EFTPOS – Quick Reference Guide
Where to get help
Help Desk – 24 hours, 7 days
Freecall 1800 230 177.
Authorisation – 24 hours, 7 days
Freecall 1800 813 700 for all debit card authorisations.
Call 13 26 36 for all credit card authorisations.
Sales – Monday to Friday, 8am to 6pm (AEST)
Freecall 1800 730 554 to change ownership and new facility enquiries.
Merchant Stationery – 24 hours, 7 days
Visit commbank.com.au/business/merchant-services/ordering-eftpos-stationery.html
XPOS Help Desk – 24 hours, 7 days
Freecall 1300 553 772 for existing XPOS services, technical support and faults.
Merchant Information Centre
For user guides please see commbank.com.au/business/merchant-services/merchant-information-centre
Helpful hints
Do not leave your terminal unattended.
Do not split transactions into smaller amounts.
Password protect your terminal.
Always check the card validity dates – both commencement and expiry.
When your terminal is down and not connecting, an authorisation code must be obtained for
transactions above your floor limit.
Always verify the amount and the ‘Approved’ message on the transaction before handing
the docket to the customer.
Do not allow any unauthorised use of your terminal – customers should only have access to enter
their PIN.
Retain vouchers for a minimum of 6 months.
* For more information please see your merchant agreement.
Most frequent decline codes
51 – Not sufficient funds, refer to Card Issuer.
61 – Daily Limit Exceeded, seek other form of payment.
55 – Incorrect PIN, have customer input PIN again.
67 – Phone Authorisation Centre.
12 & 57 – Invalid Transaction, seek other form of payment.
75 – Incorrect PIN on more than three attempts, seek other form of payment.
91 – Issuer Unavailable, voucher required.
Passwords
Upon receipt of your facility, please ensure that the default password is changed to reflect a valid password chosen by you.
This step is to assist in maintaining the security of your terminal.
Do not share or write down passwords.
For instructions on how to change your password please see your user guide.
EFTPOS – Quick Reference Guide
If you have any suspicions
About a credit card – call 13 26 36, 24 hours, 7 days.
You will be asked a series of ‘yes’ and ‘no’ questions (to avoid alerting the customer to your suspicion), and will then be given instructions about any action to be taken in your particular situation.
About a debit card – freecall 1800 813 700, 24 hours a day, 7 days.
Processing a downtime voucher
To process a downtime voucher
1. Select function or menu
2. Select EFTPOS
Never use a downtime voucher when:
3. Select special functions
The customer cannot remember their PIN.
4. Enter your password
The customer claims they have not yet been issued with a PIN for their card.
5. Select voucher
The terminal is in ‘Ready’ mode.
6. Follow the instructions on the terminal ensuring you enter the authorisation number,
card number, two-digit sequence number on the voucher, expiry date and date/time
the transaction took place.
The magnetic strip on the card is damaged (when debiting cheque or savings accounts).
To manually process settlement
To process settlement on your facility please complete the following
1.Select function
4.Select totals
2.Select menu
5.Enter your password and select settlement.
3.Select EFTPOS
Visit our web site at commbank.com.au/business/merchant-services
CC802 310713
Commonwealth Bank of Australia 48 123 123 124
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