Retail Teller User Manual

Retail Teller User Manual
Retail Teller
Oracle FLEXCUBE Universal Banking
Release 12.0
[May] [2012]
Oracle Part Number E51527-01
Retail Teller
Table of Contents
1.
ABOUT THIS MANUAL................................................................................................................................ 1-1
1.1
1.2
1.3
1.4
1.5
2.
RETAIL TELLER MODULE – AN OVERVIEW ....................................................................................... 2-1
2.1
3.
INTRODUCTION ........................................................................................................................................... 1-1
AUDIENCE .................................................................................................................................................. 1-1
ORGANIZATION .......................................................................................................................................... 1-1
RELATED DOCUMENTS ............................................................................................................................... 1-1
GLOSSARY OF ICONS .................................................................................................................................. 1-2
INTRODUCTION ........................................................................................................................................... 2-1
MAINTAINING RETAIL TELLER PRODUCTS ...................................................................................... 3-1
3.1
INTRODUCTION ........................................................................................................................................... 3-1
3.1.1
Specifying Product Preferences ......................................................................................................... 3-2
4.
MAINTAINING ACCOUNTING DETAILS................................................................................................ 4-1
4.1
INTRODUCTION ........................................................................................................................................... 4-1
4.1.2
Viewing Teller Transactions .............................................................................................................. 4-8
4.1.3
Generating Transaction Sequence Number ..................................................................................... 4-10
4.1.4
Generation of Advices for Retail Teller Transactions ..................................................................... 4-11
4.1.5
Maintaining Branch level Cash Deposit and Cash Holding details ................................................ 4-11
4.1.6
Viewing Teller Branch Parameter ................................................................................................... 4-12
5.
REPORTS ........................................................................................................................................................ 5-1
5.1
INTRODUCTION ........................................................................................................................................... 5-1
5.2
BATCH JOURNAL REPORT ........................................................................................................................... 5-1
5.2.1
Contents of the Report ....................................................................................................................... 5-3
5.3
CASH POSITION BRANCH WISE................................................................................................................... 5-4
5.3.1
Contents of the Report ....................................................................................................................... 5-4
5.4
TELLER TRANSACTION BRANCH WISE ....................................................................................................... 5-5
5.4.1
Contents of the Report ....................................................................................................................... 5-6
5.5
OVERAGE AND SHORTAGE REPORT ............................................................................................................ 5-6
5.5.1
Contents of the Report ....................................................................................................................... 5-7
5.6
INSTRUMENT DETAILS REPORT .................................................................................................................. 5-8
5.6.1
Contents of the Report ....................................................................................................................... 5-9
5.7
AUTHENTICATION REPORT ....................................................................................................................... 5-10
5.7.1
Contents of the Report ..................................................................................................................... 5-12
5.8
CHEQUES DEPOSITED TODAY REPORT ..................................................................................................... 5-13
5.8.1
Contents of the Report ..................................................................................................................... 5-14
5.9
CHEQUE PURCHASED REPORT .................................................................................................................. 5-15
5.9.1
Contents of the Report ..................................................................................................................... 5-17
5.10 CHEQUE PURCHASED RETURNED TODAY REPORT ................................................................................... 5-18
5.10.1
Contents of the Report ..................................................................................................................... 5-19
5.11 DRAWER-WISE RETURNED CHEQUES REPORT .......................................................................................... 5-20
5.11.1
Contents of the Report ..................................................................................................................... 5-21
6.
ANNEXURE – A .............................................................................................................................................. 6-1
6.1
7.
MAPPING ORACLE FLEXCUBE BRANCH FUNCTIONS TO RETAIL TELLER PRODUCTS............................... 6-1
ANNEXURE – B .............................................................................................................................................. 7-1
7.1
DEBIT AND CREDIT ADVICES FOR RETAIL TELLER MODULE ...................................................................... 7-1
7.1.1
7.1.2
7.1.3
7.1.4
7.1.5
7.1.6
7.1.7
7.1.8
7.1.9
8.
RETAIL TELLER GLOSSARY .................................................................................................................... 8-1
8.1
9.
Debit Advice Format (Retail Teller Module) ..................................................................................... 7-1
Credit Advice Format (Retail Teller Module) .................................................................................... 7-2
Fixed Deposit Confirmation Advice ................................................................................................... 7-3
Collection Cheque Credit Advice....................................................................................................... 7-4
Collection Cheque Return Advice ...................................................................................................... 7-5
Accounting Entries for Loan Repayment by Cash: ............................................................................ 7-6
Accounting Entries for Loan Disbursement by Cash: ........................................................................ 7-7
Accounting Entries for FX Sale through the Account ........................................................................ 7-7
Accounting Entries for FX Purchase against the Account ................................................................. 7-7
LIST OF IMPORTANT TERMS........................................................................................................................ 8-1
SCREEN GLOSSARY .................................................................................................................................... 9-1
9.1
FUNCTION ID LIST...................................................................................................................................... 9-1
1.
1.1
About this Manual
Introduction
This manual explains the features of the Retail Teller module of Oracle FLEXCUBE which
enables you to enter and process retail teller transactions entered through an Oracle FLEXCUBE
retail branch.
1.2
Audience
This manual is intended for the Customer Service Representatives (CSRs) and staff in charge of
setting up new products in your bank.
1.3
Organization
This manual is organized as follows:
Chapter 1
About this Manual gives information on the intended audience. It also lists the
various chapters covered in this User Manual.
Chapter 2
The Retail Teller Module – an Overview gives you an overview of the retail
teller module.
Chapter 3
Maintaining Retail Teller Products describes the procedure to create retail
teller products for the specific services your bank offers.
Chapter 4
Maintaining Accounting Details explains how to set up accounting details for
retail teller products in Oracle FLEXCUBE.
Chapter 5
Reports provides a list of reports that can be generated in this module and
also explains their contents.
Chapter 6
Annexure A lists the inbuilt retail teller products provided for the retail teller
module and the association of these products with their appropriate functions
in the Retail Branch.
Chapter 7
Annexure B contains samples of the various types of advices and notices
generated at each stage for the type of contract that the retail teller module
handles.
Chapter 8
Retail Teller Glossary – gives a list of important terms used in the module.
Conventions used in this Manual
Important information is preceded with the
1.4
symbol.
Related Documents
 The Procedures User Manual
1-1
1.5
Glossary of Icons
Icons
Function
Exit
Add row
Delete
row
Option
List
1-2
2.
2.1
Retail Teller Module – An Overview
Introduction
Teller transactions entered through an Oracle FLEXCUBE branch are stored in the Oracle
FLEXCUBE database, in the Retail Teller module.
The Retail Teller module of Oracle FLEXCUBE provides for the maintenance of appropriate
reference information, which would enable entry of teller transactions from an Oracle FLEXCUBE
branch, and also enable you to view and enrich transactions that have been entered through an
Oracle FLEXCUBE branch.
In order to facilitate the entry of teller transactions through the Retail Branch, the following
reference information needs to be maintained at the host Oracle FLEXCUBE installation:
 Products in the Retail Teller module that would be used to process retail teller transactions
entered through the Branch
 Accounting and charges details for combinations of product, customer, branch and currency,
that will be applicable for retail teller transactions
Oracle FLEXCUBE provides inbuilt products in the Retail Teller module for retail teller
transactions entered through an Oracle FLEXCUBE branch. These products and their
associations with the corresponding functions in the Oracle FLEXCUBE Retail branch should be
maintained as per Annexure – A of this User Manual. No new products other than these need be
maintained for such retail teller transactions. You can, however, make changes to these inbuilt
products, to suit your requirements, and specify any exchange rate parameters and any MIS
details.
