down]
Indicates the city of the beneficiary bank.
Branch
[Mandatory, Drop-Down]
Indicates the list of branches for selection depending on
the city Selection.
Rollover Amount
[Conditional, Numeric, 15]
Indicates the amount which will be renewed at maturity.
This field appears if you select Renew Special Amount
and Payout the remaining amount option from the
Maturity Instruction list.
This field appears for all the options of Account Transfer
Options list.
2.
To open a term deposit account, select the appropriate option.
b. If you select the Existing Template option:
iii.
c.
Click
next to the Existing Template option to search and select an
existing term deposit template.
If you select the New option:
i.
From the Choose Deposit Product list, select the appropriate option.
ii.
From the Source Account list, select the appropriate option.
iii.
In the Deposit Amount field, enter the deposit amount.
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Open Term Deposit
iv.
In the Choose field, select the appropriate option.
1. If you select Period of Deposit option, in the Years, Months, and Days
field, enter the values for years months and date.
2. If you select Maturity Date option, from the Maturity Date list, select the
appropriate date.
3.
From the Maturity Instructions list, select the appropriate option.
a. If you select Close on Maturity (No Rollover) or Renew Principal and Pay Out the
Interest option:
i.
From the Account Transfer Options list, select the appropriate option.
b. If you select Renew Special Amount and Payout the remaining amount option:
i.
From the Account Transfer Options list, select the appropriate option.
ii.
In the Rollover Amount field, enter the amount that will be rollover.
Note: For more information about account transfer options, see Account Transfer Options in
this User Manual.
4.
Click Submit.
The Open Term Deposit - Verify screen appears.
OR
Click Save as Draft.
Open Term Deposit – Verify
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Open Term Deposit
5.
Click Confirm.
The Open Term Deposit - Confirm screen appears.
OR
Click the Change.
The Open Term Deposit - Verify screen appears.
Open Term Deposit - Confirm
6.
Click OK.
The Open Term Deposit screen appears.
OR
Click E-Receipt to generate an e-receipt of the transaction.
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Open Term Deposit
E-Receipt
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33
Amend Term Deposit
7.
Amend Term Deposit
Using this option, you can modify the maturity instructions of the selected term deposit.
The maturity instructions include the principal and interest amount transfer details.
To modify term deposits
1.
From the Accounts menu, select Term Deposits, and then select Amend Term
Deposit.
The Amend Term Deposit screen appears.
Amend Term Deposit
2.
Click the Account Number link.
The Amend Term Deposit screen appears.
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Amend Term Deposit
Amend Term Deposit - Initiate
Field Description
Field Name
Description
Account Details
Account Number
[Display]
Displays the term deposit account number.
Product Name
[Display]
Displays the term deposit product description of the selected
account.
Holding Pattern
[Display]
Displays the holding pattern selected for the TD.
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Amend Term Deposit
Field Name
Description
Mode of Operation
[Display]
Displays the mode of operation for the TD.
Primary Customer
[Display]
Displays the customer Id of the user.
Account Holder
Name
[Display]
Joint Customer1
[Display]
Displays the account holder name.
Displays the customer Id of the user.
This field appears if Holding Pattern is Joint.
In case of multiple joint account holders, the label appears as
‘Joint Customer 2’ and so on.
Account Holder
Name1
[Display]
Displays the of account holder name.
This field appears if Holding Pattern is Joint.
In case of multiple joint account holders, the label appears as
‘Account Holder Name 2’ and so on.
Deposit Details
Interest Rate
[Display]
Displays the rate of interest applicable for the term deposit.
This field does not appear for Islamic Term Deposit.
Maturity Amount
[Display]
Displays the maturity amount of the term deposit.
This field does not appear for Islamic Term Deposit.
Maturity Date
[Display]
Displays the date on which the deposit matures.
Current Principal
Amount
[Display]
Displays the current principal amount (revised principal amount
after top-up / partial redemption).
This field does not appear for the Closed Deposit and If no topup or partial redemption done.
Deposit Date
[Display]
Displays the date on which term deposit is started.
In case of the renewed account it shall be renewal date.
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Amend Term Deposit
Field Name
Description
Original Principal
Amount
[Display]
Net Credit Amount
[Display]
Displays the original principal amount.
Displays the amount which was credited on maturity of this
deposit.
This field appears for the Closed Deposit.
Value Date
[Display]
Displays the value date of the term deposit as maintained by the
host.
Hold Amount
[Display]
Displays the hold amount for the term deposit as maintained at
the host.
This field does not appear for the Closed Deposit.
Term of Deposit
[Display]
Displays the term of deposit for the respective product as
maintained by the host.
Current Balance
[Display]
Displays the calculated balance of the TD as of current date.
This field does not appear for the Closed Deposit.
Deposit Certificate
Number
[Display]
Tax + Penalty/other
Charges
[Display]
Displays the certificate number (unique number) as assigned by
the host, for the respective term deposit.
Displays the tax and other charges deducted during maturity of
this deposit.
This field appears for the Closed Deposit.
Currency
[Display]
Displays the currency.
Term Deposit
Status
[Display]
Displays the status of the term deposit as fetched from the host.
This field does not appear for the Closed Deposit.
Redemption Details
This section appears if any redemption has been done on the selected TD.
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Amend Term Deposit
Field Name
Description
Redemption Date
[Display]
Displays the date on which redemption is done.
Redemption
Amount
[Display]
Redemption Ref No.
[Display]
Displays the amount of redemption done.
Displays the redemption reference number after redemption.
New Principal
Balance
[Display]
Redemption Type
[Display]
Displays the principal amount after redemption.
Displays the redemption type for partial redemption.
Payout Mode
[Display]
Displays the payout mode selected for redemption.
Additional
Information
[Display]
Displays the account number or draft favouring details as per the
applicable Payout option.
Top-up Term Deposit
This section appears if any top-up is done on selected TD.
Top-up Date
[Display]
Displays the current date.
Top-Up Amount
[Display]
Displays the top-up amount to be appended on the term deposit
opened.
Top-up Ref No.
[Display]
Displays the top-up reference number.
Revised Principal
Amount
[Display]
Revised Maturity
Amount
[Display]
Narration
[Display]
Displays the revised deposit amount.
Displays the revised maturity amount after top-up.
Displays the description for the term deposit top-up if any.
Current Maturity Instructions
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Amend Term Deposit
Field Name
Description
Maturity
Instructions
[Display]
Displays the maturity instructions given by the user to be
executed at the time of TD Maturity.
Payout Details
This section appears if the Maturity instruction is not Renew Principal + Interest
Payout Type
[Display]
Displays the payout options configured for the account.
Percentage
[Display]
Displays the percentage of the payout amount to be transferred
using the payout option.
Additional
Information
[Display]
Displays the account number or draft favouring details as per the
applicable payout option.
Payout Details
Maturity
Instructions
[Mandatory, Drop Down]
Indicates the maturity instructions to be set for the TD account.
The options are:

