User Manual Oracle Banking Digital Experience Corporate Transfer

User Manual Oracle Banking Digital Experience Corporate Transfer
Oracle Banking Digital
Experience
Corporate Transfer and Payment User Manual
Release 15.1.0.0.0
Part No. E66313-01
October 2015
Corporate Transfer and Payment User Manual
October 2015
Oracle Financial Services Software Limited
Oracle Park
Off Western Express Highway
Goregaon (East)
Mumbai, Maharashtra 400 063
India
Worldwide Inquiries:
Phone: +91 22 6718 3000
Fax:+91 22 6718 3001
www.oracle.com/financialservices/
Copyright © 2008, 2015, Oracle and/or its affiliates. All rights reserved.
Oracle and Java are registered trademarks of Oracle and/or its affiliates. Other names may be trademarks of their respective
owners.
U.S. GOVERNMENT END USERS: Oracle programs, including any operating system, integrated software, any programs installed
on the hardware, and/or documentation, delivered to U.S. Government end users are “commercial computer software” pursuant to
the applicable Federal Acquisition Regulation and agency-specific supplemental regulations. As such, use, duplication, disclosure,
modification, and adaptation of the programs, including any operating system, integrated software, any programs installed on the
hardware, and/or documentation, shall be subject to license terms and license restrictions applicable to the programs. No other
rights are granted to the U.S. Government.
This software or hardware is developed for general use in a variety of information management applications. It is not developed or
intended for use in any inherently dangerous applications, including applications that may create a risk of personal injury. If you use
this software or hardware in dangerous applications, then you shall be responsible to take all appropriate failsafe, backup,
redundancy, and other measures to ensure its safe use. Oracle Corporation and its affiliates disclaim any liability for any damages
caused by use of this software or hardware in dangerous applications.
This software and related documentation are provided under a license agreement containing restrictions on use and disclosure and
are protected by intellectual property laws. Except as expressly permitted in your license agreement or allowed by law, you may not
use, copy, reproduce, translate, broadcast, modify, license, transmit, distribute, exhibit, perform, publish or display any part, in any
form, or by any means. Reverse engineering, disassembly, or decompilation of this software, unless required by law for
interoperability, is prohibited.
The information contained herein is subject to change without notice and is not warranted to be error-free. If you find any errors,
please report them to us in writing.
This software or hardware and documentation may provide access to or information on content, products and services from third
parties. Oracle Corporation and its affiliates are not responsible for and expressly disclaim all warranties of any kind with respect to
third-party content, products, and services. Oracle Corporation and its affiliates will not be responsible for any loss, costs, or
damages incurred due to your access to or use of third-party content, products, or services.
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
ii
Table of Contents
1.
2.
3.
4.
5.
6.
7.
8.
9.
10.
11.
12.
13.
14.
15.
16.
17.
18.
19.
20.
21.
22.
23.
24.
25.
26.
27.
28.
29.
30.
31.
32.
33.
Preface ................................................................................................................................................. 4
Transaction Host Integration Matrix ................................................................................................. 5
Beneficiary Maintenance ................................................................................................................... 7
Own Account Transfer ..................................................................................................................... 64
Internal Transfer ............................................................................................................................... 70
Multiple Internal Transfer ................................................................................................................ 77
Domestic Funds Transfer ................................................................................................................ 82
Multiple Domestic Transfers ........................................................................................................... 91
Fixed Domestic Funds Transfer ...................................................................................................... 96
International Account Transfer .................................................................................................. 101
Multiple International Transfer................................................................................................... 113
Internal Remittance ..................................................................................................................... 118
MT101 Transfer ............................................................................................................................ 124
Domestic Drafts ........................................................................................................................... 131
International Drafts ..................................................................................................................... 140
SEPA Credit Transfer .................................................................................................................. 149
SEPA Direct Debit ....................................................................................................................... 156
SEPA Card Payments ................................................................................................................. 163
UK Payments ............................................................................................................................... 171
View Standing Instruction .......................................................................................................... 180
Standing Instruction Cancellation ............................................................................................. 183
Pending Transfers ....................................................................................................................... 187
Payment Options ......................................................................................................................... 190
Inward Remittance Inquiry ......................................................................................................... 193
Outward Remittance Inquiry ...................................................................................................... 199
Domestic Collection Inquiry....................................................................................................... 206
FCY Collection Inquiry ................................................................................................................ 210
View Draft Details ........................................................................................................................ 214
Service Requests ........................................................................................................................ 221
View Limits Utilization ................................................................................................................ 232
Change Users Limits .................................................................................................................. 236
Template Look Up ....................................................................................................................... 239
Additional Options (Save as Drafts\Template, Save and Submit, View Limits) .................... 244
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
iii
Preface
1.
Preface
1.1
Intended Audience
This document is intended for the following audience:

Customers

Partners
1.2
Documentation Accessibility
For information about Oracle's commitment to accessibility, visit the Oracle Accessibility
Program website at http://www.oracle.com/pls/topic/lookup?ctx=acc&id=docacc.
1.3
Access to OFSS Support
https://support.us.oracle.com
1.4 Structure
This manual is organized into the following categories:
Preface gives information on the intended audience. It also describes the overall
structure of the User Manual.
Transaction Host Integration Matrix provides information on host integration requirements
for the transactions covered in the User Manual.
The subsequent chapters provide information on transactions covered in the User
Manual.
Each transaction is explained in the following manner:

Introduction to the transaction

Screenshots of the transaction
The images of screens used in this user manual are for illustrative purpose only, to provide
improved understanding of the functionality; actual screens that appear in the application
may vary based on selected browser, theme, and mobile devices.

Procedure containing steps to complete the transaction- The mandatory and conditional
fields of the transaction are explained in the procedure.
If a transaction contains multiple procedures, each procedure is explained. If some
functionality is present in many transactions, this functionality is explained separately.
1.5 Related Information Sources
For more information on Oracle Banking Digital Experience Release 15.1.0.0.0, refer to
the following documents:

Oracle Banking Digital Experience Licensing Guide

Oracle Banking Digital Experience Installation Manuals
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
4
Transaction Host Integration Matrix
2.
Transaction Host Integration Matrix
Legends
NH
No Host Interface Required.

Standard Host Interface Available. Integration to be done separately

Pre integrated Host interface available

Pre integrated Host interface not available
Transaction Name
FLEXCUBE UBS
Third Party Host System
Beneficiary Maintenance


Own Account Transfer


Internal Transfer






Multiple Domestic Transfers


Fixed Domestic Transfer


International Account Transfer


Multiple International Transfer


MT 101 Transfer


Domestic Drafts


International Drafts


SEPA Credit Transfer


SEPA Direct Debit


UK Payments


View Standing Instruction


Standing Instruction Cancellation


Beneficiary Maintenance- Internal
Transfer
Beneficiary Maintenance - Domestic
Transfer
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
5
Transaction Host Integration Matrix
Transaction Name
FLEXCUBE UBS
Third Party Host System
Pending Transfers


Inward Remittance Inquiry


Outward Remittance Inquiry


Domestic Collection Inquiry


FCY Collection Inquiry


View Drafts Details


Service Requests (Stop Payment of
Drafts)


Service Requests (Stop Payment of
Wired Transfer)


View Limits Utilization
NH
NH
Change User Limits
NH
NH
Move Money In


Move Money Out


Linked Account


Savings Plan


Templates Look up
NH
NH
Additional Options (Save as
Drafts\Template, Save and Submit,
View Limits)
NH
NH
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
6
Beneficiary Maintenance
3.
Beneficiary Maintenance
A Business user having access to Beneficiary Maintenance can maintain Beneficiary.
You can also specify if the Beneficiary template created is available to other users of the
same primary customer id by specifying the template access level as public.
If the Template is created with template access level as Private, it is available only to the
User who has created it.
The search criteria allow searching the beneficiary templates created earlier. Beneficiary
Maintenance is supported for following Transactions

Internal Transfer

Domestic Transfer

International Transfer

Domestic Drafts

International Draft

SEPA Direct Debits

SEPA Credit Transfers

UK Payments
3.1
Beneficiary Maintenance
To maintain a beneficiary
1.
From the Payments menu, select Beneficiary Maintenance.
The Beneficiary Maintenance screen appears.
Beneficiary Maintenance
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
7
Beneficiary Maintenance
Field Description
Field Name
Transaction Type
Description
[Mandatory, Drop-Down]
Indicates the transaction type available in entity.
2.
From the Transaction Type list, select the appropriate option.
Field Description
Field Name
Beneficiary ID
Description
[Optional, Alphanumeric, 10]
Indicates the unique beneficiary Id.
Beneficiary id is used to identify the beneficiary template.
Beneficiary Name
[Optional, Alphanumeric, 35]
Indicates the beneficiary name.
Beneficiary Account [Optional, Alphanumeric, 34]
No
Indicates the beneficiary account number for the transfer.
Beneficiary Email
[Optional, Alphanumeric, 40]
Indicates the beneficiary email Id.
Beneficiary Bank
Name
[Optional, Alphanumeric, 35]
Visibility
[Mandatory, Drop-Down]
Indicates the beneficiary bank name for transfer.
Indicates the beneficiary availability.
The options are :
3.

Public

Private

Generic

All
Click Search.
The Beneficiary Maintenance screen with search results appears.
OR
Click Create Beneficiary Template.
The Add Beneficiary screen appears.
OR
Click the Beneficiary ID link.
The View Beneficiary screen appears.
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
8
Beneficiary Maintenance
Beneficiary Maintenance
Column Description
Field Name
Beneficiary ID
Description
[Display]
Displays the beneficiary Id.
Beneficiary Name
[Display]
Displays the beneficiary name.
Beneficiary Account [Display]
Number
Displays the beneficiary account number.
Beneficiary Branch [Display]
Displays the beneficiary branch code.
Beneficiary Email
[Display]
Displays the beneficiary email.
Created By
[Display]
Displays the name of user who has created the beneficiary template.
4.
Click Delete.
The Delete Beneficiary – Verify screen appears.
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
9
Beneficiary Maintenance
OR
Click Modify.
The Modify Beneficiary screen appears.
OR
Click the Beneficiary ID link.
The View Beneficiary screen appears.
The options mentioned below are applicable for records of beneficiary search
transactions.
To enable the word wrap in the columns, select the Word Wrap check box.
Click Customize Columns to reorder the columns or select the columns that appear in
the list.
Click Download to download all or selected columns in the beneficiary search
transactions list. You can download the list in PDF, XLS, QIF, OFX and MT940 formats.
Click Print to print record.
Click
to view the first page of the record.
Click
to view the previous page of the record.
Click
to view the next page of the record.
Click
to view the last page of the record.
Delete a Beneficiary
To delete a beneficiary
1.
To delete a beneficiary, select the check box next to the required beneficiary.
Beneficiary Maintenance - Select
2.
Click Delete.
The Beneficiary Maintenance Delete Beneficiary – Verify screen appears.
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
10
Beneficiary Maintenance
Beneficiary Maintenance – Delete Beneficiary – Verify
3.
Click Confirm.
The Beneficiary Maintenance – Delete Beneficiary – Confirm screen appears.
OR
Click Back.
The Beneficiary Maintenance screen appears.
Beneficiary Maintenance – Delete Beneficiary – Confirm
4.
Click OK.
The Beneficiary Maintenance screen appears.
Modify Beneficiary
To modify a beneficiary
1.
To modify a beneficiary, select the check box next to the required beneficiary.
Select Beneficiary
2.
Click Modify.
The Modify Beneficiary screen appears.
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
11
Beneficiary Maintenance
Modify Beneficiary
3.
In the Beneficiary ID field, enter the beneficiary Id.
4.
In the Beneficiary Name field, enter the beneficiary name.
5.
From the Beneficiary Bank Branch, select the appropriate option.
6.
In the Beneficiary Account Number field, enter the beneficiary account number.
7.
Click Modify.
The Modify Beneficiary – Verify screen appears.
OR
Click Back.
The Beneficiary Maintenance screen appears.
Modify Beneficiary – Verify
8.
Click Confirm.
The Modify Beneficiary – Confirm screen appears.
OR
Click Change.
The Modify Beneficiary screen appears.
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
12
Beneficiary Maintenance
Modify Beneficiary – Confirm
9.
Click OK.
The Beneficiary Maintenance screen appears.
3.2
Beneficiary Maintenance- Internal Account Transfer
To maintain a beneficiary for internal account transfer
1.
From the Payments menu, select Beneficiary Maintenance.
The Beneficiary Maintenance screen appears.
Beneficiary Maintenance
Field Description
Field Name
Transaction Type
Description
[Mandatory, Dropdown]
Indicates the transaction type.
2.
From the Transaction Type list, select the appropriate option.
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
13
Beneficiary Maintenance
3.
Click Create Beneficiary Template.
The Add Beneficiary screen appears.
Add Beneficiary
Field Description
Field Name
Transaction Type
Description
[Display]
Displays the selected transaction type.
Beneficiary ID
[Mandatory, Alphanumeric, 10]
Indicates the unique beneficiary Id.
It can be the nick name of beneficiary.
Beneficiary Name
[Mandatory, Alphanumeric, 35]
Indicates the beneficiary name for the transfer.
Beneficiary Bank
Branch
[Mandatory, Drop-Down]
Indicates the branch where the account of beneficiary is held.
Beneficiary Account [Mandatory, Alphanumeric, 20]
No
Indicates the beneficiary’s account number for the transfer.
Beneficiary Email
[Optional, Alphanumeric, 40]
Indicates the beneficiary email address.
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
14
Beneficiary Maintenance
Field Name
Visibility
Description
[Mandatory, Drop-Down]
Indicates the beneficiary availability.
The options are:

Public

Private
4.
In the Beneficiary ID field, enter the beneficiary Id.
5.
In the Beneficiary Name field, enter the beneficiary name.
6.
In the Beneficiary Bank Branch field, enter the beneficiary branch.
7.
In the Beneficiary Account No field, enter the beneficiary account number.
8.
From the Visibility list, select the appropriate option.
9.
Click Add.
The Add Beneficiary - Verify screen appears.
OR
Click Back.
The Beneficiary Maintenance screen appears.
Add Beneficiary - Verify
10.
Click Confirm.
The Add Beneficiary - Confirm screen appears.
OR
Click Change.
The Add Beneficiary screen appears.
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
15
Beneficiary Maintenance
Add Beneficiary - Confirm
11.
Click OK.
The Beneficiary Maintenance screen appears.
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
16
Beneficiary Maintenance
3.3
Beneficiary Maintenance - Domestic Account Transfer
To maintain a beneficiary for domestic account transfer
1.
From the Payments menu, select Beneficiary Maintenance.
The Beneficiary Maintenance screen appears.
Beneficiary Maintenance
Field Description
Field Name
Transaction Type
Description
[Mandatory, Dropdown]
Indicates the transaction type.
2.
From the Transaction Type list, select the appropriate option.
3.
Click Create Beneficiary Template.
The Add Beneficiary screen appears.
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
17
Beneficiary Maintenance
Add Beneficiary
Field Description
Field Name
Transaction Type
Description
[Display]
Displays the type of transaction.
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
18
Beneficiary Maintenance
Field Name
Beneficiary ID
Description
[Mandatory, Alphanumeric, 10]
Indicates the unique beneficiary Id.
It can be the nick name of beneficiary
Beneficiary Name
[Mandatory, Alphanumeric, 35]
Indicates the beneficiary name for the transfer.
Destination Type
[Mandatory, Drop-Down]
Indicates the destination type.
The options are:

Pay Over the Counter

Enter Account No
Identification Type [Conditional, Drop-Down]
Indicates the identification document for receiving the funds at counter.
The options are:

SSN

Passport

Driving License
To enable this field, select the Pay Over the Counter option, from
Destination Type list.
Identification
[Conditional, Alphanumeric, 35]
Reference Number
Indicates the reference number of the document.
To enable this field, select the Pay Over the Counter option, from
Destination Type list.
Beneficiary
Address
[Conditional, Alphanumeric, 34*2]
Indicates the address of beneficiary.
To enable this field, select the Pay Over the Counter option, from
Destination Type list.
City
[Conditional, Alphanumeric, 35]
Indicates the city of beneficiary address.
To enable this field, select the Pay Over the Counter option, from
Destination Type list.
Beneficiary Email
[Optional, Alphanumeric, 40]
Indicates the beneficiary email address.
Enter Beneficiary Bank Details
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
19
Beneficiary Maintenance
Field Name
Beneficiary
Account Number
Description
[Conditional, Alphanumeric, 34]
Indicates the beneficiary’s account number for the transfer.
To enable this field, select the Enter Account No option, from
Destination Type list.
Processing Mode
[Mandatory, Option]
Indicates the processing mode through which transaction should be
routed.
The options are:
IFSC Code

NEFT

RTGS

IMPS
[Mandatory, Pick List]
Indicates the clearing code for the beneficiary bank.
Bank Name
[Display]
Displays the beneficiary bank name to transfer the funds.
Bank Address
[Display]
Displays the address of the bank of beneficiary.
City
[Display]
Displays the city of beneficiary bank.
State
[Display]
Displays the state of the beneficiary Bank.
Visibility
[Mandatory, Drop-Down]
Indicates the beneficiary visibility.
The options are:

Public

Private
4.
In the Beneficiary ID field, enter the beneficiary Id.
5.
In the Beneficiary Name field, enter the beneficiary name.
6.
From the Destination Type list, select the appropriate option.
a. If you select Pay Over the Counter option:
i.
From Identification Type list, select the appropriate option.
ii.
In the Identification Reference Number field, enter the identification number.
iii.
In the Beneficiary Address field, enter the beneficiary address
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
20
Beneficiary Maintenance
iv.
In the City field, enter the beneficiary city.
b. If you select Enter Account No option:
i.
In the Beneficiary Account Number field, enter the beneficiary account
number.
7.
In the Processing Mode field, select the appropriate option.
8.
From the IFSC Code list, select the appropriate option.
9.
From the Visibility list, select the appropriate option.
10.
Click Add.
The Add Beneficiary - Verify screen appears.
OR
Click Back.
The Beneficiary Maintenance screen appears.
Add Beneficiary - Verify
11.
Click Confirm.
The Add Beneficiary - Confirm screen appears.
OR
Click Change.
The Add Beneficiary screen appears.
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
21
Beneficiary Maintenance
Add Beneficiary - Confirm
12.
Click Confirm.
The Add Beneficiary - Confirm screen appears.
OR
Click Change.
The Add Beneficiary screen appears.
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
22
Beneficiary Maintenance
3.4
Beneficiary Maintenance- International Account Transfer
To maintain a beneficiary for international transfer
1.
From the Payments menu, select Beneficiary Maintenance.
The Beneficiary Maintenance screen appears.
Beneficiary Maintenance
Field Description
Field Name
Transaction Type
Description
[Mandatory, Dropdown]
Indicates the transaction type.
2.
From the Transaction Type list, select the appropriate option.
3.
Click Create Beneficiary Template.
The Add Beneficiary screen appears.
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
23
Beneficiary Maintenance
Add Beneficiary
Field Description
Field Name
Transaction Type
Description
[Display]
Displays the selected transaction type.
Beneficiary ID
[Mandatory, Alphanumeric, 10]
Indicates the unique beneficiary Id.
It can be the nick name of beneficiary
Beneficiary Name
[Mandatory, Alphanumeric, 35]
Indicates the beneficiary name for the transfer.
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
24
Beneficiary Maintenance
Field Name
Description
Destination Account [Mandatory, Drop-Down]
Indicates the destination type.
The options are:

Pay Over the Counter

Enter Account No
Beneficiary Address [Conditional, Alphanumeric, 34*2]
Indicates the address of beneficiary.
To enable this field, select the Pay Over the Counter option, from
Destination Type list.
City
[Conditional, Alphanumeric, 35]
Indicates the city of beneficiary address.
To enable this field, select the Pay Over the Counter option, from
Destination Type list.
Beneficiary Country [Conditional, Drop-Down]
Indicates the country of the beneficiary.
To enable this field, select the Pay Over the Counter option, from
Destination Type list.
Beneficiary Email
[Optional, Alphanumeric, 40]
Indicates the beneficiary email address.
Enter Beneficiary Bank Details
It is mandatory to select any one option button.
SWIFT
[Optional, Option]
Indicates the swift code to transfer the funds.
National Clearing
Codes
[Optional, Option]
Bank Details
[Optional, Option]
Indicates the national clearing code to transfer the funds.
Indicates the bank details to transfer the funds.
Beneficiary Account [Conditional, Alphanumeric, 34]
Number
Indicates the beneficiary account number for transfer.
To enable this field, select the Enter Account No option, from
Destination Type list.
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
25
Beneficiary Maintenance
Field Name
National Clearing
Code Type
Description
[Conditional, Drop-Down]
Indicates the clearing system.
To enable this field, select the National Clearing Codes option.
SWIFT Code
[Conditional, Pick List]
Indicates the SWIFT code to transfer funds.
To enable this field, select the SWIFT option.
National Clearing
Codes
[Conditional, Pick List]
Indicates the national clearing code to transfer the funds.
To enable this field, select the National Clearing Codes option.
Bank Name
[Conditional, Alphanumeric, 35]
Indicates the beneficiary bank name to transfer the funds.
To enable this field, select the Bank Details option.
Note: This is a display field for National Clearing Codes and Swift
options.
City
[Conditional, Alphanumeric, 35]
Indicates the city of beneficiary bank.
To enable this field, select the Bank Details option.
Note: This is a display field for National Clearing Codes and Swift
options.
Bank Address
[Conditional, Alphanumeric, 35*2]
Indicates the address of the bank of beneficiary.
To enable this field, select the Bank Details option.
Note: This is a display field for National Clearing Codes and Swift
options.
Country
[Conditional, Alphanumeric, 35]
Indicates the country of Beneficiary swift code.
To enable this field, select the Bank Details option.
Note: This is a display field for National Clearing Codes and Swift
options.
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
26
Beneficiary Maintenance
Field Name
Visibility
Description
[Mandatory, Drop-Down]
Indicates the beneficiary visibility.
The options are:

Public

Private
4.
In the Beneficiary ID field, enter the beneficiary Id.
5.
In the Beneficiary Name field, enter the beneficiary name.
6.
From the Destination Account list, select the appropriate option.
a. If you select Pay Over the Counter option:
i.
In the Beneficiary Address field, enter the address of the beneficiary.
ii.
In the City field, enter the city of the beneficiary.
iii.
In the Beneficiary Country field, enter the country of the beneficiary.
b. If you select Enter Account No option:
i.
7.
In the Beneficiary Account Number field, enter the beneficiary account
number.
Select the appropriate option.
a. If you select SWIFT option:
i.
From the SWIFT Code list, select the appropriate option.
b. If you select National Clearing Code option:
c.
i.
From the National Clearing Code Type list, select the appropriate option.
ii.
From the National Clearing Codes list, select the appropriate option.
If you select Bank Details option:
i.
In the Bank Name field, enter the beneficiary bank name.
ii.
In the City field, enter the city of the beneficiary.
iii.
In the Bank Address field, enter the address of the bank beneficiary.
iv.
In the Country field, enter the country of the beneficiary.
8.
From the Visibility list, select the appropriate option.
9.
Click Add.
The Add Beneficiary - Verify screen appears.
OR
Click Back.
The Beneficiary Maintenance screen appears.
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
27
Beneficiary Maintenance
Add Beneficiary - Verify
10.
Click Confirm.
The Add Beneficiary - Confirm screen appears.
OR
Click Change.
The Add Beneficiary screen appears.
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
28
Beneficiary Maintenance
Add Beneficiary - Confirm
11.
Click OK.
The Beneficiary Maintenance screen appears.
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
29
Beneficiary Maintenance
3.5
Beneficiary Maintenance – International Draft
To maintain a beneficiary for international draft
1.
From the Payments menu, select Beneficiary Maintenance.
The Beneficiary Maintenance screen appears.
Beneficiary Maintenance
Field Description
Field Name
Transaction Type
Description
[Mandatory, Dropdown]
Indicates the transaction type.
2.
From the Transaction Type list, select the appropriate option.
3.
Click Create Beneficiary Template.
The Add Beneficiary screen appears.
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
30
Beneficiary Maintenance
Add Beneficiary
Field Description
Field Name
Transaction Type
Description
[Display]
Displays the type of transaction.
Beneficiary ID
[Mandatory, Alphanumeric, 10]
Indicates the unique beneficiary Id.
It can be the nick name of beneficiary.
Beneficiary Name
[Mandatory, Alphanumeric, 35]
Indicates the beneficiary name for the transfer.
Beneficiary Address [Mandatory, Alphanumeric, 34*3]
Indicates the address of beneficiary.
City
[Mandatory, Alphanumeric, 35]
Indicates the city of beneficiary address.
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
31
Beneficiary Maintenance
Field Name
Country
Description
[Mandatory, Alphanumeric, 35]
Indicates the country of beneficiary.
Zip/Postal Code
[Mandatory, Alphanumeric, 10]
Indicates the zip/postal code.
Beneficiary Email
[Optional, Alphanumeric, 40]
Indicates the beneficiary email address.
Mode of Delivery
[Mandatory, Option]
Indicates the mode of delivery.
The options are:
Select City

Branch

Courier/Post
[Conditional, Drop-Down]
Indicates the city.
To enable this field, select the Branch option, from Mode of Delivery
list.
Select Branch
[Conditional, Drop-Down]
Indicates the branch.
To enable this field, select the Branch option, from Mode of Delivery
list.
Visibility
[Mandatory, Drop-Down]
Indicates the beneficiary visibility.
The options are:

Public

Private
4.
In the Beneficiary ID field, enter the beneficiary Id.
5.
In the Beneficiary Name field, enter the beneficiary name.
6.
In the Beneficiary Address field, enter the beneficiary address.
7.
In the City field, enter the beneficiary city.
8.
In the Country field, enter the beneficiary country.
9.
In the Zip/Postal Code field, enter the zip code.
10.
From the Mode of Delivery list, select the appropriate option.
a. If you select Branch option:
i.
From Select City list, select the appropriate option.
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
32
Beneficiary Maintenance
ii.
From Select Branch list, select the appropriate option.
11.
From the Visibility list, select the appropriate option.
12.
Click Add.
The Add Beneficiary - Verify screen appears.
OR
Click Back.
The Beneficiary Maintenance screen appears.
Add Beneficiary - Verify
13.
Click Confirm.
The Add Beneficiary - Confirm screen appears.
OR
Click Change.
The Add Beneficiary screen appears.
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
33
Beneficiary Maintenance
Add Beneficiary - Confirm
14.
Click OK.
The Beneficiary Maintenance screen appears.
3.6
Beneficiary Maintenance – Domestic Draft
To maintain a beneficiary for demand drafts
1.
From the Payments menu, select Beneficiary Maintenance.
The Beneficiary Maintenance screen appears.
Beneficiary Maintenance
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
34
Beneficiary Maintenance
Field Description
Field Name
Transaction Type
Description
[Mandatory, Dropdown]
Indicates the transaction type.
2.
From the Transaction Type list, select the appropriate option.
3.
Click Create Beneficiary Template.
The system displays the Add Beneficiary screen appears.
Add Beneficiary
Field Description
Field Name
Transaction Type
Description
[Display]
Displays the type of transaction.
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
35
Beneficiary Maintenance
Field Name
Beneficiary ID
Description
[Mandatory, Alphanumeric, 10]
Indicates the unique beneficiary Id.
It can be the nick name of beneficiary.
Beneficiary Name
[Mandatory, Alphanumeric, 35]
Indicates the beneficiary name for the transfer.
Beneficiary Address [Mandatory, Alphanumeric, 34*3]
Indicates the address of beneficiary.
City
[Mandatory, Alphanumeric, 35]
Indicates the city of beneficiary address.
Country
[Mandatory, Alphanumeric, 35]
Indicates the country of beneficiary.
Zip/Postal Code
[Mandatory, Alphanumeric, 10]
Indicates the zip/postal code.
Phone
[Optional, Alphanumeric, 10]
Indicates the beneficiary phone number.
Beneficiary Email
[Optional, Alphanumeric, 40]
Indicates the beneficiary email address.
Mode of Delivery
[Mandatory, Option]
Indicates the mode of delivery.
The options are:
Select City

Branch

Courier/Post
[Conditional, Drop-Down]
Indicates the city.
To enable this field, select the Branch option, from Mode of Delivery
list.
Select Branch
[Conditional, Drop-Down]
Indicates the branch.
To enable this field, select the Branch option, from Mode of Delivery
list.
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
36
Beneficiary Maintenance
Field Name
Description
Draft Delivery Option [Conditional, Drop-Down]
Indicates the delivery options.
To enable this field, select the Courier/Post option, from Mode of
Delivery list.
Visibility
[Mandatory, Drop-Down]
Indicates the beneficiary visibility.
The options are:

Public

Private
4.
In the Beneficiary ID field, enter the beneficiary Id.
5.
In the Beneficiary Name field, enter the beneficiary name.
6.
In the Beneficiary Address field, enter the beneficiary address.
7.
In the City field, enter the beneficiary city.
8.
In the Country field, enter the beneficiary country.
9.
In the Zip/Postal Code field, enter the zip code.
10.
From the Mode of Delivery list, select the appropriate option.
a. If you select Branch option:
i.
From Select City list, select the appropriate option.
ii.
From Select Branch list, select the appropriate option.
b. If you select Courier/Post option:
i.
From Draft Delivery Option list, select the appropriate option.
11.
From the Visibility list, select the appropriate option.
12.
Click Add.
The Add Beneficiary - Verify screen appears.
OR
Click Back.
The Beneficiary Maintenance screen appears.
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
37
Beneficiary Maintenance
Add Beneficiary - Verify
13.
Click Confirm.
The Add Beneficiary - Confirm screen appears.
OR
Click Change.
The Add Beneficiary screen appears.
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
38
Beneficiary Maintenance
Add Beneficiary - Confirm
14.
Click OK.
The Beneficiary Maintenance screen appears.
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
39
Beneficiary Maintenance
3.7
Beneficiary Maintenance – MT 101 Transfer
To maintain a beneficiary for MT101 transfer
1.
From the Payments menu, select Beneficiary Maintenance.
The Beneficiary Maintenance screen appears.
Beneficiary Maintenance
2.
From the Transaction Type list, select the appropriate option.
3.
Click Create Beneficiary Template.
The Add Beneficiary screen appears.
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
40
Beneficiary Maintenance
Add Beneficiary
Field Description
Field Name
Transaction Type
Description
[Display]
Displays the selected transaction type.
Beneficiary ID
[Mandatory, Alphanumeric, 10]
Indicates the unique beneficiary Id.
It can be the nick name of beneficiary
Beneficiary Name
[Mandatory, Alphanumeric, 35]
Indicates the beneficiary name for the transfer.
Beneficiary Email
[Optional, Alphanumeric, 40]
Indicates the beneficiary email address.
Enter Beneficiary Bank Details
Beneficiary Account [Mandatory, Alphanumeric, 34]
No
Indicates the beneficiary’s account number for the transfer.
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
41
Beneficiary Maintenance
Field Name
SWIFT Code
Description
[Mandatory, Pick List]
Indicates the SWIFT code to transfer the funds.
Bank Name
[Display]
Displays the beneficiary bank name to transfer the funds.
Bank Address
[Display]
Displays the address of the bank of beneficiary.
City
[Display]
Displays the city of beneficiary bank.
Country
[Display]
Displays the country of beneficiary swift code.
Visibility
[Mandatory, Drop-Down]
Indicates the beneficiary availability.
The options are:

Public

Private
4.
In the Beneficiary ID field, enter the beneficiary Id.
5.
In the Beneficiary Name field, enter the beneficiary name.
6.
In the Enter Beneficiary Bank Details section, enter the beneficiary account number in
the Beneficiary Account No field.
7.
From the SWIFT Code list, select a SWIFT code.
8.
From the Visibility list, select the appropriate option.
9.
Click Add.
The Add Beneficiary - Verify screen appears.
OR
Click Back.
The Beneficiary Maintenance screen appears.
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
42
Beneficiary Maintenance
Add Beneficiary – Verify
10.
Click Confirm.
The Add Beneficiary - Confirm screen appears.
OR
Click Change.
The Add Beneficiary screen appears.
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
43
Beneficiary Maintenance
Add Beneficiary – Confirm
11.
Click OK.
The Beneficiary Maintenance screen appears.
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
44
Beneficiary Maintenance
3.8
Beneficiary Maintenance- Internal Remittances
To maintain a beneficiary for internal remittances
1.
From the Payments menu, select Beneficiary Maintenance.
The system displays the Beneficiary Maintenance screen.
Beneficiary Maintenance
Field Description
Field Name
Transaction Type
Description
[Mandatory, Dropdown]
Indicates the transaction type.
2.
From the Transaction Type list, select the appropriate option.
3.
Click Create Beneficiary Template.
The Add Beneficiary screen appears.
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
45
Beneficiary Maintenance
Add Beneficiary
Field Description
Field Name
Transaction Type
Description
[Display]
Displays the type of transaction.
Beneficiary ID
[Mandatory, Alphanumeric, 10]
Indicates the unique beneficiary Id.
It can be the nick name of beneficiary.
Beneficiary Name
[Mandatory, Alphanumeric, 35]
Indicates the beneficiary name for the transfer.
Bank Name
[Mandatory, Drop-Down]
Indicates the bank name.
Beneficiary Account [Mandatory, Alphanumeric, 34]
No
Indicates the beneficiary’s account number for the transfer.
Beneficiary Email
[Optional, Alphanumeric, 40]
Indicates the beneficiary email address.
Visibility
[Mandatory, Drop-Down]
Indicates the beneficiary availability.
The options are:
4.

Public

Private
In the Beneficiary ID field, enter the beneficiary Id.
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
46
Beneficiary Maintenance
5.
In the Beneficiary Name field, enter the beneficiary name.
6.
In the Bank Name field, enter the bank name.
7.
In the Beneficiary Account No field, enter the beneficiary account number.
8.
From the Visibility list, select the appropriate option.
9.
Click Add.
The Add Beneficiary - Verify screen appears.
OR
Click Back.
The Beneficiary Maintenance screen appears.
Add Beneficiary- Verify
10.
Click Confirm.
The Add Beneficiary - Confirm screen appears.
OR
Click Change.
The Add Beneficiary screen appears.
Add Beneficiary - Confirm
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
47
Beneficiary Maintenance
11.
Click OK.
The Beneficiary Maintenance screen appears.
3.9
Beneficiary Maintenance – SEPA CREDIT Transfer
Using this option, you can add, modify, or delete a beneficiary for SEPA credit transfer in
the application.
To maintain a beneficiary for SEPA credit transfer
1.
From the Payments menu, select Beneficiary Maintenance.
The Beneficiary Maintenance screen appears.
Beneficiary Maintenance
Field Description
Field Name
Transaction Type
Description
[Mandatory, Dropdown]
Indicates the transaction type.
2.
From the Transaction Type list, select the appropriate option.
3.
Click Create Beneficiary Template.
The Add Beneficiary screen appears.
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
48
Beneficiary Maintenance
Beneficiary Maintenance - Add Beneficiary
Field Description
Field Name
Transaction Type
Description
[Display]
Displays the type of transaction.
Beneficiary ID
[Mandatory, Alphanumeric, 10]
Indicates the unique identity for the beneficiary.
Beneficiary Name
[Mandatory, Alphanumeric, 35]
Indicates the name of the beneficiary who is receiving the funds.
Beneficiary Account [Mandatory, Alphanumeric, 35]
(IBAN)
Indicates the beneficiary international bank account number (IBAN).
Beneficiary Email
[Optional, Alphanumeric, 40]
Indicates the creditor email address.
Visibility
[Mandatory, Drop-Down]
Indicates the template access privilege.
The options are:

Public

Private
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
49
Beneficiary Maintenance
Field Name
Description
Beneficiary Bank Details
Beneficiary Bank
Code (BIC)
[Mandatory, Pick List]
Indicates the BIC of the beneficiary bank.
4.
In the Beneficiary ID field, enter the beneficiary Id.
5.
In the Beneficiary Name field, enter the beneficiary name.
6.
In the Beneficiary Account (IBAN) field, enter the beneficiary account IBAN.
7.
From the Visibility list, select the appropriate option.
8.
Click Add.
The Add Beneficiary - Verify screen appears.
OR
Click Back.
The Beneficiary Maintenance screen appears.
Add Beneficiary- Verify
9.
Click Confirm.
The Add Beneficiary - Confirm screen appears.
OR
Click Change.
The Add Beneficiary screen appears.
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
50
Beneficiary Maintenance
Add Beneficiary - Confirm
10.
Click OK.
The Beneficiary Maintenance screen appears.
3.10 Beneficiary Maintenance – SEPA Direct Debits
Using this option, you can add, modify, or delete a beneficiary for SEPA direct debit
transfer in the application.
To maintain a beneficiary for SEPA direct debits
1.
From the Payments menu, select Beneficiary Maintenance.
The Beneficiary Maintenance screen appears.
Beneficiary Maintenance
Field Description
Field Name
Transaction Type
Description
[Mandatory, Dropdown]
Indicates the transaction type.
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
51
Beneficiary Maintenance
2.
From the Transaction Type list, select the appropriate option.
3.
Click Create Beneficiary Template.
The system displays the Add Beneficiary screen appears.
Add Beneficiary
Field Description
Field Name
Transaction Type
Description
[Display]
Displays the selected transaction type.
Debtor Details
Debtor ID
[Mandatory, Alphanumeric, 35]
Indicates the unique identity for the debtor.
Debtor Name
[Mandatory, Alphanumeric, 35]
Indicates the debtor name for the transaction.
Debtor IBAN
[Mandatory, Alphanumeric, 35]
Indicates the international bank account number of the debtor.
Visibility
[Mandatory, Drop-Down]
Indicates the template access privilege.
The options are:

Public

Private
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
52
Beneficiary Maintenance
Field Name
Description
Debtor Bank Details
Debtor Bank Code
(BIC)
[Mandatory, Pick List]
Indicates the debtor bank code.
4.
In the Debtor ID field, enter the debtor Id.
5.
In the Debtor Name field, enter the debtor name.
6.
In the Debtor IBAN field, enter the international bank account number of the debtor.
7.
From the Visibility list, select the appropriate option.
8.
From the Debtor Bank Code list, select the appropriate option.
9.
Click Add.
The Add Beneficiary - Verify screen appears.
OR
Click Back.
The Beneficiary Maintenance screen appears.
Add Beneficiary – Verify
10.
Click Confirm.
The Add Beneficiary - Confirm screen appears.
OR
Click Change.
The Add Beneficiary screen appears.
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
53
Beneficiary Maintenance
Add Beneficiary – Confirm
11.
Click OK.
The Beneficiary Maintenance screen appears.
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
54
Beneficiary Maintenance
3.11 Beneficiary Maintenance – SEPA Card Payment
To maintain a Beneficiary for SEPA Direct Debits
1.
From the Payments menu, select Beneficiary Maintenance.
The Beneficiary Maintenance screen appears.
Beneficiary Maintenance
Field Description
Field Name
Transaction Type
Description
[Mandatory, Dropdown]
Indicates the transaction type.
2.
From the Transaction Type list, select the appropriate option.
3.
Click Create Beneficiary Template.
The Add Beneficiary screen appears.
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
55
Beneficiary Maintenance
Add Beneficiary
Field Description
Field Name
Transaction Type
Description
[Display]
Displays the selected transaction type.
Beneficiary Details
Beneficiary ID
[Mandatory, Alphanumeric, 10]
Indicates the unique identity for the creditor.
Beneficiary Name
[Mandatory, Alphanumeric, 35]
Indicates the beneficiary name for the transfer.
Beneficiary Account [Mandatory, Alphanumeric, 34]
(IBAN)
Indicates the international bank account number (IBAN) of the
creditor.
Beneficiary Email
[Optional, Alphanumeric, 40]
Indicates the creditor email address.
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
56
Beneficiary Maintenance
Field Name
Visibility
Description
[Mandatory, Drop-Down]
Indicates the template access privilege.
The options are:

Public

Private
Beneficiary Bank Details
Beneficiary Bank
Code (BIC)
[Mandatory, Pick List]
Indicates the BIC of the creditor’s bank.
4.
In the Beneficiary ID field, enter the beneficiary Id.
5.
In the Beneficiary Name field, enter the beneficiary name.
6.
In the Beneficiary Account (IBAN) field, enter the (IBAN) of the creditor.
7.
From the Visibility list, select the appropriate option.
8.
From the Beneficiary Bank Code list, select the appropriate option.
9.
Click Add.
The Add Beneficiary - Verify screen appears.
OR
Click Back.
The Beneficiary Maintenance screen appears.
Add Beneficiary – Verify
10.
Click Confirm.
The Add Beneficiary - Confirm screen appears.
OR
Click Change.
The Add Beneficiary screen appears.
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
57
Beneficiary Maintenance
Add Beneficiary – Confirm
11.
Click OK.
The Beneficiary Maintenance screen appears.
3.12 Beneficiary Maintenance – UK Payments
To maintain a beneficiary for UK payments
1.
From the Payments menu, select Beneficiary Maintenance.
The Beneficiary Maintenance screen appears.
Beneficiary Maintenance
Field Description
Field Name
Transaction Type
Description
[Mandatory, Drop-Down]
Indicates the transaction type.
2.
From the Transaction Type list, select the appropriate option.
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
58
Beneficiary Maintenance
3.
Click Create Beneficiary Template.
The Add Beneficiary screen appears.
Add Beneficiary
Field Description
Field Name
Transaction Type
Description
[Display]
Displays the type of transaction.
Type of Payments
[Mandatory, Option]
Indicates the priority of payment.
The options are:

Non - Urgent

Urgent

Faster UK Payments
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
59
Beneficiary Maintenance
Field Name
Beneficiary Id
Description
[Mandatory, Alphanumeric, 10]
Indicates the unique beneficiary Id.
It can be the nick name of beneficiary.
Beneficiary Name
[Mandatory, Alphanumeric, 35]
Indicates the beneficiary name for the transfer.
Beneficiary Email
[Optional, Alphanumeric, 40]
Indicates the beneficiary email address.
Non Urgent/ Faster UK Payments
For Non Urgent and Faster UK Payments options below fields are available.
Enter Beneficiary Bank Details
Select any one option
Bank Sort Code
[Optional, Option]
Indicates the sort code.
Bank Details
[Optional, Option]
Indicates the bank details.
Beneficiary Account No [Mandatory, Alphanumeric, 35]
Indicates the beneficiary’s account number for the transfer.
Bank Sort Code
[Conditional, Pick List]
Indicates the sort code.
To enable this field, select the Bank Sort Code option.
Bank Name
[Conditional, Alphanumeric, 35].
Indicates the beneficiary bank name.
To enable this field, select the Bank Details option.
Bank Address
[Conditional, Alphanumeric, 35*2]
Indicates the beneficiary bank address.
To enable this field, select the Bank Details option.
City
[Conditional, Alphanumeric, 35]
Indicates the beneficiary bank city.
To enable this field, select the Bank Details option.
Urgent
For Urgent option below fields are available.
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
60
Beneficiary Maintenance
Field Name
Description
Enter Beneficiary Bank Details
Beneficiary Account No [Mandatory, Alphanumeric, 35]
Indicates the beneficiary’s account number for the transfer.
SWIFT Code
[Mandatory, Pick List]
Indicates SWIFT code of beneficiary bank code of beneficiary
bank.
Bank Name
[Display]
Indicates the beneficiary bank name.
Bank Address
[Display]
Displays the beneficiary bank address.
City
[Display]
Displays the beneficiary bank city.
Country
[Display]
Displays the beneficiary bank country.
Visibility
[Mandatory, Drop-Down]
Indicates the beneficiary availability.
The options are:

Public

Private
Note: This field is available for Non-Urgent, Urgent and Faster
UK Payments options.
4.
In the Type of Payment field, select the appropriate option, if you select Non
Urgent/Faster UK Payments option:
a. In the Beneficiary ID field, enter the beneficiary Id.
b. In the Beneficiary Name field, enter the beneficiary name.
c.
In the Beneficiary Account Number field, enter the beneficiary account number.
d. In the Enter Beneficiary Bank Details section, select the appropriate option, If you
select Bank Sort Code option:
i.
From the Bank Sort Code list, select the appropriate option.
e. If you select Bank Details option:
i.
In the Bank Name field, enter the beneficiary bank name.
ii.
In the Bank Address field, enter the bank address.
iii.
In the City field, enter the beneficiary bank city.
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
61
Beneficiary Maintenance
5.
If you select Urgent option, in the Type of Payment field:
a. Repeat steps a to c.
b. From the SWIFT Code list, select the appropriate option.
6.
From the Visibility list, select the appropriate option.
7.
Click Add.
The Add Beneficiary - Verify screen appears.
OR
Click Back.
The Beneficiary Maintenance screen appears.
Add Beneficiary - Verify
8.
Click Confirm.
The Add Beneficiary - Confirm screen appears.
OR
Click Change.
The Add Beneficiary screen appears.
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
62
Beneficiary Maintenance
Add Beneficiary - Confirm
9.
Click OK.
The system displays the Beneficiary Maintenance screen.
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
63
Own Account Transfer
4.
Own Account Transfer
Using this option, you can initiate funds transfer between any of your accounts, i.e. the
accounts that are under the customer IDs mapped to you. Such transfer can be done
either by making a new payment transaction or by using the Existing Beneficiary Details
(i.e. templates) to make the payment. The payment can be processed immediately, or on
a specific future date, or you can set recurring instructions with the bank.
To initiate own account transfer
1.
From the Payments menu, select Within Bank, and then select Own Account
Transfer.
The Own Account Transfer screen appears.
Own Account Transfer
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
64
Own Account Transfer
Field Description
Field Name
Description
Payment To
It is mandatory to select either Existing Template or Make New Payment option.
Existing
Template
[Optional, Option]
Indicates the payment option using existing template.
To enable the pick list, select the option button.
Make New
Payment
[Optional, Option]
User
Reference
[Optional, Alphanumeric, 35]
Source
Account
[Mandatory, Drop-Down]
Indicates the new payment option.
Indicates the user reference number for the transaction.
Indicates the list of active CASA accounts linked to the user.
Click the View Balance link to view the account balance of the
selected account.
Click
to search the CASA accounts linked to the user.
Beneficiary Details
Destination
Account
[Mandatory, Drop-Down]
Indicates the destination account for the transaction.
Click
to search the CASA accounts linked to the user.
Payment Details
Transfer
Amount
[Mandatory, Numeric, 15]
Indicates the transfer amount for the transaction.
It is mandatory to select either Pay Now or Pay Later or Pay Periodically option.
Pay Now
[Optional, Option]
Indicates the payment option to process the funds transfer
immediately.
Pay Later
[Optional, Option, Pick List]
Indicates the payment option to make the funds transfer on a
future date.
To enable the Pay Later list, select the Pay Later option.
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
65
Own Account Transfer
Field Name
Description
Pay
Periodically
[Optional, Option]
Deal Details
[Optional, Option]
Indicates the user to select a standing instruction for a period.
Indicates the deal details.
The options are :

Pre booked

Online

Bank
Note: Deal options are available to you only if deal is allowed for
your user. Please refer Foreign Exchange User Manual for deal
details.
Periodic Payment Details
To enable this section, select Pay Later option.
Payment
Frequency
[Optional, Drop-Down]
First
Execution
Date
[Mandatory, Pick List]
Expiry Date
[Mandatory, Pick List]
Indicates the frequency of executing SI.
Indicates the first day of SI execution.
Indicates the final day of SI execution.
Other Details
Narrative
[Optional, Alphanumeric, 35]
Indicates the narrative for the transaction.
Template
Access
Type
[Optional, Drop-Down]
Indicates the template access privilege.
The options are:

Public

Private
To enable this field, select Make New Payment option in Payment
To section.
2.
In the Payment To section, select the appropriate option.
a. If you select Existing Template option:
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
66
Own Account Transfer
i.
From the Existing Template list, select the appropriate option.
b. If you select Make New Payment option:
i.
From the Source Account list, select the appropriate option.
ii.
From the Destination Account list, select the appropriate option.
iii.
In the Transfer Amount field, enter the transfer amount.
iv.
In the Payment Details section, select the appropriate payment option.
1. If you select Pay Later option.
From the Pay Later list, select the appropriate date.
2. If you select Pay periodically option.
From the First Execution Date list, select the appropriate date.
From the Expiry Date list, select the appropriate date.
3.
Click Initiate.
The Own Account Transfer - Verify screen appears.
OR
Click View Limits.
The limit status screen appears.
OR
Click Save as Draft.
The Own Account Transfer - Confirm screen appears and saves the transaction as a draft.
OR
Click Save as Template.
The Own Account Transfer - Confirm screen appears and saves the transaction as
template.
OR
Click Save & Submit.
The Own Account Transfer - Verify screen appears and creates a payment template.
Own Account Transfer - Verify
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
67
Own Account Transfer
Own Account Transfer – View limits
4.
Click Confirm.
The Own Account Transfer - Confirm screen appears.
OR
Click Change.
The Own Account Transfer screen appears.
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
68
Own Account Transfer
Own Account Transfer - Confirm
5.
Click OK.
The Own Account Transfer screen.
OR
Click E-Receipt to generate an e-receipt for the completed transaction.
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
69
Internal Transfer
5.
Internal Transfer
Using this option, you can transfer funds within the bank, i.e. you can transfer funds to
any accounts of the same bank. You can also create and save payment templates to be
used later for funds transfer. Such transfer can be done either by making a new payment
transaction or using the existing beneficiary details (i.e. templates) to make the payment.
The payment can be processed immediately or on a specific future date, or you can set
recurring instructions with the bank.
To initiate internal account transfer
1.
From the Payments menu, select Within Bank, and then select Internal Transfer.
The Internal Transfer screen appears.
Internal Transfer
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
70
Internal Transfer
Field Description
Field Name
Description
Payment To
It is mandatory to select either Existing Template or Make New Payment option.
Existing
Template
[Optional, Option]
Indicates the payment option using existing template.
To enable the pick list, select the option button.
Make New
Payment
[Optional, Option]
User
Reference
[Optional, Alphanumeric, 35]
Source
Account
[Mandatory, Drop-Down]
Indicates the new payment option.
Indicates the user reference number for the transaction.
Indicates the list of active CASA accounts linked to the user.
Click the View Balance link to view the account balance of the selected
account.
Note: Click
to search the CASA accounts linked to the user.
Beneficiary Details
Beneficiary
Account
[Mandatory, Pick List]
Indicates the beneficiary’s CASA/ GL account number for the transfer.
Note: Click
to search the CASA accounts linked to the user.
Beneficiary
Branch
[Mandatory, Drop-Down]
Beneficiary
Email
[Optional, Alphanumeric, 40]
Indicates the list of the bank’s branches.
Indicates the beneficiary’s email address.
Payment Details
Transfer
Amount
[Mandatory, Numeric, 15]
Indicates the exact debit amount for the transfer.
Equivalent credit amount will be calculated if cross currency is involved.
Transfer
Currency
[Mandatory, Drop-Down]
Indicates the currency in which funds will be transferred.
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
71
Internal Transfer
Field Name
Description
It is mandatory to select either Pay Now or Pay Later or Pay Periodically option.
Pay Now
[Optional, Option]
Indicates the payment option to process the funds transfer immediately.
Pay Later
[Optional, Option]
Indicates the payment option to make the funds transfer on a future date.
Pay
Periodically
[Optional, Option]
Indicates the user to select a standing instruction for a period.
Periodic Payment Details
To enable this section, select Pay Later option.
Payment
Frequency
[Optional, Drop-Down]
Deal Details
[Optional, Option]
Indicates the frequency of executing SI.
Indicates the deal details by selecting appropriate Option.
The options are :

Pre booked

Online

Bank
Note: Deal options are available to you only if deal is allowed for your user.
Please refer Foreign Exchange User Manual for deal details.
First
Execution
Date
[Mandatory, Pick List]
Expiry Date
[Mandatory, Pick List]
Indicates the first day of SI execution.
Indicates the final day of SI execution.
Other Details
Purpose of
Remittance
[Optional, Drop-Down]
Narrative
[Optional, Alphanumeric, 35]
Indicates the description of selected purpose of remittance.
Indicates the narrative for the transaction.
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
72
Internal Transfer
Field Name
Description
Template
Access Type
[Optional, Drop-Down]
Indicates the template access privilege.
The options are:

Public

Private
Note: This field is mandatory when you want to save the details of the fund
transfer as a template.
2.
In the Payment To section, select the appropriate option.
a. If you select Existing Template option:
i.
From the Existing Template list, select the appropriate option.
b. If you select Make New Payment option:
i.
From the Source Account list, select the appropriate account.
ii.
From the Beneficiary Account list, select the appropriate account.
iii.
From the Beneficiary Branch list, select the appropriate option.
iv.
In the Transfer Amount field, enter the transfer amount.
v.
From the Transfer Currency list, select the appropriate currency.
vi.
In the Payment Details section, select the appropriate payment option.
Note: For more information about payment options, see Payment Options in this User manual.
3.
Click Initiate.
The Internal Transfer - Verify screen appears.
OR
Click View Limits.
The limit status screen appears.
OR
Click Save as Draft.
The Internal Account Transfer - Confirm screen appears and saves the transaction as a
draft.
OR
Click Save as Template.
The Internal Account Transfer - Verify screen appears.
OR
Click Save & Submit.
The Internal Account Transfer - Verify screen appears.
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
73
Internal Transfer
Internal Transfer - Verify
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
74
Internal Transfer
Internal Account Transfer – View limits
4.
Click Confirm.
The Internal Account Transfer - Confirm screen appears.
OR
Click Change.
The Internal Account Transfer screen appears.
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
75
Internal Transfer
Internal Transfer Confirm
5.
Click OK.
The Internal Transfer screen appears.
OR
Click E-Receipt to generate an e-receipt for the completed transaction.
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
76
Multiple Internal Transfer
6.
Multiple Internal Transfer
Using this option, you can initiate multiple internal transfers. You can transfer money from
one account to as many as fifteen different accounts. In addition you can transfer money
from different accounts to a single or multiple accounts as per the instructions.
To initiate multiple internal transfer
1.
From the Payments menu, select Within Bank, and then select Multiple Internal
Transfer.
The Multiple Internal Transfer screen appears.
Multiple Internal Transfers
Field Description
Field Name
Description
ID
[Display]
Displays the payment id or payment instruction number.
It is mandatory to click either Select Beneficiary or Select Template icon.
Select
Beneficiary
Select
Template
[Optional, Link]
Indicates the link for payment option using existing template.
[Optional, Link]
Indicates the link for new payment option.
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
77
Multiple Internal Transfer
Field Name
Description
Recipient Account
Number
[Display]
Recipient Branch
[Display]
Displays the recipient account number.
Displays the branch name where recipient is holding the account.
Source Account
[Mandatory, Drop-Down]
Indicates the list of active CASA accounts linked to the user.
Click
Transfer Amount
to search the CASA accounts linked to the user.
[Mandatory, Numeric, 15]
Indicates the amount for the transfer along with currency of
transfer.
Below fields appears once the user selects the payment recipient either by Select
Beneficiary option or Select Template option.
Pay On
It is mandatory to select either Pay Now or Pay Later option.
Pay Now
[Optional, Option]
Indicates the payment option to process the funds transfer
immediately.
Pay Later
[Optional, Option, Pick List]
Indicates the payment option to make the funds transfer on a
future date.
To enable the Pay Later list, select the Pay Later option.
Note: The Transfer Date to be selected should lie between the
Start Date and End Date.
Start Date – Current Date + No of days (1 to 20)
End Date – Current Date + 365 Days
If the Transfer Date happens to be a non-working day or a holiday,
then the transaction is processed on the next working day.
Purpose of
Remittance
[Optional, Drop-Down]
Description
Remittance
Purpose
[Conditional, Alphanumeric, 35*2]
Indicates the purpose of remittance.
Indicates the description of purpose of remittance.
To enable this field, select Other option from the Purpose of
Remittance list.
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
78
Multiple Internal Transfer
Field Name
Description
Narrative
[Optional, Alphanumeric, 35]
Indicates the narrative for the transaction.
User Reference
[Optional, Alphanumeric, 35]
Indicates the user reference number for the transaction.
2.
Click the Select Beneficiary icon to select a beneficiary account number.
The select beneficiary screen appears.
OR
Click the Select Template icon to select an existing template.
The select beneficiary template screen appears.
3.
From the Source Account list, select the appropriate option.
4.
In the Transfer Amount field, enter the transfer amount and select the currency from the
list.
5.
In the Pay On field, select the appropriate payment option.
a. If you select Pay Later option.
i.
From the Pay Later list, select the appropriate date.
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
79
Multiple Internal Transfer
Multiple Internal Transfers - Initiate
6.
Click Initiate.
The Multiple Internal Transfers - Verify screen appears.
OR
Click View Limits.
The limit status screen appears.
OR
Click Add More to add one, three, five or 10 rows.
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
80
Multiple Internal Transfer
Multiple Internal Transfer - Verify
7.
Click Confirm.
The Multiple Internal Transfers - Confirm screen appears.
OR
Click Change.
The Multiple Internal Transfers screen appears.
Multiple Internal Transfer - Confirm
8.
Click OK.
The Multiple Internal Transfers screen appears.
OR
Click E-Receipt to generate an e-receipt for the completed transaction.
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
81
Domestic Funds Transfer
7.
Domestic Funds Transfer
Using this option, you can transfer funds to any account in another bank within the
country. The transfer is usually made through the local payments network. The payment
can be processed immediately, or on a specific future date, or you can set recurring
instructions with the bank.
To view and initiate domestic funds transfer
1.
From the Payments menu, select Within Country, and then select Domestic Funds
Transfer.
The Domestic Funds Transfer screen appears.
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
82
Domestic Funds Transfer
Domestic Funds Transfer
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
83
Domestic Funds Transfer
Field Description
Field Name
Description
Payment To
It is mandatory to select either Existing Template or Make New Payment option.
Existing
Template
[Optional, Option]
Indicates the payment option using existing template.
To enable the pick list, select the option button.
Make New
Payment
[Optional, Option]
User
Reference
Number
[Optional, Alphanumeric, 35]
Source
Account
[Mandatory, Drop-Down]
Indicates the new payment option.
Indicates the user reference number for the transaction.
Indicates the list of active CASA accounts linked to the user.
Click the View Balance link to view the account balance of the selected
account.
Click
to search the CASA accounts linked to the user.
Beneficiary Details
Beneficiary
Name
[Mandatory, Alphanumeric, 35]
Indicates the beneficiary name for the transfer.
Click
Destination
Account
Type
to search the beneficiary.
[Mandatory, Drop-Down]
Indicates the beneficiary account type.
The options are:
Beneficiary
Account

Enter Account No

Pay Over the Counter
[Conditional, Alphanumeric, 34]
Indicates the beneficiary’s account number.
To enable this field, select Enter Account No option in Destination Account
Type list.
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
84
Domestic Funds Transfer
Field Name
Description
Identification
Type
[Conditional, Drop-Down]
Indicates the identification document for receiving the funds at counter.
The options are:

SSN

Passport

Driving License
To enable this field, select the Pay Over the Counter option, from Destination
Account Type list.
Identification
Number
[Conditional, Alphanumeric, 35]
Indicates the reference number of the document.
To enable this field, select the Pay Over the Counter option, from Destination
Account Type list.
Beneficiary
Address
[Conditional, Alphanumeric, 34*2]
Indicates the address of beneficiary.
To enable this field, select the Pay Over the Counter option, from Destination
Account Type list.
City
[Conditional, Alphanumeric, 35]
Indicates the city of beneficiary address.
To enable this field, select the Pay Over the Counter option, from Destination
Account Type list.
Beneficiary
Email
[Optional, Alphanumeric, 40]
Indicates the beneficiary email address.
Beneficiary Bank Details
Processing
Mode
[Mandatory, Option]
Indicates the processing mode through which transaction should be routed.
The options are:
IFSC Code

NEFT

RTGS

IMPS
[Mandatory, Pick List]
Indicates the clearing code for the beneficiary bank.
Bank Name
[Display]
Displays the beneficiary bank name to transfer the funds.
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
85
Domestic Funds Transfer
Field Name
Description
Bank
Address
[Display]
City
[Display]
Displays the address of the bank of beneficiary.
Displays the city of beneficiary bank.
Payment Details
Transfer
Amount
[Mandatory, Numeric, 15]
Transfer
Currency
[Mandatory, Drop-Down]
Indicates the exact debit amount for the transfer.
Indicates the currency in which funds will be transferred.
It is mandatory to select either Pay Now or Pay Later or Pay Periodically option.
Pay Now
[Optional, Option]
Indicates the payment option to process the funds transfer immediately.
Pay Later
[Optional, Option, Pick List]
Indicates the payment option to make the funds transfer on a future date.
To enable the Pay Later list, select the Pay Later option.
Note: The Transfer Date to be selected should lie between the Start Date and
the End Date.
Start Date – Current Date + No of days (1 to 20)
End Date – Current Date + 365 Days
If the Transfer Date happens to be a non-working day or a holiday, then
transaction is processed on the next working day.
Pay
Periodically
[Optional, Option]
Indicates the user to select a standing instruction for a period.
Periodic Payment Details
To enable this section, select Pay Later option.
Payment
Frequency
[Optional, Drop-Down]
First
Execution
Date
[Mandatory, Pick List]
Expiry Date
[Mandatory, Pick List]
Indicates the frequency of executing standing instruction.
Indicates the first day of standing instruction execution.
Indicates the final day of standing instruction execution.
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
86
Domestic Funds Transfer
Field Name
Description
Other Details
Purpose of
remittance
[Optional, Drop-Down]
Narrative
[Optional, Alphanumeric, 35]
Indicates the description of selected purpose of remittance.
Indicates the narrative for the transaction.
Template
Access Type
[Optional, Drop-Down]
Indicates the template access privilege.
The options are:

Public

Private
To enable this field, select Make New Payment option in Payment To section.
This field is mandatory if you want to save the details of the fund transfer as a
template.
2.
In the Payment To section, select the appropriate option.
a. If you select Existing Template option:
i.
From the Existing Template list, select the appropriate option.
b. If you select Make New Payment option:
i.
From the Source Account list, select the appropriate account.
ii.
In the Beneficiary Name field, enter the beneficiary name.
iii.
From the Destination Account Type list, select the appropriate option, If you
select Pay Over the Counter option:
1. From Identification Type list, select the appropriate option.
2. In the Identification Reference Number field, enter the identification
number.
3. In the Beneficiary Address field, enter the beneficiary address.
4. In the City field, enter the beneficiary city.
iv.
If you select Enter Account No option:
1. In the Beneficiary Account Number field, enter the beneficiary account
number.
v.
In the Processing Mode field, select the appropriate option.
vi.
From the IFSC Code list, select the appropriate option.
vii.
In the Transfer Amount field, enter the transfer amount.
viii.
From the Transfer Currency list, select the appropriate option.
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
87
Domestic Funds Transfer
ix.
3.
In the Payment Details section, select the appropriate payment option.
For example, select the Pay Now option.
Click Initiate.
The Domestic Transfer - Verify screen appears.
OR
Click View Limits.
The system displays the limit status.
OR
Click Save as Draft.
The Domestic Account Transfer - Confirm screen appears and saved the transaction as a
draft.
OR
Click Save as Template.
The Domestic Account Transfer - Verify screen appears.
OR
Click Save & Submit.
The Domestic Account Transfer - Verify screen appears.
Note: For more information about payment options, see Payment Options in this User manual.
For more information about options like Save as Draft/Templates, Save and Submit, View Limits
etc. see Additional Options in this User manual.
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
88
Domestic Funds Transfer
Domestic Funds Transfer - Verify
4.
Click Confirm.
The Domestic Funds Transfer - Confirm screen with the status message appears.
OR
Click Change.
The Domestic Funds Transfer screen appears.
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
89
Domestic Funds Transfer
Domestic Funds Transfer - Confirm
Note: If the transaction contains any invalid value, the system prompts the same through
Messages. The same transaction does not get authorized during the Authorization process.
5.
Click OK.
The Domestic Funds Transfer screen appears.
OR
Click the e-receipt button to generate an e-receipt for the completed transaction.
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
90
Multiple Domestic Transfers
8.
Multiple Domestic Transfers
Using this option, you can transfer funds to more than one account in another bank within
the country. By default, fifteen payments are configured. If 15 different payments have
been initiated through a single multiple domestic transfer transaction, 15 different
transactions reference numbers are generated. The 15 different transactions are made
available in the dashboard as separate domestic transfers and are available for individual
authorization. The transfer is usually made through the local payments network. The
payment can be processed immediately, or on a specific future date, or you can set
recurring instructions with the bank.
To initiate multiple domestic transfer
1.
From the Payments menu, select Within Country, and then select Multiple Domestic
Transfer.
The Multiple Domestic Transfer screen appears.
Note: Minimum one payment Instruction ID needs to be completed before initiating the Multiple
Domestic Payment.
The following page is displayed. This transaction screen allows the user to initiate
multiple domestic transfers.
Multiple Domestic Transfers
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
91
Multiple Domestic Transfers
Field Description
Field Name
Description
ID
[Display]
Displays the payment id or payment instruction number.
It is mandatory to click either Select Beneficiary or Select Template icon.
Select
Beneficiary
Select
Template
Recipient Name
[Optional, Link]
Indicates the link for payment option using existing template.
[Optional, Link]
Indicates the link for new payment option.
[Display]
Displays the recipient name.
Recipient Account
Number
[Display]
Clearing Network
[Mandatory, Drop-Down]
Displays the recipient account number.
Indicates the clearing network (processing mode).
The options are:

NEFT

RTGS

IMPS
The user can switch the network for payment.
Bank Code
[Display]
Displays the clearing code for the recipient bank.
Source Account
[Mandatory, Drop-Down]
Indicates the list of active CASA accounts linked to the user.
Click
Transfer Amount
to search the CASA accounts linked to the user.
[Mandatory, Numeric, 15, Drop-Down]
Indicates the amount for the transfer along with currency of
transfer.
Below fields appears once the user selects the payment recipient either by Select
Beneficiary option or Select Template option.
Pay On
It is mandatory to select either Pay Now or Pay Later option.
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
92
Multiple Domestic Transfers
Field Name
Description
Pay Now
[Optional, Option]
Indicates the payment option to process the funds transfer
immediately.
Pay Later
[Optional, Option, Pick List]
Indicates the payment option to make the funds transfer on a
future date.
To enable the Pay Later list, select the Pay Later option.
Note: The Transfer Date to be selected should lie between the
Start Date and End Date.
Start Date – Current Date + No of days (1 to 20)
End Date – Current Date + 365 Days
If the Transfer Date happens to be a non-working day or a holiday,
then the transaction is processed on the next working day.
Purpose of
Remittance
[Optional, Drop-Down]
Description
Remittance
Purpose
[Conditional, Alphanumeric, 35*2]
Indicates the purpose of remittance.
Indicates the description of purpose of remittance.
To enable this field, select Other option from the Purpose of
Remittance list.
Narrative
[Optional, Alphanumeric, 35]
Indicates the narrative for the transaction.
User Reference
Number
[Optional, Alphanumeric, 35]
Indicates the user reference number for the transaction.
2.
Click the Select Beneficiary icon to select a beneficiary account number.
The select beneficiary screen appears.
OR
Click the Select Template icon to select an existing template.
The select beneficiary template screen appears.
3.
From the Clearing Network list, select the appropriate option.
4.
From the Source Account list, select the appropriate option.
5.
In the Transfer Amount field, enter the transfer amount and select the currency from the
list.
6.
In the Pay On field, select the appropriate payment option.
a. If you select Pay Later option.
i.
From the Pay Later list, select the appropriate date.
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
93
Multiple Domestic Transfers
7.
Click Initiate.
The Multiple Domestic Transfers – Verify screen appears.
OR
Click View Limits.
The limit status screen appears.
OR
Click Add More to add one, three, five or 10 rows.
Multiple Domestic Transfer – Verify
8.
Click Confirm.
The Multiple Domestic Transfers - Confirm screen appears.
OR
Click Change.
The Multiple Domestic Transfers screen appears.
Note: On confirmation of multiple domestic transfers, a unique Transaction Reference Number is
displayed against each payment id to the user. A user can track the status of the transaction
using this Reference Number. The status of the transaction is shown against each payment id.
The error and warnings (if any) in any payment instruction is shown on the hovering the mouse
over the status icon (in the form of tool tip).
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
94
Multiple Domestic Transfers
Multiple Domestic Transfer – Confirm
9.
Click OK.
The Multiple Domestic Transfers screen appears.
OR
Click E-Receipt to generate an e-receipt for the completed transaction.
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
95
Fixed Domestic Funds Transfer
9.
Fixed Domestic Funds Transfer
Using this option, you can transfer funds specific destination accounts in the application.
This option is available only if your account is a Corporation of Public Deposits (CPD)
account and the bank administrator has mapped your account as the source account with
the Source account – Beneficiary account linkage transaction.
To initiate fixed domestic funds transfer
1.
From the Payments menu, select Within Country, and then select Fixed Domestic
Funds Transfer.
The Multiple Domestic Transfer screen appears.
Fixed Domestic Funds Transfer
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
96
Fixed Domestic Funds Transfer
Field Description
Field Name
Description
Payment Details
Source Account
[Mandatory, Drop-Down]
Indicates the source account for the transaction.
Destination
Account
[Display]
Transfer Amount
[Mandatory, Numeric, 15]
Displays the destination account for the transaction.
Indicates the amount to be transferred.
Beneficiary Details
Beneficiary Name
[Display]
Displays the beneficiary name.
Beneficiary
Address
[Display]
City
[Display]
Displays the beneficiary address.
Displays the beneficiary city.
National Clearing
Code Type
[Display]
National Clearing
Codes
[Display]
Bank Name
[Display]
Displays the national clearing code type of the beneficiary bank
linked to the source account.
Displays the national clearing code of the beneficiary bank linked
to the source account.
Displays the bank name of the beneficiary bank linked to the
source account.
Bank Address
[Display]
Displays the bank address of the beneficiary bank linked to the
source account.
City
[Display]
Displays the city of the beneficiary bank linked to the source
account.
It is mandatory to select either Pay Now or Pay Later or Pay Periodically option.
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
97
Fixed Domestic Funds Transfer
Field Name
Description
Pay Now
[Optional, Option]
Indicates the payment option to process the funds transfer
immediately.
Pay Later
[Optional, Option, Pick List]
Indicates the payment option to make the funds transfer on a
future date.
To enable the Pay Later list, select the Pay Later option.
Note: The Transfer Date to be selected should lie between the
Start Date and the End Date.
Start Date – Current Date + No of days (1 to 20)
End Date – Current Date + 365 Days
If the Transfer Date happens to be a non-working day or a holiday,
then transaction is processed on the next working day.
Pay Periodically
[Optional, Option]
Indicates the user to select a standing instruction for a period.
Payment
Frequency
[Optional, Drop-Down]
Indicates the frequency of executing SI.
To enable this field, select Pay Periodically option.
First Execution
Date
[Mandatory, Pick List]
Indicates the first day of SI execution.
To enable this field, select Pay Periodically option.
Expiry Date
[Mandatory, Pick List]
Indicates the final day of SI execution.
To enable this field, select Pay Periodically option.
First Execution
Date
[Conditional, Pick List]
Indicates the execution date for the first standing instruction from
the pick list.
This field is displayed if Setup Standing Instruction option button is
selected.
Expiry Date
[Conditional, Pick List]
Indicates the standing instruction Expiry date from the Calendar
pick list.
This field is displayed if you select the Setup Standing Instruction
option.
2.
From the Source Account list, select the appropriate account.
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
98
Fixed Domestic Funds Transfer
3.
In the Transfer Amount field, enter the transfer amount.
4.
Select the appropriate payment option.
For example, select the Pay Now option.
Note: For more information about payment options, see Payment Options in this User manual.
5.
Click Initiate.
The Fixed Domestic Funds Transfer - Verify screen appears.
Fixed Domestic Funds Transfer - Verify
6.
Click Confirm button.
The Fixed Domestic Funds Transfer - Confirm screen with the status message appears.
OR
Click Change.
The Fixed Domestic Funds Transfer screen appears.
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
99
Fixed Domestic Funds Transfer
Fixed Domestic Funds Transfer - Confirm
7.
Click the OK.
The Fixed Domestic Funds Transfer screen appears.
OR
Click e-receipt to generate an e-receipt for the completed transaction.
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
100
International Account Transfer
10. International Account Transfer
Using this option, you can transfer funds globally, i.e., you can transfer funds to any
account in any bank across the globe. Such transfer can be made either by using an
existing template or as a new payment transaction. The payment can be processed
immediately, or on a specific future date, or as per your standing instructions with the bank.
To initiate international account transfer
1.
From the Payments menu, select Cross Border, and then select International Account
Transfer.
The International Account Transfer screen appears.
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
101
International Account Transfer
International Account Transfer
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
102
International Account Transfer
Field Description
Field Name
Description
Payment To
It is mandatory to select either Existing Template or Make New Payment option.
Existing
Template
[Optional, Option]
Indicates the payment option using existing template.
To enable the pick list, select the option button.
Make New
Payment
[Optional, Option]
User Reference
Number
[Optional, Alphanumeric, 35]
Source Account
[Mandatory, Drop-Down]
Indicates the new payment option.
Indicates the user reference number for the transaction.
Indicates the list of active CASA accounts linked to the user.
Click the View Balance link to view the account balance of the
selected account.
Click
to search the CASA accounts linked to the user.
Beneficiary Details
Beneficiary
Name
[Mandatory, Alphanumeric, 35]
Indicates the beneficiary name for the transfer.
Click
Destination
Account Type
to search the beneficiary.
[Mandatory, Drop-Down]
Indicates the beneficiary account type.
The options are:
Account
Number

Enter Account No

Pay Over the Counter
[Conditional, Alphanumeric, 34]
Indicates the beneficiary’s account number.
To enable this field, select Enter Account No option in Destination
Account Type list.
Beneficiary
Address
[Conditional, Alphanumeric, 34*2]
Indicates the address of beneficiary.
To enable this field, select the Pay Over the Counter option, from
Destination Account Type list.
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
103
International Account Transfer
Field Name
Description
City
[Conditional, Alphanumeric, 35]
Indicates the city of beneficiary address.
To enable this field, select the Pay Over the Counter option, from
Destination Account Type list.
Country
[Conditional, Drop-Down]
Indicates the country of the beneficiary.
To enable this field, select the Pay Over the Counter option, from
Destination Account Type list.
Beneficiary
Email
[Optional, Alphanumeric, 40]
Indicates the beneficiary email address.
Beneficiary Bank Details
Enter
Beneficiary
Bank Details
[Optional, Option]
Indicates the option to transfer the funds.
The options are:
SWIFT Code

SWIFT

National Clearing Codes

Bank Details
[Conditional, Pick List]
Indicates the SWIFT code to transfer funds.
To enable this field, select the SWIFT option.
National
Clearing Code
Type
[Conditional, Drop-Down]
Indicates the clearing system.
To enable this field, select the National Clearing Codes option.
Bank Name
[Conditional, Alphanumeric, 35]
Indicates the beneficiary bank name to transfer the funds.
To enable this field, select the Bank Details option.
Note: This is a display field for National Clearing Codes and SWIFT
options.
National
Clearing Codes
[Conditional, Pick List]
Indicates the national clearing code to transfer the funds.
To enable this field, select the National Clearing Codes option.
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
104
International Account Transfer
Field Name
Description
Bank Address
[Conditional, Alphanumeric, 35*2]
Indicates the address of the bank of beneficiary.
To enable this field, select the Bank Details option.
Note: This is a display field for National Clearing Codes and SWIFT
options.
Country
[Conditional, Alphanumeric, 35]
Indicates the country of Beneficiary swift code.
To enable this field, select the Bank Details option.
Note: This is a display field for National Clearing Codes and SWIFT
options.
City
[Conditional, Alphanumeric, 35]
Indicates the city of beneficiary bank.
To enable this field, select the Bank Details option.
Note: This is a display field for National Clearing Codes and SWIFT
options.
Intermediary Bank Details
To enable this section, select the Intermediary Bank Details check box at customer profile
for the customer.
Intermediary
Bank Details
[Mandatory, Option]
Indicates the intermediary bank details.
The options are:
Swift Code

SWIFT

National Clearing Codes

Bank Details
[Conditional, Pick List]
Indicates the clearing code for the beneficiary bank.
To enable this field, select the SWIFT option.
Bank Name
[Conditional, Alphanumeric, 35]
Indicates the name of the beneficiary bank.
To enable this field, select the Bank Details option.
Note: This is a display field for National Clearing Codes and Swift
options.
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
105
International Account Transfer
Field Name
Description
Bank Address
[Conditional, Alphanumeric, 35*2]
Indicates the address of the beneficiary bank.
To enable this field, select the Bank Details option.
Note: This is a display field for National Clearing Codes and Swift
options.
City
[Conditional, Alphanumeric, 35]
Indicates the city of the beneficiary bank.
To enable this field, select the Bank Details option.
Note: This is a display field for National Clearing Codes and Swift
options.
Country
[Conditional, Alphanumeric, 35]
Indicates the country of the beneficiary bank.
To enable this field, select the Bank Details option.
Note: This is a display field for National Clearing Codes and Swift
options.
Payment Details
Transfer
Amount
[Mandatory, Numeric, 15]
Indicates the exact debit amount for the transfer.
Equivalent credit amount will be calculated if cross currency is
involved.
Transfer
Currency
[Mandatory, Drop-Down]
Indicates the currency in which funds will be transferred.
It is mandatory to select either Pay Now or Pay Later option.
Pay Now
[Optional, Option]
Indicates the payment option to process the funds transfer
immediately.
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
106
International Account Transfer
Field Name
Description
Pay Later
[Optional, Option, Pick List]
Indicates the payment option to make the funds transfer on a future
date.
To enable the pick list, select the Pay Later option.
Note: The Transfer Date to be selected should lie between the Start
Date and the End Date.
Start Date – Current Date + No of days (1 to 20)
End Date – Current Date + 365 Days
If the Transfer Date happens to be a non-working day or a holiday,
then transaction is processed on the next working day.
Deal Details
[Optional, Option]
Indicates the deal details.
The options are :

Pre booked

Online

Bank
Note: Deal options are available to you only if deal is allowed for
your user. Please refer Foreign Exchange User Manual for deal
details.
Other Details
Payment Details
1
[Mandatory, Drop-Down]
Payment Details
2/3/4
[Optional, Alphanumeric, 35*3]
Indicates the payment details for the transfer.
Indicates the other payment details if any.
Other Details
Correspondence
Charges
[Mandatory, Drop-Down]
Indicates the party bearing the charges for transaction.
The options are :

Beneficiary (BEN) - transaction charges are to be borne by the
beneficiary customer.

Remitter (REM) - transaction charges are to be borne by the
ordering customer.

Shared (SHA) - transaction charges on the sender’s side are
to be borne by the ordering customer.
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
107
International Account Transfer
Field Name
Description
Narrative
[Optional, Alphanumeric, 35]
Indicates the narrative for the transaction.
Template
Access Type
[Optional, Drop-Down]
Indicates the template access privilege.
The options are:

Public

Private
To enable this field, select Make New Payment option in Payment
To section.
2.
In the Payment To section, select the appropriate option, if you select Existing Template
option:
a. From the Existing Template list, select the appropriate option.
3.
If you select Make New Payment option:
a. From the Source Account list, select the appropriate option.
b. In the Beneficiary Name field, enter the beneficiary name.
c.
From the Destination Account Type list, select the appropriate option, if you select Pay
Over the Counter option:
ii.
In the Beneficiary Address field, enter the beneficiary address
iii.
In the City field, enter the beneficiary city.
d. If you select Enter Account No option:
i.
In the Beneficiary Account Number field, enter the beneficiary account number.
e. Select the appropriate option, If you select SWIFT option:
i.
f.
From the SWIFT Code list, select the appropriate option.
If you select National Clearing Code option:
i.
From the National Clearing Code Type list, select the appropriate option.
ii.
From the National Clearing Codes list, select the appropriate option.
g. If you select Bank Details option:
i.
In the Bank Name field, enter the beneficiary bank name.
ii.
In the Bank Address field, enter the address of the bank beneficiary.
h. In the Transfer Amount field, enter the transfer amount.
i.
From the Transfer Currency list, select the appropriate option.
j.
In the Payment Details section, select the appropriate payment option, if you select Pay
Later option.
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
108
International Account Transfer
i.
k.
From the Pay Later list, select the appropriate date.
From the Payment Details 1 list, select the appropriate option.
4.
From the Correspondence Charges list, select the appropriate option.
5.
Click Initiate.
The International Transfer - Verify screen appears.
OR
Click View Limits.
The limit status screen appears.
OR
Click Save as Draft.
The saved the transaction as a draft.
OR
Click Save as Template.
The International Account Transfer - Verify screen appears.
OR
Click Save & Submit.
The Internal Account Transfer - Verify screen appears.
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
109
International Account Transfer
International Account Transfer Verify
6.
Click Confirm.
The International Account Transfer Confirm screen appears.
OR
Click Change.
The International Account Transfer screen appears.
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
110
International Account Transfer
International Account Transfer Confirm
7.
Click e-receipt to generate an e-receipt for the completed transaction.
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
111
International Account Transfer
8.
Click OK.
The International Account Transfer screen appears.
Note: For more information about options like Save as Draft/Templates, Save and Submit, View
Limits etc. see Additional Options in this User manual.
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
112
Multiple International Transfer
11. Multiple International Transfer
Using this option, you can transfer funds to more than one account in another bank under
the International Clearing Network. By default, 15 payments are configured. If 15 different
payments have been initiated through a single multiple domestic transfer transaction, 15
different Transactions Reference Numbers are generated. The 15 different transactions are
made available in the dashboard as separate domestic transfers and are available for
individual authorization. The transfer is usually made through the local payments network.
The payment can be processed immediately, or on a specific future date, or you can set
recurring instructions with the bank.
To initiate multiple international transfer
1.
From the Payments menu, select Cross Border, and then select Multiple International
Transfer.
The Multiple International Transfer screen appears.
Note: Minimum one Payment Instruction ID needs to be completed before initiating the Multiple
International Payment.
Multiple International Transfer – Initiate
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
113
Multiple International Transfer
Field Description
Field Name
Description
ID
[Display]
Displays the payment id or payment instruction number.
It is mandatory to click either Select Beneficiary or Select Template icon.
Select
Beneficiary
[Optional, Link]
Indicates the link for payment option using existing template.
Select
Template
[Optional, Link]
Recipient Name
[Display]
Indicates the link for new payment option.
Displays the recipient name.
Recipient Account
Number
[Display]
Displays the recipient account number.
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
114
Multiple International Transfer
Field Name
Description
Clearing Network
[Mandatory, Alphanumeric, 35]
Indicates the clearing network.
Bank Code
[Display]
Displays the clearing code for the recipient bank.
Source Account
[Mandatory, Drop-Down]
Indicates the list of active CASA accounts linked to the user.
Click
Transfer Amount
to search the CASA accounts linked to the user.
[Mandatory, Numeric, 15, Drop-Down]
Indicates the amount for the transfer along with currency of
transfer.
Below fields appears once the user selects the payment recipient either by Select
Beneficiary option or Select Template option.
Pay On
It is mandatory to select either Pay Now or Pay Later option
Pay Now
[Optional, Option]
Indicates the payment option to process the funds transfer
immediately.
Pay Later
[Optional, Option, Pick List]
Indicates the payment option to make the funds transfer on a
future date.
To enable the Pay Later list, select the Pay Later option.
Note: The Transfer Date to be selected should lie between the
Start Date and End Date.
Start Date – Current Date + No of days (1 to 20)
End Date – Current Date + 365 Days
If the Transfer Date happens to be a non-working day or a holiday,
then the transaction is processed on the next working day.
Payment Details 1
[Mandatory, Drop-Down]
Indicates the payment details for the transfer.
Payment Details
2/3/4
[Optional, Alphanumeric, 35*3]
Indicates the other payment details if any.
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
115
Multiple International Transfer
Field Name
Description
Charges
[Mandatory, Drop-Down]
Indicates the party bearing the charges for transaction.
The options are :
Narrative

Beneficiary (BEN) - transaction charges are to be borne by
the beneficiary customer.

Remitter (REM) - transaction charges are to be borne by the
ordering customer.

Shared (SHA) - transaction charges on the sender’s side
are to be borne by the ordering customer.
[Optional, Alphanumeric, 35]
Indicates the narrative for the transaction.
User Reference
Number
[Optional, Alphanumeric, 35]
Indicates the user reference number for the transaction.
2.
Click the Select Beneficiary icon to select a beneficiary account number.
The select beneficiary screen appears.
OR
Click the Select Template icon to select an existing template.
The select beneficiary template screen appears.
3.
In the Clearing Network field, enter the clearing network.
4.
From the Source Account list, select the appropriate option.
5.
In the Transfer Amount field, enter the transfer amount and select the currency from the
list.
6.
In the Pay On field, select the appropriate payment option.
a. If you select Pay Later option.
i.
From the Pay Later list, select the appropriate date.
7.
From the Payment Details 1 list, select the appropriate option.
8.
From the Correspondence Charges list, select the appropriate option.
9.
Click Initiate.
The Multiple International Transfers – Verify screen appears.
OR
Click View Limits.
The limit status screen appears.
OR
Click Add More to add one, three, five or 10 rows.
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
116
Multiple International Transfer
Multiple International Transfers - Verify
10.
Click Confirm.
The Multiple International Transfers - Confirm screen appears.
OR
Click Change.
The Multiple International Transfers screen appears.
Note: On confirmation of Multiple International Transfers, a unique Transaction Reference Number
is displayed against each Payment ID to the user. A user can track the status of the transaction
using this Reference Number. The status of the transaction is shown against each Payment ID. The
error and warnings (if any) in any payment instruction is shown on the hovering the mouse over the
status icon (in the form of tool tip).
Multiple International Transfers – Confirm
11.
Click OK.
The Multiple International Transfers screen appears.
OR
Click E-Receipt to generate an e-receipt for the completed transaction.
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
117
Internal Remittance
12. Internal Remittance
Using this option, you can initiate an internal remittance. Internal remittance shall be done
to any other account within the Bank Group is displayed for transaction.
To initiate internal remittance:
1.
From the Payments menu, select Internal Remittance.
The Internal Remittance screen appears.
Internal Remittance
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
118
Internal Remittance
Field Description
Field Name
Description
Payment To
It is mandatory to select either Existing Template or Make New Payment option.
Existing Template
[Optional, Option]
Indicates that you are using an existing payment template for fund
transfer.
To enable the pick list, select the option button.
Make New
Payment
[Optional, Option]
User Reference
[Optional, Alphanumeric, 40]
Indicates that you are making a new payment.
Indicates the reference number for the transaction.
Source Account
[Mandatory, Drop-Down]
Indicates the source account number that is to be debited for the
transfer.
Click the View Balance link to view the account balance of the
selected account.
Click
to search the CASA accounts linked to the user.
Beneficiary Details
Beneficiary Name
[Mandatory, Alphanumeric, 35]
Indicates the beneficiary name for the transfer.
Click
to search the beneficiary.
Beneficiary
Account
[Mandatory, Alphanumeric, 34]
Bank Name
[Mandatory, Drop-Down]
Indicates the creditor’s account number.
Indicates the beneficiary entity.
Beneficiary Email
[Optional, Alphanumeric, 40]
Indicates the email address of the beneficiary.
Payment Details
Transfer Amount
[Mandatory, Numeric, 15]
Indicates the exact debit amount for the transfer.
Transfer Currency
[Mandatory, Drop-Down]
Indicates the currency in which funds will be transferred.
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
119
Internal Remittance
Field Name
Description
It is mandatory to select either Pay Now or Pay Later or Pay Periodically option.
Pay Now
[Optional, Option]
Indicates the payment option to process the funds transfer
immediately.
Pay Later
[Optional, Option, Pick List]
Indicates the payment option to make the funds transfer on a future
date.
To enable the Pay Later list, select the Pay Later option.
Note: The Transfer Date to be selected should lie between the
Start Date and the End Date.
Start Date – Current Date + No of days (1 to 20)
End Date – Current Date + 365 Days
If the Transfer Date happens to be a non-working day or a holiday,
then transaction is processed on the next working day.
Pay Periodically
[Optional, Option]
Indicates the user to select a standing instruction for a period.
Deal Details
[Optional, Option]
Indicates the deal details.
The options are :