The accounting and charges details for combinations of product, customer, branch and currency,
that will be applicable for retail teller transactions, must be maintained in the host Oracle
FLEXCUBE installation, through the ARC Maintenance. Refer the head ‘Maintaining Accounting
Details for Retail Teller Transactions’ in this chapter for information about the ARC Maintenance.
2-1
3.
3.1
Maintaining Retail Teller Products
Introduction
To process different teller transactions, you must maintain appropriate products. You can
maintain products using the ‘RT Product Definition’ screen, which you can invoke from the
Application Browser. You can invoke this screen by typing ‘DEDRTPRM’ in the field at the top
right corner of the Application tool bar and clicking on the adjoining arrow button.
In this screen, you can enter basic information relating to a retail teller product such as the
Product Code, the Description, etc.
For any product you create in Oracle FLEXCUBE, you can define generic attributes by clicking on
the appropriate icon in the horizontal array of icons in this screen. For a retail teller product, in
addition to these generic attributes, you can specifically define other attributes. These attributes
are discussed in this chapter.
You can define the attributes specific to a retail teller product in the RT Product Definition Main
screen and the Retail Teller Product Preferences screen. In these screens, you can specify the
product type and set the product preferences respectively.
3-1
For further information on the generic attributes that you can define for a product, please refer the
Products Oracle FLEXCUBE User Manual.
Specifying the Product Type
Indicate if the product that you are creating is cash based or non-cash based. From the drop
down list in the Product Type field, select ‘Cash’ from the list to indicate a cash type product, or
select ‘Others’ to indicate a non-cash type product.
3.1.1 Specifying Product Preferences
You can maintain preferences for teller products from the Product Definition Main screen. Click
‘Preferences’ button to invoke the ‘Retail Teller Product Preferences’ screen.
Track Receivable
During liquidation of teller transactions, if the system detects insufficient funds in the account,
then you can choose to block the subsequent credit that happens to the settlement account. In
other words, the system will track the account for receivables. As and when a credit happens, the
funds will be allocated to the teller entry depending on the product sequence that you specify at
the account class level.
Refer to the Core Entity User Manual for details on maintaining funds allocation sequence.
When you post a teller transaction to an account and there are insufficient funds in the account,
then the system will save the contract but the contract remains uninitiated. Accounting entries will
not be posted for this contract.
During EOD processing of these contracts, when the full balance becomes available in the
account, the system will post the necessary accounting entries and mark the contract as
liquidated.
Your specification for this field will default to all contracts involving the product. However, you are
allowed to modify it at the contract level also.
3-2
Retail Lending Product
Check this option to allow a retail lending loan account in the transaction. Only products marked
as ‘Retail Lending Product’ will allow a retail lending loan account in the transaction.
PC Transaction
Check this box to generate the PC transaction for the branch transaction under this RT product.
3-3
4.
4.1
Maintaining Accounting Details
Introduction
After you have maintained the requisite products for retail teller transactions, you must maintain
the accounting information that will be used by the system to process such transactions involving
the product.
In the Account, Rates and Charges (ARC) screen, you can maintain accounting information that
will be used to
 Identify the transaction account and offset account to which accounting entries arising from a
retail teller transaction using the product will be posted
 Identify whether the offset account or the transaction account must be considered to be the
debit account in a retail teller transaction using the product
 Identify whether any applicable charges in a retail teller transaction using the product must be
paid out from the offset account or the transaction account
 Compute the applicable charges that would be levied
 Identify the transaction codes to be used for the accounting entries
In the ARC Maintenance screen, you maintain accounting and charges information that would be
applicable for processing retail teller transactions involving a specific branch, retail teller product
and specific currency combination.
You can invoke the ‘ARC Maintenance’ screen from the application browser. You can invoke this
screen by typing ‘IFDATMMN’ in the field at the top right corner of the Application tool bar and
clicking on the adjoining arrow button.
4-1
In the ARC Maintenance screen, you maintain accounting and charges information (known as
ARC details) that would be applicable when processing retail teller transactions involving a
specific branch, retail teller product and specific currency combination.
It is recommended that you maintain ARC details for all possible combinations of retail teller
branch, product, offset currency, transaction currencies, customer and customer group. If you do
not maintain specific records for each currency, customer and branch combination, you can use
the ‘*.* ‘ option.
Product Type
While maintaining the ARC details, you have to indicate the retail teller product, transactions
involving which the details would apply. Each product in Oracle FLEXCUBE is identified with a
unique four character alphanumeric code. You can indicate the appropriate product.
It is recommended that you maintain ARC details to be applicable for each retail teller product
that you set up.
You can select CCDM (Cash and Cheque Deposit Machines) product to indicate that as soon as
cash is deposited it will be reflected in the customer’s account. A separate GL is created to
differentiate this CCDM transaction.
Currency
You must indicate the currency, transactions involving which the ARC details would be applied.
4-2
For each currency in which retail teller transactions would be processed involving the selected
product, you can maintain a separate set of ARC details in this screen. You can also choose the
“ALL” option under currency, which the system, will use if no specific record for a currency is
available.
Customer Group
Specify the customer group to define charges. This adjoining option list displays all valid
customer groups maintained in the system. You can choose the appropriate one. Input to this
field is mandatory.
4.1.1.1 Identifying Offset Account
You can specify the offset account or GL into which offset entries are to be booked, as a result of
the teller transaction involving the product, branch and currency.
You can also indicate the branch in which the offset account resides. You can also choose the
“ALL” option, which the system interprets as the branch in which the transaction is being input.
Indicating the offset account as the debit account
You could indicate that the offset account is to be the debit account for the transaction, in teller
transactions involving the product, branch and currency combination. To indicate this, select the
‘Offset Account’ option in the Debit Account field on this screen.
Indicating the offset account as the default charge account
You could indicate that the offset account is to be the default charge account for the transaction,
in teller transactions involving the product, branch and currency combination. This means that
the charges would be recovered from this account. To indicate this, select the ‘Offset Account’
option in the Charge From Account field on this screen.
If the offset account you have specified uses an account class that is restricted for debit or
credit transactions for the product, an override is sought when you attempt to save the contract.
4.1.1.2 Identifying Transaction Account
You must specify the transaction account for the retail teller transaction, as well as the branch in
which this account resides. The branch information you specify here could also be used in the
case of an inter-branch transaction.
If you wish to maintain ARC details for a specific customer, you can specify a valid customer
account here. In such a case, the ARC record will be applicable to all retail teller transactions
involving the customer, product, branch and currency combination that you have specified in this
record, in this screen.
Indicating the transaction account as the debit account
You could indicate that the transaction account is to be the debit account for the transaction, in
teller transactions involving the product, branch and currency combination. To indicate this,
select the ‘Transaction Account’ option in the Debit Account field on this screen.
4-3
Indicating the transaction account as the default charge account
You could indicate that the transaction account is to be the default charge account for the
transaction, in teller transactions involving the product, branch and currency combination. This
means that the charges would be recovered from this account. To indicate this, select the
‘Transaction Account’ option in the Charge From Account field on this screen. Typically for a
“Cash Deposit” type of a transaction, in which the customer account will be specified when the
transaction is entered, the same account would also be used to debit the charges.
If the transaction account you have specified uses an account class that is restricted for debit
or credit transactions for the product, an override is sought when you attempt to save the
contract.
4.1.1.3 Identifying Offset and Debit Transaction Codes
In addition, you have to also identify the transaction codes against which offset and debit related
entries for the transaction ought to be tracked.
For instrument-based products (such as check deposit / check withdrawal products) you must
ensure that you specify a transaction code for which check numbers are mandatory.
Generate Transaction Advices
You can indicate that advices must be generated for retail teller transactions involving the
product, branch and currency combination.
The advice types that are available for the Retail Teller module are the debit and credit advices
generated for the debit or credit entries that would be passed to customer accounts, namely, “DR
ADVICE” and “CR ADVICE”.