Close on Maturity (No Rollover)

Renew Principal and Interest

Renew Principal and Pay Out the Interest

Renew Special Amount and Payout the remaining amount
Below options appears for Islamic TD:

Close on Maturity (No Rollover)

Renew Principal and Profit

Renew Principal and Pay Out the Profit

Renew Special Amount and Payout the remaining amount
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Amend Term Deposit
Field Name
Description
Account Transfer
Options
[Conditional, Drop-Down]
Indicates the account transfer options configured for the entity
and user type.
The options are:

Transfer to users Mapped accounts

Transfer to Internal Bank Account

Transfer through Domestic Clearing Network
This field does not appear, if you select Renew Principal and
Interest option from the Maturity Instructions list.
Account
[Conditional, Alphanumeric, 20]
Indicates the account number to which the interest and principal
is to be transferred.
This field is a drop-down, if you select Transfer to users
Mapped accounts option from the Account Transfer Options
list.
Below fields appear if you select Transfer through Domestic Clearing Network option
from the Account Transfer Options list.
Network Type
[Mandatory, Drop-Down]
Indicates the applicable domestic clearing networks.
Bank Code
[Mandatory, Pick List]
Indicates the destination account’s bank code.
Beneficiary Name
[Mandatory, Alphanumeric, 35]
Indicates the name of the beneficiary to whom funds are to be
transferred.
Bank Name
[Display]
Displays the name of the beneficiary bank.
Bank Address
[Display]
Displays the address of the beneficiary bank.
City
[Display]
Displays the city of the beneficiary bank.
Below fields appears if you select Transfer to Internal Bank Account option from the
Account Transfer Options list.
City
[Mandatory, Drop-Down]
Indicates the city of the beneficiary bank.
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Amend Term Deposit
Field Name
Description
Branch
[Mandatory, Drop-Down]
Indicates the list of branches for selection depending on the city
selection.
Rollover Amount
[Conditional, Numeric, 15]
Indicates the amount which will be renewed at maturity.
This field appears, if you select Renew Special Amount and
Payout the remaining amount option from the Maturity
Instruction list.
This field appears for all the options of Account Transfer
Options list.
Amount: Minimum
[Display]
Displays the minimum amount based on the product parameter
received from host.
Amount: Maximum
[Display]
Displays the maximum amount based on the product parameter
received from host.
Deposit Amount in
Multiple of
3.
[Display]
Displays the product parameter received from host.
From the Maturity Instructions list, select the appropriate option.
a. If you select Close on Maturity (No Rollover) or Renew Principal and Pay Out the
Interest option:
i.
From the Account Transfer Options list, select the appropriate option.
b. If you select Renew Special Amount and Payout the remaining amount option:
i.
From the Account Transfer Options list, select the appropriate option.
ii.
In the Rollover Amount field, enter the amount that will be rollover.
Note: For more information about account transfer options, see Account Transfer Options in
this User Manual.
4.
Click Initiate.
The Amend Term Deposit - Verify screen appears.
OR
Click Back.
The initial Amend Term Deposit screen appears.
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Amend Term Deposit
Amend Term Deposit - Verify
5.
Click Confirm.
The Amend Term Deposit - Confirm screen appears.
OR
Click Change.
The Amend Term Deposit screen appears.
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Amend Term Deposit
Amend Term Deposit - Confirm
6.
Click Amend Another.
The initial Amend Term Deposit screen appears.
OR
Click E-receipt to generate an e-receipt for the transaction.
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Redeem Term Deposit
8.
Redeem Term Deposit
Using this option, you can redeem a term deposit on maturity or prematurely. You can do
a partial or full redemption.
To redeem term deposit
1.
From the Accounts menu, select Term Deposits, and then select Redeem Term
Deposit.
The Redeem Term Deposit screen appears.
Redeem Term Deposit
2.
Click the Account Number link.
The Redeem Term Deposit screen appears.
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Redeem Term Deposit
Redeem Term Deposit
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45
Redeem Term Deposit
Field Description
Field Name
Description
Account Details
Account Number
[Display]
Displays the term deposit account number.
Product Name
[Display]
Displays the term deposit product description of the selected
account.
Holding Pattern
[Display]
Displays the holding pattern selected for the TD.
Mode of
Operation
[Display]
Primary Customer
[Display]
Displays the mode of operation for the TD.
Displays the customer Id of the user.
Account Holder
Name
[Display]
Joint Customer1
[Display]
Displays the account holder name.
Displays the customer Id of the user.
This field appears if Holding Pattern is Joint.
In case of multiple joint account holders, the label appears as ‘Joint
