Appendix H. Region and Country-Specific Requirements and Recommendations
Transaction Acceptance Device Guide (TADG)
Appendix H. Region and Country-Specific Requirements and
Recommendations
This appendix provides a summary of region and country-specific requirements and recommendations.
H.1 Europe Region
This section provides a summary of requirements and recommendations for acquirers in the Europe
Region as of the publication of this document. It contains the following sections:
• Czech Republic, Poland, and Slovakia
•
Finland, France, Italy, Turkey, and the United Kingdom
•
All of the Europe Region
H.1.1 Czech Republic, Poland, and Slovakia
Dual-Interface Mandate
Effective 1 January 2014
•
Any new terminals deployments must support dual-interface (contact chip and contactless) processing.
Effective 1 January 2018
• All new and existing terminals must support dual-interface processing.
H.1.2 Finland, France, Italy, Turkey, and the United Kingdom
Application Selection Requirements
These Application Selection requirements apply to all acceptance devices deployed in countries where
Visa SimplyOne cards are already in the environment, or where commitments to issue in significant number by the end of 2012 have been received: Finland, France, Italy, Turkey and the United Kingdom.
As these requirements and recommendations improve transaction speed when multi-application chip cards are used, their implementation at all acceptance devices throughout the Europe Region is strongly recommended in line with other regular device software updates.
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Appendix H. Region and Country-Specific Requirements and Recommendations
H.1 Europe Region
The following requirements are required for all new acceptance devices deployed as of 1 March 2013, and for all acceptance devices in the market as of 1 March 2015.
• Except in the exception cases listed below, if more than one application is mutually supported by the card and the acceptance device, the acceptance device:
– Must not automatically select an application.
– Must always present to the cardholder a choice between (but not exclusively) all mutually supported Visa applications.
– Must present as many options as possible on one screen display (that is, selection by confirmation is no longer permitted).
When not all options can physically be presented on one screen, clear prompts must indicate how to see any choice not visible on the first screen.
•
There are six types of transactions when the terminal is exempted from presenting all applications for choice:
1. Contactless transactions: automatic selection is mandatory for contactless transactions.
2. Chip-initiated transactions that occur as a result of a contactless transaction which require completion in contact chip mode: the application used for the initial contactless transaction should automatically be selected during the subsequent contact chip transaction.
3. Transactions on devices that are currently exempted by Visa rules from use of a PIN Entry
Device (currently road and bridge tolls, some vending machines and unattended devices in parking environments). On those devices, automatic selection of the primary application is permitted.
4. Transactions with Visa cards that, under conditions agreed with Visa, also contain non-Visa payment applications which are considered ’equivalent’ from a cardholder’s perspective (i.e., co-badged cards). When that is the case, Visa rules allow an acceptance device to not display all applications and recommends presenting for cardholder choice only one of the ’equivalent’ applications in order to not confuse the cardholder. That is, the acceptance device may explicitly pre-select which of the equivalent applications to present to the cardholder for choice. If such a ’pre-selection' is performed, the equivalent application which has the highest priority indicator on the card is the one that must be presented for choice to the cardholder.
5. Transactions at an ATM where the cardholder performs multiple operations with a single account (for example, checking the balance and making a cash withdrawal): the ATM is permitted to re-select the application used in the first part of the transaction.
6. Transactions where an acceptance device supporting a selectable kernel configuration has restarted a transaction after cardholder selection has already taken place, in order to try to complete a transaction using another kernel configuration allowed by Visa: the device may automatically re-select the application that was selected in the first place.
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