For further information on the debit and credit advices, please refer the Annexure –B.
4.1.1.4 Indicating Service Charges for Inter-branch Transactions
In a transaction, if the account branch of the teller transaction is different from the transaction
branch, then charges maintained by inter-branch product will be applied to the transaction.
If the IB checkbox is checked for a product, then the system will pick up and process the charge
entries maintained at the IB product level.
During a transaction, If IB product is not maintained and if the transaction branch is different from
account branch, then charges maintained in non-IB product will be applied to the transaction.
IB Transaction
Check this box if you want the system to pick up the product, for inter-branch transactions.
Example
Try setting up two different product set up for same type of product, one for which IB transaction check box
is checked and the other for which IB transaction check box is unchecked as shown below:
Normal Setup for cash withdrawal:
Product name: CHWL
IB transaction: N
CHARGE 1 : 5 USD
4-4
IB Setup for cash withdrawal:
Product name: CHWL
IB transaction: Y
CHARGE 1 : 7 USD
You will notice the difference in the service charges processed for two transactions with same
kind of product.
Netting Charge
You have the option to net the accounting entries for the debit leg of the charges along with the
main transaction entries.
Check this box to indicate that the debit leg of the charges is to be netted before passing the
accounting entries. Leave the box unchecked to pass the entries without netting the charges of
the debit leg.
End Point
In case of Outward Clearing, Clearing House is derived based on the End Point maintained for
the ARC combination.
Description
End Point Description (Display Only field).
Bank Float Days
In case Bank Float Days is not maintained at the Clearing Bank/Branch level, it is picked up from
here.
Customer Float Days
In case Customer Float Days is not maintained at the Clearing Bank/Branch level, it is picked up
from here.
Float Days Basis
Whether to consider the Calendar Days or Working Days for computing the Value Date based on
the Floats maintained.
4.1.1.5 Indicating Exchange Rate Revaluation
You can specify the following details:
Profit Revaluation GL
Specify the profit revaluation GL details.
Loss Revaluation GL
Specify the loss revaluation GL details.
Exchange rate values are maintained at CCDRATES. Rate type and Rate code preferred is
maintained at product level and Negotiated cost rate is maintained at transaction level.
4-5
The Revaluation amount = (Transaction amount/exchange rate) - (Transaction amount/negotiated
rate),
Where,
Exchange rate is picked for the rate type and rate code maintained at Product level.
The system will display an override message if the negotiated rate is not within the exchange rate
variance maintained at the product.
4.1.1.6 Defining Charge Details
You can define a maximum of five charges. A charge can be computed based either on the
transaction amount or on an earlier charge amount
As part of defining the Charge details for each charge, you need to capture the following details in
the corresponding charge tabs:
Charge Type
The Charge Type that should be applied on the transaction. It could either be a Percentage of the
transaction amount or a Flat Charge.
Slab type
Select whether the Charge computation has to be over different Amount Slabs or Tiers (0-100 @
10, 101-500 @ 15 etc.).
Basis
You can indicate the basis amount on which the charge is to be computed.
Since you can maintain five different charge amounts, the basis amount that you enter could
either be the transaction amount or any of the earlier charge amounts. For example, let us
assume you are maintaining Charge 1. The only basis for charge 1 can be the transaction
amount. While defining Charge 2 you can choose either the transaction amount or Charge 1 as
the basis. Similarly while defining Charge 3, you can choose the transaction amount or Charge 1
or Charge 2 as the basis.
Currency
You can indicate the currency in which the charge amount would be expressed. If the transaction
currency is different from the charge currency, a conversion would be done, using the rate code
and rate type that you specify for each charge.
Charge Account
You can specify the charge account (income / expense account) into which charge related entries
are to be posted. The other leg of the charge is posted either to the transaction or the offset
account, as specified in the ARC record.
Netting
If two or more accounting entries, for the same event, are to be passed to the same account, on
the same Transaction Date, these entries can be netted. You can choose to net the charge leg of
the Transaction Account (debit) entry with the main leg of the customer accounting entry.
4-6
Transaction Code
You can indicate the code using which the accounting entries would be booked, for each charge.
Rate Code and Rate Type
While settling charges for cross currency transactions, you can choose to debit the customer by
applying the mid rate, buy rate or by using the buy/sell spread over the mid-rate. Therefore you
need to specify the Exchange Rate details for each ARC definition record that you maintain in the
system.
Firstly, indicate the Rate Code for which different rates can be maintained. A list of all the rate
codes maintained in the Floating Rates Maintenance screen is displayed in the list. You can
choose the appropriate code.
In addition to specifying the Rate Code you have to indicate the Rate Type which should be
picked up for exchange rate conversions involving settlement of charges for cross currency
transactions.
You can maintain any one of the following as the Rate Type:
 Buy
 Mid
 Sell
After identifying the Rate Code and Rate Type you can indicate the basis amount on which
charges are to be computed.
Amount
You have to specify the flat amount only when the charge type is a Flat Amount.
The flat amount will be collected in the currency that you have specified in the Currency Code
field.
Rate
If you have indicated that the charge should be a percentage of the transaction amount, you have
to necessarily capture the rate that is to be applied on the transaction amount. The rate that you
specify will be applied after converting the amount into the Account Currency.
Interest Basis
Interest Computation basis (360 days, 365 days etc.).
Minimum and Maximum Charge Amount
When the charge type applicable on the transaction is a percentage of the transaction amount
you have to capture the minimum and maximum charge amounts that should be applied on the
transaction.
If the charge percentage involving a particular transaction is less than the minimum charge the
system will by default debit the customer account with the minimum charge amount. Similarly,
when the charge percentage exceeds the maximum amount, the system will debit the customer
account with the maximum charge amount.
4-7
The charge amount will be deducted in the currency that you specified earlier.
MIS Head
Specify the MIS Head that is applicable for the charge-related accounting entry.
Description
You can indicate a short description for the charge.
4.1.2 Viewing Teller Transactions
You can view retail teller transactions in the ‘Retail Teller Transaction Query’ screen. Invoke this
screen from the application browser.
You can invoke this screen by typing ‘DEDQUERY’ in the field at the top right corner of the
Application tool bar and clicking on the adjoining arrow button.
In this screen, you can view the following details for each teller transaction:
 Product
 Related Customer
 User Reference Number
 Reference Number
 Tanked Transaction
For more information on Tanked Transaction, refer Branch Parameters chapter under Core
Services module.
4-8
4.1.2.1 Viewing Transaction Leg Details
Here you can view the following details:
 Transaction Currency
 Transaction Branch
 Transaction Account
 Transaction Amount
 Transaction Code
4.1.2.2 Specifying Offset Leg Details
 Offset Currency
 Offset Account Branch
 Offset Account
 Offset Amount
 Transaction Code
4.1.2.3 Viewing Instrument Codes
You can view the following details here.
 Value Date
 Exchange Rate
 Local Currency Exchange Rate
 Local Currency Amount
 Narrative
 Track Receivable
4-9
4.1.3 Generating Transaction Sequence Number
The system generates a unique transaction sequence number and displays a message indicating
the generated transaction number after completion of each teller transaction INPUT stage.
The generated transaction sequence number is also displayed at the following levels of ‘Work
Flow’:
 Completed
 Reversed
 Pending
 Assigned
 Query option in ‘Search Task’
Note the following:
 This sequence number would be reset on every date change during Mark BOD. The
sequence number after date change always starts from 1.
4-10
 The number is reset to ‘1’ during Mark BOD for every date change.
4.1.4 Generation of Advices for Retail Teller Transactions
As mentioned earlier, the system generates debit / credit advices if so specified in the ARC
Maintenance record for the product, currency and branch combination involving the transaction.