Customer 2’ and so on.
Account Holder
Name1
[Display]
Displays the of account holder name.
This field appears if Holding Pattern is Joint.
In case of multiple joint account holders, the label appears as
‘Account Holder Name 2’ and so on.
Deposit Details
Interest Rate
[Display]
Displays the rate of interest applicable for the term deposit.
This field does not appear for Islamic Term Deposit.
Maturity Amount
[Display]
Displays the maturity amount of the term deposit.
This field does not appear for Islamic Term Deposit.
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Redeem Term Deposit
Field Name
Description
Maturity Date
[Display]
Displays the date on which the deposit matures.
Current Principal
Amount
[Display]
Displays the current principal amount (revised principal amount
after top-up / partial redemption).
This field does not appear for the Closed Deposit and If no top-up
or partial redemption done.
Deposit Date
[Display]
Displays the date on which term deposit is started.
In case of the renewed account it shall be renewal date.
Original Principal
Amount
[Display]
Value Date
[Display]
Displays the original principal amount.
Displays the value date of the term deposit as maintained by the
host.
Hold Amount
[Display]
Displays the hold amount for the term deposit as maintained at the
host.
This field does not appear for the Closed Deposit.
Term of Deposit
[Display]
Displays the term of deposit for the respective product as
maintained by the host.
Current Balance
[Display]
Displays the calculated balance of the TD as of current date.
This field does not appear for the Closed Deposit.
Deposit
Certificate
Number
[Display]
Value Date
[Display]
Displays the certificate number (unique number) as assigned by the
host, for the respective term deposit.
Displays the value date of the term deposit as maintained by the
host.
Tax + Penalty/other [Display]
Charges
Displays the tax and other charges deducted during maturity of this
deposit.
This field appears for the Closed Deposit.
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Redeem Term Deposit
Field Name
Description
Currency
[Display]
Displays the currency.
Term Deposit
Status
[Display]
Displays the status of the term deposit as fetched from the host.
This field does not appear for the Closed Deposit.
Current Redemption Details
Total Redeemable
Amount
[Display]
Charges / Penalty
[Display]
Displays the total amount if deposit is redeemed today.
Displays the charges /penalty in case the deposit is redeemed
today.
Final
Redeemable
Amount
[Display]
Displays the net redeemable amount after deducting charges/
penalty.
Maturity Instructions
Maturity
Instructions
[Display]
Displays the maturity instructions given by the user to be executed
at the time of TD maturity.
Redemption Details
This section appears if any redemption has been done on the selected TD.
Redemption Date
[Display]
Displays the date on which redemption is done.
Redemption
Amount
[Display]
Redemption Ref
No.
[Display]
New Principal
Balance
[Display]
Redemption Type
[Display]
Displays the amount of redemption done.
Displays the redemption reference number after redemption.
Displays the principal amount after redemption.
Displays the redemption type for partial redemption.
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Redeem Term Deposit
Field Name
Description
Payout Mode
[Display]
Displays the payout mode selected for redemption.
Additional
Information
[Display]
Displays the account number or draft favouring details as per the
applicable Payout option.
Top-up Term Deposit
This section appears if any top-up is done on selected TD.
Top-up Date
[Display]
Displays the current date.
Top-Up Amount
[Display]
Displays the top-up amount to be appended on the term deposit
opened.
Top-up Ref No.
[Display]
Displays the top-up reference number.
Revised Principal
Amount
[Display]
Revised Maturity
Amount
[Display]
Narration
[Display]
Displays the revised deposit amount.
Displays the revised maturity amount after Top-up.
Displays the description for the term deposit top-up if any.
Maturity Instructions
Rollover
Instructions
[Display]
Displays the maturity instructions given by the user to be executed
at the time of TD Maturity.
Pay Out Details
This section appears if the Maturity instruction is not Renew Principal + Profit.
Payout Type
[Display]
Displays the payout type options configured for the account.
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Redeem Term Deposit
Field Name
Description
Percentage
[Display]
Displays the percentage of payout amount to be transferred using
the payout option.
In case of single payout (100 % payout), % of payout are not
displayed on the screen.
Additional
Information
[Display]
Rollover Amount
[Display]
Displays the account number or draft favouring details as per the
applicable Payout option.
Displays the amount to be rollover, in case of Rollover Instruction is
Renew Special Amount.
This field appears if the Maturity Instruction is Renew Special
Amount and Pay out the Remaining amount.
Redemption Details
Redemption Type
[Mandatory, Option]
Indicates the type of redemption.
The options are:
Account Transfer
Options