Pre booked

Online

Bank
Note: Deal options are available to you only if deal is allowed for
your user. For more information on deal details see Foreign
Exchange User Manual.
Periodic Payment Details
To enable this section, select Pay Later option.
Payment
Frequency
[Optional, Drop-Down]
First Execution
Date
[Mandatory, Pick List]
Expiry Date
[Mandatory, Pick List]
Indicates the frequency of executing standing instruction.
Indicates the first day of standing instruction execution.
Indicates the final day of standing instruction execution.
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
120
Internal Remittance
Field Name
Description
Other Details
Narrative
[Optional, Alphanumeric, 35]
Indicates the narrative for the transaction.
Template Access
Type
[Optional, Drop-Down]
Indicates the template access privilege.
The options are:

Public

Private
To enable this section, select Make New Payment option in
Payment To section.
Note: This field is mandatory if you want to save the details of the
fund transfer as a template.
2.
In the Payment To section, select the appropriate option.
a. If you select Existing Template option:
i.
From the Existing Template list, select the appropriate option.
b. If you select Make New Payment option:
i.
From the Source Account list, select the appropriate account.
ii.
In the Beneficiary Name field, enter the beneficiary name.
iii.
In the Beneficiary Account field, enter the beneficiary account number.
iv.
From the Bank Name list, select the appropriate option.
v.
In the Transfer Amount field, enter the transfer amount.
vi.
From the Transfer Currency list, select the appropriate option.
vii.
In the Payment Details section, select the appropriate payment option.
For example, select the Pay Now option.
Note: For more information about payment options, see Payment Options in this User manual.
3.
Click Initiate.
The Internal Remittance - Verify screen appears.
OR
Click View Limits.
The system displays the limit status.
OR
Click Save as Draft.
The Internal Remittance - Confirm screen appears and saved the transaction as a draft.
OR
Click Save as Template.
The Internal Remittance - Verify screen appears.
OR
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
121
Internal Remittance
Click Save & Submit.
The Internal Remittance Verify screen appears.
Note: For more information about options like Save as Draft/Templates, Save and Submit, View
Limits etc. see Additional Options in this User manual.
Internal Remittance Verify
4.
Click Confirm.
The Internal Remittance Confirm screen with the status message appears.
OR
Click Change.
The Internal Remittance screen appears.
5.
Click OK.
The Internal Remittance screen appears.
OR
Click E-receipt to generate an e-receipt for the completed transaction.
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
122
Internal Remittance
Internal Remittance Confirm
6.
Click OK.
The initial Internal Remittance screen appears.
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
123
MT101 Transfer
13. MT101 Transfer
Using this option, you can send remittances from the pre-authorized account through the
MT 101 swift message to account with any bank.
To initiate MT 101 transfer
1.
From the Payments menu, select Cross Border, and then select MT101 Transfer.
The MT101 Transfer screen appears.
MT 101 Transfer
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
124
MT101 Transfer
Field Description
Field Name
Description
Payment To
It is mandatory to select either Existing Template or Make New Payment option.
Existing
Template
[Optional, Option]
Indicates the payment option using existing template.
To enable the pick list, select the option button.
Make New
Payment
[Optional, Option]
User Reference
Number
[Optional, Alphanumeric, 35]
Source Account
[Mandatory, Drop-Down]
Indicates the new payment option.
Indicates the user reference number for the transaction.
Indicates the list of active CASA accounts linked to the user.
Beneficiary Details
Beneficiary
Name
[Mandatory, Alphanumeric, 35]
Indicates the beneficiary name for the transfer.
Click
to search the beneficiary.
Beneficiary
Account
[Mandatory, Alphanumeric, 34]
Beneficiary
Email
[Optional, Alphanumeric, 40]
Indicates the credit account.
Indicates the beneficiary email address.
Beneficiary Bank Details
SWIFT Code
[Mandatory, Pick List]
Indicates the clearing code for the beneficiary bank.
Bank Name
[Display]
Displays the beneficiary bank name.
Bank Address
[Display]
Displays the beneficiary bank address.
City
[Display]
Displays the beneficiary bank city.
Country
[Display]
Displays the beneficiary bank country.
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
125
MT101 Transfer
Field Name
Description
Intermediary Bank Details
SWIFT Code
[Pick List]
Indicates the clearing code for the beneficiary bank.
Bank Name
[Display]
Displays the beneficiary bank name.
Bank Address
[Display]
Displays the beneficiary bank address.
City
[Display]
Displays the beneficiary bank city.
Country
[Display]
Displays the beneficiary bank country.
Payment Details
Transfer
Amount
[Mandatory, Numeric, 15]
Indicates the exact debit amount for the transfer.
Equivalent credit amount will be calculated if cross currency is
involved.
Transfer
Currency
[Mandatory, Drop-Down]
Indicates the currency in which funds will be transferred.
It is mandatory to select either Pay Now or Pay Later option.
Pay Now
[Optional, Option]
Indicates the payment option to process the funds transfer
immediately.
Pay Later
[Optional, Option, Pick List]
Indicates the payment option to make the funds transfer on a future
date.
To enable the pick list, select the Pay Later option.
Note: The Transfer Date to be selected should lie between the Start
Date and the End Date.
Start Date – Current Date + No of days (1 to 20)
End Date – Current Date + 365 Days
If the Transfer Date happens to be a non-working day or a holiday,
then transaction is processed on the next working day.
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
126
MT101 Transfer
Field Name
Description
Payments Instruction - Other Details
Payment Details
1
[Mandatory, Drop-Down]
Description
[Mandatory, Alphanumeric, 30]
Indicates the payment details for the transfer.
Indicates the description for payment details.
Other Details
Correspondence
Charges
[Mandatory, Drop-Down]
Indicates the party bearing the charges for transaction.
The options are :
Narrative

Beneficiary - transaction charges are to be borne by the
beneficiary customer.

Remitter - transaction charges are to be borne by the ordering
customer.

Shared - transaction charges on the sender’s side are to be
borne by the ordering customer.
[Optional, Alphanumeric, 35]
Indicates the narrative for the transaction.
Template
Access Type
[Optional, Drop-Down]
Indicates the template access privilege.
The options are:

Public

Private
To enable this field, select Make New Payment option in Payment To
section.
2.
In the Payment To section, select the appropriate option, if you select Existing Template
option:
a. From the Existing Template list, select the appropriate option.
3.
If you select Make New Payment option:
a. From the Source Account list, select the appropriate option.
b. In the Beneficiary Name field, enter the beneficiary name.
c.
In the Beneficiary Account field, enter the beneficiary account number.
d. In the Beneficiary Bank Details section, from the SWIFT Code list, select the
appropriate swift code.
e. In the Payment Details section, enter the transfer amount in the Transfer Amount field.
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
127
MT101 Transfer
f.
From the Transfer Currency list, select the appropriate currency.
g. In the Payment Details section, select the appropriate payment option, if you select Pay
Later option.
i.
From the Pay Later list, select the appropriate date.
h. From the Payment Details 1 list, select the appropriate option.
i.
In the Description field, enter the payment description.
4.
From the Correspondence Charges list, select the appropriate option.
5.
Click Initiate.
The MT101 Transfer - Verify screen appears.
OR
Click View Limits.
The limit status screen appears.
OR
Click Save as Draft.
The saved the transaction as a draft.
OR
Click Save as Template.
The MT101 Transfer - Verify screen appears.
OR
Click Save & Submit.
The MT101 Transfer - Verify screen appears.
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
128
MT101 Transfer
MT 101 Transfer Verify
6.
Click Confirm.
The MT101 Transfer Confirm screen appears.
OR
Click Change.
The MT101 Transfer screen appears.
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
129
MT101 Transfer
MT 101 Transfer Confirm
7.
Click OK.
The MT101 Transfer screen appears.
OR
Click E-receipt to generate an e-receipt for the completed transaction.
Note: For more information about options like Save as Draft/Templates, Save and Submit, View
Limits etc. see Additional Options in this User manual.
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
130
Domestic Drafts
14. Domestic Drafts
Using this option, you can initiate an online demand draft requisition. You will be able to
specify the location where the demand draft should be payable. If Draft is payable at
location other than the source account location then a demand draft will be issued else
banker’s cheque will be issued. You can save the demand draft request as a draft by
clicking on Save as Draft button and submit it in the future or you can save the entered
information on Demand Draft Request screen as a template by clicking on Save as
Template button and can use the same template to initiate Demand Draft Requests in
future.
To initiate demand draft pay order request
1.
From the Payments menu, select Within Country, and then select Domestic Draft
Request.
The Demand Draft – Pay Order Request screen appears
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
131
Domestic Drafts
Demand Draft – Pay Order Request
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
132
Domestic Drafts
Field Description
Field Name
Description
Payment To
It is mandatory to select either Existing Template or Make New Payment
option.
Existing Template
[Optional, Option]
Indicates the payment option using existing
template.
To enable the pick list, select the option button.
Make New Payment
[Optional, Option]
Indicates the new payment option.
User Reference
Number
[Optional, Alphanumeric, 35]
Source Account
[Mandatory, Drop-Down]
Indicates the user reference number for the
transaction.
Indicates the list of active CASA accounts linked to
the user.
Click the View Balance link to view the account
balance of the selected account.
Click
to search the CASA accounts linked to
the user.
Beneficiary Details
Beneficiary Name
[Mandatory, Alphanumeric, 35]
Indicates the beneficiary name for the transfer.
Click
to search the beneficiary.
Draft Details
Draft Favouring
[Mandatory, Alphanumeric, 80]
Indicates the payee name.
Draft Payable at
[Mandatory, Drop-Down]
Indicates the location (city) where the draft is to be made
payable.
Select Branch
[Mandatory, Drop-Down]
Indicates the location (branch) where the draft is to be
made payable.
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
133
Domestic Drafts
Field Name
Description
Draft Amount
[Mandatory, Numeric, 15]
Indicates the amount for the demand draft.
Note: The amount and charges of the demand draft will be
debited from the specified account.
It is mandatory to select either Pay Now or Pay Later option.
Pay Now
[Optional, Option]
Indicates the payment option to process the funds
transfer immediately.
Pay Later
[Optional, Option, Pick List]
Indicates the payment option to make the funds transfer
on a future date.
To enable the Pay Later list, select the Pay Later option.
Note: The Transfer Date to be selected should lie between
the Start Date and the End Date.
Start Date – Current Date + No of days (1 to 20)
End Date – Current Date + 365 Days
If the Transfer Date happens to be a non-working day or a
holiday, then transaction is processed on the next working
day.
Other Details
Remitter’s
Instruction
[Optional, Alphanumeric, 35*2]
Narrative
[Optional, Alphanumeric, 35]
Indicates the purpose of remittance or remitter’s
instruction if any.
Indicates the narrative for the transaction.
Mode of Delivery
[Mandatory, Option]
Indicates the mode of delivery.
The options are:

Branch

Courier/Post
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
134
Domestic Drafts
Field Name
Description
Select City
[Conditional, Drop-Down]
Indicates the city.
To enable this field, select the Branch option, from Mode
of Delivery list.
Select Branch
[Conditional, Drop-Down]
Indicates the branch in which the delivery should happen.
To enable this field, select the Branch option, from Mode
of Delivery list.
Draft Delivery
Option
[Conditional, Drop-Down]
Indicates the delivery options.
To enable this field, select the Courier/Post option, from
Mode of Delivery list.
Name
[Mandatory, Alphanumeric, 35]
Indicates the beneficiary name for the transfer.
Address
[Conditional, Alphanumeric, 34*3]
Indicates the address of beneficiary.
To enable this field, select the Courier/Post option, from
Mode of Delivery list.
City
[Mandatory, Alphanumeric, 35]
Indicates the city of beneficiary address.
To enable this field, select the Courier/Post option, from
Mode of Delivery list.
Country
[Mandatory, Alphanumeric, 35]
Indicates the country of beneficiary.
To enable this field, select the Courier/Post option, from
Mode of Delivery list.
Zip/Postal Code
[Mandatory, Alphanumeric, 10]
Indicates the zip/postal code.
To enable this field, select the Courier/Post option, from
Mode of Delivery list.
Phone
[Optional, Alphanumeric, 10]
Indicates the beneficiary phone number.
To enable this field, select the Courier/Post option, from
Mode of Delivery list.
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
135
Domestic Drafts
Field Name
Description
Email
[Optional, Alphanumeric, 40]
Indicates the beneficiary email address.
Template Access
Type
[Mandatory, Drop-Down]
Indicates the template access privilege.
The options are:

Public

Private
To enable this field, select Make New Payment option in
Payment To section.
Terms and
Condition
2.
[Mandatory, Check Box]
Indicates the user to accept the terms and conditions
before proceeding with the demand draft request.
In the Payment To section, select the appropriate option, if you select Existing Template
option:
a. From the Existing Template list, select the appropriate option.
b. From the Template Access Type list, select the appropriate account.
3.
If you select Make New Payment option:
a. From the Source Account list, select the appropriate option.
b. In the Beneficiary Name field, enter the transfer amount.
c.
In the Draft Details section, enter the payee name in the Draft Favouring field.
d. From the Draft Payable at list, select the appropriate city.
e. From the Select Branch list, select the appropriate option.
f.
In the Draft Amount field, enter the draft amount.
g. In the Payment Details section, select the appropriate payment option, if you select Pay
Later option.
i.
From the Pay Later list, select the appropriate date.
h. In the Name field, enter the beneficiary name
i.
j.
From the Mode of Delivery list, select the appropriate option, if you select Branch
option:
i.
From Select City list, select the appropriate option.
ii.
From Select Branch list, select the appropriate option.
If you select Courier/Post option:
i.
From Draft Delivery Option list, select the appropriate option.
ii.
In the Beneficiary Address field, enter the beneficiary address.
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
136
Domestic Drafts
4.
To initiate the demand draft request, select the Terms and Condition check box.
5.
Click Initiate.
The Demand Draft – Pay Order Request Verify screen appears.
OR
Click View Limits.
The limit status screen appears.
OR
Click Save as Draft.
The saved the transaction as a draft.
OR
Click Save as Template.
The Demand Draft – Pay Order Request Verify screen appears.
OR
Click Save & Submit.
The Demand Draft – Pay Order Request Verify screen appears.
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
137
Domestic Drafts
Demand Draft – Pay Order Request Verify
6.
Click Confirm.
The Demand Draft – Pay Order Request Confirm screen appears.
OR
Click Change.
The Demand Draft – Pay Order Request screen appears.
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
138
Domestic Drafts
Demand Draft – Pay Order Request Confirm
7.
Click OK.
The Demand Draft – Pay Order Request screen appears.
OR
Click E-receipt button to generate an e-receipt for the completed transaction.
Note: For more information about options like Save as Draft/Templates, Save and Submit, View
Limits etc. see Additional Options in this User manual.
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
139
International Drafts
15. International Drafts
Using this option, you can issue drafts payable at any bank located in any country across
the globe, as specified by you. Such a draft can be initiated either by using an existing
template or as a new payment transaction.
To issue International draft
1.
From the Payments menu, select Cross Border, and then select International Drafts.
The International Draft screen appears.
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
140
International Drafts
International Draft
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
141
International Drafts
Field Description
Field Name
Description
Payment To
It is mandatory to select either Existing Template or Make New Payment option.
Existing
Template
[Optional, Option]
Indicates the payment option using existing template.
To enable the pick list, select the option button.
Make New
Payment
[Optional, Option]
User Reference
Number
[Optional, Alphanumeric, 35]
Source Account
[Mandatory, Drop-Down]
Indicates the new payment option.
Indicates the user reference number for the transaction.
Indicates the list of active CASA accounts linked to the user.
Click the View Balance link to view the account balance of the
selected account.
Click
to search the CASA accounts linked to the user.
Beneficiary Details
Beneficiary
Name
[Mandatory, Alphanumeric, 35]
Indicates the beneficiary name for the transfer.
Click
to search the beneficiary.
Draft Details
Drafting
Favouring
[Mandatory, Alphanumeric, 80]
Draft Payable at
[Mandatory, Drop-Down]
Indicates the payee name.
Indicates the country where the draft is to be made payable.
Select City
[Mandatory, Drop-Down]
Indicates the city where the draft is to be made payable.
Draft Amount
[Mandatory, Numeric, 15]
Indicates the amount for the draft.
Note: The amount and charges of the demand draft will be debited
from the specified account.
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
142
International Drafts
Field Name
Description
Draft Currency
[Mandatory, Drop-Down]
Indicates the currency of draft.
It is mandatory to select either Pay Now or Pay Later or Pay Periodically option.
Pay Now
[Optional, Option]
Indicates the payment option to process the funds transfer
immediately.
Pay Later
[Optional, Option, Pick List]
Indicates the payment option to make the funds transfer on a future
date.
To enable the Pay Later list, select the Pay Later option.
Note: The Transfer Date to be selected should lie between the Start
Date and the End Date.
Start Date – Current Date + No of days (1 to 20)
End Date – Current Date + 365 Days
If the Transfer Date happens to be a non-working day or a holiday,
then transaction is processed on the next working day.
Other Details
Remitter’s
Instruction
[Optional, Alphanumeric, 35*2]
Narrative
[Optional, Alphanumeric, 35]
Indicates the purpose of remittance or remitter’s instruction if any.
Indicates the narrative for the transaction.
Delivery Details
Mode of Delivery
[Mandatory, Option]
Indicates the mode of delivery.
The options are:
Select City

Branch

Courier/Post
[Conditional, Drop-Down]
Indicates the city for a delivery option.
To enable this field, select the Branch option, from Mode of
Delivery list.
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
143
International Drafts
Field Name
Description
Select Branch
[Conditional, Drop-Down]
Indicates the branch for delivery.
To enable this field, select the Branch option, from Mode of
Delivery list.
Name
[Mandatory, Alphanumeric, 35]
Indicates the name of the receiver.
Address
[Conditional, Alphanumeric, 34*3]
Indicates the address of beneficiary.
To enable this field, select the Courier/Post option, from Mode of
Delivery list.
City
[Conditional, Alphanumeric, 35]
Indicates the city name.
To enable this field, select the Courier/Post option, from Mode of
Delivery list.
Country
[Conditional, Alphanumeric, 35]
Indicates the country name.
To enable this field, select the Courier/Post option, from Mode of
Delivery list.
Zip/Postal Code
[Conditional, Alphanumeric, 10]
Indicates the zip/postal code.
To enable this field, select the Courier/Post option, from Mode of
Delivery list.
Email
[Optional, Alphanumeric, 40]
Indicates the beneficiary email address.
Template Access
Type
[Optional, Drop-Down]
Indicates the template access privilege.
The options are:

Public

Private
To enable this field, select Make New Payment option in Payment
To section.
Terms and
Conditions
[Mandatory, Check Box]
Indicates the user to accept the terms and conditions before
proceeding with the demand draft request.
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
144
International Drafts
2.
In the Payment To section, select the appropriate option, if you select Existing Template
option:
a. From the Existing Template list, select the appropriate option.
b. From the Template Access Type list, select the appropriate account.
3.
If you select Make New Payment option:
a. From the Source Account list, select the appropriate option.
b. In the Beneficiary Name field, enter the beneficiary name.
c.
In the Draft Details section, enter the payee name in the Draft Favouring field.
d. From the Draft Payable at list, select the appropriate option.
e. From the Select City list, select the appropriate option.
f.
In the Draft Amount field, enter the draft amount.
g. From the Draft Currency list, select the appropriate currency.
h. In the Payment Details section, select the appropriate payment option, if you select Pay
Later option.
i.
From the Pay Later list, select the appropriate date.
i.
In the Name field, enter the beneficiary name
j.
From the Mode of Delivery list, select the appropriate option, if you select Branch
option:
k.
i.
From Select City list, select the appropriate option.
ii.
From Select Branch list, select the appropriate option.
If you select Courier/Post option:
i.
In the Address field, enter the beneficiary address.
4.
To initiate the draft request, select the Terms and Condition check box.
5.
Click Initiate.
The International Drafts - Verification screen appears.
OR
Click View Limits.
The limit status screen appears.
OR
Click Save as Draft.
The International Drafts - Confirmation screen appears and saves the transaction as a
draft.
OR
Click Save as Template.
The International Drafts - Verification screen appears and saves the transaction as
template.
OR
Click Save & Submit.
The International Drafts - Verification screen appears and creates a payment template
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
145
International Drafts
International Draft - Verify
6.
Click Confirm.
The International Draft – Confirm screen appears.
OR
Click Change.
The International Draft screen appears.
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
146
International Drafts
International Draft - Confirm
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
147
International Drafts
E-Receipt
7.
Click OK.
The International Draft screen appears.
OR
Click E-receipt to generate an e-receipt for the completed transaction.
Note: For more information about options like Save as Draft/Templates, Save and Submit, View
Limits etc. see Additional Options in this User manual.
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
148
SEPA Credit Transfer
16. SEPA Credit Transfer
Using this option, you can initiate SEPA credit transfer. The credit transfer is an
instruction from a customer to their bank authorizing the bank to debit amount from the
customer's account, and pass on the credit to his beneficiary account in another bank or
financial institution.
To initiate SEPA credit transfer
1.
From the Payments menu, select Within Country, and then select SEPA Credit
Transfer.
The SEPA Credit Transfer screen appears.
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
149
SEPA Credit Transfer
SEPA Credit Transfer
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
150
SEPA Credit Transfer
Field Description
Field Name
Description
It is mandatory to select either Existing Template or Make New Payment option.
Existing Template
[Optional, Option]
Indicates the payment option using existing template.
To enable the pick list, select the option button.
Make New Payment
[Optional, Option]
Indicates the new payment option.
User Reference
Number
[Optional, Alphanumeric, 35]
OIN
[Optional, Alphanumeric, 35]
Indicates the user reference number for the transaction.
Indicates the originator’s identification number under SEPA.
The OIN is a unique number given to participants who are authorized
to use the Direct Debit Scheme.
OIN Description
[Mandatory, Alphanumeric, 40]
Indicates the short description of the OIN.
Source Account
[Mandatory, Drop-Down]
Indicates the list of active CASA accounts linked to the user.
Click the View Balance link to view the account balance of the
selected account.
Beneficiary Details
Beneficiary ID
[Mandatory, Alphanumeric, 35]
Indicates the unique identity for the beneficiary.
Click
Name
to search the beneficiary.
[Mandatory, Alphanumeric, 35]
Indicates the name of the beneficiary who is receiving the funds .
Beneficiary
Account (IBAN)
[Mandatory, Alphanumeric, 35]
Beneficiary Email
[Optional, Alphanumeric, 40]
Indicates the beneficiary international bank account number (IBAN).
Indicates the creditor email address.
Beneficiary Bank Details
Beneficiary Bank
Code (BIC)
[Mandatory, Pick List]
Indicates the BIC of the beneficiary bank.
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
151
SEPA Credit Transfer
Field Name
Description
Payment Details
Amount
[Mandatory, Numeric, 15]
Indicates the amount of the credit.
Currency
[Display]
Displays the transaction currency.
It is mandatory to select either Pay Now or Pay Later option.
Pay Now
[Optional, Option]
Indicates the payment option to process the funds transfer
immediately.
Pay Later
[Optional, Option, Pick List]
Indicates the payment option to make the funds transfer on a future
date.
To enable the Pay Later list, select the Pay Later option.
Note: The Transfer Date to be selected should lie between the Start
Date and the End Date.
Start Date – Current Date + No of days (1 to 20)
End Date – Current Date + 365 Days
If the Transfer Date happens to be a non-working day or a holiday,
then transaction is processed on the next working day.
Other Details
Narrative
[Optional, Alphanumeric, 35]
Indicates the narrative for the transaction.
Purpose of
Remittance
[Optional, Drop-Down]
Description
Remittance
Purpose
[Conditional, Alphanumeric, 35*2]
Indicates the description of selected purpose of remittance.
Indicates the description of purpose of remittance.
To enable this field, select Other option from the Purpose of
Remittance list.
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
152
SEPA Credit Transfer
Field Name
Description
Template Access
Type
[Conditional, Drop-Down]
Indicates the template access privilege.
The options are:

Public

Private
To enable this field, select Make New Payment option in Payment To
section.
2.
Select the appropriate option, if you select Existing Template option:
a. From the Existing Template list, select the appropriate option.
b. From the Template Access Type list, select the appropriate account.
3.
If you select Make New Payment option:
a. In the OIN Description field, enter the description of OIN.
b. From the Source Account list, select the appropriate account.
c.
In the Beneficiary Details section, enter the beneficiary id in the Beneficiary Id field.
d. In the Beneficiary Name field, enter the beneficiary name.
e. In the Beneficiary Account (IBAN) field, enter the beneficiary IBAN.
f.
From the Beneficiary Bank Code (BIC) list, select the appropriate option.
g. In the Amount field, enter the transfer amount.
h. From the Currency list, select the appropriate option.
4.
i.
In the Payment Details section, select the appropriate payment option, if you select
Pay Later option.
j.
From the Pay Later list, select the appropriate date.
Click Initiate.
The SEPA Credit Transfer - Verify screen appears.
OR
Click View Limits.
The system displays the limit status.
OR
Click Save as Draft.
The SEPA Credit Transfer - Confirm screen appears and saved the transaction as a draft.
OR
Click Save as Template.
The SEPA Credit Transfer - Verify screen appears.
OR
Click Save & Submit.
The SEPA Credit Transfer- Verify screen appears.
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
153
SEPA Credit Transfer
Note: For more information about options like Save as Draft/Templates, Save and Submit, View
Limits etc. see Additional Options in this User manual.
SEPA Credit Transfer - Verify
5.
Click Confirm.
The SEPA Credit Transfer - Confirm screen appears.
OR
Click Change.
The SEPA Credit Transfer screen appears.
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
154
SEPA Credit Transfer
SEPA Credit Transfer - Confirm
6.
Click OK.
The SEPA Credit Transfer screen appears.
OR
Click E-Receipt to generate an e-receipt for the completed transaction.
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
155
SEPA Direct Debit
17. SEPA Direct Debit
Using this option, you can initiate a SEPA direct debit payment. The direct debit is an
instruction from a customer to the bank authorizing an organization to collect varying
amounts from its account, as long as the customer has been given advance notice of the
collection amounts and dates.
To initiate SEPA direct debit payment transaction
1.
From the Payments menu, select Within Country, and then select SEPA Direct Debit.
The SEPA Direct Debit screen appears.
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
156
SEPA Direct Debit
SEPA Direct Debit
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
157
SEPA Direct Debit
Field Description
Field Name
Description
It is mandatory to select either Existing Template or Make New Payment option.
Existing Template
[Optional, Option]
Indicates the payment option using existing template.
To enable the pick list, select the option button.
Make New Payment
[Optional, Option]
Indicates the new payment option.
User Reference
Number
[Optional, Alphanumeric, 35]
OIN
[Mandatory, Alphanumeric, 35]
Indicates the user reference number for the transaction.
Indicates the originator’s identification number under SEPA.
The OIN is a unique number given to participants who are
authorized to use the Direct Debit Scheme.
OIN Description
[Mandatory, Alphanumeric, 40]
Indicates the short description of the OIN.
Nominated Account
[Mandatory, Drop-Down]
Indicates the account into which the collection funds will be
credited
Click the View Balance link to view the account balance of the
selected account.
Sequence Type
[Mandatory, Drop-Down]
Indicates if the direct debit is being raised for the first time or not.
The options are:

First time Mandate

One Off Mandate

Recurring Mandate

Last Mandate
Debtor Details
Debtor ID
[Mandatory, Alphanumeric, 35]
Indicates the unique identity for the debtor, if any.
Debtor Name
[Mandatory, Alphanumeric, 35]
Indicates the name of the debtor.
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
158
SEPA Direct Debit
Field Name
Description
Debtor IBAN
[Mandatory, Alphanumeric, 35]
Indicates the international bank account number of the debtor.
Debtor Bank Details
Debtor Bank Code
(BIC)
[Mandatory, Pick List]
Indicates the debtor bank code.
Payment Details
Amount
[Mandatory, Numeric, 15]
Indicates the amount of the direct debit.
Currency
[Display]
Displays the transaction currency.
Receive Later
[Optional, Pick List]
Indicates the funds transfer on a future date.
Note: The Transfer Date to be selected should lie between the
Start Date and End Date.
Start Date – Current Date + No of days (1 to 20)
End Date – Current Date + 365 Days
If the Transfer Date happens to be a non-working day or a
holiday, then transaction is processed on the next working day.
Other Details
Narrative
[Optional, Alphanumeric, 35]
Indicates the narrative for the transaction.
Purpose of
Remittance
[Optional, Drop-Down]
Description
Remittance
Purpose
[Conditional, Alphanumeric, 35*2]
Indicates the description of selected purpose of remittance.
Indicates the description of purpose of remittance.
To enable this field, select Others option from the Purpose of
Remittance list.
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
159
SEPA Direct Debit
Field Name
Description
Template Access
Type
[Conditional, Drop-Down]
Indicates the template access privilege.
The options are:

Public

Private
To enable this field, select Make New Payment option in Payment To
section.
2.
Select the appropriate option, if you select Existing Template option:
a. From the Existing Template list, select the appropriate option.
b. From the Template Access Type list, select the appropriate account.
3.
If you select Make New Payment option:
a. In the OIN field, enter the originator’s identification number.
b. In the OIN Description field, enter the description of OIN.
c.
From the Nominated Account list, select the appropriate account.
d. From the Sequence Type list, select the appropriate option.
e. In the Debtor Details section, enter the debtor id in the Debtor Id field.
f.
In the Debtor Name field, enter the debtor name.
g. In the Debtor IBAN field, enter the debtor IBAN.
h. From the Debtor Bank Code (BIC) list, select the appropriate option.
4.
i.
In the Amount field, enter the transfer amount.
j.
From the Currency list, select the appropriate option.
Click Initiate.
The SEPA Direct Debit - Verify screen appears.
OR
Click View Limits.
The system displays the limit status.
OR
Click Save as Draft.
The SEPA Direct Debit - Confirm screen appears and saved the transaction as a draft.
OR
Click Save as Template.
The SEPA Direct Debit- Verify screen appears.
OR
Click Save & Submit.
The SEPA Direct Debit- Verify screen appears.
Note: For more information about options like Save as Draft/Templates, Save and Submit, View
Limits etc. see Additional Options in this User manual
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
160
SEPA Direct Debit
SEPA Direct Debit - Verify
5.
Click Confirm.
The SEPA Direct Debit- Confirm screen appears.
OR
Click Change.
The SEPA Direct Debitscreen appears.
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
161
SEPA Direct Debit
SEPA Direct Debit - Confirm
6.
Click OK.
The SEPA Direct Debitscreen appears.
OR
Click E-Receipt to generate an e-receipt for the completed transaction.
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
162
SEPA Card Payments
18. SEPA Card Payments
Using this option, you can initiate a SEPA card payment. The card payment is an
instruction from a customer to their bank authorizing the bank to debit varying amounts
from his Credit card, and pass on the credit to his creditor a account in another bank or
financial institution.
To initiate a SEPA card payment
1.
From the Payments menu, select Within Country, and then select SEPA Card
Payments.
The SEPA Card Payments screen appears.
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
163
SEPA Card Payments
SEPA Card Payments
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
164
SEPA Card Payments
Field Description
Field Name
Description
Payment To
It is mandatory to select either Existing Template or Make New Payment option.
Existing Template
[Optional, Option]
Indicates that you are using an existing payment template for
fund transfer.
Make New Payment
[Optional, Option]
Indicates that you are making a new payment without using a
payment template for fund transfer.
User Reference
Number
[Optional, Alphanumeric, 40]
OIN
[Optional, Alphanumeric, 35]
Indicates the reference number for future tracking.
Indicates the originator identification number.
SEPA Card Number
[Mandatory, Numeric, 16]
Indicates the SEPA card number.
OIN Description
[Mandatory, Alphanumeric, 40]
Indicates the originator identification number description.
Beneficiary Details
Beneficiary ID
[Mandatory, Alphanumeric, 10]
Indicates the beneficiary ID.
Name
[Mandatory, Pick List]
Indicates the beneficiary name.
Beneficiary Account
(IBAN)
[Mandatory, Alphanumeric, 35]
Beneficiary Email
[Optional, Alphanumeric, 40]
Indicates the beneficiary IBAN number.
Indicates the beneficiary email.
Beneficiary Bank Details
Beneficiary Bank
Code (BIC)
[Mandatory, Pick List]
Indicates the beneficiary bank code.
Payment Details
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
165
SEPA Card Payments
Field Name
Description
Amount
[Mandatory, Numeric, 15, Two]
Indicates the amount for the credit transfer.
Currency
[Display]
Displays the currency.
It is mandatory to select either Pay Now or Pay Later option.
Pay Now
[Optional, Option]
Indicates immediate global payment of draft.
Pay on
[Optional, Option]
Indicates to make the SEPA card payment on a future date.
Note: The Transfer Date to be selected should lie between the Start Date and the End
Date.
Start Date – Current Date + No of days (1 to 20)
End Date – Current Date + 365 Days
If the Transfer Date happens to be a non-working day or a holiday, then transaction is
processed on the next working day.
Setup Standing
Instruction
[Optional, Option]
Indicates to setup a standing instruction for funds to be
transferred for a period.
Note: The Transfer Date to be selected should lie between the Start Date and the End
Date.
Start Date – Current Date + No of days (1 to 20)
End Date – Current Date + 365 Days
If the Transfer Date happens to be a non-working day or a holiday, then transaction is
processed on the next working day.
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
166
SEPA Card Payments
Field Name
Description
SI Execution
Frequency
[Conditional, Pick List]
Indicates the SI execution frequency.
The options are:








Daily
Weekly
Fortnightly
Monthly
Bi-Monthly
Quarterly
Half -Yearly
Yearly
To enable this field, select Setup Standing Instruction option.
First Execution Date
[Conditional, Pick List]
Indicates the first execution date.
This field appears, if you select the Setup Standing Instruction
option.
Expiry Date
[Conditional, Pick List]
Indicates the Si expiry date.
This field appears, if you select the Setup Standing Instruction
option.
Other Details
Narrative
[Optional, Alphanumeric, 35]
Indicates the narration of the standing instruction.
Template Access
Type
2.
[Optional, Drop-Down]
Indicates the template access type.
In the Payment To field, select the appropriate option.
k.
If you select Existing Template option, click
The Template Search screen appears.
l.
If you select the Make New Payment option:
to select the template.
i.
In the SEPA Card Number field, enter the card number.
ii.
In the OIN field, enter the originator identification number.
iii.
From the Beneficiary Id list, select the appropriate option.
iv.
In the Name field, enter the beneficiary name.
v.
In the Beneficiary Account (IBAN) field, enter the beneficiary account
number.
vi.
In the Beneficiary Bank Code (BIC) field, enter the beneficiary bank code.
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
167
SEPA Card Payments
vii.
In the Amount field, enter the amount.
viii.
In the Currency field, enter the currency.
ix.
3.
Select any one payment option in the Payment Details section.
For example, select the Pay Now option.
Click Initiate.
The SEPA Card Payment Verify screen appears.
OR
Click View Limits.
The utilized limits for the selected transaction appear.
OR
Click Save as Template.
The SEPA Card Payment - Confirm screen appears and the fund transfer details are
saved as a payment template.
OR
Click Save as Draft.
The SEPA Card Payment - Confirm screen appears and the fund transfer details are
saved as a draft.
OR
Click Save and Submit.
The Save and Submit screen for the selected transaction appears.
m. In the Save and Submit screen, if you select the Template Details option:
i.
In the New Template field, enter the name of the payment template.
ii.
From the Visibility list, select the appropriate option.
n. In the Save and Submit screen if you select the Draft Details option:
i.
4.
In the New Draft field, enter the name of the draft.
In the Save and Submit screen, click Submit.
The SEPA Card Payment - Verify screen appears.
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
168
SEPA Card Payments
SEPA Card Payment Verify
5.
Click Confirm.
The SEPA Card Payment Confirm screen appears.
OR
Click Change to navigate to the previous screen.
The SEPA Card Payment screen appears.
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
169
SEPA Card Payments
SEPA Card Payment Confirm
6.
Click OK.
The SEPA Card Payments screen appears.
7.
Click E-receipt to generate an e-receipt for that particular transaction.
8.
Refer to Additional Options sections for options like Save as Draft/Templates, Save
and Submit, View Limits.
Note: The online integration for this transaction with the FLEXCUBE UBS is not available
currently.
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
170
UK Payments
19. UK Payments
Using this option, you can initiate the payment through payment networks available in
UK.
To initiate the UK payments
1.
From the Payments menu, select Within Country, and then select UK Payments.
The UK Payments screen appears.
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
171
UK Payments
UK Payments
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
172
UK Payments
Field Description
Field Name
Description
Payment To
It is mandatory to select either Existing Template or Make New Payment option.
Existing
Template
[Optional, Option]
Indicates the payment option using existing template.
To enable the pick list, select the option button.
Make New
Payment
[Optional, Option]
Type of
Payment
[Mandatory, Option]
Indicates the new payment option.
Indicates the priority of payment.
The options are:

Non - Urgent

Urgent

Faster UK Payments
User Reference
Number
[Optional, Alphanumeric, 35]
Source Account
[Mandatory, Drop-Down]
Indicates the user reference number for the transaction.
Indicates the source account for the UK payment.
Click the View Balance link to view the account balance of the selected
account.
Beneficiary Details
To enable below fields, select the Make New Payment option, from the Payment To section.
Beneficiary
Name
[Mandatory, Alphanumeric, 35]
Indicates the beneficiary name for the transfer.
Click
to search the beneficiary.
Beneficiary
Account
[Mandatory, Alphanumeric, 34]
Beneficiary
Email
[Optional, Alphanumeric, 40]
Indicates the beneficiary’s account number for the transfer.
Indicates the beneficiary email address.
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
173
UK Payments
Field Name
Description
To enable the fields mentioned below, select the Non – Urgent option or the Faster UK
Payment option from the Type of Payment list.
Beneficiary Bank Details
It is mandatory to select either Bank Sort Code or Bank Details option.
Bank Sort Code
[Optional, Option]
Indicates the sort code.
Bank Details
[Optional, Option]
Indicates the bank details.
Bank Sort Code
[Conditional, Pick List]
Indicates the clearing sort code of the bank.
To enable this field, select the Bank Sort Code option.
Bank Name
[Conditional, Alphanumeric, 35].
Indicates the beneficiary bank name.
To enable this field, select the Bank Details option.
Bank Address
[Conditional, Alphanumeric, 35*2]
Indicates the beneficiary bank address.
To enable this field, select the Bank Details option.
City
[Conditional, Alphanumeric, 35]
Indicates the beneficiary bank city.
To enable this field, select the Bank Details option.
To enable the fields mentioned below, select the Urgent option from the Type of Payment
list.
SWIFT Code
[Mandatory, Pick List]
Indicates SWIFT code to transfer funds.
Bank Name
[Display]
Indicates the beneficiary bank name.
Bank Address
[Display]
Displays the beneficiary bank address.
City
[Display]
Displays the beneficiary bank city.
Country
[Display]
Displays the beneficiary bank country.
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
174
UK Payments
Field Name
Description
Payment Details
Transfer
Amount
[Mandatory, Numeric, 15]
Transfer
Currency
[Mandatory, Drop-Down]
Indicates the exact debit amount for the transfer.
Indicates the currency in which funds will be transferred.
It is mandatory to select either Pay Now or Pay Later or Pay Periodically option.
Pay Now
[Optional, Option]
Indicates the payment option to process the funds transfer immediately.
Pay Later
[Optional, Option, Pick List]
Indicates the payment option to make the funds transfer on a future
date.
To enable the Pay Later list, select the Pay Later option.
Note: The Transfer Date to be selected should lie between the Start
Date and the End Date.
Start Date – Current Date + No of days (1 to 20)
End Date – Current Date + 365 Days
If the Transfer Date happens to be a non-working day or a holiday, then
transaction is processed on the next working day.
Pay Periodically
[Optional, Option]
Indicates the user to select a standing instruction for a period.
Deal Details
[Optional, Option]
Indicates the deal details.
The options are :

Pre booked

Online

Bank
Note: Deal options are available to you only if deal is allowed for your
user. Please refer Foreign Exchange User Manual for deal details.
Periodic Payment Details
To enable this section, select Pay Periodically option.
Payment
Frequency
[Optional, Drop-Down]
Indicates the frequency of executing SI.
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
175
UK Payments
Field Name
Description
First Execution
Date
[Mandatory, Pick List]
Expiry Date
[Mandatory, Pick List]
Indicates the first day of SI execution.
Indicates the final day of SI execution.
Other Details
Correspondence
Charges
[Optional, Drop-Down]
Narrative
[Optional, Alphanumeric, 35]
Indicates the correspondence charges.
Indicates the narrative for the transaction.
Template
Access Type
[Optional, Drop-Down]
Indicates the template access privilege.
The options are:

Public

Private
This field is mandatory when you want to save the details of the fund
transfer as a template.
2.
In the Payment To section, select the appropriate option, if you select Existing
Template option:
a. From the Existing Template list, select the appropriate option.
b. From the Template Access Type list, select the appropriate account.
3.
If you select Make New Payment option:
a. In the Type of Payment field, select the appropriate option, if you select Non
Urgent/Faster UK Payments option.
i.
From the Source Account list, select the appropriate account.
ii.
In the Beneficiary Name field, enter the beneficiary name.
iii.
In the Beneficiary Account field, enter the beneficiary account number.
iv.
In the Beneficiary Bank Details section, select the appropriate option, If you
select Bank Sort Code option:
v.
From the Bank Sort Code list, select the appropriate option.
vi.
If you select Bank Details option:
vii.
In the Bank Name field, enter the beneficiary bank name.
viii.
In the Bank Address field, enter the bank address.
ix.
In the City field, enter the beneficiary bank city.
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
176
UK Payments
b. If you select the Urgent option in the Type of Payments field:
c.
i.
Repeat the steps from i to iii.
ii.
From the SWIFT Code, select the appropriate SWIFT code.
In the Transfer Amount field, enter the transfer amount.
d. From the Transfer Currency list, select the appropriate option.
e. In the Payment Details section, select the appropriate payment option.
For example, select the Pay Now option.
Note: For more information about payment options, see Payment Options in this User manual.
4.
Click Initiate.
The UK Payments - Verify screen appears.
OR
Click View Limits.
The screen with limit status appears.
OR
Click Save as Draft.
The UK Payments - Confirm screen appears and saved the transaction as a draft.
OR
Click Save as Template.
The UK Payments - Verify screen appears.
OR
Click Save & Submit.
The Save and Submit screen for the selected transaction appears.
Note: For more information about options like Save as Draft/Templates, Save and Submit, View
Limits etc. see Additional Options in this User manual.
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
177
UK Payments
UK Payments – Verify
5.
Click Confirm.
The UK Payments – Confirm screen.
OR.
Click Cancel.
The UK Payments – Confirm screen appears.
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
178
UK Payments
UK Payments - Confirm
6.
Click OK.
The UK Payments screen appears.
OR
Click E-Receipt to generate an e-receipt for that particular transaction.
Note: The Online Integration for this transaction with FLEXCUBE UBS is not available currently.
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
179
View Standing Instruction
20. View Standing Instruction
Using this option, you can view standing instructions (SI) in the application.
You can intimate the bank in advance to transfer funds between your current and savings
accounts in the bank periodically. Whenever these kind of periodic transactions are to be
affected, you can instruct the bank to do the same by setting up the standing instructions.
To view the standing instruction details
1.
From the Payments menu, select Recurring Payments and Transfer, and then select
View Standing Instruction.
The Standing Instruction View screen appears.
Standing Instructions View
Field Description
Field Name
Description
Source Account
[Mandatory, Drop-Down]
Indicates the list of active CASA accounts linked to the user.
Click the View Balance link to view the account balance of the
selected account.
First Execution Date
From
[Optional, Pick List]
First Execution Date
To
[Optional, Pick List]
Reference No
[Optional, Numeric, 35]
Indicates the start date for the standing instruction.
Indicates the end date for the standing instruction.
Indicates the user reference number.
Frequency Type
[Optional, Drop-Down]
Indicates the standing instruction execution frequency.
2.
From the Source Account list, select the appropriate account number.
3.
Click Submit.
The Standing Instructions View screen with search results appears.
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
180
View Standing Instruction
Standing Instruction View
Field Description
Field Name
Description
Reference No
[Display]
Displays the standing instruction reference number.
Status
[Display]
Displays the status of the standing instruction.
Amount
[Display]
Displays the amount of the standing instruction.
Account
[Display]
Displays the account number for which the standing Instruction has
been maintained.
Branch
[Display]
Displays the branch name of the source account.
First Execution
Date
[Display]
Displays the initiation date of standing instruction.
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
181
View Standing Instruction
4.
Click the Reference No link to view the details of SI.
The Standing Instructions View screen appears.
Standing Instructions View
5.
Click Back to navigate to previous screen.
The Standing Instruction View screen with search results appears.
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
182
Standing Instruction Cancellation
21. Standing Instruction Cancellation
Using this option, you can cancel the standing instruction.
To cancel standing instruction
1.
From the Payments menu, select Recurring Payments and Transfer, and then select
Standing Instruction Cancellation.
The Standing Instruction Cancellation screen appears.
Standing Instructions Cancellation
Field Description
Field Name
Description
Source Account
[Mandatory, Drop-Down]
Indicates the list of active CASA accounts linked to the user.
Click the View Balance link to view the account balance of the
selected account.
First Execution Date
From
[Optional, Pick list]
First Execution Date
To
[Optional, Pick list]
Reference No
[Optional, Alphanumeric, 50]
Indicates the start date of first standing instruction execution for
the search criteria.
Indicates the end date of the first standing instruction execution
date for the search criteria.
Indicates the user reference number.
Frequency Type
[Optional, Drop-Down]
Indicates the standing instruction execution frequency.
2.
From the Source Account list, select the appropriate account number.
Click Submit.
The Standing Instruction Cancellation screen with search result appears.
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
183
Standing Instruction Cancellation
Standing Instructions Cancellation
Field Description
Field Name
Description
Reference No
[Display]
Displays the standing instruction reference number.
Status
[Display]
Displays the status of standing instruction.
Amount
[Display]
Displays the amount of standing instruction.
Account
[Display]
Displays the desired source account from which funds are to be
transferred.
Branch
[Display]
Displays the branch name of the source account.
First Execution
Date
3.
[Display]
Displays the initiation date of standing instruction.
Click the link Reference No column that has to be cancelled.
The Standing Instruction Cancellation – Verify screen appears.
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
184
Standing Instruction Cancellation
Standing Instructions Cancellation- Verify
4.
Click Confirm to cancel the standing instructions.
The Standing Instruction Cancellation – Confirm screen appears.
OR
Click Change to modify the standing instruction that has to be cancelled.
Standing Instructions Cancellation – Confirm
5.
Click OK.
The Initial Standing Instruction Cancellation screen appears.
OR
Click E-Receipt to generate an e-receipt for the completed transaction.
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
185
Standing Instruction Cancellation
E-Receipt
6.
Click OK.
The Initial Standing Instruction Cancellation screen appears
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
186
Pending Transfers
22. Pending Transfers
Using this option, you can view the pending transfers whether it is move money in or
move money out and group them for clarity purpose. You can also cancel any pending
transfers in the application.
To view pending transfers
1.
From the Payments menu, select Pending Transfers.
The Pending Transfers screen appears
Pending Transfers
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
187
Pending Transfers
Field Description
Field Name
Description
Select Type
[Mandatory, Drop-Down]
Indicates the transfer type.
Host Reference
Number
[Display]
Displays the host reference number.
2.
From the Select Type list, select the appropriate option.
3.
Click Go.
The Pending Transfers screen with search results appears.
Field Description
Field Name
Description
Transfer Type
[Display]
Displays the type of transfer.
Host Reference
Number
[Display]
Source Account
[Display]
Displays the host reference number.
Displays the desired source account for the transaction.
Destination
Account
[Display]
Transfer Date
[Display]
Displays the destination account for the transaction.
Displays the transfer date for the transaction.
Amount
[Display]
Displays the amount of the transaction.
Status
[Display]
Displays the reason due to which the transfer is pending.
4.
In the Transfer Type column, select the appropriate option.
5.
Click Cancel Transfer.
The Cancel Pending Transfer – Verify screen appears
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
188
Pending Transfers
Pending Transfers View – Cancel Verify
6.
Click Confirm.
The Pending Transfer - Cancel – Confirm screen appears.
OR
Click Change to change the entered details.
The Cancel Pending Transfer screen appears.
Pending Transfers – Cancel - Confirm
7.
Click OK.
The Pending Transfer screen appears.
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
189
Payment Options
23. Payment Options
There are three types of payment options available in the application.

Pay Now: You can transfer funds immediately.

Pay Later: You can transfer funds at a later date.

Pay Periodically: You can transfer funds on a periodic basis as per a standing instruction
The payment options displayed depend on the type of fund transfer.
1.
Select any payment transaction in the application.
For example, from the Payments menu, select Within Bank, and then select Own
Account Transfer.
The Own Account Transfer screen appears.
Own Account Transfer
2.
In the Payment To section, select the Make New Payment option:
3.
From the Source Account list, select the appropriate option.
4.
From the Destination Account list, select the appropriate option.
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
190
Payment Options
5.
In the Transfer Amount field, enter the amount that you want to transfer.
6.
In the Payment Details section, select a payment option.
a. If you select the Pay Now option:
You can make the fund transfer immediately.
b. If you select the Pay Later option:
i.
c.
7.
Select the date of fund transfer.
If you select the Pay Periodically option:
i.
From the Payment Frequency list, select the appropriate option.
ii.
In the First Execution Date field, select the start date of the standing
instruction.
iii.
In the Expiry Date field, select the last date of the standing instruction.
Click Initiate.
The Own Account Transfer - Verify screen appears.
Own Account Transfer - Verify
8.
Click Confirm.
The Own Account Transfer - Confirm screen appears.
OR
Click Change.
The Own Account Transfer screen appears.
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
191
Payment Options
Own Account Transfer - Confirm
9.
Click e-receipt to generate the e-receipt of the transaction.
OR
Click OK.
The Own Account Transfer screen appears.
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
192
Inward Remittance Inquiry
24. Inward Remittance Inquiry
Using this option, you can inquire on inward remittance received on an account.
To view inward remittances
1.
From the Collection and Remittances menu, select Inward Remittance Inquiry.
The Inward Remittance Inquiry screen appears.
Inward Remittance Inquiry
Field Description
Field
Name
Description
Account
Number
[Mandatory, Drop-Down]
Currency
[Mandatory, Drop-Down]
Indicates the account number.
Indicates the currency.
Channel
Type
[Mandatory, Drop-Down]
Amount
From
[Optional, Numeric, 15]
Amount
To
[Optional, Numeric, 15]
Indicates the channel type through which the remittance is processed.
Indicates the minimum amount for the search criteria.
Indicates the maximum amount for the search criteria.
Note: The amount to set here cannot be less than the Amount From.
From
Date
[Optional, Pick list]
Indicates the start date, for the search criteria.
The start date should not be greater than the current date.
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
193
Inward Remittance Inquiry
Field
Name
Description
To Date
[Optional, Pick list]
Indicates the end date, for the search criteria.
The end date should be greater than or equal to start date.
2.
From the Account Number list, select the appropriate account number.
3.
From the Currency list, select the appropriate currency.
4.
From the Channel Type list, select the appropriate remittance channel.
5.
Click Search.
The Inward Remittance Inquiry screen with search results appears.
Inward Remittance Inquiry
Column Description
Column Name
Description
Transaction Ref.
No.
[Display, Link]
Displays the transaction reference number.
Indicates the link to view the details of transaction.
Transaction Date
[Display]
Displays the date on which the transaction is received by the bank
from the channel.
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
194
Inward Remittance Inquiry
6.
Column Name
Description
Debit Amount and
Currency
[Display]
Credit Amount
and Currency
[Display]
Displays the amount in the currency as received by the bank.
Displays the amount credited to the account. This could be
different from the amount received by the bank.
Click the Transaction Ref. No. link to view the remittance details.
The Inward Remittance Details screen appears.
OR
The options mentioned below are applicable for records of inward remittance
inquiry transactions.
To enable the word wrap in the columns, select the Word Wrap check box.
Click Customize Columns to reorder the columns or select the columns that appear in
the list.
Click Download to download all or selected columns in the inward remittance inquiry
transactions list. You can download the list in PDF, XLS, QIF, OFX and MT940 formats.
Click Print to print record.
Click
to view the first page of the record.
Click
to view the previous page of the record.
Click
to view the next page of the record.
Click
to view the last page of the record.
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
195
Inward Remittance Inquiry
Inward Remittance Details
Field Description
Field Name
Description
Transaction Ref.
No.
[Display]
Displays the transaction reference number for which the data is
displayed.
Funds Received From
Name
[Display]
Displays the name of the remitter.
Bank and Branch
[Display]
Displays the name of the bank and branch of the remitter.
Account Number
[Display]
Displays the account number of the sender.
Funds Deposited To
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
196
Inward Remittance Inquiry
Field Name
Description
Account Number
[Display]
Displays the account number of the receiver.
Branch
[Display]
Displays the name of the branch of the receiver.
Transaction Details
Received Funds
[Display]
Displays the amount of funds received.
Funds Received
On
[Display]
Funds Credited
On
[Display]
Credited Funds
[Display]
Displays the date on which funds are received.
Displays the date on which the funds are credited on receiver’s
account.
Displays the amount credited to the account.
Bank charges
[Display]
Displays the total charges that are charged during the course of
remittance.
Cross Currency Details
Below fields appears only in case the transaction is cross currency transaction.
Debit Currency
[Display]
Displays the amount in original currency in which remittance was
made.
Credit Currency
[Display]
Displays the amount in converted currency in which account was
credited.
Exchange Rate
[Display]
Displays the exchange rate for the transaction.
Other Details
Remittance
Purpose
[Display]
Displays the purpose of remittance.
Note: Not applicable for RTGS.
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
197
Inward Remittance Inquiry
Field Name
Description
Remark
[Display]
Displays the remarks.
View Swift Advice
Credit Advice
[Display]
Displays the transaction reference number.
View
[Link]
Indicates the user to view the swift advice in the PDF format.
View Swift Messages
Details
[Display]
Displays the SWIFT message type.
View
[Link]
Indicates the user to view the swift message in PDF format.
Transaction
Reference Number
7.
[Display]
Displays the transaction reference number.
Click Back to go to the previous screen.
The Inward Remittance Inquiry screen appears.
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
198
Outward Remittance Inquiry
25. Outward Remittance Inquiry
Using this option you can view the outward remittances sent through various domestic
and international channels.
To inquire outward remittances
1.
From the Collection and Remittances menu, select Outward Remittance Inquiry.
The Outward Remittance Inquiry screen appears.
Outward Remittance Inquiry
Field Description
Field Name
Description
Account
Number
[Mandatory, Drop-Down]
Currency
[Mandatory, Drop-Down]
Indicates the account number.
Indicates the currency.
Channel Type
[Mandatory, Drop-Down]
Indicates the channel type through which the remittance is processed.
Amount From
[Optional, Numeric, 15]
Indicates the minimum amount for the search criteria.
Amount To
[Optional, Numeric, 15]
Indicates the maximum amount for the search criteria.
Note: The amount to set here cannot be less than the Amount From.
From Date
[Optional, Pick List]
Indicates the start date, for the search criteria.
The start date should not be greater than the current date.
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
199
Outward Remittance Inquiry
Field Name
Description
To Date
[Optional, Pick List]
Indicates the end date, for the search criteria.
The end date should be greater than or equal to start date.
2.
From the Account Number list, select the appropriate account number.
3.
From the Currency list, select the currency.
4.
From the Channel Type list, select the remittance channel.
5.
Click Search to view the list of outward remittance.
The Outward Remittance Inquiry screen with the search result appears.
Outward Remittance Inquiry
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
200
Outward Remittance Inquiry
Column Description
Column Name
Description
Transaction Date
[Display]
Displays the date on which the transaction is sent to the receiver
bank from the channel.
Credit Amount
and Currency
[Display]
Debit Amount and
Currency
[Display]
Displays the credit amount and the currency.
Displays the debit amount and the currency.
This could be different from the amount received by the bank on
account of bank charges and /or currency conversion.
Beneficiary Bank
[Display]
Displays the name of the beneficiary bank.
Beneficiary Name
[Display]
Displays the beneficiary name.
Account
[Display]
Displays the account number of the customer.
Branch
[Display]
Displays the branch to which account belongs.
Customer Id
[Display]
Displays the customer ID to which account belongs.
Transaction
Reference Number
[Display]
Remittance Notes
[Display]
Displays the transaction reference number.
Display any remarks or notes attached with the remittance.
The options mentioned below are applicable for records of outward remittance
inquiry transactions.
To enable the word wrap in the columns, select the Word Wrap check box.
Click Customize Columns to reorder the columns or select the columns that appear in
the list.
Click Download to download all or selected columns in the outward remittance inquiry
transactions list. You can download the list in PDF, XLS, QIF, OFX and MT940 formats.
Click Print to print record.
Click
to view the first page of the outward remittance inquiry transactions list.
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
201
Outward Remittance Inquiry
Click
to view the previous page of the outward remittance inquiry transactions list.
Click
to view the next page of the outward remittance inquiry transactions list.
Click
to view the last page of the outward remittance inquiry transactions list.
From the Page list, select the required page number of the outward remittance inquiry
transactions list.
From the Show Rows list, select the number of rows to be displayed in the outward
remittance inquiry transactions list.
Click
next to the required column to sort the records of outward remittance inquiry
transactions in ascending or descending order.
6.
Click the Transaction Reference Number link.
The Outward Remittance Details screen appears.
OR
Outward Remittance Details
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
202
Outward Remittance Inquiry
Field Description
Field Name
Description
Transaction Details
Transaction Ref. No.
[Display]
Displays the transaction reference number of the selected
transaction.
Transaction Date
[Display]
Displays the date on which the transaction is received by
the bank from the channel.
Account Debited
[Display]
Displays the account number that is to be debited.
Remittance Amount
[Display]
Displays the amount and the currency that is remitted.
Narrative
[Display]
Displays the brief description of the transaction.
Note: Not applicable for RTGS
Funds Remitted To
Beneficiary Name
[Display]
Displays the name of the beneficiary.
Beneficiary Address
[Display]
Displays the beneficiary address.
Note: Not applicable for RTGS
Beneficiary Account
Number
[Display]
Beneficiary Bank
[Display]
Displays the beneficiary account number.
Displays the beneficiary bank name.
Beneficiary Bank Address
[Display]
Displays the beneficiary bank address.
Bank Charges
[Display]
Displays the bank charges and currency. The transaction
can have multiple charges.
View SWIFT Advices
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
203
Outward Remittance Inquiry
Field Name
Description
Debit Advice
[Display]
Displays the transaction reference number.
View
[Link]
Indicates the user to view the swift advice in the PDF
format.
View Swift Messages
Customer Transfer
[Display]
Displays the transaction reference number.
View
[Link]
Indicates the user to view the swift message in PDF format.
7.
Click Cancel Payment to cancel the payment.
The Payment of Wired Transfer screen appears.
OR
Click Back to navigate to the previous screen.
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
204
Outward Remittance Inquiry
Stop Payment of Wired Transfer
8.
Click Submit.
The Stop Payment of Wired Transfer Verify screen appears.
OR
Click Back to navigate to the previous screen.
Note: For more information about the screen, see Stop Payment of Wired Transfer screen.
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
205
Domestic Collection Inquiry
26. Domestic Collection Inquiry
Using this option, you can inquire the status of the domestic cheques received and
deposited with the bank.
To view domestic collections
1.
From the Collection and Remittances menu, select Domestic Collection Inquiry.
The Domestic Collection Inquiry screen appears.
Domestic Collection Inquiry
Field Description
Field Name
Description
Account Number
[Mandatory, Drop-Down]
Indicates the account number which the user has access to.
Cheque Currency
[Optional, Drop-Down]
Indicates the cheque currency.
Cheque Status
[Optional, Drop-Down]
Indicates the cheque status.
The options are:
From Date

Reversed

Rejected

Settled
[Optional, Pick List]
Indicates the start date for the search criteria.
To Date
[Optional, Pick List]
Indicates the end date for the search criteria.
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
206
Domestic Collection Inquiry
Field Name
Description
Amount From
[Optional, Numeric, 15]
Indicates the minimum amount for the search criteria.
Amount To
[Optional, Numeric, 15]
Indicates the maximum amount for the search criteria.
2.
From the Account Number list, select the appropriate account.
3.
Click Search to find the list of instruments sent for the Domestic Collection Inquiry.
The Domestic Collection Inquiry screen with search results appears.
Domestic Collection Inquiry
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
207
Domestic Collection Inquiry
Column Description
Column Name
Description
Cheque Collection
Date
[Display]
Cheque Number
[Display]
Displays the cheque collection date.
Displays cheque number for collection.
Status
[Display]
Displays the status of the domestic collection.
Amount
[Display]
Displays the paid amount.
Clearing House
Location
[Display]
Collection Branch
[Display]
Displays the location where the cheque was sent for clearing.
Displays the branch code which has initiated the collection.
Unpaid Reason
[Display]
Displays the reason for non-payment.
Collection Branch
Name
[Display]
Debit Account Number
[Display]
Displays the collection branch name which has initiated the
collection.
Displays the debit account number from which collection is
done.
Reference Number
[Display]
Displays the reference number of the record.
Customer No
[Display]
Displays the customer number.
Credit Branch Name
[Display]
Displays the credit branch name in which collection is
credited.
Credit Account
Number
[Display]
Displays the account in which collection is credited.
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
208
Domestic Collection Inquiry
The options mentioned below are applicable for records of domestic collection
inquiry transactions.
To enable the word wrap in the columns, select the Word Wrap check box.
Click Customize Columns to reorder the columns or select the columns that appear in
the domestic collection inquiry transactions list.
Click Download to download all or selected columns in the domestic collection inquiry
transactions list. You can download the list in PDF, XLS, QIF, OFX and MT940 formats.
Click Print to print the domestic collection inquiry transactions list and open the list as a
PDF document.
Click
to view the first page of the domestic collection inquiry transactions list.
Click
to view the previous page of the domestic collection inquiry transactions list.
Click
to view the next page of the domestic collection inquiry transactions list.
Click
to view the last page of the domestic collection inquiry transactions list.
From the Page list, select the required page number of the domestic collection inquiry
transactions list.
From the Show Rows list, select the number of rows to be displayed in the domestic
collection inquiry transactions list.
Click
next to the required column to sort the records of domestic collection inquiry
transactions in ascending or descending order.
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
209
FCY Collection Inquiry
27. FCY Collection Inquiry
Using this option, you can track the status of the cheques received by the corporate
customers and deposited with the bank. This functionality is relevant for Foreign
Currency cheques. Once the customer deposits the cheque, and then on the value date
sends the same for clearing (outward collection).
To view foreign currency collections
1.
From the Collection and Remittances menu, select FCY Collection Inquiry.
The FCY Collection Inquiry screen appears.
FCY Collection Inquiry
Field Description
Field Name
Description
Account Number
[Mandatory, Drop-Down]
Indicates the account number which the user has access to.
Cheque Currency
[Optional, Drop-Down]
Indicates the cheque currency.
Cheque Status
[Optional, Drop-Down]
Indicates the cheque status.
The options are as follows:
From Date

All

Reversed

Rejected

Settled
[Optional, Pick List]
Indicates the start date, for the search criteria.
By default, the system date appears.
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
210
FCY Collection Inquiry
Field Name
Description
To Date
[Optional, Pick List]
Indicates the end date, for the search criteria.
By default, the system date appears.
Note: The date selected here should be greater than or equal to
From Date.
Amount From
[Optional, Numeric, 15]
Indicates the minimum amount for the search criteria.
Amount To
[Optional, Numeric, 15]
Indicates the maximum amount for the search criteria.
Note: The amount to set here cannot be less than the Amount
From.
2.
Click Search.
The FCY Collection Inquiry screen with the search result appears.
FCY Collection Inquiry
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
211
FCY Collection Inquiry
Field Description
Column Name
Description
Transaction Reference
No
[Display]
Purchase/Collection Date
[Display]
Displays the transaction reference number.
Displays the date on which the cheque was financed or
received.
Amount
[Display]
Displays the amount.
Cheque Number
[Display]
Displays the cheque number of the transaction.
Payer Bank
[Display]
Displays the name of the payer bank.
Status
[Display]
Displays the collection status of the cheque.
Clearing House Location
[Display]
Displays the clearing house location.
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
212
FCY Collection Inquiry
The options mentioned below are applicable for records of FCY collection inquiry
transactions.
To enable the word wrap in the columns, select the Word Wrap check box.
Click Customize Columns to reorder the columns or select the columns that appear in
the FCY collection inquiry transactions list.
Click Download to download all or selected columns in the FCY collection inquiry
transactions list. You can download the list in PDF, XLS, QIF, OFX and MT940 formats.
Click Print to print the FCY collection inquiry transactions list and open the list as a PDF
document.
Click
to view the first page of the FCY collection inquiry transactions list.
Click
to view the previous page of the FCY collection inquiry transactions list.
Click
to view the next page of the FCY collection inquiry transactions list.
Click
to view the last page of the FCY collection inquiry transactions list.
From the Page list, select the required page number of the FCY collection inquiry
transactions list.
From the Show Rows list, select the number of rows to be displayed in the FCY collection
inquiry transactions list.
Click
next to the required column to sort the records of FCY collection inquiry
transactions in ascending or descending order.
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
213
View Draft Details
28. View Draft Details
Using this option, you can view the draft details and also can stop payments of drafts.
To view draft details and stop payment
1.
From the Payments menu, select Draft Details.
The View Draft Details screen appears.
View Draft Details
Field Description
Field Name
Description
Instrument Type
[Mandatory, Drop-Down]
Indicates the instrument type which needs to be cancelled.
Source Account
[Optional, Drop-Down]
Indicates the source account number.
Click the View Balance link to view the account balance of the
selected account.
Click
to search accounts linked to the user.
Instrument Serial
Number
[Optional, Alphanumeric, 16]
Beneficiary Name
[Optional, Alphanumeric, 35]
Indicates to search of instrument by serial number.
Indicates the beneficiary name mentioned on the instrument.
Currency
[Optional, Drop-Down]
Indicates the currency for which the instrument is issued.
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
214
View Draft Details
Field Name
Description
Amount From
[Optional, Numeric, 15]
Indicates the minimum amount for the search criteria.
Amount To
[Optional, Numeric, 15]
Indicates the maximum amount for the search criteria.
The amount to set here cannot be less than the Amount From.
From Date
[Optional, Pick List]
Indicates the start date for the search criteria.
To Date
[Optional, Pick List]
Indicates the end date for the search criteria.
The date selected here should be greater than From Date.
2.
From the Instrument Type list, select the appropriate option.
3.
Click Search.
The View Draft Details screen with the search result appears.
View Draft Details
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
215
View Draft Details
Field Description
Column Name
Description
Instrument
Serial Number
[Display, Link]
Displays the instrument serial number.
Indicates the link to view the draft details.
Accounts
[Display]
Displays the account number against which the DD was purchased.
Beneficiary
Name
[Display]
Currency
[Display]
Displays the name provided while issuing the instrument to the
customer that is the name written on the instrument.
Displays the currency in which the instrument is issued.
Issue Date
[Display]
Displays the date on which the instrument is issued.
This date will be the same as the date present on the instrument.
Amount
[Display]
Displays the amount for which the instrument is issued.
This amount will be the only amount provided on the instrument and
will not contain the fees applied over.
The options mentioned below are applicable for records of View Draft Details
transactions.
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
216
View Draft Details
Column Name
Description
To enable the word wrap in the columns, select the Word Wrap check box.
Click Customize Columns to reorder the columns or select the columns that appear in
the View Draft Details transactions list.
Click Download to download all or selected columns in the View Draft Details transactions
list. You can download the list in PDF, XLS, QIF, OFX and MT940 formats.
Click Print to print the View Draft Details transactions list and open the list as a PDF
document.
Click
to view the first page of the View Draft Details transactions list.
Click
to view the previous page of the View Draft Details transactions list.
Click
to view the next page of the View Draft Details transactions list.
Click
to view the last page of the View Draft Details transactions list.
From the Page list, select the required page number of the View Draft Details transactions
list.
From the Show Rows list, select the number of rows to be displayed in the View Draft
Details transactions list.
Click
next to the required column to sort the records of View Draft Details transactions
in ascending or descending order.
OR
4.
Click the Instrument Serial Number link.
The Stop Payments of Drafts screen appears.
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
217
View Draft Details
Stop Payments of Drafts
Field Description
Field Name
Description
Instrument No
[Display]
Displays the instrument serial number.
Account
[Display]
Displays the account number against which the DD was
purchased.
Amount
[Display]
Displays the amount for which the instrument is issued.
Currency
[Display]
Displays the currency in which the instrument is issued.
Issue Date
[Display]
Displays the date on which the instrument is issued.
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
218
View Draft Details
Field Name
Description
Beneficiary Name
[Display]
Displays the name provided while issuing the instrument to the
customer.
Additional Information
Reason
[Mandatory, Drop-Down]
Indicates the reason for the action on the instrument.
The options are:
Specify Reason