For an ODC transaction, payment and cover messages are generated based on the route code
specified. The formats for the same are given in the Annexure –B.
4.1.5 Maintaining Branch level Cash Deposit and Cash Holding details
You can maintain branch level cash deposit and cash holding details of Retail Teller. You can
invoke this screen by typing ‘STDTBRAN’ in the field at the top right corner of the Application tool
bar and clicking on the adjoining arrow button
You can specify the following in this screen:
Branch Code
Select the branch code from the available option list.
Branch Description
System displays the branch description based on selected branch.
Currency
Select the currency code from the available option list..
Maximum Cash Deposit
Specify the maximum deposited cash amount.
4-11
Note the following :
 The maximum cash deposit amount should not be greater than maximum cash holding
amount.
 The maximum cash deposit amount should not be greater than product level limit amount.
Minimum Cash Holding
Specify the minimum cash holding amount.
Maximum Cash Holding
Specify the maximum cash holding amount.
The maximum cash holding amount should not be less than minimum cash holding amount.
4.1.6 Viewing Teller Branch Parameter
You can view retail teller branch parameters in the ‘Teller Branch Parameter’ screen. You can
invoke this screen by typing ‘STSTBRAN’ in the field at the top right corner of the Application tool
bar and clicking on the adjoining arrow button.
You can view the following details here:
 Branch Code
 Currency
 Maximum Cash Deposit
4-12
 Minimum Cash Holding
 Maximum Cash Holding
4-13
5.
5.1
Reports
Introduction
The report programs available under the Retail Teller (RT) module are explained in this chapter.
All activities that are performed by the RT module are recorded. The inputs you have made at
different stages are pieced together and can be extracted in the form of meaningful reports as
and when you may require them. Every day teller doing the financial transactions, print hard copy
of the reports.
The reports that can be generated for the RT Module are as follows:
 Batch Journal Report
 Cash Position Branch Wise
 Teller Transaction Branch Wise
 Overage and Shortage Report
 Instrument Details Report
 Authentication Report
 Cheques Deposited Today Report
 Cheque Purchased Report
 Cheque Purchased Returned Today Report
 Drawer-wise Returned Cheques Report
5.2
Batch Journal Report
In this BIP report you can verify the transactions done by tellers and also for tallying purpose.
This report lists the transactions done by a user in a day and sums up the debits and credits for
the user and for reconciliation with the vouchers and cheques for onward submission. This report
is generated for the current branch.
5-1
You can invoke ‘Batch Journal Report’ screen by typing ‘RTRPBJRN’ in the field at the top right
corner of the Application tool bar and clicking on the adjoining arrow button.
You can specify the following parameters here:
Product Type
Select product type for which you wish to generate the report from the options. The following
values are available for selection:
 Cash – Select to generate report if the product type is cash.
 Others – Select to generate report for the product types other than cash.
 Both – Select to generate report for all product types.
Report Format
Select the format in which you need to generate the report from the adjoining drop-down list. This
list displays the following values:
 HTML – Select to generate report in HTML format.
 RTF – Select to generate report in RTF format.
 PDF – Select to generate report in PDF format.
 EXCEL – Select to generate report in EXCEL format.
Report Output
Select the output in which you need to generate the report from the adjoining drop-down list. This
list displays the following values:
 Print – Select to print the report.
 View – Select to print the report.
 Spool – Select to spool the report to a specified folder so that you can print it later.
5-2
Printer At
Select location where you wish to print the report from the adjoining drop-down list. This list
displays the following values:
 Client – Select if you need to print at the client location.
 Server – Select if you need to print at the server location
Printer
Select printer using which you wish to print the report from the adjoining option list.
Click ‘OK’ button to generate the Batch Journal report, click ‘Exit’ to return to the Reports
Browser.
5.2.1 Contents of the Report
The contents of the report are discussed under the following heads:
Header
The Header carries the Branch of the report, information on the branch and date, the ID of the
user who generated the report, the date and time at which it was generated, the module of the
report and product type.
Body of the report
The generated report will be ordered by the Teller Id.
Field Name
Field Description
Teller ID
This indicates the teller ID.
Currency
This indicates the currency.
Product
This indicates the product.
Account Number with Customer
Name
This indicates the account number with customer
name.
Credited amount for the
transaction
This indicates the credited amount for the
transaction.
Debited amount for the transaction
This indicates the debited amount for the transaction.
Commission charged for the
transaction
This indicates the commission charged for the
transaction.
Transaction Date and Time
This indicates the transaction date and time.
Transaction Number
This indicates the transaction number.
Authorizer ID
This indicates the authorizer ID.
Sum of Credits, Debits and
This indicates the sum of the credits, debits and
5-3
5.3
Field Name
Field Description
Teller ID
This indicates the teller ID.
Commission amount of
transactions, Teller wise
commission amount of transactions, teller wise.
Cash Position Branch Wise
This BIP report lists the cash position for all tellers under each currency. You can invoke ‘Cash
Position Branch Wise’ screen by typing ‘RTRPCCY’ in the field at the top right corner of the
Application tool bar and clicking on the adjoining arrow button.
The screen is as shown below:
Click ‘OK’ button to generate the Batch Journal report, click ‘Exit’ to return to the Reports
Browser.
5.3.1 Contents of the Report
The contents of the report are discussed under the following heads:
Header
The Header carries the Branch of the report, information on the branch and date, the ID of the
user who generated the report, the date and time at which it was generated and the module of the
report.
5-4
Body of the report
The generated report will be ordered by the Currency, Teller ID.
5.4
Currency
This indicates the currency.
Till ID
This indicates the till Id.
Teller ID
This indicates the teller Id.
Cash position for
Teller, Currency wise
This indicates the cash position for
teller, currency wise.
Sum of the Cash
Position for the
Currency
This indicates the sum of the cash
position for the currency.
Teller Transaction Branch Wise
This BIP report lists the transactions done by tellers under each product for a currency. Then the
sums for each currency are listed.
You can invoke ‘Teller Transaction Branch Wise’ screen by typing ‘RTRPTRN’ in the field at the
top right corner of the Application tool bar and clicking on the adjoining arrow button.
Specify the transaction date.
Click ‘OK’ button to generate the Batch Journal report, click ‘Exit’ to return to the Reports
Browser.
5-5
5.4.1 Contents of the Report
The contents of the report are discussed under the following heads:
Header
The Header carries the Branch of the report, information on the branch and date, the ID of the
user who generated the report, the date and time at which it was generated and the module of the
report.
Body of the report
The generated report will be ordered by the Teller ID.
5.5
Currency
This indicates the currency.
Teller ID
This indicates the teller Id.
Product with
description
This indicates the product with
the description.
Number of
transactions by teller
for the product
This indicates the number of
transactions by teller for the
product.
Total amount
This indicates the total
amount.
Total Commission
charged
This indicates the total
commission charged.
Overage and Shortage Report
This report lists the overage/shortage cash transactions performed during the day for a branch.
5-6
You can invoke ‘Overage/Shortage Report’ screen by typing ‘TPROSREP’ in the field at the top
right corner of the Application tool bar and clicking on the adjoining arrow button.
Specify the following details here:
From Date
Specify the Overage/shortage transactions From Date here in the format YYYY-MM-DD.
Alternatively, you can also select the date from the adjoining calendar button. By default the
current application date is displayed here.
To Date
Specify the Overage/shortage transactions To Date here in the format YYYY-MM-DD.
Alternatively, you can also select the date from the adjoining calendar button. By default the
current application date is displayed here.
Branch Code
Select the branch code from the adjoining option-list. The list displays all valid branch codes. The
list will not include any closed branches.
Click ‘OK’ button to generate the report. Click ‘Exit’ to return to the Reports Browser.