Full

Partial
[Conditional, Drop-Down]
Indicates the account transfer options configured for the entity
and user type.
The options are:

Transfer to users Mapped accounts

Transfer to Internal Bank Account

Transfer through Domestic Clearing Network
This field does not appear, if you select Renew Principal and
Interest option from the Maturity Instructions list.
Account
[Conditional, Alphanumeric, 20]
Indicates the account number to which the interest and principal
is to be transferred.
This field is a drop-down, if you select Transfer to users Mapped
accounts option from the Account Transfer Options list.
Below fields appears if you select Transfer through Domestic Clearing Network option
from the Account Transfer Options list.
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Redeem Term Deposit
Field Name
Description
Network Type
[Mandatory, Drop-Down]
Indicates the applicable domestic clearing networks.
Bank Code
[Mandatory, Pick List]
Indicates the destination account’s bank code.
Beneficiary Name
[Mandatory, Alphanumeric, 35]
Indicates the name of the beneficiary to whom funds are to be
transferred.
Bank Name
[Display]
Displays the name of the beneficiary bank.
Bank Address
[Display]
Displays the address of the beneficiary bank.
City
[Display]
Displays the city of the beneficiary bank.
Below fields appears if you select Transfer to Internal Bank Account option from the
Account Transfer Options list.
City
[Mandatory, Drop-Down]
Indicates the city of the beneficiary bank.
Branch
[Mandatory, Drop-Down]
Indicates list of branches for selection depending on the city
selection.
3.
In the Redemption Type field, select the appropriate option.
a. If you select Partial option.
i.
4.
In the Amount field, enter the amount.
From the Account Transfer Option list, select the appropriate option.
a. If you select Transfer to users Mapped accounts option.
i.
From the Account No list, select the appropriate option.
b. If you select Transfer through Domestic Clearing Network
c.
i.
In the Account No field, enter the account number.
ii.
From the Network Type list, select the appropriate option.
iii.
In the Beneficiary Name field, enter the beneficiary name.
If you select Transfer to Internal Bank Account
i.
In the Account No field, enter the account number.
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Redeem Term Deposit
5.
ii.
From the City list, select the appropriate option.
iii.
From the Branch list, select the appropriate option.
Click Redeem.
The Redeem Term Deposit – Verify screen appears.
OR
Click Back.
The initial Redeem Term Deposit screen appears.
Redeem Term Deposit - Verify
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Redeem Term Deposit
Click Confirm.
The Redeem Term Deposit – Confirm screen appears.
OR
Click Change.
The Redeem Term Deposit screen appears.
Redeem Term Deposit – Confirm
6.
Click Redeem Another.
The initial Redeem Term Deposit screen appears.
OR
Click e-receipt to generate an e-receipt for the transaction.
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Contract Deposit Details
9.
Contract Deposit Details
Using this option, you can view details of contract deposits including the interest instruction and
the maturity instruction of the contract deposits.
To view the contract term deposit details
1.
From the Accounts menu, select Term Deposits, and then select Contract Term Deposit
View.
The Contract TD Details screen appears.
Contract TD Details
Field Description
Field Name
Description
Customer Id
[Display]
Displays the customer Id’s of the contract.
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Contract Deposit Details
Field Name
Description
Contract Number
[Link]
Displays the link to view the details of the selected
deposit contract.
Description
[Display]
Displays the deposit product description of the respective
deposit contract.
Currency
[Display]
Displays the deposit contract currency.
Current Balance
[Display]
Displays the current balance in the account currency.
2.
Click the Contract Number link.
The Contract TD Details screen appears.
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Contract Deposit Details
Contract TD Details
Field Description
Field Name
Description
User Reference Details
Customer Id
[Display]
Displays the customer id to which contract deposit is
mapped.
Contract Number
[Display]