Destroyed

Lost

Stolen

Others
[Conditional, Alphanumeric, 35]
Indicates the reason for demand draft/pay order cancellation.
To enable this field, select Others option, from the Reason list.
Action
[Mandatory, Drop-Down]
Indicates the action to be performed in response to the stop
payment of draft.
The options are:
Refund Account
Number

Issue duplicate draft

Refund draft amount to an account
[Conditional, Drop-Down]
Indicates the account in which the refund amount after cancellation
of demand draft/pay order to be credited.
To enable this field, select Refund draft amount to an account
option, from the Action list.
User Reference
[Optional, Alphanumeric, 25]
Indicates the user reference number.
5.
From the Reason list, select the appropriate option.
a. If you select the Others option:
i.
6.
In the Specify Reason field, enter the appropriate reason.
From the Action list, select the appropriate option.
a. If you select the Refund draft amount to an account option:
i.
From the Refund account number list, select the appropriate option.
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
219
View Draft Details
7.
Click Submit.
The Stop Payment of Demand Draft/Pay Order - Verify screen appears.
OR
Click Back to navigate to the previous screen.
Stop payment of Demand Draft/Pay Order – Verify
8.
Click Confirm.
The Stop Payment of Demand Draft/Pay Order - Confirm screen appears.
OR
Click Back to navigate to the previous screen.
The Stop Payment of Demand Draft/Pay Order screen appears.
Stop payment of Demand Draft/Pay Order – Confirm
9.
Click OK.
The Stop Payment of Draft screen appears.
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
220
Service Requests
29. Service Requests
Using this option, you can initiate a service request for any transaction given in the list.
To initiate service request
1.
From the Customer Services menu, select New Service Request.
The Service Requests screen appears.
Service Request
Field Description
Field Name
Description
Select Transaction
[Mandatory, Drop-Down]
Indicates all the service requests which the bank provides to its
customers.
2.
From the Select Transaction list, select the appropriate option.
3.
Click Submit.
29.1 Stop Payment of Drafts
Using this option, you can raise a request to stop payment of drafts.
To stop draft payment
1.
From the Customer Services menu, select New Service Request.
The New Service Request screen appears.
Service Request
2.
From the Select Transaction list, select the Stop Payment of Drafts option.
3.
Click Submit.
The Stop Payment of Drafts screen appears.
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
221
Service Requests
Stop Payment of Drafts
Field Description
Field Name
Description
Instruments Details
Instrument No
[Mandatory, Alphanumeric, 16]
Indicates the instrument number of which the payment is to be
stopped.
Amount
[Mandatory, Numeric,15]
Indicates the draft amount.
Account
[Mandatory, Drop-Down]
Indicates the account and customer ids mapped to the user.
Issue Date
[Mandatory, Pick List]
Indicates the draft issue date.
Currency
[Mandatory, Drop-Down]
Indicates the currency.
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
222
Service Requests
Field Name
Description
Beneficiary Name
[Mandatory, Alphanumeric, 20]
Indicates the beneficiary name.
Additional Information
Reason
[Mandatory, Drop-Down]
Indicates the reason for draft cancellation.
The options are:




Specify Reason
Destroyed
Stolen
Others
Lost
[Conditional, Alphanumeric, 35]
Indicates the additional details of the reason if any.
To enable this field, select Others option, from the Reason list.
Action
[Mandatory, Drop-Down]
Indicates the action to be performed after draft cancellation.
The options are:
Refund Account
Number

Issue duplicate draft

Refund draft amount to an account
[Conditional, Drop-Down]
Indicates the account in which the refund amount after cancellation
of Demand Draft/Pay Order to be credited.
To enable this field, select Refund draft amount to an account
option, from the Action list.
User Reference
[Optional, Alphanumeric, 25]
Indicates the user reference number.
4.
In the Instrument No field, enter the instrument number.
5.
In the Amount field, enter the amount.
6.
From the Account list, select the appropriate account.
7.
From the Issue Date list, select the appropriate date.
8.
From the Currency list, select the appropriate currency.
9.
In the Beneficiary Name field, enter the name of the beneficiary.
10.
From the Reason list, select the appropriate option.
a. If you select the Others option:
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
223
Service Requests
i.
11.
In the Specify Reason field, enter the appropriate reason.
From the Action list, select the appropriate option.
b. If you select the Refund draft amount to an account option:
i.
12.
From the Refund Account Number list, select the appropriate option.
Click Submit.
The Stop Payment of Drafts - Verify screen appears.
OR
Click Another Service Request to navigate to the Service Request screen.
Stop payment of Drafts - Verify
Note: Once the details are submitted, the following message is displayed on the screen.
“Transaction will be stored in Release queue after final authorization. Bank Administrator needs
to release the transaction to process it.”
13.
Click Confirm.
The Stop Payment of Drafts - Confirm screen appears.
OR
Click Back to navigate to previous screen.
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
224
Service Requests
Stop Payment of Drafts - Confirm
14.
Click OK.
The Stop Payment of Drafts screen appears.
OR
Click Another Service Request.
The New Service Request screen appears.
29.2 Stop Payment of Wired Transfer
Using this option you can raise a request to stop payment of wired transfer.
To stop payments of wired transfer
1.
From the Customer Services menu, select New Service Request.
The New Service Request screen appears.
Service Request
2.
From the Select Transaction list, select the Stop Payment of Wired Transfer option.
3.
Click Submit.
The Stop Payment of Wired Transfer screen appears.
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
225
Service Requests
Stop Payment of Wired Transfer
Field Description
Field Name
Description
Customer Details
Wired Transfer
Reference Number
[Mandatory, Alphanumeric, 25]
Indicates the host reference number which was generated at the
time of wired transfer (execution).
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
226
Service Requests
Field Name
Description
Amount
[Mandatory, Numeric,13, Two]
Indicates the amount of the transaction.
Source Account
[Mandatory, Drop-Down]
Indicates the source account number from which the transaction
was initiated/ debited.
Value Date
[Mandatory, Pick List]
Indicates the value date of the executed transaction.
Currency
[Mandatory, Drop-Down]
Indicates the currency.
Beneficiary Details
Beneficiary Name
[Mandatory, Alphanumeric, 35]
Indicates the beneficiary name entered while executing the
transfer.
Destination
Account
[Mandatory, Alphanumeric, 20]
Beneficiary
Address
[Optional, Alphanumeric, 35*2]
City
[Optional, Alphanumeric, 35]
Indicates the destination account number used while executing the
transfer.
Indicates the address of the beneficiary.
Indicates the city of the beneficiary.
Country
[Optional, Drop-Down]
Indicates the country of the beneficiary.
Beneficiary Bank Details
BIC
[Mandatory, Pick List]
Indicates the bank identification code of the beneficiary bank.
BIC details are fetched from the host.
Bank Name
[Display]
Displays the name of the bank to which the transfer was made.
Bank Address
[Display]
Displays the name of the branch to which the transfer was made.
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
227
Service Requests
Field Name
Description
Country
[Display]
Displays the country to which the transfer was made.
City
[Display]
Displays the city to which the transfer was made.
Additional Information
Reason
[Mandatory, Alphanumeric]
Indicates the reason for the action on the transaction.
Refund Account
Number
[Mandatory, Drop-Down]
User Reference
[Optional, Alphanumeric, 25]
Indicates the account in which the refund amount after cancellation
of wired transfer to be credited.
Indicates the user reference number for cancellation of wired
transfer.
4.
In the Wired Transfer Reference Number field, enter the weird transfer reference
number.
5.
In the Amount field, enter the amount.
6.
From the Source Account list, select the appropriate account.
7.
From the Value Date list, select the appropriate date.
8.
From the Currency list, select the appropriate currency.
9.
In the Beneficiary Name field, enter the name of the beneficiary.
10.
In the Destination Account field, enter the destination account number.
11.
From the BIC list, select the appropriate bank identification code.
12.
In the Reason field, enter the reason for the action.
13.
From the Refund Account Number list, select the appropriate account.
14.
Click Submit.
The Stop Payment of Wired Transfer Verify screen appears.
OR
Click Another Service Request to navigate to the Service Request screen.
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
228
Service Requests
Stop Payment of Wired Transfer - Verify
15.
Click Confirm.
The Stop Payment of Wired Transfer Confirm screen appears.
OR
Click Back button to navigate to the previous screen.
The Stop Payment of Wired Transfer screen appears.
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
229
Service Requests
Stop Payment of Wired Transfer - Confirm
Note: Once the details are submitted, the following message is displayed on the screen.
“Transaction will be stored in Release queue after final authorization. Bank Administrator needs
to release the transaction to process it.”
Click OK.
The Stop Payment of Wired Transfer Service Request screen appears.
OR
Click Another Service Request.
The new Service Request screen appears.
OR
Click E-Receipt to generate an E-Receipt of the completed transaction.
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
230
Service Requests
E-Receipt
OR
Click Another Service Request.
The New Service Request screen appears.
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
231
View Limits Utilization
30. View Limits Utilization
Using this option, you can view the limits utilized.
To view the limits utilization
1.
From the Payments menu, select View Limit Utilization.
The View Utilized Limits screen appears.
View Utilized Limits
Field Description
Field Name
Description
Transaction
[Mandatory, Drop-Down]
Indicates the transaction.
From Date
[Optional, Pick list]
Indicates the start date, for the search criteria.
The start date should not be greater than the current date.
To Date
[Optional, Pick list]
Indicates the end date, for the search criteria.
The end date should be greater than or equal to Start Date.
2.
From the Transaction list, select the appropriate option.
3.
Click Continue.
The View Utilized Limits screen appears.
The Initiation and Authorization limits for the limits allocated to you at User Level and
Customer Level are displayed.
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
232
View Limits Utilization
View Utilized Limits
4.
Click Change Limits to modify the limits.
The Change Limits screen for the selected transaction appears.
5.
Click Back to navigate to the previous screen.
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
233
View Limits Utilization
Limits Applicable to me
Field Description
Field Name
Description
Initiation limit
Minimum
Transaction
Amount
[Optional, Numeric, 12]
Maximum
Transaction
Amount
[Optional, Numeric, 12]
Indicates the minimum transaction amount.
Indicates the maximum transaction amount.
Daily Authorization Limit
Total Amount
[Optional, Numeric, 12]
Indicates the total authorization amount.
Number of
Transactions
6.
[Optional, Numeric, 12]
Indicates the total transactions for authorization.
Click Change.
The Change Limits Verify screen appears.
OR
Click Back to navigate to the previous screen.
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
234
View Limits Utilization
Change Limits Verify
7.
Click Change.
The Change Limits Confirm screen appears.
OR
Click Back to navigate to the previous screen.
Change Limits Confirm
8.
Click OK.
The View Utilized Limits screen appears.
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
235
Change Users Limits
31. Change Users Limits
Using this option, you can change the limits for the user.
To modify the user limits
1.
From the Customer Services menu, select Change Users Limit.
The Limits applicable to me screen appears.
Limits Applicable To Me
Field Description
Field Name
Description
Initiation limit
Minimum
Transaction
Amount
[Optional, Numeric, 15]
Maximum
Transaction
Amount
[Optional, Numeric, 15]
Indicates the minimum transaction amount.
Indicates the maximum transaction amount.
Daily Authorization Limit
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
236
Change Users Limits
Field Name
Description
Total Amount
[Optional, Numeric, 15]
Indicates the user to reduce or increase the aggregate daily
transaction amount limit.
Number of
Transactions
[Optional, Numeric, 15]
Indicates the user to reduce or increase the limit of number of
transactions per day.
2.
In the New Limits field, enter the new values.
3.
Click Change.
The Verify changed limits screen appears.
Change Limits Verify
4.
Click Confirm.
The Confirm Changed Limits screen appears.
OR
Click Back to navigate to the previous screen.
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
237
Change Users Limits
Confirm Changed Limits
5.
Click OK to navigate to the User’s Limits screen.
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
238
Template Look Up
32. Template Look Up
Using this option, you can use already existing templates for any of the payments
transactions. You need not to enter any field details for those fields which are already
filled in that existing template.
To attach a template
1.
Navigate to any payments transaction. For e.g. Own Account Transfer.
2.
From the Payments menu, select Own Account Transfer.
The Own Account Transfer screen appears.
Own Account Transfer
3.
If you select Existing Template option, click
The Template Search screen appears.
to select the template.
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
239
Template Look Up
Template Look Up
Field Description
Field Name
Description
Template Type
[Optional, Drop-Down]
Indicates the template type.
The options are:
Account Number

All

Public

Private
[Optional, Drop-Down]
Indicates the account number of the payment.
User Reference
Number
[Optional, Alphanumeric, 40]
Indicates the user reference number of the template.
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
240
Template Look Up
Column Description
Field Name
Description
User Reference
Number
[Option, Display]
Indicates the user to select the record which shall be used for
Initiation.
Displays the user reference number.
Template Type
[Display]
Displays the template type that is public or private.
Created On
[Display]
Displays the date on which the template / draft was created.
Updated On
[Display]
Displays the date on which the template / draft was updated.
Updated By
[Display]
Displays the channel user id of the user who has last updated the
template / draft.
Account Number
[Optional, Drop-Down]
Displays the account number of the payment.
Template / Draft
[Display]
Displays if the record is a Template or a Draft.
4.
In the User Reference No., select the appropriate option.
5.
Click Use Template.
The Own Account Transfer screen with all the details of template appears.
OR
The options mentioned below are applicable for records of template look up.
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
241
Template Look Up
To enable the word wrap in the columns, select the Word Wrap check box.
Click Customize Columns to reorder the columns or select the columns that appear in
the template look up list.
Click Download to download all or selected columns in the template look up list. You can
download the list in PDF, XLS, QIF, OFX and MT940 formats.
Click Print to print the template look up list and open the list as a PDF document.
Click
to view the first page of the template look up list.
Click
to view the previous page of the template look up list.
Click
to view the next page of the template look up list.
Click
to view the last page of the template look up list.
From the Page list, select the required page number of the template look up list.
From the Show Rows list, select the number of rows to be displayed in the template look
up list.
Click
next to the required column to sort the records of template look up in ascending
or descending order.
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
242
Template Look Up
Own Account Transfer
Note: For more information on the fields see Payment Transaction section.
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
243
Additional Options (Save as Drafts\Template, Save and Submit, View Limits)
33. Additional Options (Save as Drafts\Template, Save
and Submit, View Limits)
While doing Payments transactions there are additional options available as Save as
Drafts\Template, Save and Submit, View Limits.
Using Save as Drafts\Template option, you can save the entered details as drafts or
templates. These saved drafts or templates can be used later for any of the payments
transactions. You need not to enter any field details for those fields which are already
filled in these existing drafts or templates.
Using Save and Submit you can save as well as initiate that transaction.
Using View Limits option, you can view the limits status for that particular transaction.
Note: All the above stated functions are explained below with respect to Own Account Transfer
transaction.
33.1 Save as Drafts
To save as draft/template or save and submit or view limits
1.
From the Payments menu, select Own Account Transfer.
The Own Account Transfer screen appears
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
244
Additional Options (Save as Drafts\Template, Save and Submit, View Limits)
Own Account Transfer
2.
In the Payment To section, select the appropriate option.
a. If you select Existing Template option, select the appropriate option from the list.
b. Click Save as Draft to create a draft version of the transaction.
The Own Account Transfer – Confirm screen with the status message appears.
c.
i.
If you try to modify the existing template details:
The Save as Draft screen with the message appears.
ii.
Click Yes to overlap the existing draft with this draft.
OR
Click New Draft to create a new draft.
If you select Make New Payment option:
i.
For more information on the steps of Existing Template list, see Own Account
Transfer.
ii.
Click Save as Draft to create a draft version of the transaction.
The Own Account Transfer – Confirm screen with the status message
appears.
You can use the draft version later to initiate the payment.
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
245
Additional Options (Save as Drafts\Template, Save and Submit, View Limits)
Note: You can enter details in parts and save. Submission of the entered details can be done on
any preferred date using Save as Draft.
Own Account Transfer - Confirm
3.
Click OK.
The initial Own Account Transfer screen appears.
.
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
246
Additional Options (Save as Drafts\Template, Save and Submit, View Limits)
33.2 Save as Template
Own Account Transfer
1.
In the Payment To section, select the appropriate option.
a. If you select Existing Template option, select the appropriate option from the list.
b. Click Save as Template to create a payment template of the transaction.
The Own Account Transfer – Confirm screen with the status message appears.
c.
i.
If you try to modify the existing template details:
The Save as Template screen with the message appears.
ii.
Click Yes to overlap the existing template with this template.
OR
Click New Template to create a new template.
If you select Make New Payment option:
iii.
2.
For more information on the steps of Existing Template list, see Own Account
Transfer.
Click Save as Template to create a payment template of the transaction.
The Own Account Transfer – Confirm screen with the status message appears.
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
247
Additional Options (Save as Drafts\Template, Save and Submit, View Limits)
Note: While saving any transaction as template, system performs field validations i.e. you have to
enter the mandatory details; otherwise it won’t perform Save as Template.
You can use the template later to initiate the payment. Template access type is mandatory while
saving the template. Public templates are available to other users of the customer whereas
Private templates are available to user who creates it.
Own Account Transfer - Confirm
3.
Click OK.
The Initial Own Account Transfer screen appears.
33.3 Save and Submit
1.
In the Payment To section, select the appropriate option.
Note: For more information on the steps, see Own Account Transfer.
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
248
Additional Options (Save as Drafts\Template, Save and Submit, View Limits)
Own Account Transfer
2.
Click Save and Submit to create a payment template of the transaction as well as
initiating the transaction.
The Save and Submit screen appears.
Note: While doing save and submit, system performs field validations i.e. you have to enter the
mandatory details, otherwise it won’t perform Save and submit.
You can use the template later to initiate another payment. Template access type is mandatory
while saving the template. The system displays Save and Submit screen.
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
249
Additional Options (Save as Drafts\Template, Save and Submit, View Limits)
Save and Submit
Field Description
Field Name
Description
It is mandatory to select either Template Details or Draft Details option.
Template
Details
[Optional, Option]
Draft
Details
[Optional, Option]
New
Template
[Conditional, Alphanumeric]
Indicates the user to save the details as a template
Indicates the user to save the details as a draft.
Indicates the new template details.
This field appears, if you select the Template Details option.
Visibility
[Mandatory, Drop-Down]
Indicates the visibility of the template.
The options are:
New Draft

Private

Public
[Conditional, Alphanumeric]
Indicates the new draft details.
This field appears, if you select the Draft Details option.
3.
Select either Template Details or Draft Details option.
a. If you select the Template Details option:
i.
4.
From the Visibility list, select the appropriate option.
Click Submit to submit the template.
The Own Account Transfer – Verify screen appears and the system saves it as a
template.
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
250
Additional Options (Save as Drafts\Template, Save and Submit, View Limits)
33.4 View Limits
Own Account Transfer
1.
In the Payment To section, select the appropriate option.
Note: For more information on the steps, see Own Account Transfer.
2.
Click View Limits.
The View Utilized Limits screen with graphical representation of limits utilization status
(in terms of amount) appears.
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
251
Additional Options (Save as Drafts\Template, Save and Submit, View Limits)
View Utilized Limits
Note: For more information on limit utilization, see View Utilized Limits screen.
3.
Click Close to close the View Utilized Limits screen.
User Manual Oracle Banking Digital Experience Corporate Transfer and Payments
252
Was this manual useful for you? yes no
Thank you for your participation!

* Your assessment is very important for improving the work of artificial intelligence, which forms the content of this project

Download PDF

advertisement