5.5.1 Contents of the Report
The contents of the report are discussed under the following heads:
Header
The Header carries the Bank, Branch, Run date, User ID and the period for which the report is
generated,
5-7
Body of the report
The generated report will have the following information:
5.6
Posting Date
Overage/Shortage for that
date
User ID
User who has done the
overage/shortage transaction.
CD/TC
Cash / Traveler’s Cheque
Currency
Currency of the transaction
Overage
Overage amount for the
currency
Shortage
Shortage amount for the
currency
Instrument Details Report
When branches issue various instruments, they are subsequently paid and reconciled. You can
generate ‘Instruments Details Report’ for a given day to list details of instruments based on the
instrument status. The instrument details are grouped based on instrument and currency type.
You can invoke ‘Instruments Details Report’ screen by typing ‘RTRINSDT’ in the field at the top
right corner of the Application tool bar and clicking on the adjoining arrow button.
You can specify the following parameters here:
Branch Code
Specify a valid code of the Branch in which report is being generated, from the adjoining option
list.
5-8
Date
Specify a valid date for which you wish to generate instrument details report, from the adjoining
calendar.
Status
Specify instrument status based on which you wish to generate the report, from the adjoining
option list.
Report Format
Select the format in which you need to generate the report from the adjoining drop-down list. This
list displays the following values:
 HTML – Select to generate report in HTML format.
 RTF – Select to generate report in RTF format.
 PDF – Select to generate report in PDF format.
 EXCEL – Select to generate report in EXCEL format.
Report Output
Select the output in which you need to generate the report from the adjoining drop-down list. This
list displays the following values:
 Print – Select to print the report.
 View – Select to view the report.
 Spool – Select to spool the report to a specified folder so that you can print it later.
Printer At
Select location where you wish to print the report from the adjoining drop-down list. This list
displays the following values:
 Client – Select if you need to print at the client location.
 Server – Select if you need to print at the server location
Printer
Select printer using which you wish to print the report from the adjoining option list.
5.6.1 Contents of the Report
The parameters specified while generating the report are printed at the beginning of the report.
Other content displayed in the Instruments Details Report is as follows:
Header
The following details are displayed in the header section:
Field Name
Field Description
Bank
Indicates Bank code and Bank Name
5-9
Field Name
Field Description
Branch
Indicates Branch Code and Branch Name
Run Date
Indicates Date on which report is generated
User ID
Indicates User ID
For Period
Indicates Period for which report is generated.
Body of the Report
The following details are displayed as body of the generated report:
5.7
Field Name
Field Description
Instrument Type
Indicates Instrument Type
Issuer Short Name
Indicates Issuer Short Name
Instrument No.
Indicates Instrument Number
Instr CCY
Indicates Instrument Currency
Instr Amt
Indicates Instrument Amount
Payable Branch
Indicates Payable Branch
Instrument Status
Indicates Instrument Status
Teller ID
Indicates Maker ID
Authentication Report
There is a variation in the access rights, privileges, and transaction limits for each of your staff.
Few transactions have to be revalidated and authorized by the supervisor before committing to
the record. Also, few transactions have to be authorized by a supervisor due to legal/regulatory
repercussions.
You can generate ‘Authentication Report’ which lists the authorizations provided on transaction.
5-10
You can invoke ‘Authentication Report’ screen by typing ‘STRBRNAU’ in the field at the top right
corner of the Application tool bar and clicking on the adjoining arrow button.
You can specify the following parameters here:
Branch Code
Specify a valid code of the Branch in which report is being generated, from the adjoining option
list.
Posting Date
Specify a valid Posting date of the transaction for which you wish to generate authentication
details report, from the adjoining calendar.
Report Format
Select the format in which you need to generate the report from the adjoining drop-down list. This
list displays the following values:
 HTML – Select to generate report in HTML format.
 RTF – Select to generate report in RTF format.
 PDF – Select to generate report in PDF format.
 EXCEL – Select to generate report in EXCEL format.
Report Output
Select the output in which you need to generate the report from the adjoining drop-down list. This
list displays the following values:
 Print – Select to print the report.
 View – Select to print the report.
 Spool – Select to spool the report to a specified folder so that you can print it later.
5-11
Printer At
Select location where you wish to print the report from the adjoining drop-down list. This list
displays the following values:
 Client – Select if you need to print at the client location.
 Server – Select if you need to print at the server location
Printer
Select printer using which you wish to print the report from the adjoining option list.
5.7.1 Contents of the Report
The parameters specified while generating the report are printed at the beginning of the report.
Other content displayed in the Authentication Report is as follows:
Header
The following details are displayed in the header section:
Field Name
Field Description
Bank
Indicates Bank code and Bank Name
Branch
Indicates Branch Code and Branch Name
Run Date
Indicates Date on which report is generated
User ID
Indicates User ID
For Period
Indicates Period for which report is generated.
Body of the Report
The following details are displayed as body of the generated report:
Field Name
Field Description
Supervisor ID
Indicates Checker ID
User Id
Indicates Maker ID
Account Number
Indicates Account Number
Transaction Description
Indicates Transaction Description
Currency
Indicates Transaction Currency
Transaction Amount
Indicates Transaction Amount
Date
Indicates Authorization Date
Authorization comments
Indicates Authorization comments
5-12
5.8
Field Name
Field Description
Account Description
Indicates Account Description
Cheques Deposited Today Report
During a day Bank receives various clearing cheques from customers, which have to be credited
in to the respective accounts. To clear the settlement few details have to be furnished. You can
generate ‘Cheques Deposited Today Report’, which lists cheques deposited to the accounts on
the current day and their complete details.
You can invoke ‘Cheques Deposited Today Report’ screen by typing ‘STRCHDEP’ in the field at
the top right corner of the Application tool bar and clicking on the adjoining arrow button.
You can specify the following parameters here:
Branch Code
Specify a valid code of the Branch in which report is being generated, from the adjoining option
list.
Date
Specify the date for which you wish to generate the report from the adjoining calendar.
End Point
Specify cheque number which you wish to maintain as an end point to generate the report, from
the adjoining option list.
Clearing Branch
Specify code of the branch clearing the cheques, for which the report is generated, from the
adjoining option list.
5-13
Report Format
Select the format in which you need to generate the report from the adjoining drop-down list. This
list displays the following values:
 HTML – Select to generate report in HTML format.
 RTF – Select to generate report in RTF format.
 PDF – Select to generate report in PDF format.
 EXCEL – Select to generate report in EXCEL format.
Report Output
Select the output in which you need to generate the report from the adjoining drop-down list. This
list displays the following values:
 Print – Select to print the report.
 View – Select to print the report.
 Spool – Select to spool the report to a specified folder so that you can print it later.
Printer At
Select location where you wish to print the report from the adjoining drop-down list. This list
displays the following values:
 Client – Select if you need to print at the client location.
 Server – Select if you need to print at the server location
Printer
Select printer using which you wish to print the report from the adjoining option list.
5.8.1 Contents of the Report
The parameters specified while generating the report are printed at the beginning of the report.
Other content displayed in the Cheques Deposited Today Report is as follows:
Header
The following details are displayed in the header section:
Field Name
Field Description
Bank
Indicates Bank code and Bank Name
Branch
Indicates Branch Code and Branch Name
Run Date
Indicates Date on which report is generated
User ID
Indicates User ID
For Period
Indicates Period for which report is generated.
5-14
Body of the Report
The following details are displayed as body of the generated report:
Field Name
Field Description
Payee Brn
Indicates Payee Branch
Payee Account
Indicates Payee Account number
Txn No.
Indicates Xref
Instrument No.