Displays the deposit contract number under the
respective customer id.
Product Name
[Display]
Displays the deposit product name.
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Contract Deposit Details
Field Name
Description
Currency
[Display]
Displays the currency for the contract deposit.
Balance
[Display]
Displays the balance in the deposit contract in contract
deposit currency.
Deposit Details
Deposit Branch
[Display]
Displays the branch in which the contract deposit is
maintained.
Source Account
[Display]
Displays the source account from which the deposit
amount is debited.
Maturity Date
[Display]
Displays the date on which the contract matures.
Interest Pay Plan
[Display]
Displays the interest payment method. The values can be
bearing, discounted or true discounted.
Deposit Amount
[Display]
Displays the deposit amount in contract deposit currency.
Outstanding Balance
[Display]
Displays the deposit balance outstanding in contract
deposit currency.
Interest Rate%
[Display]
Displays the interest rate of the selected deposit.
Interest Accrued To Date
[Display]
Displays the amount of interest accrued till the particular
date.
Value Date
[Display]
Displays the date on which the amount was deposited
Deposit Term
[Display]
Displays the contract deposit term.
Rollover Count
[Display]
Displays the number of times the deposit contract has
been rolled over.
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Contract Deposit Details
Field Name
Description
Interest Instructions
Instructions
[Display]
Displays the instruction given by the user to be performed
by the bank on maturity of deposit.
Account
[Display]
Displays the account number, in which the interest to be
credited if any.
Maturity Instructions
Rollover Instructions
[Display]
Displays the instruction given by the user to be performed
by the Bank on maturity of deposit.
3.
Click Back.
The Contract TD Details screen appears.
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Contract Term Deposit Initiate
10. Contract Term Deposit Initiate
Using this option, you can open a new contract term deposit.
To open a contract term deposit
1.
From the Accounts menu, select Term Deposits, and then select Contract Term Deposit
Initiate.
The Open Contract Deposit screen appears.
Open Contract Deposit
Field Description
Field Name
Choose Deposit Product
Description
[Mandatory, Drop-Down]
Indicates the contract deposit products available at the host.
Choose Deposit Branch
[Mandatory, Drop-Down]
Indicates all the branches in the host.
Choose Deposit
Currency
[Mandatory, Drop-Down]
Indicates the currency available for selected product.
2.
From the Choose Deposit Product list, select the appropriate option.
3.
From the Choose Deposit Branch list, select the appropriate option.
4.
From the Choose Deposit Currency list, select the appropriate option.
5.
Click Fetch Product Details.
The Open Contract Deposit screen appears.
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Contract Term Deposit Initiate
Open Contract Deposit
Field Description
Field Name
Description
Deposit Details
Deposit Product
[Display]
Displays the selected deposit product.
Deposit Branch
[Display]
Displays the branch in which deposit to be opened.
TD Currency
[Display]
Displays the currency in which deposit to be opened.
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Contract Term Deposit Initiate
Field Name
Rollover Allowed
Description
[Display]
Displays whether product allows the rollover of deposit at the
time of maturity.
Interest Details
Sr No
[Display]
Displays the interest slab serial number.
Minimum Tenure
[Display]
Displays the minimum tenure for the interest slab.
Maximum Tenure
[Display]
Displays the maximum tenure for the interest slab.
Unit
[Display]
Displays the unit of the tenure. It can be days, months, and
years.
Interest Rate
[Display]
Displays the rate of interest in percentage for that particular slab.
Term Deposit - Customer
Source Account
[Mandatory, Drop-Down]
Indicates the CASA accounts of the user.
Deposit Amount
[Mandatory, Numeric, 10]
Indicates the principal amount of the deposit contract.
Maturity Date
[Mandatory, Pick list]
Indicates the maturity date of the term deposit.
Interest Maturity Instructions
Instructions
[Mandatory, Drop-Down]
Indicates Interest payment instructions.
The options are:

Account Transfer

None
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Contract Term Deposit Initiate
Field Name
Description
Account
[Conditional, Drop-Down]
Indicates the account in which the amount will get transferred.
To enable this field, select Account Transfer option from the
Interest Instructions list.
Principal Maturity Instruction
Instructions
[Mandatory, Drop-Down]
Indicates the principal repayment instruction.
The options are:

Close on Maturity (No Rollover)

Renew Principal and Interest

Renew Principal and Pay Out the Interest

Renew Special Amount and Payout the remaining amount.
These options appear if Account Transfer option is selected from
the Instructions list in Interest Maturity Instruction section.

Renew Principle and Interest
This option appears if None option is selected from the
Instruction list.
Account
[Conditional, Drop-Down]
Indicates the account to which the principal is to be transferred at
maturity.
To enable this field, select the Close on Maturity (No Rollover)
option from the Instructions list and Account Transfer option
from the Instructions list in Interest Maturity Instruction section.
Rollover Amount
[Conditional, Numeric, 10]
Indicates the amount to be renewed.
To enable this field, select the Renew Special Amount option
from the Instructions list.
6.
From the Source Account list, select the appropriate account number.
7.
In the Deposit Amount field, enter the amount to be deposited.
8.
From the Maturity Date list, select the appropriate date.
9.
In the Interest Maturity Instructions section, from the Instructions list, select the appropriate
option.
a. If you select the Account Transfer option:
i.
From the Account list, select the appropriate account number.
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Contract Term Deposit Initiate
10.
In the Principal Maturity Instructions section, from the Instructions list, select the appropriate
option.
a. If you select the Close on Maturity (No Rollover) option:
i.
From the Account list, select the appropriate account number.
b. If you select the Renew Special Amount option:
i.
11.
In the Rollover Amount field, enter the rollover amount.
Click Submit.
The Open Contract Deposit - Verify screen appears.
Open Contract Deposit - Verify
12.
Click Confirm.
The Open Contract Deposit - Confirmation screen appears.
OR
Click Change.
The Open Contract Deposit screen appears.
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Contract Term Deposit Initiate
Open Contract Deposit - Confirmation
13.
Click Open Another Deposit.
The initial Open Contract Deposit screen appears.
OR
Click E-Receipt to generate the e-receipt of the transaction.
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Account Transfer Options
11. Account Transfer Options
This option allows the user to select an option to transfer the account. There are following three
options available for fund transfer:

Transfer to users Mapped accounts

Transfer to Internal Bank Account

Transfer through Domestic Clearing Network
To transfer an account
1.
Select any Term Deposit transaction.
For example: From the Accounts menu, select Term Deposits, and then select Redeem Term
Deposit.
The Redeem Term Deposit screen appears.
2.
Click the Account Number link.
The Redeem Term Deposit screen appears.
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Account Transfer Options
Redeem Term Deposit
3.
In the Redemption Type field, select the appropriate option.
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Account Transfer Options
a. If you select Partial option.
i.
4.
In the Amount field, enter the amount.
From the Account Transfer Option list, select the appropriate option.
a. If you select Transfer to users Mapped accounts option.
i.
From the Account No list, select the appropriate option.
b. If you select Transfer through Domestic Clearing Network
c.
i.
In the Account No field, enter the account number.
ii.
From the Network Type list, select the appropriate option.
iii.
In the Beneficiary Name field, enter the beneficiary name.
If you select Transfer to Internal Bank Account
i.
In the Account No field, enter the account number.
ii.
From the City list, select the appropriate option.
iii.
From the Branch list, select the appropriate option.
5.
Click Redeem.
The Redeem Term Deposit – Verify screen appears.
6.
Click Confirm.
The Redeem Term Deposit – Confirm screen appears.
OR
Click Change.
The Redeem Term Deposit screen appears.
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Structured Deposit Subscription
12. Structured Deposit Subscription
Using this option, you can subscribe for a new structured deposit.
A structured deposit is combination of term deposit with fixed rate of return along with a
NAV based fluctuating returns. Structured deposits enable you to invest in instruments
linked to difference asset classes such as interest rates, equities, commodities, foreign
exchange and credit without directly investing in the underlying assets. Structured
deposits give you an opportunity to earn higher returns than in a regular savings account.
The returns from structured deposits are potentially higher than a plain vanilla deposit.
However, the returns are not assured as it depends on the performance of the underlying
assets.
To subscribe for a new structured deposit
1.
From the Accounts menu, select Term Deposits, and then select Structured Deposit
Subscription.
The Structured Deposit Subscription screen appears.
Structured Deposit subscription
Field Description
Field Name
Description
Scheme Type
Choose
Structured
Deposit Scheme
[Mandatory, Drop-Down]
Indicates the structured deposit product offered by the bank.
2.
From the Choose Structured Deposit Scheme list, select the appropriate option.
3.
Click Go.
The Structured Deposit Subscription screen appears.
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Structured Deposit Subscription
Structured Deposit Subscription
Field Description
Field Name
Description
Scheme Details
Scheme
Description
[Display]
Subscription Start
Date
[Display]
Subscription End
Date
[Display]
Launch Date
[Display]
Displays the description of the scheme.
Displays the start date of the fund raising activity for structured
deposit.
Displays the end date of the fund raising activity for structured
deposit.
Displays the launch date of the structured deposit.
Currency
[Display]
Displays the currency of the structured deposit.
Amount
Subscribed Per
Unit
[Display]
Displays the amount for each unit of structured deposit.
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Structured Deposit Subscription
Field Name
Description
Minimum
Subscription
Amount
[Display]
Minimum Launch
Amount
[Display]
Maximum Launch
Amount
[Display]
Subscription
Amount
[Mandatory, Numeric, 13, Two]
Source Account
[Mandatory, Drop-Down]
Displays the minimum amount allowed for subscription.
Displays the minimum amount of subscription required to be
received to successfully launch the structured deposit scheme.
Displays the maximum amount of subscription that can be
accepted the bank for launching the structured deposit.
Indicates the structured deposit subscription amount.
Indicates the account from which the business user wants to fund
the subscription.
Liquidation
Account
4.
[Mandatory, Drop-Down]
Indicates the account in which the liquidation proceeds are to be
transferred.
Click Submit.
The Structured Deposit Subscription – Verify screen appears.
Verify Structured Deposit Subscription
5.
Click Confirm.
The Confirm Structured Deposit Subscription screen appears.
OR
Click Back.
The Structured Deposit Subscription screen appears.
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Structured Deposit Subscription
Confirm Structured Deposit subscription
6.
Click e-receipt to generate an e-receipt for the subscription done.
7.
Click OK.
The Structured Deposit Subscription screen appears.
OR
Click e-receipt to generate an e-receipt for the subscription done.
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Structured Term Deposit Status
13. Structured Term Deposit Status
Using this option, you can view the status of the structured term deposit.
To view the status of a structured term deposit
1.
From the Accounts menu, select Term Deposits, and then select Structured TD
Status.
The View Structure TD Status screen appears.
View Structure TD Status
Field Description
Field Name
Description
Structured
Deposit Scheme
[Optional, Drop-Down]
Subscription
Reference Number
[Optional Alphanumeric, 20]
Source Account
[Optional, Drop-Down]
Indicates the scheme under which the structured deposit was
opened.
Indicates the unique subscription number received from the host
system.
Indicates the account which was to be debited to create the
structured deposit.
Subscription From
Date
[Optional , Pick list]
Indicates the start date from which the structured deposit was
subscribed for.
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Structured Term Deposit Status
Field Name
Description
Subscription To
Date
[Optional , Pick list]
Currency
[Optional, Drop-Down]
Indicates the end date up to which the structured deposit was
subscribed for.
Indicates the currency of the structured deposit.
From Amount
[Optional, Numeric, 13, Two]
Indicates the start amount of amount range.
To Amount
[Optional, Numeric,13, Two]
Indicates the end amount of amount range
Subscription
Status
2.
[Optional, Drop-Down]
Indicates the current status of the subscription.
Click Search.
The View Structure TD Status screen with search results appears.
View Structure TD Status
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Structured Term Deposit Status
Column Description
Field Name
Structured Deposit
Scheme
Description
[Display]
Displays the structured deposit scheme under which amount is
invested.
Field Name
Description
Subscription Reference
Number
[Display]
Source Account Number
[Display]
Displays the unique reference number generated for
subscription.
Displays the savings account from which amount is
invested.
Date
[Display]
Displays the date of structured deposit subscription.
Amount
[Display]
Displays the invested amount.
Currency
[Display]
Displays the structured deposit currency.
Subscription Status
[Display]
Displays the status of the subscribed structured deposit.
TD Account Number
[Display]
Displays the relative term deposit account number, if
structured deposit is successfully launched and Term
deposits accounts are created.
Term Deposit Branch
[Display]
Displays the branch in which term deposit is opened.
The options mentioned below are applicable for records of view structured TD
status transaction.
To enable the word wrap in the columns, select the Word Wrap check box.
Click Customize Columns to reorder the columns or select the columns that appear in
the view structured TD status list.
Click Download to download all or selected columns in the view structured TD status list.
You can download the list in PDF, XLS, QIF, OFX and MT940 formats.
Click Print to print the credit card transactions list and open the list as a PDF document.
Click
to view the first page of the view structured TD status list.
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Structured Term Deposit Status
Click
to view the previous page of the view structured TD status list.
Click
to view the next page of the view structured TD status list.
Click
to view the last page of the view structured TD status list.
From the Page list, select the required page number of the view structured TD status
record list.
From the Show Rows list, select the number of rows to be displayed in the view
structured TD status record list.
Click
next to the required column to sort the records of view structured TD status
record list in ascending or descending order.
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