Indicates Cheque Number
Customer short name
Indicates Customer short name
Customer value date
Indicates Value Date
Cheque amount
Indicates Cheque amount
Transaction currency
Indicates Instrument Currency
Routing number
Indicates Routing number
Currency
Indicates Currency
End Point
Indicates End Point
Clearing type
Indicates Clearing Type
If the cheques deposited are from a different bank, then the customer and remitter names are
displayed in the report.
5.9
Cheque Purchased Report
A teller purchases both the local and outstation cheques deposited by the customers, to credit on
the day of deposition of cheques into the accounts. The balance available in the customer’s
CASA account is updated for successful transaction.
5-15
During EOD, you can generate ‘Cheque Purchased Report’ with Teller and Authorizer ID details
for reconciliation. The details of the report are grouped based on the product and currency type.
You can invoke ‘Cheques Purchased Report’ screen by typing ‘STRCHPUR’ in the field at the top
right corner of the Application tool bar and clicking on the adjoining arrow button.
You can specify the following parameters here:
Branch Code
Specify a valid code of the Branch in which report is being generated, from the adjoining option
list.
Purchase Date
Specify purchased date of the cheques for which the report is generated from the adjoining
calendar.
Report Format
Select the format in which you need to generate the report from the adjoining drop-down list. This
list displays the following values:
 HTML – Select to generate report in HTML format.
 RTF – Select to generate report in RTF format.
 PDF – Select to generate report in PDF format.
 EXCEL – Select to generate report in EXCEL format.
Report Output
Select the output in which you need to generate the report from the adjoining drop-down list. This
list displays the following values:
 Print – Select to print the report.
 View – Select to print the report.
5-16
 Spool – Select to spool the report to a specified folder so that you can print it later.
Printer At
Select location where you wish to print the report from the adjoining drop-down list. This list
displays the following values:
 Client – Select if you need to print at the client location.
 Server – Select if you need to print at the server location
Printer
Select printer using which you wish to print the report from the adjoining option list.
5.9.1 Contents of the Report
The parameters specified while generating the report are printed at the beginning of the report.
Other content displayed in the Cheques Purchased Report is as follows:
Header
The following details are displayed in the header section:
Field Name
Field Description
Bank
Indicates Bank code and Bank Name
Branch
Indicates Branch Code and Branch Name
Run Date
Indicates Date on which report is generated
User ID
Indicates User ID
For Period
Indicates Period for which report is generated.
Body of the Report
The following details are displayed as body of the generated report:
Field Name
Field Description
Product
Indicates PDC Product
Currency
Indicates Currency of the Cheque
Account
Indicates Beneficiary Account
Account Title
Indicates Beneficiary Account Description
Txn. reference no.
Indicates Transaction Reference Number
Purchase Margin
Indicates Cheque Amount-Amount Purchased
Amount Purchased
Indicates Amount Purchased/discount
5-17
Interest Amount
Indicates Sum of Interest Amount
Service Charge Amount
Indicates Sum of Charge Amount
Maker ID
Indicates Maker ID of the Transaction
Checker ID
Indicates Checked ID of the transaction
If the purchase date and value date are same, then the Interest and SC amount are ‘0’.
5.10 Cheque Purchased Returned Today Report
If the instruments which were purchased by the branch to credit the customer accounts are
returned by other banks due to valid reasons; then the customer accounts are reversed.
During EOD, you can generate ‘Cheque Purchased Returned Today Report’ which lists all the
cheques which were purchased and returned on the specified day, for effective follow-up by the
branches. You can invoke ‘Cheques Purchased Returned Today Report’ screen by typing
‘STRCHPRE’ in the field at the top right corner of the Application tool bar and clicking on the
adjoining arrow button.
You can specify the following parameters here:
Branch Code
Specify a valid code of the Branch in which report is being generated, from the adjoining option
list.
Returned Date
Specify returned date of the cheques for which the report is generated from the adjoining
calendar.
5-18
Report Format
Select the format in which you need to generate the report from the adjoining drop-down list. This
list displays the following values:
 HTML – Select to generate report in HTML format.
 RTF – Select to generate report in RTF format.
 PDF – Select to generate report in PDF format.
 EXCEL – Select to generate report in EXCEL format.
Report Output
Select the output in which you need to generate the report from the adjoining drop-down list. This
list displays the following values:
 Print – Select to print the report.
 View – Select to print the report.
 Spool – Select to spool the report to a specified folder so that you can print it later.
Printer At
Select location where you wish to print the report from the adjoining drop-down list. This list
displays the following values:
 Client – Select if you need to print at the client location.
 Server – Select if you need to print at the server location
Printer
Select printer using which you wish to print the report from the adjoining option list.
5.10.1 Contents of the Report
The parameters specified while generating the report are printed at the beginning of the report.
Other content displayed in the Cheques Purchased Returned Today Report is as follows:
Header
The following details are displayed in the header section:
Field Name
Field Description
Bank
Indicates Bank code and Bank Name
Branch
Indicates Branch Code and Branch Name
Run Date
Indicates Date on which report is generated
User ID
Indicates User ID
For Period
Indicates Period for which report is generated.
5-19
Body of the Report
The following details are displayed as body of the generated report:
Field Name
Field Description
Payee A/C No.
Indicates Beneficiary Account Number
Cheque No
Indicates Instrument Number
Local Currency
Indicates Local currency of the Branch
Amount Txn (LCY)
Indicates Cheque Amount in LCY
Routing No.
Indicates Routing No.
Txn Currency
Indicates Currency Code of the transaction
Amount Txn (TCY)
Indicates Amount in Transaction Currency
Reject Reason
Indicates Remarks of the Cheque Transaction
5.11 Drawer-wise Returned Cheques Report
Cheques are credited and discounted to the customer accounts, based on the purchase limit,
margin and so on. Subsequently these cheques realized or dishonored and the corresponding
details are entered.
You can generate ‘Drawer-wise Returned Cheques Report’ which lists details of the cheques
returned by the correspondent bank or branch on a specified day. The report also provides details
about the income earned through interest. Details in the report are grouped based on the Drawer.
You can invoke ‘Drawer-wise Returned Cheques Report’ screen by typing ‘STRDRRET’ in the
field at the top right corner of the Application tool bar and clicking on the adjoining arrow button.
You can specify the following parameters here:
5-20
Branch Code
Specify a valid code of the Branch in which report is being generated, from the adjoining option
list.
Returned Date
Specify returned date of the cheques for which the report is generated from the adjoining
calendar.
Report Format
Select the format in which you need to generate the report from the adjoining drop-down list. This
list displays the following values:
 HTML – Select to generate report in HTML format.
 RTF – Select to generate report in RTF format.
 PDF – Select to generate report in PDF format.
 EXCEL – Select to generate report in EXCEL format.
Report Output
Select the output in which you need to generate the report from the adjoining drop-down list. This
list displays the following values:
 Print – Select to print the report.
 View – Select to print the report.
 Spool – Select to spool the report to a specified folder so that you can print it later.
Printer At
Select location where you wish to print the report from the adjoining drop-down list. This list
displays the following values:
 Client – Select if you need to print at the client location.
 Server – Select if you need to print at the server location
Printer
Select printer using which you wish to print the report from the adjoining option list.
5.11.1 Contents of the Report
The parameters specified while generating the report are printed at the beginning of the report.
Other content displayed in the Drawer-wise Returned Cheques Report is as follows:
Header
The following details are displayed in the header section:
Field Name
Field Description
Bank
Indicates Bank code and Bank Name
5-21
Field Name
Field Description
Branch
Indicates Branch Code and Branch Name
Run Date
Indicates Date on which report is generated
User ID
Indicates User ID
For Period
Indicates Period for which report is generated.
Body of the Report
The following details are displayed as body of the generated report:
Field Name
Field Description
Drawer ID
Indicates Drawer party ID
Account No
Indicates Beneficiary Account Number
Customer Name
Indicates Customer Name
Cheque Date
Indicates Cheque Date
Cheque No
Indicates Cheque Number
Routing No
Indicates Routing Number
Purchase Date
Indicates Purchase Date
Purchase Limit
Indicates Limit Linked Amount
Instrument Amount
Indicates Cheque Amount
Instrument CCY
Indicates Instrument Currency
Interest Amount
Indicates Interest Amount
SC Amount
Indicates Service Charge Amount
Cheque Return Count
Indicates Cheque Return Count
Purchase Srl No
Indicates Purchase Serial Number
Account Description
Indicates Account Description
5-22
6.
6.1
Annexure – A
Mapping Oracle FLEXCUBE Branch Functions to Retail
Teller Products
Oracle FLEXCUBE provides inbuilt retail teller products in the Retail Teller module for retail teller
transactions entered through a Oracle FLEXCUBE branch. These products are factory shipped,
and no new products other than these need be maintained for such retail teller transactions. You
can, however, make changes to these inbuilt products, to suit your requirements, and specify any
exchange rate parameters and any MIS details. An exhaustive list of these products and their
associations with the corresponding functions in the Oracle FLEXCUBE branch are given below.
Branch
Transaction
Fast Path
Function Description
Retail Teller Module Product
Code
1001
Cash Withdrawal
CHWL
1009
TC Sale (Against A/C)
TCSN
1013
Check Withdrawal
CQWL
1060
Miscellaneous GL Debit
MGLD
1401
Cash Deposit
CHDP
1409
TC Purchase (Against
A/C)
TCPN
1460
Miscellaneous GL
Credit
MGLC
8205
TC Sale (Against GL)
TCSG
9009
Buy Cash From Central
Bank
BCCB
9010
Sell Cash To Central
Bank
SCCB
9011
Buy TCs From AGENT
BTAG
9015
Buy TCs from HO
BTHO
9016
Sell TCs from HO
STHO
1005
Miscellaneous GL
Transfer
MSGL
1006
Funds Transfer
Request
FTRQ
6-1
Branch
Transaction
Fast Path
Function Description
Retail Teller Module Product
Code
1008
Miscellaneous
Customer Debit
MSCD
1015
Funds Transfer
Request-NoCOT
FTNT
1018
Miscellaneous
Customer DebitNoCOT
CDNT
1408
Miscellaneous
Customer Credit
MSCC
8301
BC Issue Walk-In
BCIW
8302
BC Issue Against GL
BCIG
8305
DD Issue Walk-In
DDIW
8306
DD Issue against GL
DDIG
8307
BC Liquidation Walk-In
BCLW
8308
BC Liquidation Against
GL
BCLG
8309
BC Liquidation Against
Account
BCLA
8310
DD Liquidation Walk-In
DDLW
8311
DD Liquidation against
GL
DDLG
8312
DD Liquidation Against
Account
DDLA
1010
BC Sale against
Account
BCSA
1014
DD Sale against
Account
DDSA
8003
TC Purchase (Walk-In)
TCPW
8004
FX Purchase (Walk-in)
FXPW
8203
FX Sale (Walk-in)
FXSW
8204
TC Sale (Walk-In)
TCSW
6-2
Branch
Transaction
Fast Path
Function Description
Retail Teller Module Product
Code
7551
Book Shortage
BKSG
7552
Book Overage
BKOG
1300
Close Out Withdrawal
by Bankers Cheque
CWBC
1301
Close Out Withdrawal
COWL
1320
Close Out Withdrawal
FTRQ
8301
BC Issue Walk-In
BCIW
8302
BC Issue Against GL
BCIG
8305
DD Issue Walk-In
DDIW
8306
DD Issue against GL
DDIG
8311
DD Liquidation against
GL
DDLG
8312
DD Liquidation Against
Account
DDLA
5001
Manual Loan
Disbursement by Cash
LDCH
5401
Manual Loan
Repayment by Cash
LRCH
6-3
7.
7.1
Annexure – B
Debit and Credit Advices for Retail Teller Module
The advice types that are available for the Retail Teller module are the debit and credit advices
generated for the debit or credit entries that would be passed to customer accounts, namely, “DR
ADVICE” and “CR ADVICE”. The formats for these advices are given below.
7.1.1 Debit Advice Format (Retail Teller Module)
#RH
DEBIT ADVICE
DATE: _BRN-DATE_
PAGE: _PG_
#SC
_CUSTOMER-NAME_
_CUSTADDR1_
_CUSTADDR2_
_CUSTADDR3_
_CUSTADDR4_
#EC
#EH
#PH
PAGE: _PG_
#EH
#B
CUSTOMER ID:
_CUSTOMER_
ACCOUNT No:
_ACCOUNT_
OUR REFERENCE NO: _CONTRACTREFNO_
USER REFERENCE NO: _USERREFNO_
WE HAVE EXECUTED THE FOLLOWING TRANSACTION ON YOUR BEHALF ON
------------------------------------------------------------------VALUE DATE
CCY
AMOUNT
------------------------------------------------------------------_VALDT_
_CCY_
_AMOUNT_
7-1
_TRNDT_:
------------------------------------------------------------------DETAILS OF CHARGES FOR THE ABOVE TXN ARE:
CHARGE AMOUNT 1:
_CHGAMT1_
-CHGCCY1_
CHARGE AMOUNT 2:
_CHGAMT2_
-CHGCCY2_
CHARGE AMOUNT 3:
_CHGAMT3_
-CHGCCY3_
CHARGE AMOUNT 4:
_CHGAMT4_
-CHGCCY4_
CHARGE AMOUNT 5:
_CHGAMT5_
-CHGCCY5_
THE ACCOUNT BALANCE AFTER THE TXN IS:
_ACCBAL_
#EB
#RF
AUTHORIZED SIGNATORY
#EF
7.1.2 Credit Advice Format (Retail Teller Module)
#RH
CREDIT ADVICE
DATE: _BRN-DATE_
PAGE: _PG_
#SC
_CUSTOMER-NAME_
_CUSTADDR1_
_CUSTADDR2_
_CUSTADDR3_
_CUSTADDR4_
#EC
#EH
#PH
PAGE: _PG_
#EH
#B
_DEPSLIPNO_
7-2
_UNITID_
CUSTOMER ID
ACCOUNT
: _CUSTOMER_
: _ACCOUNT_
OUR REFERENCE NO
: _CONTRACTREFNO_
USER REFERENCE NO
: _USERREFNO_
WE HAVE EXECUTED THE FOLLOWING TRANSACTION ON YOUR BEHALF:
------------------------------------------------------------------VALUE DATE
CCY
AMOUNT
------------------------------------------------------------------_VALDT_ _CCY_ _AMOUNT_
------------------------------------------------------------------#EB
#RF
AUTHORIZED SIGNATORY
#EF
7.1.3 Fixed Deposit Confirmation Advice
Field Tags
Description
Branch
Branch Code
Date
Account Opening Date
Time of Transaction
Checker Date-TimeStamp
Customer Name
-
Customer No.
-
Teller
MakerId
TD account number
-
TD amount
-
TD amount in words
-
TD tenor (in days)
Number of days between Maturity Date and StartDate.
7-3
Start date
-
Maturity date
-
Interest rate
-
Interest amount
Projected interest amount at the time of maturity.
TD Ccy
Currency of the TD
7.1.4 Collection Cheque Credit Advice
System would support the below mentioned advice field tags:
For BC/DD:
Field Tags
Description
Account number
-
CCY
-
Cheque amount
-
Charges
-
Amount credited
Net of charges
Paying bank
-
Date sent
Date of issue
Date realized
Liquidation date
Cheque number
-
amount in words
-
Branch name
-
Customer name
-
For Cheques:
Field Tags
Description
Account number
-
CCY
-
Cheque amount
-
Charges
-
7-4
Amount credited
Net of charges
Paying bank
-
Date sent
Instrument date
Date realized
Clearing date
Cheque number
-
amount in words
-
Branch name
-
Customer name
-
7.1.5 Collection Cheque Return Advice
System would support the below mentioned advice field tags:
For BC/DD:
Field Tags
Description
Account number
-
CCY
-
Cheque Amount
-
Return Charges
-
Returning bank
-
Date sent
Date of issue
Date returned
Liquidation date
Branch name
-
Teller number
MakerId
Amount in words
-
Time
Checker Date-TimeStamp
Customer name
-
customer address
Return reason
Reject Reason
Cheque number
7-5
For Cheque:
Field Tags
Description
Account number
-
CCY
-
Cheque Amount
-
Return Charges
-
Returning bank
-
Date sent
Date of issue
Date returned
Liquidation date
Branch name
-
Teller number
MakerId
Amount in words
-
Time
Checker Date-TimeStamp
Customer name
-
customer address
Return reason
Reject Reason
Cheque number
7.1.6 Accounting Entries for Loan Repayment by Cash:
Following are the accounting entries passed for the manual repayment of loan by cash:
EVENT
Dr/Cr
ACCOUNTING ROLE
AMOUNT TAG
INIT
Dr
OFFSET_ACCOUNT(The
GL for Cash)
OFS_AMT
INIT
Cr
DR_SETTL_BRIDGE
TXN_AMT
7-6
7.1.7 Accounting Entries for Loan Disbursement by Cash:
Following are the accounting entries passed for the manual repayment of loan by cash:
EVENT
Dr/Cr
ACCOUNTING ROLE
AMOUNT TAG
INIT
Dr
CR_SETTL_BRIDGE
TXN_AMT
INIT
Cr
OFFSET_ACCOUNT(The GL for Cash) OFS_AMT
7.1.8 Accounting Entries for FX Sale through the Account
Following are the accounting entries passed for the sale of foreign currency to the CASA account
holder:
EVENT
DR/CR
ACCOUNTING ROLE
AMOUNT TAG
INIT
DR
TXN_ACCOUNT(CASA)
TXN_AMT
INIT
CR
OFFSET_ACCOUNT(ASSET)
OFS_AMT
7.1.9 Accounting Entries for FX Purchase against the Account
The system passes the following accounting entries for FX purchase against account:
EVENT
DR/CR
ACCOUNTING ROLE
AMOUNT TAG
INIT
DR
OFFSET_ACCOUNT(ASSET)
OFS_AMT
INIT
CR
TXN_ACCOUNT(CASA)
TXN_AMT
7-7
8.
8.1
Retail Teller Glossary
List of Important Terms
This section gives a list of important terms used in this manual.
Account Statement
This specification indicates whether the transaction (posted using data entry module) must be
made available while the statement for the account is generated.
Amount Item
This indicates the amount entry that is passed into a general ledger / sub ledger in the chart of
accounts for each transaction.
Authorization
A facility provided for the purpose of cross-checking and verifying a transaction to ensure that it
conforms to the parameters maintained for the branch. After authorization, the transaction comes
into effect and will be processed by the system.
Authorization Amount Limit
This indicates the maximum amount of a transaction that can be authorized by an authorizer user
in the system.
Authorizer
This indicates a user who authorizes maintenance information records or transactions in Oracle
FLEXCUBE. The authorizer cannot be the same user who created the record.
Batch
This indicates a group of transactions of a particular type. All transactions of a particular type can
be authorized on a business day by authorizing the batch into which they have been grouped.
Branch Parameters
Static information maintained for a branch, containing mandatory operations and default
parameters that would be specific to the branch. They are also known as branch conditions.
Clearing Bank Codes
This indicates unique identifiers maintained in Oracle FLEXCUBE for banks that are participants
in a clearing house.
Currency Denominations
This indicates discrete lots in which paper currency is available. Each lot may contain one or
more units of currency.
Customer Category
This indicates a group of customers with logically similar features or attributes.
8-1
Default Charge Collection Account
The account to which the charges for the transaction will be charged. This account can be
defined at the product level as “Transaction” account or “Offset” account.
Denomination Tracking
This indicates tracking currency denominations for teller type transactions at a branch.
Exchange Rate Type
This indicates the type of exchange rate that you can specify for a product.
Exchange Rate Variance
This indicates the difference between the default value and the changed value of an exchange
rate employed for currency conversion. Limits can be set for the variance.
Maximum Variance
This indicates the limit beyond which an exchange rate cannot be changed over and above the
default value and an override is not possible.
MIS Code
This indicates a unique grouping of MIS (Management Information System) details such as
Transaction MIS, Composite MIS, Cost MIS and so on, maintained for management reporting
purposes.
Normal Variance
This indicates the limit within which exchange rates are allowed to be changed over and above
the default value, without requiring an override. This limit corresponds to the minimum variance.
Overdraft
This indicates the amount by which an account has been overdrawn.
Product
This indicates an identifier, in Oracle FLEXCUBE, for any type of service that a bank offers its
customers. It represents a set of attributes and preferences are maintained for the product, which
will apply to the processing of any contracts, transactions or deals involving the product (service).
Shortage/Overage GL
This indicates the general ledger used for posting accounting entries related to differences
between actual transaction amounts and amounts available in denominations.
Signature Verification
This indicates the process of authentication of a customer’s signature. It is typically enforced for
transactions involving amounts exceeding a certain specified limit.
Teller Till Balancing
This indicates the task of reconciling the physical balance in a till with the balance according to
the system records. The operator performs this activity during the Beginning of Day process.
8-2
Teller Type Transaction
This indicates the transaction performed by a teller. Cash deposits and withdrawals, sale and
purchase of traveler checks and clearing checks are all teller type transactions.
Till
A cash register used by a teller for the purpose of disbursing withdrawals and receiving deposits.
A till is usually linked to a safe or a vault.
Transaction Account
This indicates the account of the customer involved in a transaction. For transactions in respect of
which internal entries are passed, it could also be a general ledger.
Transaction Amount Limit
This is the maximum and minimum limits which represent the allowable range for the amount of a
transaction.
Transaction Codes
These indicate unique identifiers maintained in Oracle FLEXCUBE for different types of cash
transfers (transactions) within the branch. A transaction code is also an identifier for each
accounting entry that describes the nature (i.e., debit or credit) of the entry.
Transaction Limits
These are limits placed on the size of a transaction that a teller is allowed to input.
Vault
This is a safe where the physical cash assets of a bank (or branch) are kept. A bank may
maintain one or more vaults.
8-3
9.
Screen Glossary
9.1 Function ID List
The following table lists the function id and the function description of the screens covered as part
of this User Manual.
Function ID
Function Description
DEDQUERY
Retail Teller Transaction Query
DEDRTPRM
Retail Teller Product Maintenance
IFDATMMN
ARC Maintenance
RTRINSDT
Instruments Details Report
RTRPBJRN
Batch Journal Report
RTRPCCY
Cash Position Branch Wise
RTRPTRN
Teller Transaction Branch Wise
STDTBRAN
Teller Branch Parameter
STRBRNAU
Authentication Report
STRCHDEP
Cheques Deposited Today Report
STRCHPRE
Cheque Purchased Returned Today Report
STRCHPUR
Cheques Purchased Report
STRDRRET
Drawer-wise Returned Cheques Report
STSTBRAN
Teller Branch Parameter Summary
TPROSREP
Overage shortage report
9-1
Retail Teller
[May] [2012]
Version 12.0
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Worldwide Inquiries:
Phone: +1.650.506.7000
Fax: +1.650.506.7200
www.oracle.com/ financial_services/
Copyright © [2012] Oracle Financial Services Software Limited. All rights reserved.
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